For sale

$385,000

Est. $2,468/mo —

•

1,648

sq ft

4431 N Atlantic Cir, North Fort Myers, FL 33903

About this home

SAILBOAT ACCESS • NO BRIDGES • WESTERN EXPOSURE • BOAT LIFT • CLOSE TO THE RIVER • MAJOR UPGRADES Welcome to 4431 N Atlantic, North Fort Myers, FL, where waterfront living and convenience come together. This sailboat-access waterfront home offers no bridges to the river, western rear exposure, a private boat lift, and quick access to open water—an excellent combination for boaters and anyone looking to enjoy the Southwest Florida lifestyle. Step outside and enjoy beautiful western exposure and Florida sunsets from your own waterfront backyard. Boaters will appreciate the new seawall and dock, private boat lift, no-bridge sailboat access, newer ac, and close proximity to the river, making it easy to spend your days boating, fishing, cruising, or exploring the waterways of Southwest Florida. The home has had numerous important improvements, including PVC plumbing, a newer roof, new flooring, updated showers, a new seawall, and a new dock. These major upgrades provide a great foundation for a full-time residence, seasonal retreat, or Florida vacation home. Location is another major advantage. Enjoy convenient access to shopping, dining, entertainment, and everyday necessities, while being just a short drive to Cape Coral and Downtown Fort Myers. You can enjoy the privacy and relaxation of waterfront living without giving up easy access to everything the area has to offer. Whether you're looking for a primary residence, seasonal home, waterfront getaway, or vacation property, this home delivers the features Southwest Florida buyers are searching for: sailboat Gulf access, no bridges, western exposure, boat lift, new seawall and dock, quick river access, and an outstanding North Fort Myers location. Come experience waterfront living, incredible sunsets, and the freedom of having your boat waiting right outside your back door.

Single-familyProperty Type

1966Year Built

7,187 sq ftLot Size

$234Price/Sq.Ft.

1 car garageParking

Listed by Jason Foskey • International Home Network LLC

Listing updated: Aug 30, 2026 at 02:01pm

Redfin checked: a minute ago

•Source:FORTMLS #2026033925

Payment calculator

$2,468 per month

Principal and interest$2,023

Property taxes

$200

HOA dues

Home insurance

$244

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

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Around this home

Schools

K - 12
Preschool & daycare

Hancock Creek Elementary School

Public PreK-5 • Assigned • 0.9mi

3/10

Caloosa Middle School

Public 6-8 • Assigned • 1.8mi

4/10

North Fort Myers High School

Public 9-12 • Assigned • 1.4mi

6/10

Provided by GreatSchools

About Waterway

Estates

Waterway Estates, located between the Caloosahatchee River and the Lochmoor Waterway canal system, is a waterfront and residential Lochmoor Waterway Estates neighborhood with deep-water canals and private docks. The neighborhood’s character concentrates around the bridge crossings and boat traffic near the Lochmoor Waterway canal bends, where seawalls, lift stations, and passing skiffs set the daily rhythm. Low-slung Florida ranch homes and updated coastal builds line curving streets with wide driveways and mature palms. The setting favors paddleboards, kayaks, and sunset cruises more than storefronts. Nearby community pillars include the Shell Factory & Nature Park, the Cultural Park Theater, and the Cape Coral Farmers Market for weekend routines.

Provided by Walk Score and Local Logic

Offer insights

4431 N Atlantic Cir · $385,000

Strong offer

$385K and above

75% chance or better to win

Why $385K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 74 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Split-bedroom floorplan
Living/dining room
Other interior features (see remarks)
Unfurnished

Bedrooms
(No bedroom count provided)

Bathrooms
3 full bathrooms

Kitchen
Microwave
Range
Refrigerator

Laundry & utility
(No laundry details provided)

