Welcome to this well-maintained ranch-style home offering comfortable, easy living with updates inside and out. Situated on a generous lot, this property delivers the perfect blend of cozy indoor spaces and outdoor versatility. A bright, versatile 3 Season sunroom perfect for morning coffee, evening relaxation, or entertaining guests while enjoying backyard views free from the elements. A dedicated Garden Shed offers extra storage for lawn equipment, tools, or hobby supplies. Whether you are looking to downsize, purchase your first home, or secure a property with exceptional yard space, this move-in-ready home is it!
Check out this 3 bedroom, ranch style home in Spencer listed well below assessed value! This home offers a great location near Lincoln Elementary, large, fenced in yard, large 2 car garage and many updates including new furnace, central air unit, water heater, and newly shingled roof all within the last 2 years! Enjoy the screened in porch area for great outdoor/indoor space as well. Priced affordably at just $89,900, this home won?t last long so call today for a showing!
Public Records
Sep 14, 2016
Sold
$89,250
$86/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,948 (+3.7%)
$25,000 + $42,790
$67,790
2024
$1,878 (+0.1%)
$19,290 + $112,590
$131,880
2023
$1,876 (+0.8%)
$19,290 + $112,590
$131,880
2022
$1,862 (+0.8%)
$19,290 + $112,590
$131,880
2021
$1,848 (+6.3%)
$19,290 + $96,130
$115,420
2020
$1,738 (+6.9%)
$16,430 + $81,660
$98,090
2019
$1,626 (+1.5%)
$16,430 + $81,660
$98,090
2018
$1,602 (−6.6%)
$14,290 + $74,400
$88,690
2017
$1,716 (−1.3%)
$14,290 + $74,400
$88,690
2015
$1,738 (+3.0%)
$14,290 + $76,450
$90,740
2014
$1,688
$12,860 + $79,870
$92,730
Public record
Beds
3
Baths
1
Stories
1
Lot width
76 ft.
Lot depth
115 ft.
Lot size
8,712 Sq. Ft.
Year renovated
1976
Finished Sq. Ft.
1,040
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,040
Year built
1976
Style
Single Family Residential
County
Clay County
APN
963618352005
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 10, 2026.
Climate risks
2/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 99° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Spencer, IA • 51301
Average low and high temperatures (°F)
27
7
35
13
53
28
60
37
72
48
81
61
83
65
79
60
79
54
68
43
46
28
32
15
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.8 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 304 9th St SW
$163,510
$1,390 under list price of $165K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $116K to $178K.