{"id":103415,"date":"2025-07-14T07:44:08","date_gmt":"2025-07-14T14:44:08","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=103415"},"modified":"2025-07-16T12:49:57","modified_gmt":"2025-07-16T19:49:57","slug":"what-does-home-warranty-cover","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/what-does-home-warranty-cover\/","title":{"rendered":"What Does Home Warranty Cover?"},"content":{"rendered":"\r\n<p><span style=\"font-weight: 400;\">Buying a home comes with a lot of responsibilities, including the risk of unexpected repairs that can quickly become expensive. That\u2019s where a home warranty comes in\u2014it\u2019s a service contract that helps cover the cost to repair or replace major systems and appliances if they break down due to normal wear and tear.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Whether you\u2019re buying a home in <\/span><a href=\"https:\/\/www.redfin.com\/city\/14240\/AZ\/Phoenix\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Phoenix, AZ<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.redfin.com\/city\/3105\/NC\/Charlotte\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Charlotte, NC<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.redfin.com\/city\/9170\/IN\/Indianapolis\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Indianapolis, IN<\/span><\/a><span style=\"font-weight: 400;\">, this Redfin guide will walk you through what a home warranty typically covers, what\u2019s excluded, and why understanding the details can help you decide if it\u2019s the right protection for your new home.<\/span><\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\">\r\n<h2>Table of contents<\/h2>\r\n<ul>\r\n<li><a href=\"#h-what-is-home-warranty\" data-level=\"2\">What is home warranty?<\/a><\/li>\r\n<li><a href=\"#h-how-much-does-a-home-warranty-cost\" data-level=\"2\">How much does a home warranty cost?<\/a><\/li>\r\n<li><a href=\"#h-what-is-typically-covered-by-a-home-warranty\" data-level=\"2\">What is typically covered by a home warranty?<\/a><\/li>\r\n<li><a href=\"#h-when-is-an-appliance-or-system-covered\" data-level=\"2\">When is an appliance or system covered?<\/a><\/li>\r\n<li><a href=\"#h-will-a-home-warranty-replace-an-item-if-it-can-t-be-repaired\" data-level=\"2\">Will a home warranty replace an item if it can\u2019t be repaired?<\/a><\/li>\r\n<li><a href=\"#h-what-are-coverage-limits-in-a-home-warranty\" data-level=\"2\">What are coverage limits in a home warranty?<\/a><\/li>\r\n<li><a href=\"#h-what-is-an-add-on-option\" data-level=\"2\">What is an add-on option?<\/a><\/li>\r\n<li><a href=\"#h-is-a-home-warranty-the-same-as-homeowners-insurance\" data-level=\"2\">Is a home warranty the same as homeowners insurance?<\/a><\/li>\r\n<li><a href=\"#h-when-to-expect-service-after-filing-a-claim\" data-level=\"2\">When to expect service after filing a claim<\/a><\/li>\r\n<li><a href=\"#h-why-do-home-warranties-deny-claims\" data-level=\"2\">Why do home warranties deny claims?<\/a><\/li>\r\n<li><a href=\"#h-what-to-know-before-buying-a-home-warranty\" data-level=\"2\">What to know before buying a home warranty<\/a><\/li>\r\n<li><a href=\"#h-wrapping-it-all-up\" data-level=\"2\">Wrapping it all up<\/a><\/li>\r\n<li><a href=\"#h-faqs-what-does-a-home-warranty-cover\" data-level=\"2\">FAQs: What does a home warranty cover?<\/a><\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"801\" class=\"wp-image-99367\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/03\/emmanuel-ikwuegbu-0-kl1BjvFc-unsplash.jpg\" alt=\"How do you clarify the scope of work?\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/03\/emmanuel-ikwuegbu-0-kl1BjvFc-unsplash.jpg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/03\/emmanuel-ikwuegbu-0-kl1BjvFc-unsplash-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/03\/emmanuel-ikwuegbu-0-kl1BjvFc-unsplash-1024x684.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/03\/emmanuel-ikwuegbu-0-kl1BjvFc-unsplash-768x513.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/03\/emmanuel-ikwuegbu-0-kl1BjvFc-unsplash-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/03\/emmanuel-ikwuegbu-0-kl1BjvFc-unsplash-944x630.jpg 944w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/03\/emmanuel-ikwuegbu-0-kl1BjvFc-unsplash-449x300.jpg 449w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-what-is-home-warranty\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What is home warranty?<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">A home warranty, sometimes referred to as a home protection plan, is a service contract that helps pay for repairing or replacing major home systems and appliances when they fail due to everyday use. While homeowners insurance focuses on sudden events like fires or storms, a home warranty is intended to cover issues that come up over time from normal wear and tear.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">A home warranty can be a helpful way to manage unplanned repair costs. For example, if your dishwasher breaks down unexpectedly, a home warranty may cover a portion of the expense to fix or replace it. This can help you handle surprise problems without putting a big dent in your budget.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-how-much-does-a-home-warranty-cost\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">How much does a home warranty cost?<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">A home warranty usually costs between $400 and $1000 per year, depending on the level of coverage and the provider. In addition to the annual premium, you will also pay a service fee, typically ranging from $75 to $125, each time you request a technician to diagnose or repair a covered appliance or system. These fees help cover the cost of labor and encourage responsible service requests.