Destin Condo Under $240K - Furnished 2BR Condo + Pond View + STR Allowed + Boat/Trailer Parking + 3 Pools! - Amazing pond views and easy coastal living in this beautifully updated 2-bedroom, 1-bath condo located in the heart of Destin! This charming unit with tons of natural lighting features durable LVP flooring, granite countertops in the kitchen, a full washer and dryer, and comes fully furnished, including a sleeper sofa for additional guest space, making it truly move-in or rental ready. Relax with peaceful amazing water views overlooking the pond, or take advantage of the incredible community amenities, including three swimming pools (one heated), tennis courts, on-site laundry facilities, and a secure gated entrance. The community also offers ample parking for boats, trailers, and recreational vehicles--perfect for embracing the coastal lifestyle. Located just minutes from Destin's gorgeous white-sand beaches, world-class fishing, boating, dining, shopping, and water sports, this property is ideal as a primary residence, vacation getaway, or investment opportunity. Short-term rentals are allowed, making this a fantastic opportunity for investors seeking strong rental potential. Live where others vacation--schedule your private showing today!
Downtown Destin, located between Destin Harbor and Choctawhatchee Bay, is a waterfront and walkable Destin neighborhood with working-marina energy and a salty, sunlit streetscape. The neighborhood’s character concentrates along Harbor Boulevard at the Destin Harbor Boardwalk, where charter docks, seafood counters, tiki bars, and sunset strolls stack up in a tight strip. Low-rise condos and classic Florida cottages sit near boat slips, bait shops, and palm-lined parking courts, keeping the architecture casual and coastal. HarborWalk Village acts as the social hub, with live-music stages and marina-front promenades. Dewey Destin’s Seafood Restaurant & Market and The Red Door Saloon anchor the local lineup with long-running, harbor-side character. Clement Taylor Park adds a breezy green edge for picnics and bay views.
Provided by Walk Score and Local Logic
Offer insights
4000 Gulf Terrace Dr #105 · $230,000
$228K and above
75% chance or better to win
Why $228K+ is a strong offer
DAYS ON MARKET
198 days
The average home goes pending in 77 days.
SALE-TO-LIST
95.1%
Most homes are selling 5% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Ceiling fans
Bedrooms
Master bedroom on the first floor (approx. 12 x 11)
Second bedroom on the first floor (approx. 17 x 11)
Bathrooms
One full bathroom
Kitchen
Updated kitchen with granite countertops
New cabinets
Built-in microwave
Refrigerator
Laundry & utility
Washer
Dryer
Electric water heater
Heating & cooling
Central heating
Central air
Ceiling fans for cooling
Exterior features
Covered patio/porch
Tennis courts
In-ground heated pool
Pond/waterfront view
Home design
Condo in Gulf Terrace building
Two levels
Resale property
Parking
Parking lot
RV/boat parking
Construction
Block and frame construction
Slab foundation
Metal roof
Utilities
Public water
Public sewer
Copper electrical wiring
Paved, county-maintained road access
HOA & community
Association with annual fee
Annual association fee covers association, cable TV, grounds maintenance, insurance, maintenance, management, trash, and water/sewer
Community amenities include pool, picnic area, and tennis courts
Other
Building name: Gulf Terrace Condo
Building total area approx. 982 (building units measured in square feet)
Electricity and solar
View estimated energy costs and solar savings for this home
Sale and tax history for 4000 Gulf Terrace Dr #105
Sale History
Tax History
Date
Event
Price
PARMLS #677916
Aug 18, 2026
Price Changed
$230,000
$234/sq ft
Aug 12, 2026
Price Changed
$239,000
$243/sq ft
Jul 13, 2026
Price Changed
$242,500
$247/sq ft
Jun 1, 2026
Price Changed
$249,500
$254/sq ft
May 4, 2026
Price Changed
$252,000
$257/sq ft
Apr 6, 2026
Price Changed
$257,500
$262/sq ft
Mar 20, 2026
Price Changed
$259,500
$264/sq ft
Feb 18, 2026
Listed
$264,900
$270/sq ft
NAMLS #995657
Aug 20, 2026
Relisted
—
Aug 18, 2026
Price Changed
$230,000
$234/sq ft
Aug 12, 2026
Price Changed
$239,000
$243/sq ft
Jul 13, 2026
Price Changed
$242,500
$247/sq ft
Jun 1, 2026
Price Changed
$249,500
