{"id":70565,"date":"2020-10-09T18:57:15","date_gmt":"2020-10-10T01:57:15","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?page_id=70565"},"modified":"2023-01-04T16:58:44","modified_gmt":"2023-01-05T00:58:44","slug":"finance","status":"publish","type":"page","link":"https:\/\/www.redfin.com\/blog\/finance\/","title":{"rendered":"Finance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"70565\" class=\"elementor elementor-70565\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-dce-background-image-url=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2020\/10\/Finance.jpg\" class=\"elementor-section elementor-top-section elementor-element elementor-element-765ea72 elementor-section-stretched elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"765ea72\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-15cc5e2\" data-id=\"15cc5e2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-dce-title-color=\"#ffffff\" class=\"elementor-element elementor-element-24a6068 elementor-widget elementor-widget-heading\" data-id=\"24a6068\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Finance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e8749e7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e8749e7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-9dce620 category-col\" data-id=\"9dce620\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d394c94 elementor-grid-1 elementor-hidden-desktop elementor-hidden-tablet elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"d394c94\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:18,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-110048 post type-post status-publish format-standard has-post-thumbnail hentry category-finance\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/first-time-homebuyer-tax-credits\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-104153\" alt=\"\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-1536x1024.jpg 1536w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-scaled.jpg 1800w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-450x300.jpg 450w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/first-time-homebuyer-tax-credits\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\tFirst-Time Homebuyer Tax Credits and Incentives\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMay 26, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Buying your first home comes with major financial decisions, and understanding available tax credits and incentives can make a meaningful difference. While federal programs have<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-56535 post type-post status-publish format-standard has-post-thumbnail hentry category-finance tag-credit-score tag-mortgage\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/how-to-get-your-credit-ready-for-homebuying-season\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-109957\" alt=\"\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-1536x1024.jpg 1536w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-scaled.jpg 1800w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-450x300.jpg 450w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/how-to-get-your-credit-ready-for-homebuying-season\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\t6 Steps to Build Credit Before Buying a House\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMay 8, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>So you\u2019ve decided you\u2019re ready to purchase a home. But is your credit where it needs to be? If not, then you\u2019ll want to start working to improve it.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-96473 post type-post status-publish format-standard has-post-thumbnail hentry category-finance tag-refinance\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/how-much-does-it-cost-to-refinance-a-mortgage\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"768\" height=\"469\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-768x469.jpg\" class=\"attachment-medium_large size-medium_large wp-image-96474\" alt=\"\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-768x469.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-300x183.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-1024x625.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-246x150.jpg 246w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-1031x630.jpg 1031w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-491x300.jpg 491w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash.jpg 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/how-much-does-it-cost-to-refinance-a-mortgage\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\tHow Much Does it Cost to Refinance a Mortgage?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMay 4, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Wondering how much refinancing your mortgage will cost you? This Redfin article overviews the process and breaks down the fees to help you make this financial decision.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-95938 post type-post status-publish format-standard has-post-thumbnail hentry category-finance tag-mortgage\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/mortgage-loan-process\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-87952\" alt=\"mortgage loan process\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-450x300.jpg 450w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT.jpg 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/mortgage-loan-process\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\tThe Mortgage Loan Process: A Practical Guide to Applying For a Mortgage in 2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tApril 29, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Understand the mortgage loan process from start to finish. Learn how to apply for a mortgage loan in 2026, including document needs and approval timelines.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-109870 post type-post status-publish format-standard has-post-thumbnail hentry category-finance\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/what-is-a-buyers-market\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"431\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-768x431.jpg\" class=\"attachment-medium_large size-medium_large wp-image-101746\" alt=\"Downward view circle road in neighborhood with houses in summer aerial HOA\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-768x431.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-300x169.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-1024x575.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-267x150.jpg 267w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-1122x630.jpg 1122w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-534x300.jpg 534w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA.jpg 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/what-is-a-buyers-market\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\tWhat is a Buyer\u2019s Market?