A little bit about Justin
Justin Toenjes (ten-yes) is a highly accomplished finance professional with a strong background in mortgage banking and a passion for helping individuals achieve their financial goals. As a devoted husband and father of three, Justin understands the importance of financial stability and prides himself on assisting clients in securing their dream home and building a solid future for their families. He holds a Bachelor of Science degree in Finance from Arizona State University. With over two decades of experience in the industry, Justin began his career as a Loan Processor in 1998 and quickly rose through the ranks, earning titles such as Branch Manager, Producing Branch Manager, and Vice President. Throughout his career, he has assisted countless clients in finding financing solutions that align with their budget and long-term financial aspirations. Raised in Gilbert, Arizona, Justin understands the local market dynamics and has developed a deep knowledge of the region’s real estate landscape. His extensive experience in mortgage banking both for regional banks and national home builders, coupled with his commitment to personalized service, has earned him a reputation as a trusted advisor and reliable partner both locally and nationally. Beyond his professional pursuits, Justin is an active contributor to the community. He serves as a Board Member for Boys to Men Mentoring Group of Greater Phoenix, an organization dedicated to young men through mentorship programs. In his free time, Justin enjoys the challenge of training for triathlons, a testament to his disciplined mindset and determination. With his expertise, genuine passion for helping others, and proven track record, Justin Toenjes is the go-to professional for all your mortgage financing needs. Whether you are a first-time homebuyer, a seasoned investor, or someone seeking refinancing options, he provides exceptional service and guiding you towards financial success.
Justin's Reviews
We survey everyone who has submitted a loan application with this lender, whether the loan closed or not.
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This was probably the part of buying our first home that we were dreading the most. We'd read about endless amounts of paperwork and delays throughout the process of buying a home. I am thrilled to report that we experienced none of that with Justin.
Justin (and Kathy) responded extremely quickly and were so helpful anytime we had questions as we went through the process. We spoke with Justin on the phone several times and he really put us at ease when little things would pop up that we weren't sure how to handle or what they meant. He thoroughly explained our options and the process and everything went smoothly.
Just about everything was handled online and the process was really efficient. When it was time to sign the closing documents, they arranged for someone to bring the paperwork to our home to sign on a Saturday morning which was so helpful since we work during the week. The gentleman who showed up was extremely professional and took time to explain what each of the closing documents were and gave us some great advice, like how much sooner you'll pay off your mortgage if you make a single extra payment in the first year!
As the numerous positive reviews show, working with Justin and Peoples Mortgage is a very enjoyable experience.
Thanks Justin!
Customer did not leave review comments.
He was excellent & answered all my questions (as this was our first home buying).
We have bought two homes with Justin and Peoples Mortgage. Their service and responsiveness have been excellent!!!
Justin from People Mortagage just simplified & made our loan process just easy. He is very prompt in answering & returning to calls. Kathy Alsoi from his team is very good in follow-ups & keeping us posted on the status on every single step. I have already & would definitely recommend Justin to any of my friends looking for a home loan.
Buyer Closed Aug '16Glendale, AZ
$334,500 • 1st Time Buyer
Justin was fantastic. Always available to answer questions I had pertaining to my home purchase.
Working with Justin throughout our home-buying process was amazing! He truly went above and beyond to make himself available, help ensure that all of our questions were answered, and kept all relevant parties on the same page every step of the way. There is so much that goes into the lending process, and working with Justin, my wife and I were able to have complete confidence that everything was on schedule. I look forward to working with Justin in the future, and I would recommend him to anyone that's about to begin this process!
Justin was organized, efficient, and true to his word. He wanted to ensure I knew everything that went in to getting a loan, and I appreciate how quick he would jump on the phone to answer any one of my many questions. His assistant, Kathy, was also amazing. They're a great team!
Customer did not leave review comments.
Justin was a pleasure to work with. On our first offer he moved lightning fast to get our pre-approval prepared. He continued to be a pleasure to work with through our closing.
Buyer Closed Oct '15Phoenix, AZ
$249,900 • 1st Time Buyer
Very helpful, no issues. Best rate by far - great lender!
