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Financing Your Home

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Know Your Options

There are a wide variety of loan products available in today's market. Find a lender who listens to your goals, explains your loan options in plain English and offers you a competitive price.

Get Pre-Approved

Pre-approval is a quick way to find out how much you can afford and shows home-sellers that you're a serious buyer. To get you pre-approved, a lender will check your credit and may verify employment, income and assets. If you meet that lender's guidelines, you'll get a letter that says how much you're pre-approved to borrow. A pre-approval letter is stronger than a pre-qualification. Similar to pre-approval, pre-qualification is a more informal evaluation of a buyer's credit worthiness and gives her a rough estimate of how much she can afford to borrow.

Getting pre-approved is free and there's no obligation to work with that lender. Once you've got an accepted offer on a house your lender will go through a more detailed approval process and get the home appraised before she funds the loan.

Get Pre-Approval Help with a Local Lender

Redfin partners with local lenders who have a track record of delighting our customers and share our commitment to putting the customer first. Just click on your area to find a lender:

Shop Rates

Not convinced? Shop Zillow's Mortgage Marketplace to get personalized, anonymous rate quotes and see how our partner lenders stack up.

Learn More About Mortgages

Our mortgage page is great jumping off point if you're interested in learning more about the mortgage process.