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tApril 28, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>If you\u2019re navigating today\u2019s housing market, you may be wondering what it really means to be in a buyer\u2019s market. A buyer\u2019s market happens when<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d4250c elementor-grid-1 elementor-grid-tablet-1 elementor-posts--thumbnail-left elementor-hidden-phone elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"2d4250c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:18,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;1&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-110048 post type-post status-publish format-standard has-post-thumbnail hentry category-finance\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/first-time-homebuyer-tax-credits\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-104153\" alt=\"\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-1536x1024.jpg 1536w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-scaled.jpg 1800w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/07\/shutterstock_2111420807-450x300.jpg 450w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/first-time-homebuyer-tax-credits\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\tFirst-Time Homebuyer Tax Credits and Incentives\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMay 26, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Buying your first home comes with major financial decisions, and understanding available tax credits and incentives can make a meaningful difference. While federal programs have<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-56535 post type-post status-publish format-standard has-post-thumbnail hentry category-finance tag-credit-score tag-mortgage\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/how-to-get-your-credit-ready-for-homebuying-season\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-109957\" alt=\"\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-1536x1024.jpg 1536w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-scaled.jpg 1800w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2017\/01\/markus-winkler-ULXC8_R1sXE-unsplash-450x300.jpg 450w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/how-to-get-your-credit-ready-for-homebuying-season\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\t6 Steps to Build Credit Before Buying a House\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMay 8, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>So you\u2019ve decided you\u2019re ready to purchase a home. But is your credit where it needs to be? If not, then you\u2019ll want to start working to improve it.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-96473 post type-post status-publish format-standard has-post-thumbnail hentry category-finance tag-refinance\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/how-much-does-it-cost-to-refinance-a-mortgage\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"768\" height=\"469\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-768x469.jpg\" class=\"attachment-medium_large size-medium_large wp-image-96474\" alt=\"\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-768x469.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-300x183.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-1024x625.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-246x150.jpg 246w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-1031x630.jpg 1031w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash-491x300.jpg 491w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2024\/09\/daniel-abadia-kn5i4gUyhYM-unsplash.jpg 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/how-much-does-it-cost-to-refinance-a-mortgage\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\tHow Much Does it Cost to Refinance a Mortgage?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tMay 4, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Wondering how much refinancing your mortgage will cost you? This Redfin article overviews the process and breaks down the fees to help you make this financial decision.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-95938 post type-post status-publish format-standard has-post-thumbnail hentry category-finance tag-mortgage\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/mortgage-loan-process\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-87952\" alt=\"mortgage loan process\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT-450x300.jpg 450w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/LS_2023_Core_18_Buy_Tour_Couple_Ext_Walk_3997_RT.jpg 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/mortgage-loan-process\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\tThe Mortgage Loan Process: A Practical Guide to Applying For a Mortgage in 2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tApril 29, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Understand the mortgage loan process from start to finish. Learn how to apply for a mortgage loan in 2026, including document needs and approval timelines.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-109870 post type-post status-publish format-standard has-post-thumbnail hentry category-finance\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.redfin.com\/blog\/what-is-a-buyers-market\/\" tabindex=\"-1\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"431\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-768x431.jpg\" class=\"attachment-medium_large size-medium_large wp-image-101746\" alt=\"Downward view circle road in neighborhood with houses in summer aerial HOA\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-768x431.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-300x169.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-1024x575.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-267x150.jpg 267w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-1122x630.jpg 1122w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA-534x300.jpg 534w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Downward-view-circle-road-in-neighborhood-with-houses-in-summer-aerial-HOA.jpg 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.redfin.com\/blog\/what-is-a-buyers-market\/\" data-wpel-link=\"internal\" target=\"_blank\" rel=\"noopener noreferrer\">\n\t\t\t\tWhat is a Buyer\u2019s Market?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tApril 28, 2026\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>If you\u2019re navigating today\u2019s housing market, you may be wondering what it really means to be in a buyer\u2019s market. A buyer\u2019s market happens when<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea2983a elementor-widget elementor-widget-text-editor\" data-id=\"ea2983a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/www.redfin.com\/blog\/category\/finance\/page\/2\/\" data-wpel-link=\"exclude\">See More Finance<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-60f0853\" data-id=\"60f0853\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47d8121 elementor-widget elementor-widget-template\" data-id=\"47d8121\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"66028\" class=\"elementor elementor-66028\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section data-dce-background-color=\"#f5f5f5\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-ac86e9b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ac86e9b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6bd2f88\" data-id=\"6bd2f88\" 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