<\/span><\/p>\r\n<p><em><strong>&gt;&gt; Read: <a href=\"https:\/\/www.redfin.com\/blog\/how-much-does-a-home-warranty-cost\/\" data-wpel-link=\"exclude\">How Much Does a Home Warranty Cost? A Guide on Average Prices, Coverage, and Tips<\/a><\/strong><\/em><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-what-is-typically-covered-by-a-home-warranty\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What is typically covered by a home warranty?<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">A home warranty can help protect many of the essential systems and appliances you rely on every day. While coverage varies by provider and plan, here are some common items included:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>HVAC systems<\/b><span style=\"font-weight: 400;\">: Central heating and cooling units, ductwork, and related components<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Plumbing systems<\/b><span style=\"font-weight: 400;\">: Interior pipes, toilets, water heaters, and plumbing lines<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Electrical systems<\/b><span style=\"font-weight: 400;\">: Wiring, circuit breakers, electrical panels, and connections<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Major kitchen and laundry appliances<\/b><span style=\"font-weight: 400;\">: Refrigerator, oven, built-in microwave, dishwasher, garbage disposal, washer, and dryer<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Roof leaks<\/b><span style=\"font-weight: 400;\">: Some plans provide limited coverage for repairs to leaky roofs<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Septic systems or well pumps<\/b><span style=\"font-weight: 400;\">: Select policies may also cover repairs to these systems<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Keep in mind that home warranties generally don\u2019t cover pre-existing issues, improper installation, cosmetic damage, or items still under a manufacturer\u2019s warranty.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-when-is-an-appliance-or-system-covered\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">When is an appliance or system covered?<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">An appliance or system is typically covered by a home warranty if it breaks down due to normal wear and tear and was in good working order when your coverage began. Most plans start coverage after a brief waiting period, usually about 30 days.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">To be eligible for coverage, check that:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">The item is included in your specific warranty plan<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">The failure happens because of normal use, not poor installation, neglect, or accidental damage<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">There were no known pre-existing problems when the contract started<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b><i>&gt;&gt; Read: <\/i><\/b><a href=\"https:\/\/www.redfin.com\/blog\/cleaning-and-maintaining-your-kitchen-appliances\/\" data-wpel-link=\"exclude\"><b><i>Cleaning and Maintaining Your Kitchen Appliances<\/i><\/b><\/a><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-will-a-home-warranty-replace-an-item-if-it-can-t-be-repaired\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Will a home warranty replace an item if it can\u2019t be repaired?<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Now you might wonder: what happens if a broken item can\u2019t be repaired? Oftentimes, the home warranty will cover its replacement, but this depends on your plan\u2019s terms and payout limits.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-scenario-1-replacement-covered\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Scenario 1: Replacement covered<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Your refrigerator\u2019s compressor fails and can\u2019t be repaired. Since your warranty plan covers replacements and the cost is within your plan\u2019s payout limits, the company pays to replace the refrigerator. You would still be responsible for the standard service fee.<\/span><\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-scenario-2-replacement-not-covered\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Scenario 2: Replacement not covered<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Your washing machine breaks down beyond repair, but it\u2019s either excluded from your warranty plan or the replacement cost exceeds your coverage limit. You would pay the service fee for the technician\u2019s visit and cover the full cost of a new machine yourself.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Your service agreement outlines what isn\u2019t covered, including specific appliances, systems, parts, or situations where coverage may be denied. Be sure to read these exclusions closely so you fully understand what the plan does and doesn\u2019t include before you buy.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-what-are-coverage-limits-in-a-home-warranty\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What are coverage limits in a home warranty?<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Every home warranty plan includes coverage limits. These are the maximum amounts the company will pay to repair or replace a covered system or appliance. Limits depend on the warranty provider and the plan you choose.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">\u00a0For example, a plan might cover up to $1,500 for an HVAC repair and $500 for a built-in microwave. If the cost is higher than the coverage limit, you will have to pay the difference. Some companies also have annual caps on total payouts across all claims. It is important to read your contract carefully so you know what your limits are before you need to file a claim.