{"id":107762,"date":"2025-11-10T12:14:27","date_gmt":"2025-11-10T20:14:27","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=107762"},"modified":"2025-11-19T12:04:33","modified_gmt":"2025-11-19T20:04:33","slug":"living-on-campus-vs-off-campus","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/living-on-campus-vs-off-campus\/","title":{"rendered":"Living On Campus vs. Off Campus: Pros, Cons, and Everything in Between"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Decision Day has come and gone, but it\u2019s far from the last big choice you\u2019ll face in college. From first-year students to upperclassmen, weighing between living on campus vs. off campus can be a hard choice. There are pros and cons to each, and several important factors to consider before taking the leap. We\u2019ll take a closer look at all of them with you below.\u00a0<\/span><\/p>\n<p><b>In this article:\u00a0<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#can-i-live-in-off-campus-housing\"><span style=\"font-weight: 400;\">Can I live in off-campus housing?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><a href=\"#pros-and-cons-of-on-campus-housing\">Pros and cons of on-campus housing<\/a>\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#pros-and-cons-of-off-campus-housing\"><span style=\"font-weight: 400;\">Pros and cons of off-campus housing<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#5-things-to-consider\"><span style=\"font-weight: 400;\">5 things to consider before deciding\u00a0<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#what-should-i-choose\"><span style=\"font-weight: 400;\">What should I choose?\u00a0<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#faqs\"><span style=\"font-weight: 400;\">FAQs<\/span><\/a><\/li>\n<\/ul>\n<h2><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-107769 size-blog-post\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/College-Students_brooke-cagle-g1Kr4Ozfoac-unsplash-945x630.jpg\" alt=\"Three students sit in front of notes and laptops as they discuss the pros and cons of living on campus vs. off campus.\" width=\"945\" height=\"630\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/College-Students_brooke-cagle-g1Kr4Ozfoac-unsplash-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/College-Students_brooke-cagle-g1Kr4Ozfoac-unsplash-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/College-Students_brooke-cagle-g1Kr4Ozfoac-unsplash-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/College-Students_brooke-cagle-g1Kr4Ozfoac-unsplash-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/College-Students_brooke-cagle-g1Kr4Ozfoac-unsplash-1536x1024.jpg 1536w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/College-Students_brooke-cagle-g1Kr4Ozfoac-unsplash-scaled.jpg 1800w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/College-Students_brooke-cagle-g1Kr4Ozfoac-unsplash-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/College-Students_brooke-cagle-g1Kr4Ozfoac-unsplash-450x300.jpg 450w\" sizes=\"(max-width: 945px) 100vw, 945px\" \/><\/h2>\n<h2 id=\"can-i-live-in-off-campus-housing\"><span style=\"font-weight: 400;\">Can I live in off-campus housing?\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Before considering off-campus living, make sure it\u2019s actually an option. Many schools require first-year students to live on campus, and some even require it of all students. There are typically a few exemptions to these rules, but you\u2019ll need to check your school\u2019s website to see what their guidelines are.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the other hand, some smaller colleges or online universities may not offer on-campus housing at all. So if you\u2019re set on moving out of your childhood home, you\u2019ll want to look for <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-to-find-off-campus-housing\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">off-campus housing<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><b><i>&gt;&gt; Use <a href=\"https:\/\/www.redfin.com\/guides\/off-campus-living-guide\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\">Redfin\u2019s Off-Campus Living Guide<\/a> for tips on renting as a student. <\/i><\/b><\/p>\n<h2 id=\"pros-and-cons-of-on-campus-housing\"><span style=\"font-weight: 400;\">Pros and cons of on-campus housing<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Whether you\u2019re required to live on campus or just not ready to take on <\/span><a href=\"https:\/\/www.redfin.com\/guides\/first-time-renters-guide\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">renting for the first time<\/span><\/a><span style=\"font-weight: 400;\">, on-campus housing is still a great option. We\u2019ll talk about the upsides and the downsides to help you prepare for the year so you can make the best choice between living on campus vs. off campus.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Pros\u00a0<\/span><\/h3>\n<ul>\n<li aria-level=\"1\"><b>Proximity and convenience: <\/b><span style=\"font-weight: 400;\">Living on campus means you\u2019re right in the middle of everything. From classes to extracurriculars, the whole college is at your doorstep. <\/span><\/li>\n<li aria-level=\"1\"><b>Campus amenities: <\/b><span style=\"font-weight: 400;\">Libraries, gyms, study lounges, cafeterias, and more are much easier to access when you\u2019re living on campus vs. off campus.