{"id":103545,"date":"2025-11-15T14:16:53","date_gmt":"2025-11-15T22:16:53","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=103545"},"modified":"2025-12-30T12:06:58","modified_gmt":"2025-12-30T20:06:58","slug":"hidden-costs-when-buying-a-home","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/hidden-costs-when-buying-a-home\/","title":{"rendered":"Hidden Costs of Buying a Home: 10 Expenses You Can\u2019t Escape"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If you\u2019ve recently asked yourself, \u201c<\/span><a href=\"https:\/\/www.redfin.com\/blog\/what-you-need-to-buy-a-house\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">What do I need to buy a house in 2025<\/span><\/a><span style=\"font-weight: 400;\">?\u201d\u2014 you\u2019re in the right place.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">It\u2019s not a secret that buying a house is expensive. But what may surprise you are the hidden costs when buying a home\u2014expenses that go beyond the listing price and can sneak up on first-time and experienced buyers alike.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">We\u2019re not talking about the usual post-move expenses like utilities or trash service. We mean the lesser-known costs you\u2019ll need to pay before you even get the keys. This Redfin guide is here to be your checklist, breaking down the upfront costs you\u2019ll need to cover to actually close on your home and make it yours.<\/span><\/p>\r\n\r\n\r\n\r\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\">\r\n<h2>Table of contents<\/h2>\r\n<br \/>\r\n<ul>\r\n<li><a href=\"#h-1-closing-costs-nbsp\" data-level=\"2\">Closing costs\u00a0<\/a><\/li>\r\n<li><a href=\"#h-2-property-tax-nbsp\" data-level=\"2\">Property tax\u00a0<\/a><\/li>\r\n<li><a href=\"#h-3-homeowners-insurance-nbsp\" data-level=\"2\">Homeowners insurance\u00a0<\/a><\/li>\r\n<li><a href=\"#h-4-pmi-private-mortgage-insurance-nbsp-nbsp\" data-level=\"2\">PMI (Private Mortgage Insurance)\u00a0\u00a0<\/a><\/li>\r\n<li><a href=\"#h-5-earnest-money-nbsp\" data-level=\"2\">Earnest money\u00a0<\/a><\/li>\r\n<li><a href=\"#h-6-hoa-fees\" data-level=\"2\">HOA fees<\/a><\/li>\r\n<li><a href=\"#h-7-emergency-funds\" data-level=\"2\">Emergency funds<\/a><\/li>\r\n<li><a href=\"#h-8-home-inspection-fees\" data-level=\"2\">Home inspection fees<\/a><\/li>\r\n<li><a href=\"#h-9-moving-costs\" data-level=\"2\">Moving costs<\/a><\/li>\r\n<li><a href=\"#h-10-utility-setup-fees\" data-level=\"2\">Utility setup fees<\/a><\/li>\r\n<li><a href=\"#h-final-thoughts-plan-beyond-the-price-tag\" data-level=\"2\">Final thoughts: plan beyond the price tag<\/a><\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n\r\n<h2 id=\"h-breaking-down-the-hidden-costs-when-buying-a-home\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Breaking down the hidden costs when buying a home<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Before you can officially call a house your own, there are several upfront expenses you\u2019ll need to cover\u2014many of which aren\u2019t always obvious at first glance. From inspections to closing fees, here\u2019s what you should know (and plan for) before you get the keys.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-1-closing-costs-nbsp\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">1. Closing costs\u00a0<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">So, <\/span><a href=\"https:\/\/www.redfin.com\/blog\/what-are-closing-costs\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">what are closing costs<\/span><\/a><span style=\"font-weight: 400;\">? Simply put, closing costs are the fees and expenses you pay before the keys are handed over and the property officially becomes yours. These costs cover essential services required to finalize the sale, such as taxes, title insurance, appraisal fees, and lender charges. Here\u2019s what to expect:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">Closing costs are due on the day of closing, when ownership is officially transferred from the seller to you. Buyers typically pay between 2% and 5% of the home\u2019s purchase price. So, for a $300,000 home, you could be looking at $6,000 to $15,000 in closing costs. That\u2019s no small chunk of change\u2014which is exactly why we\u2019re giving you a heads-up.\u00a0<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 id=\"h-2-property-tax-nbsp\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">2. Property tax\u00a0<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.redfin.com\/definition\/property-tax\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Property tax<\/span><\/a><span style=\"font-weight: 400;\"> isn\u2019t just a required cost when you buy a home\u2014it\u2019s an ongoing expense\u00a0 you\u2019ll keep paying as long as you own the property. These taxes are set by your local government and fund\u00a0 important community services like public schools, roads, and emergency responders such as fire or police departments.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">In some cases, buyers are asked to prepay several months of property taxes at closing. So not only are you responsible for ongoing payments, but part of that cost might be due upfront. It\u2019s a good idea to ask your lender or agent for an estimate early on so you\u2019re not caught off guard.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><b>&gt;&gt; Read more: <\/b><a href=\"https:\/\/www.redfin.com\/blog\/how-do-property-taxes-work\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><b>What are Property Taxes and How Do They Work?<\/b><\/a><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-3-homeowners-insurance-nbsp\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">3. Homeowners insurance\u00a0<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Think of homeowners insurance like the extra protection you buy for a flight or your phone\u2014it safeguards your home and belongings from unexpected damage or loss.