There is something powerful about beginning with a blank canvas--especially when the setting is already established. Positioned on a cul-de-sac homesite in The Hammocks Phase III, 3528 Rosewood Circle offers the opportunity to create a residence that feels unmistakably yours. Rather than inherit someone else's floor plan, finishes, or compromises, shape every detail around the way you want to live, gather, and unwind. Envision timeless architecture or a clean contemporary design, beautifully considered interiors, and outdoor spaces that feel like a natural extension of the home, subject to applicable approvals. Beyond the homesite, the community pool and gazebo offer a relaxed extension of home without the day-to-day care of a private amenity. Public water and sewer are available, while the central Lynn Haven location keeps shopping, dining, Panama City, Tyndall Air Force Base, Naval Support Activity Panama City, and Gulf Coast recreation within convenient reach. This is more than a place to build. It is the opportunity to create a home with your point of view, your priorities, and your signature. Buyer to verify all measurements and information if important. Reach out for more information or to schedule a showing today.
The Hammocks, located between U.S. 77 and North Lagoon Drive, is a residential and waterfront Lynn Haven neighborhood with canal-lined streets and a low-key coastal pace. Its character concentrates around the stretch of U.S. 77 near 26th Street, where marinas, bait-and-tackle counters, and casual local eateries set a salt-air rhythm. Housing trends toward Florida ranches and newer coastal builds, with driveways, palms, and screened porches shaping the streetscape. Evenings read as porch-light calm, with boats idling through nearby channels and pelicans tracking the shoreline. Outdoor time centers on short drives to bayfront parks and launch ramps, with water views doing much of the talking.
Provided by Walk Score and Local Logic
Property details
Exterior
Finance
Exterior features
Paved lot
City street frontage
Publicly maintained road
Home design
Residential single-family zoning
Utilities
Public sewer available
Sewer service available
HOA & community
Homeowners association with quarterly fee of $190.69
Electricity and solar
View estimated energy costs and solar savings for this home
An opportunity to build your next DREAM home in an established neighborhood on a quiet cut-de-sac. One of a few lots left in The Hammocks. Beautiful community swimming POOL and gazebo. Close to Bay Haven Charter Academy and Mosley High School. Convenient to Tyndall Air Force Base, Naval Support Activity, beach, shopping and restaurants. All sizes are approximate; please remeasure if important.
CPARMLS #357959
Dec 9, 2021
Listing Removed
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Sep 29, 2006
Listed
$126,000
CPARMLS #342127
Dec 9, 2021
Listing Removed
—
Nov 15, 2005
Listed
$122,000
Public Records
Feb 23, 2007
Sold
$100,000
Public Records
Aug 17, 2004
Sold
$55,000
Year
Property tax
Land + Additions
Assessment*
2025
$818 (+1.5%)
$54,360
2024
$806 (+4.5%)
$53,650
2023
$771 (+11.3%)
2022
$693 (+3.3%)
2021
$670 (+27.8%)
2020
$524 (+12.5%)
2019
$466 (+3.5%)
2018
$450 (+2.3%)
2017
$440 (+2.1%)
$37,363
2016
$431 (+40.4%)
$37,400
2015
$307
$19,600
2014
$307
Public record
Beds
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Baths
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Stories
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Lot width
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Lot depth
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Lot size
0.27 Acres
Year renovated
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Finished Sq. Ft.
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Unfinished Sq. Ft.
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Total Sq. Ft.
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Year built
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Style
Vacant Land
County
Bay County
APN
11849584000
Parking Spaces
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Basement
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Accessible
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HOA Dues
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Garage
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Features
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Last updated by owner on Jun 18, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Lynn Haven, FL • 32444
Average low and high temperatures (°F)
61
41
68
50
74
55
80
61
83
69
89
75
91
78
88
75
87
72
82
62
75
56
66
47
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
75/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
7.4 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 3528 Rosewood Cir
There isn’t enough information to generate an accurate estimate at this time. Learn More