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Easy to meet people: <\/b><span style=\"font-weight: 400;\">Living in a community like a dorm or campus apartment gives you more opportunity to meet other students. Some of those friendships can even turn into future roommates when the time comes to move off campus.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Simplicity:<\/b><span style=\"font-weight: 400;\"> Many schools include the cost of utilities, Wi-Fi, laundry, and more in the total cost of room and board, and payments are often one and done.\u00a0<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Cons\u00a0<\/span><\/h3>\n<ul>\n<li aria-level=\"1\"><b>Can be expensive: <\/b><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/educationdata.org\/average-cost-of-room-board-at-college\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">average cost of room and board at a 4-year college is $12,986<\/span><\/a><span style=\"font-weight: 400;\"> annually, which doesn\u2019t include the added expense of a dining plan.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Little privacy:<\/b><span style=\"font-weight: 400;\"> With small rooms and communal bathrooms, there is little opportunity for a moment alone in the dorms. Unless you\u2019re able to get a single, you might also have multiple roommates sharing your space.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Noisy and harder to focus: <\/b><span style=\"font-weight: 400;\">Dorms are great for socializing, but it can be hard to focus among activities or noisy neighbors. Quiet hours help, but a neighbor who doesn\u2019t have an exam the next day might not be as concerned with their loud music as you are.<\/span><\/li>\n<li aria-level=\"1\"><b>Less choices on housing:<\/b><span style=\"font-weight: 400;\"> Lots of universities, especially larger ones, use a lottery system to assign housing. You might have your heart set on the newly renovated dorm, but you could end up with a random assignment that wasn\u2019t on your wish list.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Roommates: <\/b><span style=\"font-weight: 400;\">While you might get lucky and find someone that matches your lifestyle and personality, the wrong roommate can throw a wrench in your college experience. Avoid the random-roommate lottery and <\/span><a href=\"https:\/\/www.redfin.com\/blog\/questions-to-ask-potential-roommates\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">ask lots of questions<\/span><\/a><span style=\"font-weight: 400;\"> to make the right choice.\u00a0<\/span><\/li>\n<\/ul>\n<h2 id=\"pros-and-cons-of-off-campus-housing\"><span style=\"font-weight: 400;\">Pros and cons of off-campus housing\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Living off campus is a great first step towards independence and learning how to rent your own home, but it can also be a lot to manage. Before deciding between living on campus vs. off campus, consider the pros and cons carefully to determine whether this is the right choice for you while navigating college.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Pros\u00a0<\/span><\/h3>\n<ul>\n<li aria-level=\"1\"><b>More housing options: <\/b><span style=\"font-weight: 400;\">There are lots of different <\/span><a href=\"https:\/\/www.redfin.com\/blog\/types-of-rental-properties\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">types of rental properties<\/span><\/a><span style=\"font-weight: 400;\"> that could work for you depending on location or roommates. Use <\/span><a href=\"http:\/\/redfin.com\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">Redfin.com<\/span><\/a><span style=\"font-weight: 400;\"> to search for housing with filters for number of rooms, ideal price range, and more.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Can be less expensive: <\/b><span style=\"font-weight: 400;\">You can <\/span><a href=\"https:\/\/www.redfin.com\/guides\/budgeting-for-rent\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">create your own budget<\/span><\/a><span style=\"font-weight: 400;\"> rather than pay the fixed costs and meal plans of most on-campus housing. Roommates can also help split costs.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Independence: <\/b><span style=\"font-weight: 400;\">Less supervision or campus rules means more freedom to enjoy your space. You might even be able to use your favorite candles or paint a wall.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>More space: <\/b><span style=\"font-weight: 400;\">Depending on the type of rental you choose, you could have a kitchen or even a living room space to spread out or host your friends for study parties.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>More privacy: <\/b><span style=\"font-weight: 400;\">Having a little privacy goes a long way, and getting the bathroom to yourself or even having a door between your room and the rest of your rental space can do wonders for both your comfort and concentration.