2BR/2BA Gulf-front remodeled condo in Summerhouse, Panama City Beach. Furnished, dual balcony access, 1,015 sq ft, STR allowed Unit 512C at Summerhouse is a fully furnished, thoughtfully updated 2-bedroom, 2-bath Gulf-front condo offering 1,015 square feet and unobstructed views of the Gulf, beach, and pool deck. Positioned on the fifth floor, the condo combines an established vacation-rental setup with the flexibility to serve as a coastal getaway or full-time residence. Short-term rentals are allowed. The Gulf view becomes the focal point as soon as you enter. The living area opens to a covered private balcony through full-height sliding glass doors, while the primary bedroom has its own balcony access and direct water views. The connected living, dining, and kitchen spaces create an easy flow for everyday use, entertaining, and guest stays. Inside, crown molding, updated lighting, vinyl plank flooring, coordinated coastal furnishings, and a clean, cohesive palette give the condo a polished finish. The kitchen features granite countertops, stainless steel appliances, bar seating, distinctive cabinetry, and a new dishwasher. Both bathrooms also have granite countertops, creating consistency throughout the interior. The spacious primary suite includes Gulf views, balcony access, a walk-in closet, and an en-suite bath. The guest bedroom is furnished with two full beds and has convenient access to the second bathroom, providing a practical layout for owners and rental guests. Recent improvements include a new water heater and dishwasher, with documentation available. The condo is being sold fully furnished, offering a turnkey setup with furnishings, appliances, and essential features already in place. There are no current special assessments. The covered balcony provides room for dining and relaxing while overlooking the emerald Gulf, white-sand beach, pools, and tropical landscaping. Summerhouse amenities include direct beach access, two Gulf-front pools, a hot tub, kiddie pool, tennis and pickleball courts, a game room with billiards and arcade games, grilling areas, elevators, gathering spaces, and on-site security. The monthly HOA fee is $1,264.69 and includes exterior insurance, management, cable, internet, water, sewer, trash, grounds maintenance, pest control, security, and access to community amenities. Located on Thomas Drive, the Summerhouse provides convenient access to St. Andrews State Park, Shell Island excursions, fishing, dining, shopping, and the recreational attractions of Panama City Beach. Unit 512C stands apart through its fifth-floor Gulf-front position, views from the living area and primary suite, dual balcony access, cohesive updates, documented improvements, furnished condition, and rental-ready setup. Save Unit 512C and contact your agent for active-date details, showing availability, and the opportunity to experience this furnished Gulf-front condo in person.
CondoProperty Type
1987Year Built
$458Price/Sq.Ft.
$1,265/moHOA Dues
1 spaceParking
Listed by Brad Amerson Amerson LLC• Compass Florida, LLC
Crescent Beach, located between St. Andrews State Park and Panama City Beach, is a waterfront and resort-style Lower Grand Lagoon neighborhood with sugar-white sand and Gulf-front views. The neighborhood’s character concentrates around the Thomas Drive corridor near the St. Andrews State Park entrance, where beach bars, bait-and-tackle counters, and casual seafood kitchens set a salt-air tempo. Schooners Last Local Beach Club, Patches Pub & Grill, and Captain Anderson’s Restaurant anchor the local scene with live music, patio tables, and dockside tradition. Low-rise condos and beach cottages line the shore, while marinas and canals shape daily routines around boats and boards. Sunset walks and dune-backed stretches define the pace, with the park’s trails and jetties close by.
Provided by Walk Score and Local Logic
Offer insights
6505 Thomas Dr #512 · $465,000
$465K and above
75% chance or better to win
Why $465K+ is a strong offer
DAYS ON MARKET
17 days
The average home goes pending in 123 days.
