{"id":114804,"date":"2026-10-15T13:36:45","date_gmt":"2026-10-15T20:36:45","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=114804"},"modified":"2026-10-15T13:36:45","modified_gmt":"2026-10-15T20:36:45","slug":"home-builder-warranty","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/home-builder-warranty\/","title":{"rendered":"Home Builder Warranty: What It Covers and What Buyers Should Know"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Buying a newly built home doesn&#8217;t mean everything will be perfect. Even <\/span><a href=\"https:\/\/www.redfin.com\/blog\/what-is-a-new-construction-home\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">new construction<\/span><\/a><span style=\"font-weight: 400;\"> can have issues, from plumbing leaks to doors that don&#8217;t close properly. A home builder warranty may cover certain defects, but coverage depends on the terms of your agreement.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Whether you&#8217;re buying a new <\/span><a href=\"https:\/\/www.redfin.com\/city\/14240\/AZ\/Phoenix\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">home in Phoenix, AZ<\/span><\/a><span style=\"font-weight: 400;\"> or comparing a new construction <\/span><a href=\"https:\/\/www.redfin.com\/city\/18142\/FL\/Tampa\/filter\/property-type=condo\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">condo in Tampa, FL<\/span><\/a><span style=\"font-weight: 400;\">, here&#8217;s what experts say about builder warranties and what to check before closing.<\/span><\/p>\r\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-blog-post wp-image-114810\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2026\/10\/pexels-pavel-danilyuk-7937745-945x630.jpg\" alt=\" home builder warranty\" width=\"945\" height=\"630\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2026\/10\/pexels-pavel-danilyuk-7937745-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2026\/10\/pexels-pavel-danilyuk-7937745-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2026\/10\/pexels-pavel-danilyuk-7937745-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2026\/10\/pexels-pavel-danilyuk-7937745-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2026\/10\/pexels-pavel-danilyuk-7937745-1536x1024.jpg 1536w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2026\/10\/pexels-pavel-danilyuk-7937745-scaled.jpg 1800w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2026\/10\/pexels-pavel-danilyuk-7937745-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2026\/10\/pexels-pavel-danilyuk-7937745-450x300.jpg 450w\" sizes=\"(max-width: 945px) 100vw, 945px\" \/><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-key-takeaways\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Key takeaways<\/span><\/h2>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">Builder warranties may cover defects in workmanship, materials, systems, and structural components.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Coverage periods and exclusions vary by builder and warranty agreement.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Buyers should review claim procedures, deadlines, and inspection options before closing.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">A builder warranty isn&#8217;t a substitute for an inspection.<\/span> <span style=\"font-weight: 400;\">An independent inspection can help identify potential issues before closing or before applicable warranty deadlines.\u00a0<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 id=\"h-what-does-a-home-builder-warranty-cover\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What does a home builder warranty cover?<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">A home builder warranty is a limited agreement that may cover certain construction defects for a specified period. Depending on the contract, coverage can include:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">Workmanship and materials: Certain defects involving doors, windows, roofing, and other installed components.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Major systems: Covered issues with plumbing, electrical, heating, and cooling systems.<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Structural components: Certain defects involving foundations and other load-bearing elements.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.kirwinnorris.com\/attorneys\/robert-l-rogers\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">Rob Rogers<\/span><\/a><span style=\"font-weight: 400;\">, a partner at construction litigation firm Kirwin Norris, P.A., explains that some builder warranty periods range from six months to two years. Longer coverage may apply to certain structural defects.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">For example, the FTC notes that many new-home warranties provide about one year of coverage for workmanship and materials, two years for certain systems, and potentially longer coverage for major structural defects. Always check the specific warranty for the home you&#8217;re considering to understand what&#8217;s covered and for how long.<\/span><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">The exact terms vary, so check your written warranty to understand which components are covered and for how long.<\/span><\/p>\r\n<blockquote>\r\n<p class=\"has-text-color has-link-color\" style=\"color: #c82021;\"><strong>EXPERT TIP:<\/strong> <strong>Don&#8217;t Assume longer coverage applies to everything.