Listed by Joe Tedrow • Hammer Properties NW Inc.

For sale

$950,000

Est. $6,290/mo —

•

5 ba

•

3,455

sq ft

1406 Franklin St, Bellingham, WA 98225

About this home

Turnkey investment with a proven rental history and strong demand in Bellingham's historic York Neighborhood. This Fully occupied duplex lives more like two homes than two attached units. Each side offers a bedroom with a private full bath, generous living space, in-unit laundry, and ample off-street parking. Well maintained and ideally located near 1-5, WWU, downtown Bellingham, transit, and Nelson's Market. Enjoy an easy walk or bike to local restaurants, breweries, and neighborhood favorites. This unique opportunity is perfect for any investment portfolio or a future owner occupant looking for all the charm of the York Neighborhood while offsetting home ownership costs with consistent rental income.

Multi-familyProperty Type

1900Year Built

6,534 sq ftLot Size

$275Price/Sq.Ft.

Listed by Joe Tedrow • Hammer Properties NW Inc.

Listing updated: Sep 16, 2026 at 08:23am

Redfin checked: a minute ago

•Source:NWMLS as Distributed by MLS Grid #2577751

Payment calculator

$6,290 per month

Principal and interest$5,379

Property taxes

$800

HOA dues

Home insurance

$111

Utilities

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See this home in person

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Next available date: Tuesday, October 6

Open houses

No upcoming open houses.

Nearby open houses (10)

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$1,213,000
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$804,000
1 bed1.5 baths872 sq ft
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Christopher Erdmann • Realogics Sotheby's Int'l Rlty
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Elizabeth Wolfe • Windermere RE Whatcom, Inc.
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Elizabeth Wolfe • Windermere RE Whatcom, Inc.
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Rachael Wilson • RE/MAX Whatcom County, Inc.

Around this home

Schools

K - 12
Preschool & daycare

Lowell Elementary School

Public PreK-5 • Assigned • 2.0mi

8/10

Fairhaven Middle School

Public 6-8 • Assigned • 2.7mi

8/10

Sehome High School

Public 9-12 • Assigned • 1.4mi

9/10

Provided by GreatSchools

About York Historic

District

York Historic District, located between Downtown Bellingham and Whatcom Falls Park, is a historic and walkable Bellingham neighborhood with tree-lined streets and early-1900s architecture. The neighborhood’s character concentrates around the corner of Potter Street and Ellis Street, where front porches, corner sidewalks, and a steady bike-and-foot rhythm set the tone. Craftsman bungalows and restored Victorians sit beside small apartment courts, giving the blocks a layered, lived-in look. Elizabeth Park’s broad lawn and paths act as an outdoor living room for the district. The nearby Mount Baker Theatre and Pickford Film Center anchor arts nights close to home. Boundary Bay Brewery and the Bellingham Farmers Market add a local-food cadence to the week.

Provided by Walk Score and Local Logic

Offer insights

1406 Franklin St · $950,000

Strong offer

$964K and above

75% chance or better to win

Why $964K+ is a strong offer

SALE-TO-LIST

Most homes are selling 0% above list price.

LIST PRICE

Median list price in this area is $884,826. (7% lower than this home)

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Vinyl and carpet flooring

Bedrooms
Two units: one 4-bedroom unit and one 3-bedroom unit

Bathrooms
Unit 101: 2 bathrooms
Unit 102: 3 bathrooms

Kitchen
Each unit includes a range/oven
Both units include a refrigerator
Both units include a dishwasher

Laundry & utility
Each unit has washer/dryer hookup or laundry included

Flooring
Vinyl flooring
Carpet flooring

Heating & cooling
Forced air heating
Wall furnace
No central cooling

Sale and tax history for 1406 Franklin St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$9,600 (+4.5%)

$293,336 + $862,893

$1,156,229

2025

$9,186 (+2.6%)

$293,336 + $862,893

$1,156,229

2024

$8,954 (+6.7%)

$292,023 + $859,029

$1,151,052

2023

$8,390 (+14.7%)

