Discover the perfect blend of modern reliability and rustic charm in this 3-bedroom, 2-bathroom gem located in the Heritage Ranch community at Lake Nacimiento. Whether you're looking for a full-time residence or the ultimate weekend basecamp, this home offers more than just a place to sleep—it offers peace of mind. Equipped with a Tesla Battery Backup system, say goodbye to power outages and hello to sustainable, seamless living. Living here means more than just owning a home; it means access to a private gated community with an abundance of amenities such as a private marina & boat launch to skip the crowds and get on the lake in minutes, spark up a match on the pickleball/tennis/basketball courts, take a dip in the community pools, or explore miles of hiking and Equestrian Center with riding trails. Just minutes away from the Cappy Culver Elementary, Oak Hill Market, gas station, and local dining. This home is ready for a little TLC - with some fresh paint, new flooring, or updated fixtures, you can build instant equity. There is plenty of room for boat parking and a deck ready to be revived for sunset BBQs. Don’t let the lights go out on this opportunity. Experience the best of Heritage Ranch has to offer with just a 15 minute drive to town. Schedule your private showing today and see why life is better at the lake!
Single-familyProperty Type
1979Year Built
6,000 sq ftLot Size
$305Price/Sq.Ft.
$205/moHOA Dues
2 car garageParking
Listed by Cody Wilcoxson•DRE #01847871• Oak & Roots Real Estate Group
Contact: 805-748-2477
Bought with Stephen Moore•DRE #01868065• RE/MAX Parkside Real Estate
Est. $2,922 per month, based on comparable rentals
Sale and tax history for 2628 Saddle Back
Sale History
Tax History
Date
Event
Price
CRMLS #NS26100314
Jul 2, 2026
Sold
$435,000
$305/sq ft
Jun 18, 2026
Pending
—
Jun 2, 2026
Contingent
—
May 26, 2026
Price Changed
$439,000
$308/sq ft
May 17, 2026
Price Changed
$455,000
$319/sq ft
May 7, 2026
Listed
$475,000
$333/sq ft
NSBCRMLS #700144
Apr 7, 2017
Listing Removed
—
Jan 20, 1997
Listed
$111,900
$79/sq ft
Public Records
Sep 9, 2016
Sold
$280,000
$196/sq ft
NSBCRMLS #1065172
Sep 9, 2016
Listing Removed
—
Mar 31, 2016
Listed
$299,000
$210/sq ft
CRMLS #PR1065172
Sep 9, 2016
Sold
$280,000
$196/sq ft
Jul 25, 2016
Listing Removed
—
Mar 31, 2016
Listed
$299,000
$210/sq ft
NSBCRMLS #176260
Jul 22, 2011
Listing Removed
—
May 3, 2011
Listed
$180,000
$126/sq ft
CRMLS #PR176260
Jul 22, 2011
Sold
$177,000
$124/sq ft
May 3, 2011
Listed
$180,000
$126/sq ft
NSBCRMLS #120290
Feb 9, 2007
Listing Removed
—
Aug 1, 2006
Listed
$320,000
$225/sq ft
CRMLS #PR120290
Feb 9, 2007
Sold
$329,000
$231/sq ft
Aug 1, 2006
Listed
$320,000
$225/sq ft
NSBCRMLS #1037774
Jul 28, 2005
Listing Removed
—
Feb 25, 2005
Listed
$369,800
$260/sq ft
CRMLS #AT1037774
Jul 28, 2005
Sold
$369,000
$259/sq ft
Feb 25, 2005
Listed
$369,800
$260/sq ft
Public Records
Feb 25, 2005
Sold
$300,000
$211/sq ft
NSBCRMLS #1007097
May 17, 2002
Listing Removed
—
Dec 28, 2001
Listed
$195,000
$137/sq ft
CRMLS #PR1007097
May 17, 2002
Sold
$162,500
$114/sq ft
Dec 28, 2001
Listed
$195,000
$137/sq ft
CRMLS #PR700144
Jan 8, 1999
Listing Removed
—
Jan 20, 1997
Listed
$111,900
$79/sq ft
Public Records
Oct 20, 1989
Sold
$105,000
$74/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,930 (−12.6%)
$118,377 + $213,080
$331,457
2024
$4,497 (+26.1%)
$116,056 + $208,902
$324,958
2023
$3,566 (+1.5%)
$113,781 + $204,806
$318,587
2022
$3,513 (+1.9%)
$111,550 + $200,791
$312,341
2021
$3,447 (+1.0%)
$109,363 + $196,854
$306,217
2020
$3,413 (+1.9%)
$107,219 + $192,995
$300,214
2019
$3,348 (+1.9%)
$106,120 + $191,017
$297,137
2018
$3,285 (+1.9%)
$104,040 + $187,272
$291,312
2017
$3,223 (+55.5%)
$100,000 + $180,000
$280,000
2016
$2,072 (+1.5%)
$100,000 + $180,000
$280,000
2015
$2,041 (+3.7%)
$74,272 + $113,530
$187,802
2014
$1,969 (+0.4%)
$71,724 + $109,635
$181,359
2013
$1,961 (+2.0%)
$71,400 + $109,140
$180,540
2012
$1,923
$71,400 + $109,140
$180,540
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
6,000 Sq. Ft.