SALE-TO-LIST
95.5%
Most homes are selling 5% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Storm windows
Storm door(s)
Main level primary suite
Sitting area in primary
Smart thermostat
Tub/shower
Walk-in pantry
Walk-in closet(s)
Bedrooms
Primary bedroom on main level
Additional bedroom(s) on main level
Bathrooms
2 full bathrooms
Kitchen
Electric range
Walk-in pantry
Laundry & utility
Stacked washer/dryer
Electric water heater
Heating & cooling
Central heating (electric)
Central air
Ceiling fan(s)
Exterior features
Balcony
Gazebo
Tennis court(s)
Community pool (gunite, in-ground, fenced)
Community spa/hot tub
Sprinkler system
Paved areas
Waterfront with gulf frontage and natural sandy shoreline (approx. 350' frontage)
Has a view
Home design
Multi-family residential zoning
11-story building
Entry level at 5th floor
Parking
Additional paved parking
Parking lot
Security
Fire sprinkler system
Fire alarm
Smoke detectors
Security guard
Security service
Construction
Block and stucco construction
Flat, membrane and metal roof
Utilities
Cable connected
Electricity available
High-speed internet available
Phone connected
Underground utilities
Public sewer
HOA & community
Homeowners association with monthly fee
Association fee includes management, cable TV, insurance, internet, legal/accounting, grounds maintenance, pest control, pools, sewer, security, trash, and water
Association amenities include gazebo and spa/hot tub
Community features: barbecue, beach access, clubhouse, elevator, fishing, game room, park, pool, tennis courts, waterfront, community pool, and short-term rentals allowed
Other
All units furnished (multi-unit information)
Electricity and solar
View estimated energy costs and solar savings for this home
SUMMERHOUSE CONDOS on Panama City Beach is one of the areas' most respected complexes in our area. This very desirable 2-Bedroom, 2-Bath unit is located on the 5th floor in the newest building. This is an excellent location in the building to maximize rental income. The owners has gone in and gone to great lengths and updated the entire unit. New appliances, including full size washer/dryer and a high end microwave with air fryer. New sliding glass doors in both the living room and master bedroom, with upgraded UV tint and turtle protected color. The following items have been replaced; front door, granite tops in kitchen and bathrooms, kitchen ceiling converted to trey ceilings with can-lights, bathroom cabinets, kitchen cabinet doors, new toilets, light fixtures in the kitchen, living room, and bathroom, new guest bedroom blinds, all new wall swivel mounted smart TVs, including a ROKU Premium Sound Bar in the living room, new decor and wall hangings, new furniture including ''forever wood'' patio set with lifetime guarantee. Other updates include a smart thermostat and automatic humidity control with remote access, fresh paint, and rounded out with all new kitchen stock. An entire list of upgrades is listed in the ''other documents'' section your agent can pull up and print for you. Summerhouse has 2-pools to enjoy, (one heated in the winter), a kiddie pool, hottub, tennis, game-room, owners lounge, onsite Homeowners and Rental Office, a large gulffront gazebo perfect for taking a break from the sun, having a snack, reading a book, or just people watching. Summerhouse is located close to town, grocery stores, most of the areas fishing and diving fleet, many of the areas most popular restaurants, and St. Andrews State Park. Owner Grossed $44,000 in 2022, even with 3-months of owner use. Rents for 2023 are up over last year. Summerhouse is pet friendly for owners. Come make this Summerhouse unit, ''YOUR SUMMERHOUSE''
CPARMLS #657180
Jul 7, 2017
Sold
$256,000
$252/sq ft
Apr 5, 2017
Listed
$262,900
$259/sq ft
+23
Summerhouse Condo is one of the area's most desirable family resorts. This is a very well done 2-Bedroom, 2-Bath unit in the newest Summerhouse Building. Very tastefully decorated and accented. It is ''rental and suitcase ready''. Just add your family and you have instant paradise. There are both pergo hardwood and tile floors throughout the unit. Are you tired of looking at drab units, this is not one of them. The owner has used color to make this unit very appealing. This 5th floor unit is at the perfect location in the building to help maximize rental potential. With the help of the onsite rental office this unit should be a real moneymaker for an owner that wants to generate rental income. Summerhouse has two pools, one of which is heated during the offseason, a nice hottub a s shallow kiddie pool for the little ones. An oversized gulf front gazebo is perfect for taking a break from the sun or to sit back and read a book or have a sandwich. It lets you watch your children at the pool and at the same time enjoy all the sights and sounds of the beach. Other amenities include a gas BBQ station with multiple grills, tennis & racketball courts, a game room, and an owners and guests lounge area, There is also an onsite rental and Homerowners Association office. . Summerhouse is located on Thomas Dr. which is close to some the area's best restaurants and night spots, all the fishing and dive fleets, and close to town. Summerhouse can be your "SUMMERHOUSE
CPARMLS #312906
Sep 16, 2003
Sold
$280,000
$276/sq ft
Sep 1, 2003
Listed
$285,000
$281/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,272 (−22.4%)
$344,250
2024
$5,503 (+27.2%)
$444,550
2023
$4,325 (+25.6%)
2022
$3,443 (+12.0%)
2021
$3,075 (+9.1%)
2020
$2,818 (+10.2%)
2019
$2,557 (−6.4%)
$204,297
2018
$2,732 (+4.6%)
$215,050
2017
$2,611 (+0.3%)
$204,000
2016
$2,604 (+0.7%)
$199,750
2015
$2,586 (+10.7%)
2014
$2,336
Public record
Beds
2
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
—
Year renovated
1987
Finished Sq. Ft.
1,015
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,015
Year built
1987
Style
Condo/Co-op
County
Bay County
APN
30585680022
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 18, 2026.
Climate risks
3/10 Flood Factor
Estimated 10-16% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Panama City, FL • 32408
Average low and high temperatures (°F)
60
45
67
54
73
59
78
65
82
72
88
77
90
80
90
78
87
75
81
66
74
60
66
51
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
91/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.4 hrs
7.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 6505 Thomas Dr #512
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