{"id":64895,"date":"2019-01-30T13:32:42","date_gmt":"2019-01-30T21:32:42","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=64895"},"modified":"2025-09-12T12:27:32","modified_gmt":"2025-09-12T19:27:32","slug":"how-does-a-fully-digital-eclosing-work","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/how-does-a-fully-digital-eclosing-work\/","title":{"rendered":"How Does a Fully Digital Home Closing Work?"},"content":{"rendered":"

Close your home online from your desk, or from around the world. All you need is a WiFi signal. \u00a0<\/span><\/i><\/i><\/p>\n

You\u2019ve secured your new home, agreed on a deal, and are ready to finish the final steps. But before getting keys in hand, it\u2019s time to spend a few hours signing piles of paper.<\/span><\/p>\n

The chore is tedious, and not exactly eco-conscious, which is why\u00a0Redfin Mortgage<\/a>\u00a0and\u00a0Title Forward<\/a> are now offering fully digital closings, which will allow customers to close a home purchase completely online. With a fully digital closing, or eClosing<\/a>, homebuyers can opt to sign in pajamas, on vacation, or during a lunch break. What used to take hours can now be done in under an hour, as long as you have a good internet connection and a webcam.<\/span><\/p>\n

So what does it take to close digitally? We spoke to Jason Bateman, head of <\/span>Redfin Mortgage<\/span>, and Angela Lozano, national operations manager and general counsel for <\/span>Title Forward<\/span> to ask how it works:<\/span><\/p>\n

What is a fully digital home close?<\/b><\/h3>\n

Jason<\/b>: “It takes what is traditionally a burdensome, paper-laden process, where you sign 200 pieces of paper until your hands are sore, and turns it into a completely digital, convenient, faster experience. It can happen from anywhere–a coffee shop, your lunch break, anywhere in the world.”<\/span><\/p>\n

>> Read: Can You Close on a House Remotely?<\/a><\/strong><\/em><\/p>\n

What are the steps to close a home digitally<\/b><\/h3>\n

Angela: “<\/b>You\u2019ll log into our platform\u2013<\/span>Notarize<\/span><\/a>, our eClosing provider\u2013and the only requirements are a good internet connection and webcam in order for the buyer and notary to see each other. You then click in different places to sign or initial, and a notary walks you through each page so you understand what you are signing.”<\/span><\/p>\n

Is an EClosing secure?<\/b><\/h3>\n

Angela: “<\/b>It\u2019s a state-approved process that\u2019s fully vetted and authorized. The purchaser completes a verification at the beginning for identity protection. The purchaser can literally hold up their ID to the webcam and the notary can verify it as a legitimate form of ID.”<\/span><\/p>\n

How are digital closings different from a traditional close?<\/b><\/h3>\n

Jason:<\/b>\u00a0“Redfin customers are tech savvy. They find a house online, set up a tour online, upload their documents and apply for a loan with Redfin Mortgage online. And then they\u2019re hit with, \u2018sign hundreds of pieces of paper,\u2019 and suddenly this process isn\u2019t digital anymore, but rather, extremely manual and old school. The digital close brings the closing process in line with the entire Redfin experience.”<\/span><\/p>\n

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