\u00a0<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Cons\u00a0<\/span><\/h3>\n<ul>\n<li aria-level=\"1\"><b>Increased responsibility: <\/b><span style=\"font-weight: 400;\">You\u2019ll have a lot more to manage on your own with off-campus living. Paying rent and <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-much-are-apartment-utilities\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">utilities<\/span><\/a><span style=\"font-weight: 400;\"> on time, managing groceries and cooking, and keeping your living space clean are all part of your responsibility as a renter.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Can feel more expensive upfront: <\/b><span style=\"font-weight: 400;\">Most rentals require first and last month\u2019s rent and a security deposit when you <\/span><a href=\"https:\/\/www.redfin.com\/blog\/tips-for-first-time-apartment-renter\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">sign your lease<\/span><\/a><span style=\"font-weight: 400;\">. In addition to furniture, textbooks, and tuition, this can feel like a lot, and might require a smaller budget for a little while.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Commuting to campus: <\/b><span style=\"font-weight: 400;\">Depending on how far away your off-campus rental is, you might need to consider an increase in your commute time and cost.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Difficulty finding housing: <\/b><span style=\"font-weight: 400;\">Off-campus housing can fill up quickly, so timing your search right is key to securing a rental before the school year starts.<\/span><\/li>\n<li aria-level=\"1\"><b>Can feel isolating: <\/b><span style=\"font-weight: 400;\">Being away from campus can make your friends and campus life seem harder to access. Keeping your college experience enjoyable and sociable might require a bit more effort.\u00a0<\/span><\/li>\n<\/ul>\n<h2><img decoding=\"async\" class=\"aligncenter wp-image-107770 size-blog-post\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Roommates_samsung-uk-XooIapRIKwY-unsplash-945x630.jpg\" alt=\"Three students sit around their rental apartment chatting. When considering between living on campus vs. off campus, they decided to rent an apartment off campus together. \" width=\"945\" height=\"630\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Roommates_samsung-uk-XooIapRIKwY-unsplash-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Roommates_samsung-uk-XooIapRIKwY-unsplash-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Roommates_samsung-uk-XooIapRIKwY-unsplash-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Roommates_samsung-uk-XooIapRIKwY-unsplash-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Roommates_samsung-uk-XooIapRIKwY-unsplash-1536x1024.jpg 1536w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Roommates_samsung-uk-XooIapRIKwY-unsplash-scaled.jpg 1800w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Roommates_samsung-uk-XooIapRIKwY-unsplash-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Roommates_samsung-uk-XooIapRIKwY-unsplash-450x300.jpg 450w\" sizes=\"(max-width: 945px) 100vw, 945px\" \/><\/h2>\n<h2 id=\"5-things-to-consider\"><span style=\"font-weight: 400;\">5 things to think about before deciding\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">There are a few things to consider before you jump into off-campus life. Each one will help you narrow down your search window and help you make the final decision between living on campus vs. living off campus.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. Roommates<\/span><\/h3>\n<p><a href=\"https:\/\/www.redfin.com\/blog\/choosing-a-roommate\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Choosing a roommate<\/span><\/a><span style=\"font-weight: 400;\"> is one of the biggest decisions you\u2019ll make in college, and that decision becomes even more critical when you sign a lease together. Having one or multiple roommates is a great way to cut costs as well as have in-house support through your college years. However, you\u2019ll want to make sure your friends are compatible with your lifestyle, as well as reliable for paying rent on time.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. Budget\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Whether you\u2019re working your way through school, using student loans, or getting help from home, creating a detailed budget for rent will set you up for an easy off-campus living experience. Even if you decide to live on campus, keeping to a budget and tracking expenses will help prepare you for <\/span><a href=\"https:\/\/www.redfin.com\/guides\/first-time-home-buyer-guide\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">buying a home<\/span><\/a><span style=\"font-weight: 400;\"> in the future. Roommates can help you cut costs, and having a <\/span><a href=\"https:\/\/www.redfin.com\/blog\/cosigner-for-apartment\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">co-signer<\/span><\/a><span style=\"font-weight: 400;\"> or a <\/span><a href=\"https:\/\/www.redfin.com\/blog\/guarantor-for-an-apartment\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">guarantor<\/span><\/a><span style=\"font-weight: 400;\"> to back you up on the lease will encourage landlords to accept your applications.