SOLD FEB 13, 2026

Off Market Feb 2026 for $400K

$447,330

Est. refi paymentEst. refi

•

2,421

sq ft

7734 Shadow Bay Dr, Panama City, FL 32404

About this home

UNDER CONTRACT. SELLER ACCEPTING BACKUP OFFERS. Waterfront Oasis with Deep Water Gulf Access - A Rare Find! Welcome to your waterfront dream home at 7734 Shadow Bay Drive, where breathtaking bayou views, deep water access to the Gulf of Mexico, and modern updates come together in perfect harmony. Nestled in a serene boating community, this three-bedroom, two-and-a-half-bathroom, two-story home with a bonus loft offers an exceptional coastal lifestyle. Waterfront Home with Breathtaking Views & No Flood Zone Risk Discover the perfect blend of luxury waterfront living and peace of mind at this stunning bayou-front home—not located within a flood hazard zone. Designed to maximize panoramic water views, this home offers breathtaking scenery from nearly every room. Whether you're enjoying the spacious living area, preparing meals in the well-equipped kitchen, or relaxing in the sunroom with floor-to-ceiling windows, the tranquil beauty of the bayou is always within sight. The first-floor primary suite serves as a private retreat with a spa-like en-suite bath and a large walk-in closet, while the two upstairs bedrooms and bonus loft open to a private balcony overlooking the water—the perfect spot for enjoying coastal sunrises. Modern Upgrades & Coastal Charm Meticulously updated in 2020, this home includes: - New flooring throughout for a fresh, modern look - Energy-efficient windows to enhance natural light and views - Durable Hardie board siding for longevity and low maintenance - New roof for long-term security and peace of mind - Fully renovated bathrooms with elegant finishes The expansive sunroom with 10 oversized windows is ideal for morning coffee or evening relaxation. A spacious two-car garage with epoxy flooring, built-in shelving, and an EV charging setup adds convenience for modern living. Prime Location - Coastal Living at Its Best Ideally located near Tyndall Air Force Base, top-rated schools, shopping, dining, and outdoor recreation, this home provides the perfect balance of privacy and accessibility. Enjoy boating, fishing, and waterfront activities right from your backyard, with deep water access leading directly to East Bay and the Gulf of Mexico. This is a rare opportunity to own a move-in-ready waterfront home in Panama City. Contact us today to schedule your private showing before it's gone.

Single-familyProperty Type

1998Year Built

8,886 sq ftLot Size

$185Est. Price/Sq.Ft.

2 car garageParking

Listed by Rachel Warrell - The Hardest Working Realtor in NW Warrell • eXp Realty, LLC

Bought with Non Member • NON-MEMBER OFFICE

Redfin checked: 3 minutes ago

•Source:CPARMLS #755608

Redfin Estimate

$447,330

$47K since sold in February 2026$0 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 25.4% higher than the average sale price ($357K) of 6 comparable homes.

SOLD JUN 17, 2026
$295,000
A
3 beds2 baths1,779 sq ft
521 J H Crews Cir, Panama City, FL 32404
SOLD APR 20, 2026
$335,000
B
3 beds2 baths2,372 sq ft
8116 Heritage Woods Ln, Panama City, FL 32404
SOLD FEB 27, 2026
$241,000
C
3 beds2 baths1,820 sq ft
8335 James St, Panama City, FL 32404
SOLD JUL 13, 2026
$254,999
D
3 beds2 baths1,370 sq ft
7542 Whisperwood Dr, Panama City, FL 32404
SOLD MAR 31, 2026
$339,000
E
3 beds2.5 baths1,679 sq ft
7554 Yellow Bluff Rd, Panama City, FL 32404
SOLD JUL 24, 2026
$675,000
F
3 beds3 baths2,404 sq ft
7027 Yellow Bluff Rd, Panama City, FL 32404