Justin did a great job on our loan. He was very clear in communications and was able to work with us through the FHA lending process. Highly recommended!
Customer did not leave review comments.
Did a great job answering complicated questions and making arrangements in an unusual situation! Highly recommended!
Justin was professionl and great to work with. I would absolutely use people's mortgage again.
Justin is an ABSOLUTE pro. Super responsive and prompt to any and all inquiries and questions. Great experience working with him!
Justin and his team were amazing! We brought our purchase to him at the 11th hour after issues with our previous broker. On the brink of losing our purchase, Justin was able to solidify the deal. His experience, knowledge, and dedication assisted in closing the deal...and earlier than expected!
We followed Redfin's recommendation and obtained financing through Justin. I comparison-shopped extensively, and Justin offered lower rates than other local lenders and national banks. The application process was simple using his online portal, and Justin responded to each of my inquiries almost immediately (even outside of business hours). He explained all the documents and answered all of my questions until I understood everything. The underwriting and approval process went smoothly, there were no surprises or delays, and we closed on time.
Buyer Closed May '15Goodyear, AZ
$370,500 • 1st Time Buyer
It was a pleasure working with Justin Toenjes & Kathy Alosi to secure my home loan. Communications via phone/email was quick and efficient. Highly recommend and would love to work with them again!!!
Buyer Closed May '15Phoenix, AZ
$303,100
Justin was very knowledgeable and professional from submission of application to closing. He kept in direct communication by phone and by email. Answers to our questions were comprehensive, ultimately leading to an efficient path to closing.
Justin is an ABSOLUTE pro. Super responsive and prompt to any and all inquiries and questions. Great experience working with him!
Buyer Did Not Sell Feb '15Phoenix, AZ
$235,000 • 1st Time Buyer
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Customer did not leave review comments.
Buyer Closed Feb '15Phoenix, AZ
$230,000 • 1st Time Buyer
Justin was amazing, patient and very professional. Our offer fell through, but of no fault of Justin. I highly recommend Peoples Mortgage with Justin.
Customer did not leave review comments.
Excellent in every way. Justin was the best mortgage broker we have ever worked with. He did next to the impossible in just 28 days. Professional, friendly and responsive. He kept us in the loop every step of the way.
Customer did not leave review comments.
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Buyer Did Not Sell Nov '14Tempe, AZ
$270,000 • 1st Time Buyer
Justin is fantastic. How he went out of his way for my family during a daunting transaction was almost heroic. Can't say enough positive things about Justin. If you are looking for the best of the best, call Justin.
Always gracious and prompt to any and all questions. Went over paperwork until we completely understood. Great experience -- will definitely refer him to friends and family! :)
Buyer Closed Nov '14Goodyear, AZ
$184,500
I would highly recommend Justin's services. He worked with our situation to try and get the best mortgage that fit our situation the best. He ran the numbers for a few houses we were interested in before deciding on one. He was thorough and quick with responses.
Justin was very helpful and we were able to close as scheduled.
Buyer Closed Nov '14Queen Creek, AZ
$410,000
Justin was very helpful and we were able to close as scheduled.
Buyer Did Not Sell Oct '14Gilbert, AZ
$575,000
Customer did not leave review comments.
Customer did not leave review comments.
Completely professional, on top of everything and answered every question we had. We were able to close sooner than expected and justin was very thorough and very easy to work with. I've referred him already!
Buyer Closed Sep '14Phoenix, AZ
$437,500 • New Construction
Customer did not leave review comments.
He was great to work with and we closed on time.
I would recommend him!
Buyer Did Not Sell Aug '14Chandler, AZ
$630,000
Customer did not leave review comments.
Justen was cool to work with on my new home. He helped me stay on top of things needed to close. Everything went awesome will deffinitley recomend him the future.
Customer did not leave review comments.
Buyer Closed Jul '14Phoenix, AZ
$200,000 • 1st Time Buyer
Justin blew the competition out of the water. I have a friend who was competing for my business and he just shook his head and said I can't get close to what Justin is offering you. Everything was exactly as he said, and actually the total cost was less than he said. Amazing!!!
Customer did not leave review comments.
Customer did not leave review comments.
Customer did not leave review comments.