{"id":101944,"date":"2025-06-17T09:58:07","date_gmt":"2025-06-17T16:58:07","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=101944"},"modified":"2025-06-17T09:58:09","modified_gmt":"2025-06-17T16:58:09","slug":"should-i-accept-a-contingent-offer-on-my-house","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/should-i-accept-a-contingent-offer-on-my-house\/","title":{"rendered":"Should I Accept a Contingent Offer on My House? What You Need to Know Before Saying Yes or No"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Accepting a contingent offer on your home can feel like a gamble \u2013 but it doesn\u2019t have to. Whether you&#8217;re selling your <\/span><a href=\"https:\/\/www.redfin.com\/city\/35751\/MO\/Kansas-City\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">home in Kansas City, MO<\/span><\/a><span style=\"font-weight: 400;\"> and looking to <\/span><a href=\"https:\/\/www.rent.com\/oregon\/portland\/apartments_townhouses_condos_houses\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">rent a home in Portland, OR<\/span><\/a><span style=\"font-weight: 400;\"> or an <\/span><a href=\"https:\/\/www.apartmentguide.com\/apartments_townhomes_condos_houses\/California\/Los-Angeles\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">apartment in Los Angeles, CA<\/span><\/a><span style=\"font-weight: 400;\"> or even if you\u2019ve got a home sale contingency on your own offer to your new home, understanding contingent offers can help you navigate the process of selling your home with more confidence.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">The short answer to whether you should accept a contingent offer on your house is that it depends. If you haven\u2019t had a ton of offers, it\u2019s okay to accept a contingent offer as there\u2019s no real drawback aside from the deal potentially falling through. On the other hand, if your property is getting considerable attention, it might be wise to hold out for a better offer without any potential for it to not go through. This Redfin article will help you navigate the confusing world of contingent offers, so you can make the right choice for you and your home.<\/span><\/p>\n\n\n\n<p class=\"has-ast-global-color-4-background-color has-background wp-block-paragraph\"><span style=\"font-weight: 400;\">In this article:<\/span><br \/><a href=\"#h1\">What is a contingent offer?<\/a><br \/><a href=\"#h2\">What kind of contingent offers are there?<\/a><br \/><a href=\"#h3\">How often do contingent offers fall through?<\/a><br \/><a href=\"#h4\">Should I accept a contingent offer on my house?<\/a><br \/><a href=\"#h5\">The bottom line: knowledge is power<\/a><\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" data-id=\"101840\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/second-time-homebuyer-2-1024x683.jpg\" alt=\"A key in the lock of a house.\" class=\"wp-image-101840\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/second-time-homebuyer-2-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/second-time-homebuyer-2-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/second-time-homebuyer-2-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/second-time-homebuyer-2-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/second-time-homebuyer-2-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/second-time-homebuyer-2-450x300.jpg 450w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/second-time-homebuyer-2.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h1\"><span style=\"font-weight: 400;\">What is a contingent offer?<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">A contingent offer is an offer that goes through only when certain conditions are met. If those conditions are not met, the buyer has the option to back out of the contract. Most offers involve some sort of contingency, and certain contingencies are especially popular in buyer\u2019s markets where buyers have control. In a seller\u2019s market, the seller may have an abundance of offers. One way buyers will make their offer stand out is to <\/span><a href=\"https:\/\/www.redfin.com\/blog\/home-buying-contingencies\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">waive their contingencies<\/span><\/a><span style=\"font-weight: 400;\">.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>What to know: <\/b><span style=\"font-weight: 400;\">A contingent offer is an offer that is finalized only when certain conditions are met.&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2\"><span style=\"font-weight: 400;\">What kind of contingent offers are there?<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">There are several kinds of <\/span><a href=\"https:\/\/www.redfin.com\/blog\/top-home-buying-contingencies\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">contingencies<\/span><\/a><span style=\"font-weight: 400;\">, ranging from home inspection to home sale, and it can be confusing to know what to expect when receiving a contingent offer. Working with a <\/span><a href=\"https:\/\/www.redfin.com\/realtors-near-me\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Redfin real estate agent<\/span><\/a><span style=\"font-weight: 400;\"> can help distill this information down and make it a lot less confusing.