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. Lifestyle and priorities<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You know yourself best, and choosing between living on campus vs. off-campus is a personal decision. Check in with your top priorities and how well each housing option balances with your courses. Weigh your wants against your needs to find the best middle ground that will work for you.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. Transportation<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you want to live off campus, you\u2019ll need to consider how you\u2019ll get to class. The farther away your rental is from campus, the more you\u2019ll likely need to budget for transportation. Some rentals require <\/span><a href=\"https:\/\/www.redfin.com\/blog\/apartment-parking\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">payment for parking a car<\/span><\/a><span style=\"font-weight: 400;\">, and gas can get costly if you\u2019re driving back and forth a lot. Public transportation, where available, is typically the cheaper option, and some schools even have free student passes for local transit.\u00a0<\/span><\/p>\n<p><b><i>&gt;&gt; Read more: <\/i><\/b><a href=\"https:\/\/www.redfin.com\/blog\/us-cities-with-the-best-public-transportation\/\" data-wpel-link=\"exclude\"><b><i>The 10 U.S. Cities With the Best Public Transportation<\/i><\/b><\/a><\/p>\n<h3><span style=\"font-weight: 400;\">5. Flexibility<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Some landlords will be willing to offer a shorter term lease to fit the academic schedule, but most typically last a year. If you\u2019re planning to stay near campus for work or summer courses, a 12-month lease might be convenient. You may even be able to <\/span><a href=\"https:\/\/www.redfin.com\/blog\/renewing-an-apartment-lease\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">renew your lease<\/span><\/a><span style=\"font-weight: 400;\"> for another year and avoid the yearly college moving cycle. For those wanting to return home and save on rent over the summer, ask prospective landlords about lease lengths, or <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-to-sublet-an-apartment\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">subletting<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-to-sublease-an-apartment\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">subleasing<\/span><\/a><span style=\"font-weight: 400;\"> options. With a subletter or subleaser, you can avoid moving all of your furniture and return to the same rental once the school year starts up again.\u00a0<\/span><\/p>\n<h2><img decoding=\"async\" class=\"aligncenter wp-image-107768 size-blog-post\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Campus_adrien-olichon-z8XO8BfqpYc-unsplash-945x630.jpg\" alt=\"Proximity to campus amenities and common areas can be a pro of living on campus vs. off campus. Students sit on a large campus green space in groups across the lawn. \" width=\"945\" height=\"630\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Campus_adrien-olichon-z8XO8BfqpYc-unsplash-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Campus_adrien-olichon-z8XO8BfqpYc-unsplash-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Campus_adrien-olichon-z8XO8BfqpYc-unsplash-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Campus_adrien-olichon-z8XO8BfqpYc-unsplash-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Campus_adrien-olichon-z8XO8BfqpYc-unsplash-1536x1024.jpg 1536w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Campus_adrien-olichon-z8XO8BfqpYc-unsplash-scaled.jpg 1800w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Campus_adrien-olichon-z8XO8BfqpYc-unsplash-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2025\/11\/Campus_adrien-olichon-z8XO8BfqpYc-unsplash-450x300.jpg 450w\" sizes=\"(max-width: 945px) 100vw, 945px\" \/><\/h2>\n<h2 id=\"what-should-i-choose\"><span style=\"font-weight: 400;\">Living on campus vs. off campus: Which should I choose?\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Making a choice between living on campus vs. off campus is not one to make lightly. There are pros and cons to each, and lots of things to consider. The most important thing to think about is what will be best for you. Luckily, there is no right or wrong way to have the college experience. No matter which choice you make, it will be uniquely yours.\u00a0<\/span><\/p>\n<h2 id=\"faqs\"><span style=\"font-weight: 400;\">FAQs about living on campus vs. off campus<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Is it cheaper to live on campus or off campus?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The cost of living on campus vs. off campus is highly dependent on school, location, and lifestyle. For example, a university in a city with a high <\/span><a href=\"https:\/\/www.redfin.com\/cost-of-living-calculator\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">cost of living<\/span><\/a><span style=\"font-weight: 400;\"> might have cheaper on-campus options, but a stricter budget or multiple roommates can offset the cost of rent to make off-campus housing a more attractive option.