$254/sq ft
May 4, 2026
Price Changed
$252,000
$257/sq ft
Apr 6, 2026
Price Changed
$257,500
$262/sq ft
Mar 20, 2026
Price Changed
$259,500
$264/sq ft
Feb 21, 2026
Relisted
—
Feb 21, 2026
Pending
—
Feb 21, 2026
Listing Removed
—
Feb 18, 2026
Listed
$264,900
$270/sq ft
+18
Destin Condo Under $240K - Furnished 2BR Condo + Pond View + STR Allowed + Boat/Trailer Parking + 3 Pools! -Amazing pond views and easy coastal living in this beautifully updated 2-bedroom, 1-bath condo located in the heart of Destin! This charming unit with tons of natural lighting features durable LVP flooring, granite countertops in the kitchen, a full washer and dryer, and comes fully furnished, including a sleeper sofa for additional guest space, making it truly move-in or rental ready. Relax with peaceful amazing water views overlooking the pond, or take advantage of the incredible community amenities, including three swimming pools (one heated), tennis courts, on-site laundry facilities, EV charging station, cara vacuum/air and a secure gated entrance. The community also offers ample parking for boats, trailers, and recreational vehicles--perfect for embracing the coastal lifestyle. The community also offers ample parking for boats, trailers, and recreational vehicles--perfect for embracing the coastal lifestyle. Located just minutes from Destin's gorgeous white-sand beaches, world-class fishing, boating, dining, shopping, and water sports, this property is ideal as a primary residence, vacation getaway, or investment opportunity. Short-term rentals are allowed, making this a fantastic opportunity for investors seeking strong rental potential. Live where others vacation--schedule your private showing today!
ECAR #335168
Jan 31, 2003
Sold
$85,000
$87/sq ft
Jan 31, 2003
Sold
$85,000
$87/sq ft
Nov 23, 2002
Listed
$88,500
$90/sq ft
Nov 23, 2002
Listed
$88,500
$90/sq ft
REMARKABLE UNIT JUST REMODELED...GROUND FLOOR ON LAKE!! NEW CARPET, PAINT, WALL PAPER, NEW STOVE, NEW WICKER FURNITURE IN BR'S, NEW AC & HEAT, NEW MIRROR SHOWER & CLOSET DOORS, NEW COMMODE, & NEW HUNTER FANS IN LR & DR. UNIT IS EXTENDED TO GIVE YOU A DINING ROOM AND LAUNDRY ROOM. THIS UNIT HAS IT ALL. WALK TO BEACH, 3 POOLS, TENNIS, 20 ACRE FRESH WATER LAKE, CLUBHOUSE, RV & BOAT STORAGE & ON-SITE RENTAL MANAGEMENT. BUYER TO VERIFY SQ FT.
Public Records
Nov 18, 1996
Sold
$66,500
$68/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,147 (+2.8%)
2024
$2,089 (+2.7%)
2023
$2,035 (+27.4%)
2022
$1,597 (+20.3%)
2021
$1,327 (+17.9%)
2020
$1,126 (+4.6%)
2019
$1,076 (+8.9%)
$90,000
2018
$989 (+3.6%)
$77,000
2017
$954 (+1.0%)
$73,000
2016
$945 (+8.1%)
$73,000
2015
$874 (+5.2%)
$66,000
2014
$831
Public record
Public record
Zoning
Beds
2
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
—
Year renovated
1973
Finished Sq. Ft.
982
Unfinished Sq. Ft.
—
Total Sq. Ft.
982
Year built
1973
Style
Condo/Co-op
County
Okaloosa County
APN
002S22109501050000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 24, 2026.
TCMU
Town Center Mixed Use District
Purpose and intent. The Town Center Mixed Use zoning district shall apply to areas developed, redeveloped and maintained and conserved as areas that accommodate permanent multi-family attached residential dwelling units; retail; service; restaurant; office; and similar commercial uses. It is the intent of the TCMU zoning district to specifically not allow permanent or seasonal single-family residential uses. It is also the intent of the TCMU zoning district to encourage multi-family developments to include appropriate non-residential components in furtherance of the mixed-use nature of the zoning district. Commercial hotel, motel, bed and breakfast establishments and other commercial transient living accommodations and seasonal multi-family attached residential dwelling units are only allowed on properties that have direct or secondary access to Harbor Boulevard/U.S. Highway 98. It is intended that the TCMU zoning district provide for increased buffering and setbacks from nea rby residential and mixed-use developments.
This home ranks in the top 18% for direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.1 hrs
6.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4000 Gulf Terrace Dr #105
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