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Here are a few of the different types of contingencies you make come across:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><i><span style=\"font-weight: 400;\">Home inspection contingency:<\/span><\/i><span style=\"font-weight: 400;\"> Allows the buyer to back out of a purchase contract if the home inspection reveals major issues with the property. If the buyer wants to continue with the sale, they can request repairs or lower the purchase price.<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Mortgage contingency:<\/span><\/i><span style=\"font-weight: 400;\"> Gives the buyer a specific period of time to get home financing<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Appraisal contingency:<\/span><\/i><span style=\"font-weight: 400;\"> Usually used for lender protection. A lender requires an appraisal before agreeing to provide mortgage financing. If the home appraises for less than the purchase price, the lender won\u2019t lend the money. The buyer can either renegotiate the purchase price down or make a larger down payment to cover the difference.<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Title contingency:<\/span><\/i><span style=\"font-weight: 400;\"> Ensures the home has a clean title free of liens or encumbrances.<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Home sale contingency:<\/span><\/i><span style=\"font-weight: 400;\"> The deal goes through if the buyer\u2019s home sells first.<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Key points: <\/b><span style=\"font-weight: 400;\">There are many different contingent offers with the most common one being the home inspection contingency, but it\u2019s a good idea to be familiar with other types of contingencies should you run across them.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" data-id=\"101859\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Real-estate-agent-discussing-mortgage-options-with-family.-Mortgage-loan-consultation-with-financial-advisor-1024x683.jpg\" alt=\"A group of people discussing a contingent offer.\" class=\"wp-image-101859\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Real-estate-agent-discussing-mortgage-options-with-family.-Mortgage-loan-consultation-with-financial-advisor-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Real-estate-agent-discussing-mortgage-options-with-family.-Mortgage-loan-consultation-with-financial-advisor-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Real-estate-agent-discussing-mortgage-options-with-family.-Mortgage-loan-consultation-with-financial-advisor-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Real-estate-agent-discussing-mortgage-options-with-family.-Mortgage-loan-consultation-with-financial-advisor-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Real-estate-agent-discussing-mortgage-options-with-family.-Mortgage-loan-consultation-with-financial-advisor-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Real-estate-agent-discussing-mortgage-options-with-family.-Mortgage-loan-consultation-with-financial-advisor-450x300.jpg 450w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/Real-estate-agent-discussing-mortgage-options-with-family.-Mortgage-loan-consultation-with-financial-advisor.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h3\"><span style=\"font-weight: 400;\">How often do contingent offers fall through?<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Contingent offers do run the risk of falling through, which is a risk you should be aware of if you\u2019re choosing to accept a contingent offer, but it doesn\u2019t happen as often as you\u2019d like. According to a <\/span><a href=\"https:\/\/www.nar.realtor\/sites\/default\/files\/documents\/2024-06-realtors-confidence-index-07-23-2024.pdf\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">survey from the National Association of REALTORS in early 2024<\/span><\/a><span style=\"font-weight: 400;\">, only 5% of sales contracts on homes were terminated with 13% of sales contracts during those months being delayed before being settled.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>What to remember: <\/b><span style=\"font-weight: 400;\">A contingent offer may fall through, but it\u2019s much more likely that it will clear.&nbsp;&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h4\"><span style=\"font-weight: 400;\">Should I accept a contingent offer on my house?<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">The short answer is that it depends. Accepting a contingent offer on your house is a personal decision and depends on your expectations around the sale of your home. How quickly do you need to sell your home? Do you need the money to move on to your next property? How much attention has your home gotten since it\u2019s been on the market?<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If your home has been listed for several weeks, accepting a contingent offer can be advantageous. Even if the deal falls through, you won\u2019t have to deal with relisting your property. On the other hand, if you\u2019ve had significant interest and multiple offers, selecting an offer where the buyer has waived contingencies will ensure the deal closes without any hiccups. Despite the slight risk that contingent offers pose, it\u2019s usually in your best interest to accept the highest offer even if that carries a contingency you\u2019re poised to deal with.