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If you have a mortgage, your lender will require you to purchase <\/span><a href=\"https:\/\/www.redfin.com\/definition\/homeowners-insurance\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">homeowners insurance<\/span><\/a><span style=\"font-weight: 400;\"> to protect both you and them financially.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><b>Coverage typically includes:<\/b><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">Fire<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Theft<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Natural disasters<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Windstorms and hail<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Personal property (like furniture, electronics, and clothes\u2014if they\u2019re stolen or damaged by a covered event)<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Liability coverage for injuries or accidental damage to others<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Detached structures (like garages, sheds, and fences)<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><b>Keep in mind:<\/b><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>You\u2019ll usually prepay the first year\u2019s premium at closing<\/b><span style=\"font-weight: 400;\">, which can range from $1,000 to $2,000 or more based on your home\u2019s size, location, and coverage.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Most policies include a deductible<\/b><span style=\"font-weight: 400;\">\u2014the amount you pay out of pocket before your insurance coverage kicks in\u2014so it\u2019s important to understand this amount.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Standard policies usually <\/span><b>don\u2019t cover certain risks like floods, earthquakes, or some types of mold<\/b><span style=\"font-weight: 400;\">. If you live in an area prone to these risks, you may need to purchase additional insurance coverage.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Insurance coverage and costs vary<\/b><span style=\"font-weight: 400;\"> depending on your location and the policy you choose, so be sure to compare options carefully.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 id=\"h-4-pmi-private-mortgage-insurance-nbsp-nbsp\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">4. PMI (Private Mortgage Insurance)\u00a0\u00a0<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If you\u2019re putting down less than 20% on your home, there\u2019s a good chance your lender will require something called private mortgage insurance, or PMI.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">PMI is designed to protect the lender in case you stop making mortgage payments. You\u2019ll typically pay it as part of your monthly mortgage, and the cost can range from about 0.2% to 2% of your loan amount each year. The exact rate depends on factors like your credit score, loan type, and how much you put down.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">The good news? Once you\u2019ve built up 20% equity in your home, you can usually request to remove it and lower your monthly payment.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-5-earnest-money-nbsp\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">5. Earnest money\u00a0<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">When your offer is accepted by the seller, you\u2019ll need to follow it up with\u00a0 earnest money. Ok, well\u2014<\/span><a href=\"https:\/\/www.redfin.com\/blog\/what-is-earnest-money\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">what is it and how much should you pay<\/span><\/a><span style=\"font-weight: 400;\">?\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Earnest money is a deposit, typically <\/span><b>1% to 2% of the purchase price<\/b><span style=\"font-weight: 400;\">, that shows the seller you\u2019re serious about buying the home. It\u2019s held in escrow until closing and is usually applied toward your down payment or closing costs once the sale goes through.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">But here\u2019s the important part: you could forfeit your earnest money if you back out for a reason not covered by a contingency. Think of it as a financial handshake, your way of showing real commitment with cash on the table.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-6-hoa-fees\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">6. HOA fees<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If you\u2019re buying a home in a community with a Homeowners Association (HOA), one hidden expense might be <\/span><a href=\"https:\/\/www.redfin.com\/definition\/homeowners-association\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">HOA<\/span><\/a><span style=\"font-weight: 400;\"> fees, usually charges monthly or annually.Think of these fees like a membership dues to help keep the area clean, safe, and well taken care of.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">HOA fees typically cover::<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">Maintenance of shared spaces like lawns, sidewalks, and parks<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Amenities like pools, gyms, or clubhouses<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Repairs and upkeep of common areas<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Security services or gates, if available<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Trash pickup or snow removal<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">The amount you pay can vary widely, from under $100 to over $500 a month, depending on the community and what\u2019s included. Be sure to review the HOA rules and fees and factor them into your budget before you commit.