LOCATION! LOCATION! LOCATION! Exceptional bayfront opportunity in the heart of Harvey Cedars. Situated on one of Harvey Cedars' most desirable bayfront cul-de-sac streets, this oversized waterfront property encompasses more than 15,000 square feet and boasts approximately 150 feet of bay frontage. The property also benefits from a riparian grant into Barnegat Bay. Property received Minor Subdivision Approval from the Harvey Cedars Land Use Review Board in 2025 to create two conforming bayfront building lots. Approval was granted without variances. This unique property presents exceptional possibilities for investors, builders, or those seeking to create a one-of-a-kind waterfront estate. The property is improved with a home originally constructed in 1939, presenting an opportunity for renovation, expansion, or redevelopment. Buyers may choose to restore and reimagine the existing residence or take advantage of the property's incredible size, waterfront exposure, and location to create a custom bayfront retreat. Waterfront amenities include a vinyl bulkhead, sandy beach area, and direct access to Barnegat Bay, making it ideal for boating, fishing, crabbing, kayaking, paddleboarding, and countless other waterfront activities. Enjoy breathtaking sunset views over the bay and experience some of the most spectacular scenery Long Beach Island has to offer. The location is second to none. Just a short stroll to Harvey Cedars' lifeguarded 80th Street beach, this property is also within walking distance of some of Long Beach Island's most popular restaurants, markets, ice cream polars, coffee shops, and local attractions. Spend your mornings at the beach, afternoons on the bay, and evenings enjoying the renowned dining and coastal lifestyle that make Harvey Cedars one of Long Beach Island's most sought-after destinations. Opportunities like this are increasingly rare. Whether your vision is to renovate the existing home, build a spectacular bayfront estate, or explore the approved subdivision potential, this is a unique chance to own a premier piece of waterfront real estate in one of Long Beach Island's most desirable locations.
Long Beach Island, located between Barnegat Inlet and Little Egg Inlet, is a coastal and resort North Beach Haven neighborhood with a barrier-island shoreline and bayfront marinas. The neighborhood’s character concentrates around the Bay Village complex off Long Beach Blvd, where boutiques, casual eateries, and waterfront walkways set a breezy, walkable rhythm. Fantasy Island Amusement Park, Thundering Surf Waterpark, and Surflight Theatre act as local pillars for nights out and rainy-day plans. Cedar-shingled beach cottages mix with newer raised homes, shaped by salt air and dune lines. Beach badges, bike rides, and sunset bayside views define the daily cadence. Marinas and seafood spots keep the waterfront culture front and center.
Provided by Walk Score and Local Logic
Offer insights
8202 Bay Ter · $5,000,000
$4.98M and above
75% chance or better to win
Why $4.98M+ is a strong offer
DAYS ON MARKET
59 days
The average home goes pending in 28 days.
SALE-TO-LIST
99.2%
Most homes are selling 1% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
No basement
Bedrooms
Three bedrooms on the main level
Bathrooms
Two full bathrooms
One half bathroom
Heating & cooling
Forced air heating
Natural gas heating fuel
Electric hot water
Exterior features
Bayfront location
Lot dimensions approximately 100.00 x 0.00
Home design
Detached home
Above-grade finished living area approximately 1,896 (per assessor)
Parking
Driveway parking
Construction
Frame construction
Other foundation
Above-grade and below-grade other structures
Year built per assessor
Utilities
Public water
Public sewer
Financial info
Fee simple ownership
Electricity and solar
View estimated energy costs and solar savings for this home