<\/strong><\/p>\r\n<p>\r\n\r\n<\/p>\r\n<p class=\"has-background wp-block-paragraph\" style=\"background-color: #f5f2ed;\"><i><span style=\"font-weight: 400;\">\u201cA builder warranty typically provides limited coverage for defects in workmanship and materials, with separate coverage periods for certain systems and major structural defects,\u201d says Shannon Miles, New Construction Specialist with Shannon Miles Group at <\/span><\/i><a href=\"https:\/\/buildyourwayhome.com\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><i><span style=\"font-weight: 400;\">Build Your Way Home<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">.<\/span><\/i><\/p>\r\n<\/blockquote>\r\n\r\n\r\n\r\n<h2 id=\"h-builder-warranty-vs-home-warranty-what-s-the-difference\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Builder warranty vs. home warranty: What&#8217;s the difference?<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Although the terms sound similar, a builder warranty and a home warranty serve different purposes.<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Builder warranty:<\/b><span style=\"font-weight: 400;\"> Typically covers certain construction defects involving workmanship, materials, and structural components in a newly built home. Coverage varies by contract and may last for different periods depending on the issue.<\/span><\/li>\r\n\r\n\r\n\r\n<li><a href=\"https:\/\/www.redfin.com\/blog\/what-does-home-warranty-cover\/\" data-wpel-link=\"exclude\"><b>Home warranty<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> Usually refers to an optional service contract that helps cover repairs or replacements for certain household systems and appliances, such as <\/span><a href=\"https:\/\/www.redfin.com\/blog\/choosing-an-hvac-system\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">HVAC<\/span><\/a><span style=\"font-weight: 400;\"> equipment, plumbing, and kitchen appliances, when they break down under covered circumstances.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">The main difference is the type of coverage each provides. A builder warranty generally comes with a newly built home and covers certain repairs or replacements for household systems and <\/span><a href=\"https:\/\/www.redfin.com\/blog\/kitchen-updates-how-often-to-replace-appliances\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">appliances<\/span><\/a><span style=\"font-weight: 400;\">. A new home may have both, along with separate manufacturer warranties for individual products.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-what-doesn-t-a-builder-warranty-cover\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What doesn&#8217;t a builder warranty cover?<\/span><\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Builder warranties generally don&#8217;t cover every issue that develops after closing. Common exclusions may include:<\/span><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">Routine maintenance and normal wear<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Weather-related or pest damage<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Damage caused by improper maintenance<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Certain minor cosmetic changes<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Defective work completed by homeowners after construction<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Items covered by separate manufacturer warranties<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Certain minor cracks or cosmetic imperfections<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Household appliances may also have separate manufacturer warranties rather than coverage through the builder.<\/span><\/p>\r\n<blockquote>\r\n<p class=\"has-text-color has-link-color\" style=\"color: #c82021;\"><strong>EXPERT TIP:<\/strong> <b>Understand the exclusions before buying.<\/b><\/p>\r\n<p>\r\n\r\n<\/p>\r\n<p class=\"has-background wp-block-paragraph\" style=\"background-color: #f5f2ed;\"><em>\u201cBuilder warranties typically exclude certain homeowner-caused problems, appliances, and weather-related damage\u201d, explains<\/em> <a href=\"https:\/\/www.kirwinnorris.com\/attorneys\/robert-l-rogers\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><em>Rob Rogers<\/em><\/a> <em>of Kirwin Norris, P.A. He recommends reviewing the warranty&#8217;s coverage limits, reporting requirements, and dispute-resolution procedures before closing.<\/em><\/p>\r\n<\/blockquote>\r\n<p><\/p>\r\n<!-- \/wp:post-content -->\r\n\r\n<!-- wp:heading {\"anchor\":\"h-what-should-you-check-before-signing\"} -->\r\n<h2 id=\"h-what-should-you-check-before-signing\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What should you check before signing?<\/span><\/h2>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">Before purchasing new construction, request a copy of the written warranty and review these details:<\/span><b><\/b><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:list -->\r\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\r\n<li><b>Coverage:<\/b><span style=\"font-weight: 400;\"> What&#8217;s included, and which problems are excluded?<\/span><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><b>Duration:<\/b><span style=\"font-weight: 400;\"> When does coverage begin and expire for each component?<\/span><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><b>Claims:<\/b><span style=\"font-weight: 400;\"> How and when must you report a problem?<\/span><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><b>Disputes:<\/b><span style=\"font-weight: 400;\"> What happens if the builder denies a claim?