For sale

$225,000

Est. $1,471/mo

•

1,440

sq ft

413 N Water St, Cambridge, IA 50046

About this home

This house offers leverage for the handy homeowner. With this lot size, there's plenty of room for an oversized garage or shop. The bigger ticket items in the house are already done. Roof including sheathing was done in 2025. Electrical and HVAC are updated. Steel siding and replacement windows. That leaves cosmetic projects like flooring because there are hardwoods under the carpet, paint, fixtures, or additional bathroom options, etc. Have you wanted to live in a place where kids can ride bikes with almost no traffic? Where you can have a big garden on your own property? The options for a buyer willing to work hard/leverage their skills to transform a property into what they want are right here in Cambridge. All information is from seller and public records.

Single-familyProperty Type

1890Year Built

0.41 acresLot Size

$156Price/Sq.Ft.

1 car garageParking

Listed by Laurie Culp • RE/MAX Precision

Listed by Matthew Law • RE/MAX Precision

Listing updated: Aug 10, 2026 at 11:36am

Redfin checked: a few seconds ago

•Source:DMMLS #745108

Payment calculator

$1,471 per month

Principal and interest$1,167

Property taxes

$182

HOA dues

Home insurance

$122

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 9AM TO 10:30AM
$420,000
4 beds3.5 baths1,895 sq ft
2516 White Oak Dr, Ames, IA 50014
OPEN SAT, 1PM TO 3PM3D WALKTHROUGH
$512,000
4 beds3 baths1,535 sq ft
1203 NE 47th St, Ankeny, IA 50021
OPEN SAT, 1:30PM TO 3PM
$309,000
3 beds2 baths1,890 sq ft
3316 Opal Dr, Ames, IA 50010
OPEN SUN, 11AM TO 1PM
$429,900
4 beds3 baths1,492 sq ft
1216 NW 29th St, Ankeny, IA 50023
OPEN SUN, 11AM TO 1PM
$229,900
2 beds1.5 baths1,632 sq ft
3906 NE Rosewood Ln #3906, Ankeny, IA 50021
OPEN SUN, 12PM TO 1PM
$215,000
3 beds1 bath943 sq ft
309 Colorado Cir, Ames, IA 50014
OPEN SUN, 1PM TO 3PM
$560,000
3 beds3 baths2,494 sq ft
3813 NW Linwood Ln, Ankeny, IA 50023
OPEN SUN, 1PM TO 3PM
$699,900
4 beds3 baths1,838 sq ft
2912 NW Fairfield Ct, Ankeny, IA 50023
OPEN SUN, 1PM TO 3PM
$469,000
4 beds3 baths1,366 sq ft
934 Oak Blvd, Huxley, IA 50124
OPEN SUN, 1PM TO 3PM
$479,000
4 beds3 baths1,433 sq ft
946 Oak Blvd, Huxley, IA 50124

Around this home

Schools

K - 12
Preschool & daycare

East Elementary School

Public 3-5 • Assigned • 0.7mi

5/10

Ballard Community Middle School

Public 6-8 • Assigned • 4.0mi

10/10

Ballard Community Senior High School

Public 9-12 • Assigned • 4.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

413 N Water St · $225,000

Strong offer

$225K and above

75% chance or better to win

Why $225K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 13 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Dining area
Eat-in kitchen
Second kitchen
Vinyl flooring

Bedrooms
Two main-level bedrooms

Bathrooms
One three-quarter bathroom

Kitchen
Stove
Refrigerator
Eat-in kitchen layout

Laundry & utility
Washer
Dryer

Flooring
Vinyl

Heating & cooling
Forced air heating (gas)
Central air conditioning

Sale and tax history for 413 N Water St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$2,180 (+1.6%)

$63,400 + $95,300

$158,700

2024

$2,146 (−1.6%)

$63,400 + $95,300

$158,700

2023

$2,180 (+4.6%)

$47,500 + $90,600

$138,100

2022

$2,084 (+11.7%)

$47,500 + $70,700

$118,200

2021

$1,866 (+2.6%)

$47,500 + $70,700

$118,200

2020

$1,818 (+3.9%)

$34,800 + $66,400

$101,200

2019

$1,750 (+3.7%)

$34,800 + $66,400

$101,200

2018

$1,688 (+4.1%)

$34,800 + $66,400

$101,200

2017

$1,622 (−4.4%)

$34,800 + $59,200

$94,000

2016

$1,696 (+2.5%)

$34,800 + $59,200

$94,000

2014

$1,654

$34,800 + $51,500

$86,300

Public record

Beds

Baths

Stories

Lot width

142 ft.

Lot depth

127 ft.

Lot size

0.41 Acres

Year renovated

1890

Finished Sq. Ft.

1,440

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,440

Year built

1890

Style

Single Family Residential

County

Story County

APN

1421258350

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 15, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 103° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Cambridge, IA • 50046

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

79/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.2 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 413 N Water St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $230,000 and $350,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $230K to $350K.

SOLD MAY 29, 2026
$230,000 Last sold price
3 beds2.5 baths1,410 sq ft
312 Larson Dr, Huxley, IA 50124
$7/sq ft
smaller lot
126 years newer
SOLD MAY 29, 2026
$230,000 Last sold price
3 beds2.5 baths1,406 sq ft
314 Larson Dr, Huxley, IA 50124
$8/sq ft
smaller lot
126 years newer
SOLD JAN 14, 2026
$350,000 Last sold price
4 beds3 baths1,395 sq ft
508 Meadow Brook Pl, Huxley, IA 50124
$95/sq ft
smaller lot
126 years newer
SOLD MAY 11, 2026
$253,500 Last sold price
4 beds2 baths1,008 sq ft
716 Pearl St, Cambridge, IA 50046
$95/sq ft
smaller lot
102 years newer
SOLD JUN 2, 2026
$330,000 Last sold price
4 beds2.5 baths1,520 sq ft
529 Prairie Ridge Dr, Huxley, IA 50124
$61/sq ft
smaller lot
126 years newer
SOLD SEP 12, 2025
$316,000 Last sold price
Land1,482 sq ft
62757 305th St, Maxwell, IA 50161
$57/sq ft
larger lot
47 years newer

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New listings for sale in 50046

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Details provided by DMMLS and may not match the public record. Learn more.

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About this home

Payment calculator

See this home in person

Nearby open houses (10)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 413 N Water St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 413 N Water St

Nearby similar homes

New listings for sale in 50046

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