For sale

$269,900

Est. $1,753/mo —

•

1,560

sq ft

189 Church St, Howes Cave, NY 12092

About this home

Living in a small town in beautiful Schoharie County! Welcome to 189 Church Street in the hamlet of Howes Cave. This charming 3 bedroom, 2 full bath 1560 sq. ft. two story has been thoughtfully updated perfect for relaxing at home or entertaining friends. Large new deck, a brand new second floor bedroom and new bath that is a great private space for a office, bedroom, or in-law. A completely fenced in back yard is perfect to corral the kids or the pups. Room for great gardens! Covered rear porch. Detached garage for the car or workshop. Great space for the fire pit and star gazing the beautiful country night sky. Easy access to Albany with a 3 minute drive to the I-88 on ramp. If you are looking for a home that blends comfort, updates, privacy, and convenience, this one is a must-see. Schedule your showing today and experience the charm of 189 Church Street for yourself!

Single-familyProperty Type

1949Year Built

0.3 acresLot Size

$173Price/Sq.Ft.

1 garage spacesParking

Listing by Scot Wentworth • United Country Real Estate New York Living

•518-231-0509 (agent)

•realtorscot@gmail.com (agent)

Listing updated: Aug 14, 2026 at 11:43am

Redfin checked: a minute ago

•Source:Global MLS #202622100

Listing provided courtesy of Global Multiple Listing Service, Inc.

Payment calculator

$1,753 per month

Principal and interest$1,418

Property taxes

$294

HOA dues

Home insurance

$40

Utilities

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Affordability tools

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Open houses

No upcoming open houses.

Around this home

Schools

K - 12
Preschool & daycare

Schoharie Elementary School

Public PreK-5 • Assigned • 3.4mi

4/10

Schoharie High School

Public 6-12 • Assigned • 3.4mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

189 Church St · $269,900

Strong offer

$270K and above

75% chance or better to win

Why $270K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 29 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
High speed internet
Paddle fan
Low emissivity windows
Insulated windows
Pellet stove (fireplace)

Bedrooms
Primary bedroom on the first floor
Additional bedroom on the first floor
Bedroom on the second floor

Bathrooms
Two full bathrooms — one on the first floor and one on the second floor

Kitchen
Dishwasher
Oven
Range
Refrigerator
Electric water heater

Laundry & utility
Main-level laundry room with washer and electric dryer hookups
Sump pump in basement

Flooring
Tile
Laminate

Heating & cooling
Baseboard heating
Electric heating
Propane heating
Radiant heating
Zoned heating

Sale and tax history for 189 Church St

Sale History
Tax History

Date

Event

Price

Global MLS #202622100

Aug 14, 2026

Price Changed

$269,900

$173/sq ft

Jul 17, 2026

Listed

$274,900

$176/sq ft

Public Records

Dec 6, 2021

Sold

$106,000

$68/sq ft

Global MLS #202127306

Nov 18, 2021

Sold

$103,000

$66/sq ft

Oct 4, 2021

Pending

—

Aug 28, 2021

Listed

$113,000

$72/sq ft

+45

Priced to sell. This cozy cottage style home is larger than it looks with a walk up attic and a full basement. Two bedrooms and a great sunroom/office on the first floor. The 3rd bedroom was converted to make a larger bathroom and first floor laundry room. The walk up attic would be a great space for another bedroom. Detached garage and shed for additional storage. All flat property with plenty of room for toys, firepit, garden, etc. Young driveway just resealed. Metal roof on house and garage replaced in 2011. Most windows replaced, oil heat and a wood burning stove to help with heating costs. Municipal water. Septic but with possibility to tie into municipal sewer. Schoharie schools, taxes reflect basic star exemption.

Public Records

Jul 3, 2013

Sold

$59,410

$38/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$3,545

$10,000 + $75,000

$85,000

2025

$3,545 (+4.2%)

$10,000 + $75,000

$85,000

2024

$3,401 (+1.7%)

$10,000 + $75,000

$85,000

2023

$3,345 (−0.6%)

$5,900 + $79,100

$85,000

2022

$3,367 (−0.6%)

$5,900 + $79,100

$85,000

2021

$3,386 (+21.1%)

$5,900 + $79,100

$85,000

2020

$2,796 (+1.6%)

$5,900 + $79,100

$85,000

2019

$2,752 (−0.6%)

$5,900 + $79,100

$85,000

2018

$2,770 (+0.5%)

$5,900 + $79,100

$85,000

2017

$2,755 (−1.8%)

$5,900 + $79,100

$85,000

2016

$2,806 (+3.1%)

$5,900 + $79,100

$85,000

2015

$2,722 (+2.4%)

$5,900 + $79,100

$85,000

2014

$2,659

$5,900 + $79,100

$85,000

Public record

Beds

Baths

Stories

Lot width

60 ft.

Lot depth

203 ft.

Lot size

0.3 Acres

Year renovated

—

Finished Sq. Ft.

1,260

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,260

Year built

1949

Style

Single Family Residential

County

Schoharie County

APN

434289A04700400040010000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 4, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 95° expected this year, 17 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Howes Cave, NY • 12092

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.3 hrs

6.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 189 Church St

$264,071

$5,829 under list price of $270K

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $187K to $310K.

SOLD JUL 17, 2026
$310,000 Last sold price
2 beds2 baths1,416 sq ft
131 Toback Rd, Esperance, NY 12066
Listing by Century 21 North East
$46/sq ft
larger lot
43 years newer
SOLD AUG 28, 2026
$249,900 Last sold price
3 beds2 baths1,779 sq ft
118 Shannon Ave, Schoharie, NY 12157
Listing by Country Boy Realty
$33/sq ft
smaller lot
29 years older
SOLD DEC 22, 2025
$187,000 Last sold price
3 beds2 baths1,536 sq ft
157 N Main St, Central Bridge, NY 12035
Listing by Country Boy Realty
$51/sq ft
49 years older
SOLD MAY 14, 2026
$215,000 Last sold price
2 beds1.5 baths1,760 sq ft
110 Fair St, Schoharie, NY 12157
Listing by Keller Williams Realty Hudson Valley North
$51/sq ft
89 years older
SOLD MAR 23, 2026
$237,000 Last sold price
5 beds1.5 baths1,996 sq ft
647 Barnerville Rd, Howes Cave, NY 12092
Listing by Country Boy Realty
$54/sq ft
larger lot
99 years older

Rental earnings

Est. $2,045 per month, based on comparable rentals

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Details provided by Global MLS and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 189 Church St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 189 Church St

Nearby similar homes

More real estate resources