<\/span><\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">Warranty rights can also vary by state. Depending on where you live, state law may provide additional protections or requirements beyond what\u2019s included in the builder\u2019s warranty. If you have questions about your rights or terms of the agreement, consider consulting a <\/span><a href=\"https:\/\/www.redfin.com\/blog\/real-estate-closing-attorney\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">real estate attorney<\/span><\/a><span style=\"font-weight: 400;\"> familiar with your state&#8217;s laws.<\/span><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:heading {\"anchor\":\"h-how-to-file-a-builder-warranty-claim\"} -->\r\n<h2 id=\"h-how-to-file-a-builder-warranty-claim\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">How to file a builder warranty claim<\/span><\/h2>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">If you notice a potential defect after moving in, start by checking the warranty&#8217;s reporting instructions.<\/span><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">Miles recommends taking photos, following the required notification process, and keeping proof that you submitted the claim before the deadline.<\/span><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">A few steps can help you stay organized:<\/span><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:list -->\r\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\r\n<li><span style=\"font-weight: 400;\">Photograph the issue and record when you noticed it.<\/span><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><span style=\"font-weight: 400;\">Submit the claim through the builder&#8217;s required process and keep proof that it was received.<\/span><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><span style=\"font-weight: 400;\">Save emails, receipts, and other correspondence.<\/span><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><span style=\"font-weight: 400;\">Keep track of deadlines and scheduled repairs.<\/span><\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:heading {\"anchor\":\"h-should-you-get-a-new-construction-home-inspection\"} -->\r\n<h2 id=\"h-should-you-get-a-new-construction-home-inspection\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Should you get a new construction home inspection?<\/span><\/h2>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">New construction may go through required code inspections during the building process, but a buyer-hired inspector provides a separate review of the home on the buyer\u2019s behalf. .<\/span><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">Miles recommends a <\/span><a href=\"https:\/\/www.redfin.com\/blog\/home-inspection\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">home inspection<\/span><\/a><span style=\"font-weight: 400;\"> before closing and another before the first-year workmanship coverage expires. This gives buyers an opportunity to document concerns while coverage may still be available.<\/span><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">If your workmanship warranty lasts one year, consider scheduling the second inspection around months 10 or 11, leaving time to report any issues before the deadline.<\/span><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><b><i>&gt;&gt; Learn: <\/i><\/b><a href=\"https:\/\/www.redfin.com\/blog\/pros-and-cons-of-new-constuction-homes\/\" data-wpel-link=\"exclude\"><b><i>Pros and Cons of New Construction Homes<\/i><\/b><\/a><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:heading {\"anchor\":\"h-understanding-your-home-builder-warranty\"} -->\r\n<h2 id=\"h-understanding-your-home-builder-warranty\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Understanding your home builder warranty<\/span><\/h2>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">A home builder warranty can provide coverage for certain construction defects, but it&#8217;s important to understand its limits. Before closing, review the terms, keep your documents organized, and make sure you know how to report problems.<\/span><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><span style=\"font-weight: 400;\">Knowing what your warranty covers and when it expires can help you navigate the process if an issue comes up after moving in.<\/span><\/p>\r\n<!-- \/wp:paragraph -->","protected":false},"excerpt":{"rendered":"<p>What does a home builder warranty cover? Understand common exclusions, coverage periods, and how to file claims when buying a new construction home.<\/p>\n","protected":false},"author":817,"featured_media":114810,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34276],"tags":[36533,33478,36654],"coauthors":[36451],"class_list":["post-114804","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","tag-buying-a-home","tag-homebuying","tag-homebuying-faq"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Home Builder Warranty: What&#039;s Covered and What&#039;s Not | Redfin<\/title>\n<meta name=\"description\" content=\"What does a home builder warranty cover? Understand common exclusions, coverage periods, and how to file claims when buying a new construction home.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redfin.com\/blog\/home-builder-warranty\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Builder Warranty: What It Covers and What Buyers Should Know\" \/>\n<meta property=\"og:description\" content=\"What does a home builder warranty cover? 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