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-what-is-an-add-on-option\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What is an add-on option?<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Even the most comprehensive home warranty plans don\u2019t cover everything in your home, which is where add-on options come in. An add-on option is extra coverage you can purchase to protect items that fall outside standard plans.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Common add-ons include coverage for pools, septic systems, well pumps, second refrigerators, or roof leaks. While these options usually cost more, they can give you added peace of mind if you rely on special features or appliances.<\/span><\/p>\r\n\r\n\r\n\r\n<p><b><i>&gt;&gt; Read: <\/i><\/b><a href=\"https:\/\/www.redfin.com\/blog\/is-a-home-warranty-required\/\" data-wpel-link=\"exclude\"><b><i>Is a Home Warranty Required? Tips to Decide if it\u2019s Right for You<\/i><\/b><\/a><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-is-a-home-warranty-the-same-as-homeowners-insurance\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Is a home warranty the same as homeowners insurance?<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">No, a home warranty and <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-much-homeowners-insurance-do-you-need\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">homeowners insurance<\/span><\/a><span style=\"font-weight: 400;\"> are not the same. They serve different purposes and cover different types of problems.<\/span><\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table class=\"has-fixed-layout\">\r\n<tbody>\r\n<tr>\r\n<td><span style=\"font-weight: 400;\">Home Warranty<\/span><\/td>\r\n<td><span style=\"font-weight: 400;\">Homeowners Insurance<\/span><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><span style=\"font-weight: 400;\">Covers repairs or replacement of major appliances and home systems due to normal wear and tear<\/span><\/td>\r\n<td><span style=\"font-weight: 400;\">Covers damage to your home and belongings from unexpected events like fires, storms, or theft<\/span><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><span style=\"font-weight: 400;\">Service contract you can purchase any time<\/span><\/td>\r\n<td><span style=\"font-weight: 400;\">Typically required by mortgage lenders<\/span><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><span style=\"font-weight: 400;\">Helps with issues that arise over time, such as a broken dishwasher or faulty wiring<\/span><\/td>\r\n<td><span style=\"font-weight: 400;\">Protects against sudden losses, such as a tree falling on your roof<\/span><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><span style=\"font-weight: 400;\">Doesn\u2019t cover structural damage or personal belongings<\/span><\/td>\r\n<td><span style=\"font-weight: 400;\">Includes dwelling coverage, liability protection, and personal property coverage<\/span><\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n\r\n\r\n\r\n<p><b><i>&gt;&gt; Read: <\/i><\/b><a href=\"https:\/\/www.redfin.com\/blog\/home-warranty-vs-home-insurance\/\" data-wpel-link=\"exclude\"><b><i>Home Warranty vs. Home Insurance: Do You Need Both?<\/i><\/b><\/a><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-when-to-expect-service-after-filing-a-claim\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">When to expect service after filing a claim<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">After you file a claim, most home warranty companies will assign a technician within 48 hours. Response times can vary depending on the issue and your location. For emergencies, such as a complete loss of heating in winter or a major plumbing leak, many providers try to send help within 24 hours. For non-urgent problems, it may take a few days to schedule service. Once your claim is approved, you will be contacted to set up the appointment at a convenient time.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-why-do-home-warranties-deny-claims\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Why do home warranties deny claims?<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Home warranties can be a helpful safety net when covered appliances or systems break down, but not every claim will be approved. Here are some common reasons why a home warranty company might deny a claim:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Lack of maintenance<\/b><span style=\"font-weight: 400;\">: If the item failed because it wasn\u2019t properly maintained, the warranty company may reject the claim.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Pre-existing conditions<\/b><span style=\"font-weight: 400;\">: Many plans exclude damage or malfunctions that existed before your coverage started. If an inspector or technician determines the issue was already present, it won\u2019t be covered.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Improper installation or code violations<\/b><span style=\"font-weight: 400;\">: Appliances or systems installed incorrectly or not up to code are often excluded. For example, if an electrical panel wasn\u2019t installed by a licensed professional, repairs might not qualify.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Non-covered components<\/b><span style=\"font-weight: 400;\">: Your contract lists exactly which parts are covered. If the failure is due to an excluded component, like cosmetic defects, structural damage, or certain accessories, the claim will likely be denied.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Exceeded coverage limits<\/b><span style=\"font-weight: 400;\">: Each plan has dollar limits per item or per contract term. If the cost to repair or replace exceeds those limits, you\u2019ll be responsible for the difference.