$292,023 + $859,029

$1,151,052

2022

$7,315 (+1.9%)

$251,748 + $740,556

$992,304

2021

$7,177 (+3.0%)

$199,800 + $587,742

$787,542

2020

$6,969 (+11.7%)

$185,000 + $544,206

$729,206

2019

$6,239 (+15.0%)

$141,155 + $473,146

$614,301

2017

$5,425 (+14.4%)

$121,527 + $407,370

$528,897

2016

$4,743 (+2.0%)

$109,053 + $368,285

$477,338

2015

$4,652 (+1.8%)

$94,500 + $317,761

$412,261

2014

$4,568 (+10.0%)

$89,250 + $308,959

$398,209

2013

$4,152 (+11.8%)

$89,250 + $308,959

$398,209

2011

$3,714 (+9.2%)

$85,000 + $295,655

$380,655

2010

$3,402 (+33.3%)

$85,000 + $295,655

$380,655

2009

$2,552

$75,000 + $208,090

$283,090

Public record

Public record
Zoning
Permits

Beds

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

6,534 Sq. Ft.

Year renovated

2007

Finished Sq. Ft.

3,455

Unfinished Sq. Ft.

—

Total Sq. Ft.

3,455

Year built

1900

Style

Single Family Residential

County

Whatcom County

APN

3803304280310000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

Residential Single Development Zone

The residential single RS general use type is primarily intended to accommodate families desiring to live within neighborhoods consisting of individual dwelling units or townhouses in low density environments.; These regulations have been adopted to provide flexibility in the arrangement of a main building upon a building site in order to allow efficient and capable design, assure necessary light and air, and to encourage the compatible development of neighborhoods while conserving and enhancing the value of land and the important physical characteristics within the RS areas.

Permitted uses

Include but are not limited to:

Housing-Single unit
Infrastructure
Mixed use
Recreation
Communications tower
Housing-Mobile home park
Park & open space

Nov 15, 2007 • Final

Land disturbance stormwater

Construct an addition to an existing residence to add a second unit and convert the building into a multi-unit dwelling.

Addition

ADU

Grading

Oct 31, 2007 • Final

Electrical single family or duplex

Upgrade the electrical service for a duplex addition and install temporary electrical service.

Electrical

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 83° expected this year, 17 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

9 unhealthy days expected this year, 10 days in 30 years

Provided by First Street

Historical weather

Bellingham, WA • 98225

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

76/ 100

Good sunlight

Sunscore

This home receives average direct sun exposure in Bellingham. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.3 hrs

2.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1406 Franklin St

$926,495

$24K under list price of $950K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $589K to $1.1M.

SOLD JUL 30, 2026
$840,000 Last sold price
4 beds2.5 baths1,988 sq ft
908 Nevada St, Bellingham, WA 98229
$148/sq ft
105 years newer
SOLD AUG 14, 2026
$915,000 Last sold price
7 beds5 baths3,665 sq ft
631 N forest St, Bellingham, WA 98225
$25/sq ft
larger lot
8 years newer
SOLD AUG 5, 2026
$849,000 Last sold price
4 beds3.5 baths2,820 sq ft
130 46th St, Bellingham, WA 98229
$26/sq ft
larger lot
98 years newer
SOLD SEP 9, 2026
$1,125,000 Last sold price
3 beds2 baths2,674 sq ft
221 N Garden St, Bellingham, WA 98225
$146/sq ft
smaller lot
46 years newer
SOLD OCT 9, 2025
$1,125,000 Last sold price
4 beds3.5 baths4,550 sq ft
1720 Edwards Ct, Bellingham, WA 98229
$28/sq ft
larger lot
89 years newer
SOLD AUG 27, 2026
$589,000 Last sold price
2 beds1 bath1,852 sq ft
203 N 34th St, Bellingham, WA 98225
$43/sq ft
larger lot
35 years newer

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Details provided by NWMLS as Distributed by MLS Grid and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 1406 Franklin St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1406 Franklin St

Early Access listings

Nearby similar homes

New listings for sale in 98225

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