For sale

$39,900

Est. $286/mo

Land

•

6,098

sq ft (lot)

6124 Michelle Cir, Panama City, FL 32404

About this home

Nice location for this manufactured home lot which is located on a quiet cul-de-sac in Callaway near shopping, dining, schools, and recreation. Large beautiful oak tree provides plenty of shade. Water, sewer, and underground electric on site. No flood zone, no HOA. This neighborhood is quickly improving. Numerous public boat launches and waterfront parks within 5 minutes. Within 5 miles to revitalized and booming downtown Panama City, and 8 miles to Historic St Andrews, both with waterfront dining, entertainment, and activities. Shed is included. The mobile home is in poor condition and requires substantial work to make rentable.

Vacant landProperty Type

6,098 sq ftLot Size

$7Price/Sq.Ft.

Listed by Nelsons at Keller Williams Nelson • Keller Williams Success Realty

Listing updated: Sep 11, 2026 at 09:09am

Redfin checked: 2 minutes ago

•Source:CPARMLS #795276

Payment calculator

$286 per month

Principal and interest$223

Property taxes

$31

HOA dues

Home insurance

$31

Utilities

Add

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Around this home

Schools

K - 12
Preschool & daycare

Callaway Elementary School

Public PreK-5 • Assigned • 0.9mi

6/10

Rutherford High School

Public 6-12 • Assigned • 2.0mi

2/10

Provided by GreatSchools

About St. Andrews

Bay

St. Andrews Bay, located between North Bay and the Gulf of Mexico, is a waterfront and residential Lynn Haven neighborhood with broad open-water views and a steady salt-air breeze. The shoreline reads as docks, boat lifts, and low-slung homes that keep the focus on the water. The neighborhood’s character concentrates around the Lynn Haven Sports Complex area off Hwy 77, where ballfields, courts, and weekend activity set the tempo. For local pillars, the Panama City Marina, St. Andrews State Park, and the Science & Discovery Center of Northwest Florida frame the area’s boating, beachgoing, and hands-on culture. Days tend to revolve around fishing runs, paddle routes, and sunset drives along the bay.

Provided by Walk Score and Local Logic

Property details

Exterior

Exterior features
Shed(s) on the property

Home design
Single-family / Mobile Home zoning

Construction
Lot dimensions approximately 55 ft x 115 ft

Utilities
Public sewer available
Sewer service available

Sale and tax history for 6124 Michelle Cir

Sale History
Tax History

Date

Event

Price

CPARMLS #795274

Sep 10, 2026

Listed

$39,900

This mobile home is in poor condition and requires substantial work. Value is in the lot which is located on a quiet cul-de-sac in Callaway near shopping, dining, schools, and recreation. Large beautiful oak tree provides plenty of shade. Water, sewer, and underground electric on site. No flood zone, no HOA. This neighborhood is quickly improving. Numerous public boat launches and waterfront parks within 5 minutes. Within 5 miles to revitalized and booming downtown Panama City, and 8 miles to Historic St Andrews, both with waterfront dining, entertainment, and activities. Shed is included.

CPARMLS #795276

Sep 10, 2026

Listed

$39,900

Public Records

Dec 1, 1987

Sold

$8,500

Year

Property tax

Land + Additions

Assessment*

2025

$375 (+11.2%)

2024

$338 (−2.6%)

$11,511 + $13,113

$24,624

2023

$347 (+65.5%)

$13,013 + $11,951

$24,964

2022

$210 (−1.3%)

$11,511 + $4,711

$16,222

2021

$212 (+6.0%)

$11,511 + $4,500

$16,011

2020

$200 (+0.1%)

$10,460 + $4,500

$14,960

2019

$200 (−26.7%)

$10,460 + $4,500

$14,960

2018

$273 (−3.6%)

$10,460 + $10,878

$21,338

2017

$283 (−2.4%)

$10,460 + $10,878

$21,338

2016

$290 (−3.0%)

$10,460 + $10,878

$21,338

2015

$299 (−0.7%)

$10,460 + $10,878

$21,338

2014

$301

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

55 ft.

Lot depth

115 ft.

Lot size

6,316 Sq. Ft.

Year renovated

1987

Finished Sq. Ft.

924

Unfinished Sq. Ft.

—

Total Sq. Ft.

924

Year built

1987

Style

Mobile/Manufactured Home

County

Bay County

APN

06389450000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

R-6M

Single Family Mobile Home District

The purpose of the R-6M Single Family Residential mobile home zoning district shall be to designate and establish areas within the City which are deemed to be uniquely appropriate for the development and maintenance of medium density residential neighborhoods with ample open space and outdoor living areas, to designate those uses and services deemed appropriate and proper for location and development within said zoning district; and to establish such development standards and provisions as are appropriate to ensure a proper and desirable medium density residential environment.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Single unit
Infrastructure
Public service
Educational/school
Library
Museum / gallery
Recreation
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Panama City, FL • 32404

Average low and high temperatures (°F)

Jan

Feb

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Apr

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Provided by Shadowmap

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