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Delayed reporting<\/b><span style=\"font-weight: 400;\">: Most home warranty companies require you to report problems within a set time frame after discovering them. Waiting too long can result in a denied claim.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 id=\"h-what-to-know-before-buying-a-home-warranty\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What to know before buying a home warranty<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">A home warranty can provide peace of mind, but it\u2019s important to understand what you\u2019re getting. Here are a few things to consider before you buy:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Coverage details<\/b><span style=\"font-weight: 400;\">: Each plan lists exactly what\u2019s covered and what\u2019s excluded. Read the contract carefully so you know which systems and appliances are protected.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Service fees<\/b><span style=\"font-weight: 400;\">: You\u2019ll pay a fee each time you request a repair visit. Make sure you understand how much it is and how often it applies.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Coverage limits<\/b><span style=\"font-weight: 400;\">: Many plans have dollar limits per repair or per year. If a repair exceeds these caps, you\u2019ll have to pay the difference.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Pre-existing conditions<\/b><span style=\"font-weight: 400;\">: Most warranties won\u2019t cover issues that existed before your policy started.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Maintenance requirements<\/b><span style=\"font-weight: 400;\">: You\u2019re usually responsible for keeping systems in good working order. Neglect can lead to denied claims.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Claim process<\/b><span style=\"font-weight: 400;\">: Learn how to file claims and what documentation you\u2019ll need.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Company reputation<\/b><span style=\"font-weight: 400;\">: Research the warranty provider\u2019s reviews and ratings to see how they handle claims and customer service.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><b><i>&gt;&gt; Read: <\/i><\/b><a href=\"https:\/\/www.redfin.com\/blog\/home-maintenance-checklist-first-time-homebuyers\/\" data-wpel-link=\"exclude\"><b><i>Home Maintenance Checklist for First Time Homebuyers<\/i><\/b><\/a><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-wrapping-it-all-up\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Wrapping it all up<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">A home warranty can be a valuable safety net, helping you cover unexpected repair costs and keep your home running smoothly. But it\u2019s not a one-size-fits-all solution. Before you commit, take time to understand what\u2019s covered, how claims work, and what\u2019s expected of you as a homeowner.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-faqs-what-does-a-home-warranty-cover\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">FAQs: What does a home warranty cover?<\/span><\/h2>\r\n\r\n\r\n\r\n<h3 id=\"h-1-how-long-does-a-home-warranty-last\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">1. How long does a home warranty last?<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Most plans last 12 months and can be renewed each year.<\/span><\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-2-do-i-have-to-use-the-warranty-company-s-contractors\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">2. Do I have to use the warranty company\u2019s contractors?<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Yes\u2014usually the company will assign an approved technician to handle repairs.<\/span><\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-3-can-i-transfer-my-home-warranty-if-i-sell-my-house\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">3. Can I transfer my home warranty if I sell my house?<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Often, yes. Many warranties can be transferred to the buyer, sometimes for a small fee.<\/span><\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-4-is-there-a-waiting-period-before-coverage-starts\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">4. Is there a waiting period before coverage starts?<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Typically, there\u2019s a 30-day waiting period before you can file a claim.<\/span><\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-5-does-a-home-warranty-cover-damage-from-natural-disasters\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">5. Does a home warranty cover damage from natural disasters?<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">No. Events like floods, fires, or earthquakes are covered by <\/span><a href=\"https:\/\/www.redfin.com\/blog\/things-you-didnt-know-homeowners-insurance-covers\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">homeowners insurance<\/span><\/a><span style=\"font-weight: 400;\">, not a home warranty.<\/span><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>What does home warranty cover? This guide explains the essentials, from HVAC systems and kitchen appliances to plumbing and electrical components, so you can decide if a home warranty is the right safeguard for your new home.<\/p>\n","protected":false},"author":823,"featured_media":100818,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34276],"tags":[34529,34617],"coauthors":[36437],"class_list":["post-103415","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","tag-buying-faq","tag-home-buying-process"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Does Home Warranty Cover? - Redfin<\/title>\n<meta name=\"description\" content=\"What does home warranty cover? 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