LOCATION! LOCATION! LOCATION! Exceptional bayfront opportunity in the heart of Harvey Cedars. Situated on one of Harvey Cedars' most desirable bayfront cul-de-sac streets, this oversized waterfront property encompasses more than 15,000 square feet and boasts approximately 150 feet of bay frontage. The property also benefits from a riparian grant into Barnegat Bay. Property received Minor Subdivision Approval from the Harvey Cedars Land Use Review Board in 2025 to create two conforming bayfront building lots. Approval was granted without variances. This unique property presents exceptional possibilities for investors, builders, or those seeking to create a one-of-a-kind waterfront estate. The property is improved with a home originally constructed in 1939, presenting an opportunity for renovation, expansion, or redevelopment. Buyers may choose to restore and reimagine the existing residence or take advantage of the property's incredible size, waterfront exposure, and location to create a custom bayfront retreat. Waterfront amenities include a vinyl bulkhead, sandy beach area, and direct access to Barnegat Bay, making it ideal for boating, fishing, crabbing, kayaking, paddleboarding, and countless other waterfront activities. Enjoy breathtaking sunset views over the bay and experience some of the most spectacular scenery Long Beach Island has to offer. The location is second to none. Just a short stroll to Harvey Cedars' lifeguarded 80th Street beach, this property is also within walking distance of some of Long Beach Island's most popular restaurants, markets, ice cream polars, coffee shops, and local attractions. Spend your mornings at the beach, afternoons on the bay, and evenings enjoying the renowned dining and coastal lifestyle that make Harvey Cedars one of Long Beach Island's most sought-after destinations. Opportunities like this are increasingly rare. Whether your vision is to renovate the existing home, build a spectacular bayfront estate, or explore the approved subdivision potential, this is a unique chance to own a premier piece of waterfront real estate in one of Long Beach Island's most desirable locations.
MOMLS #22617842
Jun 12, 2026
Listed
$5,000,000
$2,637/sq ft
+38
BRIGHT MLS #NJOC2042866
Jun 12, 2026
Listed
$5,000,000
$2,637/sq ft
BRIGHT MLS #NJOC2042868
Jun 12, 2026
Listed
$5,000,000
$2,637/sq ft
BRIGHT MLS #NJOC2033974
Oct 13, 2025
Listing Removed
—
Aug 29, 2025
Price Changed
$5,390,000
$2,843/sq ft
May 13, 2025
Listed
$5,700,000
$3,006/sq ft
MOMLS #22513917
Aug 29, 2025
Price Changed
$5,390,000
$2,843/sq ft
May 12, 2025
Listed
$5,700,000
$3,006/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$14,825 (−1.2%)
$1,215,200 + $118,000
$1,333,200
2024
$14,999 (+14.4%)
$1,215,200 + $118,000
$1,333,200
2023
$13,105 (+1.7%)
$1,215,200 + $118,000
$1,333,200
2022
$12,892 (+2.9%)
$1,215,200 + $118,000
$1,333,200
2021
$12,532 (+1.3%)
$1,215,200 + $118,000
$1,333,200
2020
$12,372 (+1.3%)
$1,215,200 + $118,000
$1,333,200
2019
$12,212 (−2.2%)
$1,215,200 + $118,000
$1,333,200
2018
$12,492 (−1.8%)
$1,215,200 + $118,000
$1,333,200
2017
$12,719 (−3.7%)
$1,215,200 + $118,000
$1,333,200
2016
$13,212 (−12.3%)
$1,215,200 + $118,000
$1,333,200
2014
$15,066 (+1.6%)
$1,413,000 + $179,400
$1,592,400
2013
$14,828 (+15.1%)
$1,413,000 + $179,700
$1,592,700
2012
$12,885 (−1.7%)
$1,413,000 + $179,700
$1,592,700
2011
$13,108 (−3.9%)
$1,413,000 + $179,700
$1,592,700
2010
$13,634 (−19.8%)
$1,413,000 + $179,700
$1,592,700
2009
$16,991
$1,413,000 + $179,700
$1,592,700
Public record
Beds
3
Baths
2
Stories
2
Lot width
100 ft.
Lot depth
110 ft.
Lot size
0.25 Acres
Year renovated
—
Finished Sq. Ft.
1,896
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,896
Year built
1939
Style
Single Family Residential
County
Ocean County
APN
1000062 00008
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 12, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 94° expected this year, 15 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Harvey Cedars, NJ • 08008
Average low and high temperatures (°F)
37
27
39
30
49
39
56
47
64
55
74
65
82
74
78
69
73
67
66
57
56
46
43
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.9 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 8202 Bay Ter
$4,679,940
$320K under list price of $5.00M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.9M to $4.2M.