For sale

$790,000

Est. $5,361/mo —

•

3,354

sq ft

3131 N Canal Dr, Palm Harbor, FL 34684

About this home

WELCOME TO YOUR ULTIMATE LAKE TARPON RETREAT! Tucked away on a quarter-acre lot in desirable Lake Tarpon Estates, this exceptional 3,354-square-foot heated saltwater pool home offers the perfect combination of spacious living, privacy, and waterfront lifestyle. With approximately 100 feet of freshwater canal frontage, direct access to Lake Tarpon, and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. The flexible split-bedroom floor plan features a private first-floor in-law suite with its own bedroom, full bathroom, kitchen area, and private entrance -ideal for guests, extended family, multigenerational living, or a private retreat. Upstairs, you'll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool. Outdoor living is exceptional, with more than 1,700 square feet of screened outdoor living space surrounding the heated pool and overlooking the peaceful waterfront. Whether you're entertaining, relaxing poolside, enjoying morning coffee, or watching spectacular Florida sunsets, this home was designed to embrace the waterfront lifestyle. The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Recent updates provide added peace of mind, including a roof approximately 4 years old, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. Best of all, there is NO HOA! Bring your boat, RV, and water toys and start enjoying the Palm Harbor waterfront lifestyle today.

Single-familyProperty Type

1973Year Built

0.25 acresLot Size

$236Price/Sq.Ft.

2 car garageParking

Listed by Chris Sauger • CHARLES RUTENBERG REALTY INC

Contact: 866-580-6402

Listing updated: Sep 8, 2026 at 08:24pm

Redfin checked: 2 minutes ago

•Source:Stellar MLS as Distributed by MLS Grid #TB8538140

Payment calculator

$5,361 per month

Principal and interest$4,258

Property taxes

$530

HOA dues

Home insurance

$573

Utilities

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Next available date: Monday, September 14

Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Highland Lakes Elementary School

Public PreK-5 • Assigned • 1.6mi

5/10

Joseph L. Carwise Middle School

Public 6-8 • Assigned • 0.7mi

7/10

Palm Harbor University High School

Public 9-12 • Assigned • 2.5mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Built-in features
Ceiling fans
Crown molding
Eat-in kitchen
Kitchen/family room combo
Living room/dining room combo
Solid wood cabinets
Split bedroom layout
Walk-in closets
Window treatments (blinds, drapes, rods)

Bedrooms
4 bedrooms

Bathrooms
4 full bathrooms

Kitchen
Dishwasher
Disposal
Microwave
Range
Refrigerator
Exhaust fan
Electric water heater

Laundry & utility
Washer
Dryer
Laundry closet

Flooring
Carpet
Tile

Heating & cooling
Central heating
Central air

Fireplace
Wood-burning fireplace in living room

Sale and tax history for 3131 N Canal Dr

Sale History
Tax History

Date

Event

Price

Stellar MLS as Distributed by MLS Grid #TB8538140

Aug 15, 2026

Listed

$790,000

$236/sq ft

Stellar MLS as Distributed by MLS Grid #U8028327

Apr 29, 2019

Sold

$485,000

$145/sq ft

Mar 11, 2019

Pending

—

Feb 18, 2019

Price Changed

$515,000

$154/sq ft

Jan 23, 2019

Price Changed

$530,000

$158/sq ft

Dec 27, 2018

Listed

$540,000

$161/sq ft

Seller is motivated! This waterfront pool home features 4 bedrooms + a bonus room, 4 bathrooms. Attached in-law suite is equipped with a bedroom, bathroom, kitchen area and it's own entrance, perfect for the long term guest. Located on just over a 1/4 acre, along with 100 ft of canal frontage, providing access to Pinellas County's largest lake, Lake Tarpon. Are you a boating or fishing enthusiast? Lake Tarpon living is perfect for you! The boat lift can accommodate a boat up to 28' and 10,000lbs. This home is zoned for A-rated, Palm Harbor University High School. The moment you walk in, the home has so many options with it being a two level split floor plan. The master suite is on the first level, with french doors leading out to the sunroom. The master also features a custom dressing room and shelving, leading into the beautifully updated master bathroom. Upstairs are two additional bedrooms, a loft area along with a balcony overlooking the pool that features a spiral staircase providing direct pool access. If you're looking for plenty of space, a pool, AND on the water, then THIS home is for you! Schedule a showing today!

Stellar MLS as Distributed by MLS Grid #W7801549

Dec 23, 2018

Listing Removed

—

Aug 24, 2018

Price Changed

Jul 17, 2018

Price Changed

Jul 1, 2018

Price Changed

Jun 14, 2018

Price Changed

May 25, 2018

Listed

Stellar MLS as Distributed by MLS Grid #T2514042

Jun 8, 2012

Sold

$400,000

$119/sq ft

Apr 12, 2012

Listed

$400,000

$119/sq ft

Public Records

Mar 24, 2011

Sold

$390,000

$116/sq ft

Stellar MLS as Distributed by MLS Grid #U7474028

Jul 27, 2010

Listed

$137/sq ft

Public Records

Jun 2, 1997

Sold

$113,000

$34/sq ft

** Price available after signing in.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

100 ft.

Lot depth

109 ft.

Lot size

0.25 Acres

Year renovated

1997

Finished Sq. Ft.

3,055

Unfinished Sq. Ft.

—

Total Sq. Ft.

3,055

Year built

1973

Style

Single Family Residential

County

Pinellas County

APN

162732487800000260

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 14, 2026.

R-3

Single-Family Residential District

The R-3, Single-Family Residential District provides for areas of single-family residential development located where higher density single-family uses are desirable. It provides for the highest density of all the traditional single-family residential zoning districts.

Permitted uses

Include but are not limited to:

Garden center
Day care facility
Housing-Group
Housing-Single unit
Infrastructure
Recreation
Communications tower
Housing-Mobile home park
Park & open space

Jun 30, 2025 • Final

Express building

Repair a shingle roof valley on a two-story residential building using self-adhering materials.

Roofing

Feb 27, 2025 • Final

Express building

Replace a water heater tank.

Plumbing

Water heater

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Climate risks

8/10 Flood Factor

Estimated 74-82% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 108° expected this year, 26 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Palm Harbor, FL • 34684

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

80/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Palm Harbor. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

7.8 hrs

5.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 3131 N Canal Dr

$771,824

$18K under list price of $790K

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $525K to $840K.

SOLD MAY 19, 2026
$840,000 Last sold price
4 beds3 baths2,696 sq ft
3262 Westcott Ct, Palm Harbor, FL 34684
$76/sq ft
14 years newer
SOLD MAY 21, 2026
$587,000 Last sold price
3 beds2.5 baths2,189 sq ft
3114 S Canal Dr, Palm Harbor, FL 34684
$32/sq ft
smaller lot
31 years newer
SOLD APR 10, 2026
$765,000 Last sold price
4 beds2.5 baths2,939 sq ft
3267 Westcott Ct, Palm Harbor, FL 34684
$24/sq ft
larger lot
14 years newer
SOLD APR 13, 2026
$525,250 Last sold price
3 beds2 baths2,351 sq ft
3097 Robinwood Ln, Palm Harbor, FL 34684
$13/sq ft
smaller lot
18 years newer
SOLD DEC 22, 2025
$680,000 Last sold price
4 beds3 baths2,786 sq ft
3287 Cobbs Dr, Palm Harbor, FL 34684
$8/sq ft
larger lot
16 years newer

Rental earnings

Est. $3,910 per month, based on comparable rentals

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