Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.
Beautifully maintained home with many extras! Enter this lovely home through the screened front porch into an open and inviting floor plan. **New Roof being installed(no current leaks)** Accordion shutters make hurricane prep easy. Updated bath. Newer Lenox A/C. 220 outlet in garage and wired for whole house generator. Master suite includes walk-in closet, dual vanities, large glass block shower. New double oven. Over the range microwave has not been installed yet, but will be. Top of the line security system with 10 cameras and DVR. Newer hot water heater. Sprinkler system runs off of well. Covered, screened patio. Lushly landscaped yard. Suncoast storage shed. Refrigerator in garage conveys with house. Low HOA fees. Community pool, tennis courts, serene lake with fountain, side walks are feature of this quiet neighborhood close to great schools, shopping and entertainment
Beaches MLS #R10112614
Oct 23, 2015
Sold
$232,000
$170/sq ft
May 28, 2015
Contingent
—
May 23, 2015
Relisted
—
May 5, 2015
Pending
—
Feb 25, 2015
Price Changed
$232,900
$170/sq ft
Feb 18, 2015
Listed
$240,000
$176/sq ft
Beautiful home that shows pride in ownership. Very well maintained 3BR/2BA home. All tile except 2 bedrooms, screened and covered back porch, newer appliances, a/c is 1 yr old. Accordian hurricane shutters. All sizes and measurements are approximate.
Public Records
Oct 26, 1995
Sold
$1,390,000
$1,018/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,060 (+3.3%)
2024
$3,929 (+2.8%)
2023
$3,823 (+1.4%)
2022
$3,769 (+0.8%)
2021
$3,739 (+0.9%)
2020
$3,706 (−2.7%)
$85,000 + $137,561
$222,561
2019
$3,811 (+34.2%)
$85,000 + $137,561
$222,561
2018
$2,840 (+6.4%)
2017
$2,670 (−1.9%)
2016
$2,722 (+20.3%)
2015
$2,263 (+15.8%)
2014
$1,955 (+11.3%)
2013
$1,756 (+2.8%)
2012
$1,709 (−2.1%)
2011
$1,746
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
5,000 Sq. Ft.
Year renovated
2001
Finished Sq. Ft.
1,416
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,416
Year built
1995
Style
Single Family Residential
County
Palm Beach County
APN
72414315040000830
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 28, 2026.
PUD
Planned Unit Development District
The purpose and intent of this district is to encourage the development of large tracts of land as compatible, planned groups of housing types in residential neighborhoods, to encourage flexible and creative site planning, to preserve natural amenities, to encourage scenic and functional open areas, to provide for a more efficient use of land in areas consistent with the comprehensive plan, as may be amended from time to time. Nothing herein shall imply that the village council or any owner is required to approve or enter into any PUD arrangement on any specified property within the village unless both parties are in total agreement with the proposed plan and its design characteristics. The intent of this section is to provide flexibility through a special exception process without violating the intent and purpose of the underlying zoning district.
Permitted uses
Include but are not limited to:
Housing-Group
Jan 5, 2019 • Final
Re-roof
Roofing
Jul 28, 2014 • Final
Mechanical
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.77% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 26 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Royal Palm Beach, FL • 33411
Average low and high temperatures (°F)
74
56
79
59
82
64
84
70
90
75
92
76
93
77
93
77
89
76
85
73
81
66
78
62
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
87/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.5 hrs
7.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 103 Saddle Trl
$489,742
$10K under list price of $500K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $471K to $525K.