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can financial aid pay for off-campus housing?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, <\/span><a href=\"https:\/\/scholarships360.org\/student-loans\/using-student-loans-for-off-campus-housing\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">financial aid can pay for off-campus housing<\/span><\/a><span style=\"font-weight: 400;\">. Cost of living is factored into a school\u2019s estimated Cost of Attendance (COA). After tuition and other fees have been paid, your school will disburse the remaining amount as a direct deposit or check to go towards your off-campus housing costs.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can student loans pay for off-campus housing?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, <\/span><a href=\"https:\/\/www.hescloans.com\/blog\/student-loan-housing\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">student loans can pay for off-campus housing<\/span><\/a><span style=\"font-weight: 400;\">. Student loans are a type of financial aid, and follow a similar process to what we\u2019ve mentioned above. However, student loans are expected to be paid back with interest, so be sure to budget carefully.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How much is the average rent?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.redfin.com\/us-rental-market\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">average rent in the U.S. is $1,785 per month<\/span><\/a><span style=\"font-weight: 400;\">, but can vary by city. A hub like <\/span><a href=\"https:\/\/www.redfin.com\/city\/17151\/CA\/San-Francisco\/rentals\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">San Francisco, CA<\/span><\/a><span style=\"font-weight: 400;\">, can see upwards of $3,000 per month, whereas a smaller town like <\/span><a href=\"https:\/\/www.redfin.com\/city\/19878\/KS\/Wichita\/rentals\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Wichita, KS<\/span><\/a><span style=\"font-weight: 400;\">, could see sub $1,000 prices. This variation is largely due to location and the broader economy of a city.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can I get a lease that is less than a full year?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, you can get a lease that is less than a full year if you don\u2019t want to live in your rental outside of the academic year. You can ask about short-term leases or <\/span><a href=\"https:\/\/www.redfin.com\/blog\/month-to-month-rental-agreement\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">month-to-month rental agreements<\/span><\/a><span style=\"font-weight: 400;\">. When considering a month-to-month lease, be aware that it\u2019s a two way street: while you can terminate your lease at any time with the proper notice, so can your landlord.\u00a0<\/span><\/p>\n<p><b><i>&gt;&gt;Read more: <\/i><\/b><a href=\"https:\/\/www.redfin.com\/blog\/can-a-landlord-break-a-lease-early\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><b><i>Can a Landlord Break a Lease Early?<\/i><\/b><\/a><b><i>\u00a0<\/i><\/b><\/p>\n<h3><span style=\"font-weight: 400;\">Can I still be involved at school if I live off campus?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, you can absolutely still be involved at school if you live off campus. Even though your school may not be right outside your door, you can still participate in campus activities, use most campus amenities, and, of course, go to class. You might just need to make a more conscious effort to be on campus more often if you don\u2019t live there.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Decision Day is far from the last college choice you\u2019ll have to make. Determine whether living on campus vs. off campus is the right choice for your college experience.<\/p>\n","protected":false},"author":828,"featured_media":107769,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34343],"tags":[34458],"coauthors":[36461],"class_list":["post-107762","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-renting-a-home","tag-apartment-faqs-and-tips"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Pros and Cons to Living On Campus vs. Off Campus | Redfin<\/title>\n<meta name=\"description\" content=\"Learn the pros, cons, and everything in between to decide whether living on campus vs. off campus is the best choice for you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redfin.com\/blog\/living-on-campus-vs-off-campus\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Living On Campus vs. Off Campus: Pros, Cons, and Everything in Between\" \/>\n<meta property=\"og:description\" content=\"Learn the pros, cons, and everything in between to decide whether living on campus vs. off campus is the best choice for you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redfin.com\/blog\/living-on-campus-vs-off-campus\/\" \/>\n<meta property=\"og:site_name\" content=\"Redfin | Real Estate Tips for Home Buying, Selling &amp; 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