{"id":108026,"date":"2025-11-26T13:48:53","date_gmt":"2025-11-26T21:48:53","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=108026"},"modified":"2025-11-26T13:48:53","modified_gmt":"2025-11-26T21:48:53","slug":"hoa-documents-for-closing","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/hoa-documents-for-closing\/","title":{"rendered":"HOA Documents for Closing: What to Request, Review, and Deliver"},"content":{"rendered":"

Buying or selling a home in a <\/span>Homeowners Association<\/span><\/a> (HOA) community comes with an extra layer of required paperwork, and missing even one document can delay your closing. These materials, often called the resale package, explain the community\u2019s rules, financial health, insurance coverage, and any fees tied to the property, giving buyers and sellers a clear picture of what they\u2019re signing up for.\u00a0<\/span><\/p>\n

Whether you’re closing in <\/span>Orlando, FL<\/span><\/a>, <\/span>Los Angeles, CA<\/span><\/a>, or <\/span>Phoenix, AZ<\/span><\/a>, this guide walks through what documents are needed, how to get them, who typically pays, and what to look for before signing.<\/span><\/p>\n

What is an HOA resale package?<\/span><\/h2>\n

An <\/span>HOA<\/span><\/a> resale package is a set of required documents the seller must provide to the buyer before closing. It discloses the community\u2019s rules, governance, financial condition, reserves, insurance coverage, and any fees associated with the property, essentially giving the buyer a full picture of what comes with living in the community.<\/span><\/p>\n

Most resale packages include two key parts:
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1. The resale certificate<\/b><\/p>\n

This homeowner-specific document confirms:<\/span><\/p>\n