Flooring
Tile flooring

Heating & cooling
Central electric air conditioning

Sale and tax history for 4431 N Atlantic Cir

Sale History
Tax History

Date

Event

Price

FORTMLS #2026033925

Aug 28, 2026

Price Changed

$385,000

$234/sq ft

Aug 21, 2026

Price Changed

$392,000

$238/sq ft

Aug 10, 2026

Listed

$399,000

$242/sq ft

Public Records

Jul 18, 2016

Sold

$242,000

$147/sq ft

BEARMLS #1

Jul 19, 2016

Price Changed

$239,900

$146/sq ft

Jul 8, 2016

Price Changed

$242,000

$147/sq ft

May 16, 2016

Price Changed

$239,900

$146/sq ft

Apr 19, 2016

Price Changed

$247,900

$150/sq ft

Apr 12, 2016

Price Changed

$248,900

$151/sq ft

Mar 7, 2016

Price Changed

$249,900

$152/sq ft

Feb 24, 2016

Price Changed

$258,000

$157/sq ft

Public Records

Mar 13, 2014

Sold

$168,100

$102/sq ft

FORTMLS #201245266

Mar 10, 2014

Price Changed

$167,000

$101/sq ft

Mar 10, 2014

Sold

$168,000

$102/sq ft

This is a Short Sale subject to existing lender's approval which could result in delays. ~~ Sailor's Dream Home ~~ The inside of this 3 bedroom, 2 bath sailboat access home has been completely redone. You'll fall in love with the beautiful cabinetry and granite counter tops. Newer roof and everything else. Several of the windows have been replace with impact resistant glass. Come and see for yourself today!!!

FORTMLS #213000483

Dec 17, 2013

Listing Removed

—

Jan 4, 2013

Listed

$116,000

$70/sq ft

Public Records

Jan 7, 2003

Sold

$179,000

$109/sq ft

Public Records

Oct 27, 1989

Sold

$70,000

$42/sq ft

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

75 ft.

Lot depth

100 ft.

Lot size

7,187 Sq. Ft.

Year renovated

1987

Finished Sq. Ft.

1,648

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,648

Year built

1966

Style

Single Family Residential

County

Lee County

APN

16442404000001360

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 16, 2026.

RS-1

Residential Single-Family District

The purpose and intent of the RS Residential Single-Family District is to provide opportunities for the suitable location of detached, conventionally built single-family dwelling units and for facilitation of the proper development and protection of the subsequent use and enjoyment thereof.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Group
Housing-Single unit
Office
Educational/school
Fire house
Police station
Recreation
Park & open space

Dec 15, 2025 • Final

Residential alteration to primary structure (excludes additional square footage)

Perform an interior remodel.

Remodel

Jun 26, 2025 • Final

Residential accessory structure (new, addition or remodel)

ADU

Remodel

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 107° expected this year, 31 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

North Fort Myers, FL • 33903

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

89/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.8 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 4431 N Atlantic Cir

$373,829

$11K under list price of $385K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $285K to $435K.

SOLD AUG 14, 2026
$430,000 Last sold price
3 beds2 baths1,657 sq ft
4530 Vinsetta Ave, North Fort Myers, FL 33903
$26/sq ft
larger lot
3 years newer
SOLD MAR 27, 2026
$435,000 Last sold price
3 beds2 baths1,635 sq ft
4340 S Canal Cir, North Fort Myers, FL 33903
$32/sq ft
4 years older
SOLD JUL 24, 2026
$420,000 Last sold price
3 beds2 baths1,800 sq ft
4632 Gulf Ave, North Fort Myers, FL 33903
$1/sq ft
larger lot
13 years newer
SOLD JUN 15, 2026
$290,000 Last sold price
3 beds2 baths1,709 sq ft
2216 SE 3rd St, Cape Coral, FL 33990
$64/sq ft
larger lot
20 years newer
SOLD MAY 1, 2026
$300,000 Last sold price
3 beds2.5 baths1,270 sq ft
4721 Orange Grove Blvd, North Fort Myers, FL 33903
$2/sq ft
larger lot
9 years newer
SOLD OCT 10, 2025
$285,000 Last sold price
2 beds2 baths1,482 sq ft
2096 Lochmoor Cir, North Fort Myers, FL 33903
$42/sq ft
larger lot
14 years newer

Rental earnings

Est. $2,368 per month, based on comparable rentals

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