Perched atop a hill in coveted Point Loma Heights, this beautifully remodeled Colonial Cottage pairs timeless character with modern convenience, just minutes from downtown San Diego, the Bay, and Sunset Cliffs. Tiny house offers space for guests or tenant. From the front porch, take in sweeping views of the downtown skyline and the Bay. Inside, wide-plank wood floors, recessed lighting, and a brick fireplace with built-ins set a warm, inviting tone, while plantation shutters add classic charm throughout. The chef's kitchen showcases a farmhouse sink, custom cabinetry and hood, and a brand-new 6-burner range. A mudroom off the kitchen offers additional storage, a water filtration system and a second farmhouse sink. French doors and a slider off the primary suite open to a newly built 2026 Trex deck, complete with a butcher block serving counter and string lights—ideal for al fresco dining and entertaining. The fully landscaped grounds include turf front and back yards, mature fruit trees (fig, lemon, orange, avocado) on a drip system, and a storage shed. A private, remodeled tiny house with its own entrance, kitchenette, and bathroom offers flexible use as a guest suite or income-producing rental, and the spacious lot presents exciting potential to add an ADU. Additional highlights include an in-unit washer/dryer plus a second set in the garage, ample off-street parking, and major 2017 upgrades: new roof, exterior paint, dual pane windows, and fully renovated bathrooms. A rare opportunity to own a turn-key Point Loma Heights retreat with income potential and room to grow.
Point Loma Highlands, located between Sunset Cliffs and Mission Bay, is a coastal and residential San Diego neighborhood with ocean-breeze streets and canyon-edged views. The neighborhood’s energy concentrates around the Midway District stretch of Rosecrans Street near Sports Arena Boulevard, where marinas, music venues, and no-nonsense eateries set a working-waterfront tone. Liberty Public Market and the ARTS DISTRICT Liberty Station act as local pillars for food halls, galleries, and maker shops in repurposed naval buildings. Low-slung mid-century homes and tidy apartment courts share the grid with palms and pocket parks. Side streets slope toward yacht basins and the channel, keeping the horizon in view. Evenings often orbit around live shows at Humphreys Concerts by the Bay.
Provided by Walk Score and Local Logic
Market insights
3853 Narragansett Ave · $1,725,000
DAYS ON MARKET
4 days
The average home goes pending in 22 days.
SALE-TO-LIST
99.7%
Most homes are selling 0% below list price.
LIST PRICE
$1,725,000
Median sale price in this area is $1,097,086. (36% lower than this home)
PRICE DROP
0 price drops
19% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Dishwasher
Disposal
Microwave
Range hood
Gas oven
Gas range
Cooktop
Refrigerator
Washer
Dryer
Living room fireplace
Bedrooms
3 bedrooms possible
Bathrooms
3 full bathrooms
Kitchen
Dishwasher
Gas oven
Gas range
Cooktop
Microwave
Range hood
Refrigerator
Disposal
Laundry & utility
Washer
Dryer
Flooring
Tile
Wood
Heating & cooling
Forced air heating
Natural gas
Exterior features
Patio
Full fencing
Shed(s)
Has a view
Home design
Single-family residence
Detached
One story
Parking
5 parking spaces total
2-car detached garage
Construction
Stucco construction
Composition roof
Utilities
Public water
Sewer connected
Electricity and solar
View estimated energy costs and solar savings for this home
Unbelievable, Charming Home with Pottery Barn-Like Accents Galore! Prime Point Loma Neighborhood! Upgraded Kitchen w/ Quartz Counter, Farm Sink and Arched Entrance! Cottage Charm Will Captivate You With Gleaming Wood Flooring, French Doors, Divided Light Windows and Old World Brick Fireplace! 2 Car Garage. Large, Flat, Private Yard with Lush Landscaping/ Mature Citrus & Workshop/Guest Room and Trellis. Walk to Dana Middle and Silvergate Elementary. Drive in Gate w/ Room for Boat or RV Neighborhoods: Loma Terrace Other Fees: 0 Sewer: Sewer Connected Topography: LL
Year
Property tax
Land + Additions
Assessment*
2025
$13,120 (+8.2%)
$907,375 + $96,523
$1,003,898
2024
$12,122 (+2.3%)
$907,375 + $96,523
$1,003,898
2023
$11,855 (+2.7%)
$889,584 + $94,631
$984,215
2022
$11,540 (+0.7%)
$872,142 + $92,776
$964,918
2021
$11,461 (+1.2%)
$855,042 + $90,957
$945,999
2020
$11,322 (+1.8%)
$838,277 + $89,174
$927,451
2019
$11,120 (+7.0%)
$829,682 + $88,260
$917,942
2018
$10,396 (+59.1%)
$813,414 + $86,530
$899,944
2017
$6,532 (+1.7%)
$508,660 + $54,111
$562,771
2016
$6,426 (+1.5%)
$508,660 + $54,111
$562,771
2015
$6,330 (+1.6%)
$498,687 + $53,050
$551,737
2014
$6,229 (+0.1%)
$481,576 + $51,231
$532,807
2013
$6,221 (+621.8%)
$481,576 + $51,231
$532,807
2012
$862 (+2.0%)
$479,400 + $51,000
$530,400
2011
$845 (+1.7%)
$38,972 + $42,835
$81,807
2010
$830 (−0.3%)
$38,208 + $41,996
$80,204
2009
$833 (+3.7%)
$37,923 + $41,683
$79,606
2008
$803
$38,014 + $41,783
$79,797
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
6,300 Sq. Ft.
Year renovated
1949
Finished Sq. Ft.
1,482
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,482
Year built
1949
Style
Single Family Residential
County
San Diego County
APN
4493103100
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 23, 2026.
RS-1-7
PENINSULA
CHLOZ
Residential-Single Unit Zone
The purpose of the RS zones is to provide appropriate regulations for the development of single dwelling units that accommodate a variety of lot sizes and residential dwelling types and which promote neighborhood quality, character, and livability. It is intended that these zones provide for flexibility in development regulations that allow reasonable use of property while minimizing adverse impacts to adjacent properties.
Zone overlays
Peninsula Community Plan
Coastal Height Limit Overlay Zone
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Senior
Housing-Other
Recreation
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 84° expected this year, 20 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
San Diego, CA • 92107
Average low and high temperatures (°F)
63
51
63
53
64
55
64
56
65
59
67
61
68
63
72
66
72
66
67
60
65
54
63
52
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.9 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 3853 Narragansett Ave
$1,751,386
$26K over list price of $1.73M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.5M to $1.9M.