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>In a nutshell: <\/b><span style=\"font-weight: 400;\">Accepting a contingent offer depends on what you need out of the sale and the market conditions. If you haven\u2019t had much interest, it\u2019s perfectly okay to accept a contingent offer. However, if there are multiple offers \u2013 or even a bidding war \u2013 you can be more selective over whether to accept a contingent offer or not.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" data-id=\"101226\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/05\/MixCollage-28-May-2025-03-19-PM-9525-1024x683.jpg\" alt=\"Handing keys over after accepting a contingent offer on a house.\" class=\"wp-image-101226\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/05\/MixCollage-28-May-2025-03-19-PM-9525-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/05\/MixCollage-28-May-2025-03-19-PM-9525-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/05\/MixCollage-28-May-2025-03-19-PM-9525-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/05\/MixCollage-28-May-2025-03-19-PM-9525-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/05\/MixCollage-28-May-2025-03-19-PM-9525-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/05\/MixCollage-28-May-2025-03-19-PM-9525-450x300.jpg 450w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/05\/MixCollage-28-May-2025-03-19-PM-9525.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h5\"><span style=\"font-weight: 400;\">The bottom line: knowledge is power<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Contingent offers are a common part of today\u2019s real estate landscape. While they can introduce a bit of uncertainty, they also present opportunities, especially in <\/span><a href=\"https:\/\/investors.redfin.com\/news-events\/press-releases\/detail\/1313\/redfin-reports-u-s-homes-are-selling-at-the-slowest-pace\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">slower markets<\/span><\/a><span style=\"font-weight: 400;\"> or when buyers are serious but need time to line up financing or sell their current home. The key to navigating this confusing world is to understand what type of contingency you\u2019re dealing with, how it aligns with your goals, and how much flexibility you have in your timeline.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Before saying yes or no to a contingent offer, weigh the level of interest your home has generated, assess your urgency to sell, and consider the buyer\u2019s likelihood of securing financing. With a thoughtful approach and the guidance of an experienced <\/span><a href=\"https:\/\/www.redfin.com\/realtors-near-me\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Redfin real estate agent<\/span><\/a><span style=\"font-weight: 400;\">, you can confidently decide whether accepting a contingent offer is the right move for you and your home.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether you\u2019re preparing for or just received one, there are several things to consider when asking yourself if you should accept a contingent offer on your house.<\/p>\n","protected":false},"author":798,"featured_media":101840,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34279],"tags":[36539,36538],"coauthors":[35750],"class_list":["post-101944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-selling-a-home","tag-contingent-offer","tag-selling-a-house"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Should I Accept a Contingent Offer on My House? | Redfin<\/title>\n<meta name=\"description\" content=\"Whether you\u2019re preparing for or just received one, there are several things to consider when asking yourself if you should accept a contingent offer on your house.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redfin.com\/blog\/should-i-accept-a-contingent-offer-on-my-house\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should I Accept a Contingent Offer on My House? What You Need to Know Before Saying Yes or No\" \/>\n<meta property=\"og:description\" content=\"Whether you\u2019re preparing for or just received one, there are several things to consider when asking yourself if you should accept a contingent offer on your house.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redfin.com\/blog\/should-i-accept-a-contingent-offer-on-my-house\/\" \/>\n<meta property=\"og:site_name\" content=\"Redfin | Real Estate Tips for Home Buying, Selling &amp; More\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/redfin\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-17T16:58:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-17T16:58:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/06\/second-time-homebuyer-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jeremy Steckler\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@redfin\" \/>\n<meta name=\"twitter:site\" content=\"@redfin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jeremy Steckler\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/should-i-accept-a-contingent-offer-on-my-house\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/should-i-accept-a-contingent-offer-on-my-house\\\/\"},\"author\":{\"name\":\"Jeremy Steckler\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#\\\/schema\\\/person\\\/97ad711e39068ab9643ea746381fa8cc\"},\"headline\":\"Should I Accept a Contingent Offer on My House? 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