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Earn from this home

Sell

$102,569

Est. take-home

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Refinance

Est. cash available

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Rent

$2,384/mo

Redfin rental estimate

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Market trends in 32404, FL

Last updated July 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.8%

+0.2% MoM

Median sale price

$295K

$4K MoM

Avg. days on market

72d

3 days MoM

Recently sold homes

293

11 MoM

New listings for sale

$299,900
4 beds3 baths1,771 sq ft
234 Chestnut Way, Panama City, FL 32404
$400,000
2 beds1 bath3,000 sq ft
1341 E Park Rd Unit S1-4, Panama City, FL 32404
$339,900
3 beds2 baths1,713 sq ft
5407 Blue Dog Rd, Panama City, FL 32404
$400,000
2 beds1 bath3,000 sq ft
1339 E Park Rd Unit R1-4, Panama City, FL 32404
$750,000
3 beds2 baths1,875 sq ft
4517 Sunset Dr, Panama City, FL 32404
$400,000
2 beds1 bath3,000 sq ft
1337 E Park Rd Unit Q1-4, Panama City, FL 32404
$325,000
4 beds2 baths1,374 sq ft
1505 S Berthe Ave, Panama City, FL 32404
FOR SALE BY OWNER
$291,000
3 beds2 baths1,690 sq ft
142 Byrd Dr, Panama City, FL 32404
$385,000
3 beds2.5 baths1,758 sq ft
3533 Mill Point Cv, Panama City, FL 32404
$135,000
2 beds1 bath800 sq ft
7101 Cherry St, Panama City, FL 32404
See all

Sale history for 7734 Shadow Bay Dr

Date

Event

Price

CPARMLS #755608

Feb 13, 2026

Sold

$400,000

$165/sq ft

Dec 18, 2025

Price Changed

$420,000

$173/sq ft

Sep 25, 2025

Price Changed

$430,000

$178/sq ft

Mar 28, 2025

Price Changed

$499,900

$206/sq ft

Feb 5, 2025

Price Changed

$540,000

$223/sq ft

Oct 8, 2024

Price Changed

$545,000

$225/sq ft

Jun 17, 2024

Price Changed

$560,900

$232/sq ft

May 3, 2024

Price Changed

$567,750

$235/sq ft

Apr 12, 2024

Listed

$582,750

$241/sq ft

Public Records

Jun 1, 1999

Sold

$150,000

$62/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,257 (+238.1%)

$49,800 + $334,110

$383,910

2024

$1,555 (+2.6%)

2023

$1,515 (+11.2%)

2022

$1,362 (−33.8%)

2021

$2,059 (+10.9%)

2020

$1,856 (+85.9%)

$20,600 + $118,068

$138,668

2019

$998 (−21.1%)

$18,401 + $95,157

$113,558

2018

$1,265 (−7.7%)

$18,401 + $118,580

$136,981

2017

$1,370 (−4.0%)

$17,890 + $123,469

$141,359

2016

$1,427 (−13.0%)

$17,837 + $125,176

$143,013

2015

$1,641 (−1.2%)

$27,705 + $126,884

$154,589

2014

$1,661

Tax history for 7734 Shadow Bay Dr

Year

Property tax

Land + Additions

Assessment*

2025

$5,257 (+238.1%)

$49,800 + $334,110

$383,910

2024

$1,555 (+2.6%)

2023

$1,515 (+11.2%)

2022

$1,362 (−33.8%)

2021

$2,059 (+10.9%)

2020

$1,856 (+85.9%)

$20,600 + $118,068

$138,668

2019

$998 (−21.1%)

$18,401 + $95,157

$113,558

2018

$1,265 (−7.7%)

$18,401 + $118,580

$136,981

2017

$1,370 (−4.0%)

$17,890 + $123,469

$141,359

2016

$1,427 (−13.0%)

$17,837 + $125,176

$143,013

2015

$1,641 (−1.2%)

$27,705 + $126,884

$154,589

2014

$1,661

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

57 ft.

Lot depth

156 ft.

Lot size

8,886 Sq. Ft.

Year renovated

2018

Sq. Ft.

1,827

Year built

1998

Style

Single Family Residential

County

Bay County

APN

06616622000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 18, 2026.

R-6

Single Family Residential District

The purpose of the R-6 Single-Family Residential zoning district shall be to designate and establish areas within the City which are deemed to be uniquely appropriate for the development and maintenance of medium density residential neighborhoods with ample open space and outdoor living areas, to designate those uses and services deemed appropriate and proper for location and development within said zoning district; and to establish such development standards and provisions as are appropriate to ensure a proper and desirable medium density residential environment.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Single unit
Infrastructure
Public service
Educational/school
Library
Museum / gallery
Recreation
Park & open space

Property details

Parking

Garage/Carport Information
Has Garage
# of Garage Spaces: 2

Parking
Features: Electric Vehicle Charging Station(s)