Year renovated
—
Sq. Ft.
1,425
Year built
1979
Style
Single Family Residential
County
San Luis Obispo County
APN
012-284-045
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 17, 2026.
RSF
NORTH COUNTY PLANNING AREA
INLAND AREA
NACIMIENTO SUB AREA
Residential, Single-Family District
The purpose of this section is to establish standards for the conversion of rental housing into condominiums that conform to the General Plan and Housing Element, maintain a supply of affordable housing units, retain some rental units, reduce the impact of such conversions on the tenants, facilitate resident ownership of the converted units, ensure that converted housing achieves a high standard of safety and quality, and inform the prospective buyers of the physical conditions of the structure.
Zone overlays
Permitted uses
Include but are not limited to:
Office-Other
Jun 12, 2025 • Final
Energy storage system - renewable energy
Battery
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking / Garage Information
Attached Garage
# of Garage Spaces: 2
Driveway Up Slope From Street, Garage - Front Entry
Has Parking
# of Parking Spaces: 2
Interior
Laundry Information
Has Laundry
In Garage
Kitchen Information
Appliances: Microwave, Built In Range, Dishwasher
Has Appliances
Area
Bathroom Information
# of Baths (Full): 2
Shower in Tub
Cooling Information
Central
Has Cooling
Room Information
Walk-In Closet, Entry, Center Hall, Kitchen, Living Room, Primary Suite
Fireplace Information
Living Room
Has Fireplace
Flooring Information
Tile, Carpet, Laminated
Heating Information
Forced Air
Has Heating
Interior Features
Entry Level: 1
Entry Location: Stairs to entry
Ceiling Fan
Levels: One
Main Level Bathrooms: 2
Main Level Bedrooms: 3
Spa Features: Association
Has Spa
Window Features: Screens
Exterior
Exterior Information
Structure Type: House
Roof: Composition
Fencing: Partial, Average Condition
Has Fence
Construction Materials: Wood
Exterior Features
Patio And Porch Features: Porch - Front, Deck
Has Patio
Pool Features: Association
Lot Information
Elevation Units: Feet
Lot Size Source: Assessor's Data
Lot Features: Front Yard, Greenbelt
Property Information
Common Interest: Planned Development
Total # of Units: 1
Accessibility Features: None
Common Walls: No Common Walls
Direction Faces: Northwest
Living Area Source: Assessor's Data
Parcel Number: 012284045
Total # of Stories: 1
Has View
Year Built Source: Assessor
Property ADU: No
Financial
Assesments Information
Assessments: Unknown
Utilities
Utilities Information
Sewer: Private Sewer
Propane, Sewer Connected, Electricity Connected, Water Connected
Water Source: Private
Location
Homeowners Association
Is Part of Association
Association Name: Heritage Ranch Owner's Assoc.
Association Fee: $205
Association Fee Frequency: Monthly
Association Amenities: Hiking Trails, Guard, Pickleball, Horse Trails, Playground, Call for Rules, Pool, Dog Park, Controlled Access, Picnic Area, Biking Trails
Neighborhood Information
Community Features: Horse Trails, Golf Course, Rural, Biking, Dog Park, Hiking, Lake, Park
School Information
Elementary School: Cappy Culver
High School District: Paso Robles Joint Unified
Elementary School 2: CACUL
Location Information
Latitude: 35.72022800
Longitude: -120.88348900
Other Subdivision Name: PR Lake Nacimiento(230)
Directions: Go through main gate, use Gateway Dr pass the park, R on Heritage Rd, First L is Saddle Back, 2nd house on left
Road Frontage Type: Private Road
Road Surface Type: Paved
Subdivision Name: PR Lake Nacimiento(230)
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,425
Stories: 1.0
Lot Size: 6,000 square feet
Style: Single Family Residential
Year Built: 1979
Year Renovated: —
County: San Luis Obispo County
APN: 012-284-045
Home facts updated by county records on Aug 17, 2026
Other
Listing Information
IDX Contact Info: 805-748-2477
Days Active in MLS: 26
Continuous Days Active in MLS: 26
Listing Agent Information
List Agent First Name: Cody
List Agent Last Name: Wilcoxson
Listing Office Information
List Office Name: Oak & Roots Real Estate Group
Selling Agent Information
Buyer Agent First Name: Stephen
Buyer Agent Last Name: Moore
Selling Office Information
Buyer Office Name: RE/MAX Parkside Real Estate
Around this home
Schools
Cappy Culver Elementary School
Public K-8 • Assigned • 1.6mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
7/10 Fire Factor
20% chance of being in a wildfire in next 30 years
5/10 Heat Factor
8 days above 100° expected this year, 19 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
12 unhealthy days expected this year, 13 days in 30 years
Provided by First Street
Historical weather
Heritage Ranch, CA • 93446
Average low and high temperatures (°F)
63
36
65
42
71
44
72
45
81
49
87
52
87
54
94
56
88
57
81
50
66
42
64
41
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
86/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$486,000 – $589,000
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