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-7-emergency-funds\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">7. Emergency funds<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">This may seem obvious, but experts recommend setting aside <\/span><b>1% of your home\u2019s value<\/b><span style=\"font-weight: 400;\"> each year for repairs and maintenance. For exampleSo, if you buy a $6300,000 home, plan to save $63,000 annually for unexpected issues. Whether it\u2019s a small plumbing problem or a major system failure, you\u2019ll be glad you planned ahead.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">It\u2019s a hidden expense to budget for because, unlike renting, when something breaks in your new home, the repair bill is entirely your responsibility. From a broken water heater to unexpected roof leaks, emergency repairs are simply part of homeownership.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-8-home-inspection-fees\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">8. Home inspection fees<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">While technically optional, a <\/span><b>home inspection<\/b><span style=\"font-weight: 400;\"> is highly recommended, and often expected by your lender. The <\/span><a href=\"https:\/\/www.redfin.com\/blog\/home-inspection-cost\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><b>cost ranges from $300 to $500<\/b><\/a><span style=\"font-weight: 400;\">, depending on home size and location.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Inspections check for structural issues, roof condition, electrical systems, HVAC performance, and signs of water damage or pests. This upfront fee can save you thousands later.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-9-moving-costs\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">9. Moving costs<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Whether you\u2019re moving across town or across the country, the price of relocating adds up fast. Here are some expenses to keep in mind:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Truck rental or professional movers:<\/b><span style=\"font-weight: 400;\"> Costs range from around $500 for local moves to $3,000+ for long-distance<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Packing supplies<\/b><span style=\"font-weight: 400;\">: Boxes, tape, and padding can add up<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Temporary storage:<\/b><span style=\"font-weight: 400;\"> You might need storage if your new home isn\u2019t ready<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Cleaning services:<\/b><span style=\"font-weight: 400;\"> Professional cleaning helps with move-out or move-in but comes at a cost.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Utility setup and transfers:<\/b><span style=\"font-weight: 400;\"> Fees for connecting electricity, internet, and more.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><b>Travel expenses:<\/b><span style=\"font-weight: 400;\"> Gas, hotels, or flights for long-distance moves.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-10-utility-setup-fees\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">10. Utility setup fees<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">If you\u2019re moving from an apartment where utilities were included in your rent, switching to paying them yourself can be a shock. Bigger homes usually mean more rooms to heat, cool, and light, which drives up your utility bills.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">When you transfer utilities into your name, you might face <\/span><b>activation fees or deposits<\/b><span style=\"font-weight: 400;\">, especially if you don\u2019t have a recent payment history with local providers. These can include:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">Electricity and gas<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Water and sewer<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Internet and cable<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Trash and recycling<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Some providers charge $50 to $200 upfront, especially if a technician visit is required. Get estimates early to avoid surprises on moving day.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-final-thoughts-plan-beyond-the-price-tag\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Final thoughts: plan beyond the price tag<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Buying a home is a huge milestone, but the purchase price is only part of the picture. The hidden cost of buying a home can easily add thousands to your budget, even before you unlock the front door. By preparing for these upfront and ongoing expenses, you\u2019ll walk into homeownership with confidence, and fewer surprises.<\/span><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve recently asked yourself, \u201cWhat do I need to buy a house in 2025?\u201d\u2014 you\u2019re in the right place.\u00a0 It\u2019s not a secret that buying a house is expensive. But what may surprise you are the hidden costs when buying a home\u2014expenses that go beyond the listing price and can sneak up on first-time [&hellip;]<\/p>\n","protected":false},"author":815,"featured_media":103280,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34276],"tags":[34529],"coauthors":[36413],"class_list":["post-103545","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","tag-buying-faq"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>10 Hidden Costs When Buying a Home | Redfin<\/title>\n<meta name=\"description\" content=\"Buying a home comes with unavoidable costs. Learn about 10 hidden costs you&#039;ll need to cover upfront\u2014so you&#039;re prepared before you get the keys.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redfin.com\/blog\/hidden-costs-when-buying-a-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hidden Costs of Buying a Home: 10 Expenses You Can\u2019t Escape\" \/>\n<meta property=\"og:description\" content=\"Buying a home comes with unavoidable costs. 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