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 6
Room Types: Bedroom, Dining Room, Family Room, Primary Bedroom, Sunroom, Bonus Room

Room 1 Information
Bedroom
Description: See floor plan
Level: Second
Dimensions: 14.4 x 12.1
Length: 14.4
Width: 12.1

Room 2 Information
Bonus Room
Description: See floor plan
Level: Second
Dimensions: 19.1 x 27.2
Length: 19.1
Width: 27.2

Room 3 Information
Description: See floor plan
Level: First
Dimensions: 15.2 x 14.6
Length: 15.2
Width: 14.6

Room 4 Information
Sunroom
Description: See floor plan
Level: First
Dimensions: 26.8 x 11.5
Length: 26.8
Width: 11.5

Room 5 Information
Dining Room
Description: See floor plan
Level: First
Dimensions: 14.11 x 11.2
Length: 14.11
Width: 11.2

Room 6 Information
Family Room
Description: See floor plan
Level: First
Dimensions: 16.2 x 18.3
Length: 16.2
Width: 18.3

Fireplace Information
Has Fireplace
Features: Electric

Equipment
Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater

Interior Features
Window Features: Storm Windows
Door Features: Storm Door(s)

Exterior

Building Information
Stories: 2
Stories (Total): 2
Roof Details: Composition, Shingle
Construction Details: Brick Veneer, HardiPlank Type

Exterior Features
Exterior Features: Deck
Patio And Porch Features: Balcony, Deck

Mobile Home Information
Mobile Dimension Units: Feet

Pool and Spa Information
Pool Features: See Remarks

Lot Information
Lot Size Area: 0.2
Lot Size Acres: 0.2
Lot Size Dimensions: 57x156
Lot Features: Paved
Is Waterfront
Waterfront Features: Bayou
Frontage Length Remarks: 75
Zoning Description: Resid Single Family

Property Information
Foundation Details: Slab

Financial

Tax Information
Annual Tax Amount: $1,515
Tax Year: 2023

Utilities

Utility Information
Utilities: Electricity Available, Water Connected
Sewer: Public Sewer

Heating & Cooling
Has Cooling
Cooling: Central Air, Wall Unit(s), Zoned
Has Heating
Heating: Central, Electric, Fireplace(s)

Location

Multi Unit Information
Units Furnished: None

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,827
Stories: 2.0
Lot Size: 8,886 square feet
Style: Single Family Residential
Year Built: 1998
Year Renovated: 2018
County: Bay County
APN: 06616622000

Home facts updated by county records on Jun 18, 2026

Around this home

Schools
Places
Transit

Callaway Elementary School

Public PreK-5 • Assigned • 0.6mi

6/10

Rutherford High School

Public 6-12 • Assigned • 3.4mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

3% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Panama City, FL • 32404

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.7 hours in June and 5.7 hours in December, placing it above the U.S. average for solar exposure.

9.7 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$425,000 – $515,000

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New listings for sale in 32404

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FOR SALE BY OWNER

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142 Byrd Dr, Panama City, FL 32404

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3 beds2.5 baths1,758 sq ft

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Home values near 7734 Shadow Bay Dr

Data from public records.

Address	Redfin Estimate
7715 Shadow Bay Drive, Panama City, FL 3 Beds \| 2 Baths \| 1685 Sq. Ft.	$246,557
7711 Shadow Bay Drive, Panama City, FL 3 Beds \| 2 Baths \| 1560 Sq. Ft.	$303,201

Address	Redfin Estimate
7707 Shadow Bay Drive, Panama City, FL 4 Beds \| 2 Baths \| 1536 Sq. Ft.	$289,292
7728 Shadow Bay Drive, Panama City, FL 3 Beds \| 2 Baths \| 2023 Sq. Ft.	$398,824

Address	Redfin Estimate
7738 Shadow Bay Drive, Panama City, FL 3 Beds \| 2 Baths \| 2055 Sq. Ft.	$428,594
7720 Shadow Bay Drive, Panama City, FL 3 Beds \| 2 Baths \| 1653 Sq. Ft.	$281,773

Property information provided by CPARMLS when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32404, FL

Sale history for 7734 Shadow Bay Dr

Tax history for 7734 Shadow Bay Dr

Public record

Property details

Around this home

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32404

Home values near 7734 Shadow Bay Dr

More real estate resources