{"id":72007,"date":"2026-02-13T05:30:09","date_gmt":"2026-02-13T13:30:09","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=72007"},"modified":"2026-02-13T06:13:38","modified_gmt":"2026-02-13T14:13:38","slug":"how-long-does-it-take-to-close-on-a-house","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/how-long-does-it-take-to-close-on-a-house\/","title":{"rendered":"How Long Does It Take to Close on a House?\u00a0"},"content":{"rendered":"<h3><span style=\"font-weight: 400;\">Most homebuyers close within 30 to 60 days after their offer is accepted.<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Your offer has been accepted. Congrats! Whether you\u2019re buying a <\/span><a href=\"https:\/\/www.redfin.com\/city\/16163\/WA\/Seattle\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">home in Seattle, WA<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.redfin.com\/city\/30756\/GA\/Atlanta\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Atlanta, GA<\/span><\/a><span style=\"font-weight: 400;\">, you\u2019re officially on the path to homeownership. But before you get the keys, there is a multi-step marathon ahead. From inspections and appraisals to title work and the final signing, how long it takes to close on a house <\/span><a href=\"http:\/\/rocketmortgage.com\/mortgage-rates\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">typically depends on your financing<\/span><\/a><span style=\"font-weight: 400;\">, your location, and how quickly the paperwork moves.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If this is your first purchase, don&#8217;t forget to ask your lender about <\/span><a href=\"http:\/\/rocketmortgage.com\/home-loans\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">first-time homebuyer benefits<\/span><\/a><span style=\"font-weight: 400;\">, which can sometimes offer lower down payments or closing cost assistance to help you get across the finish line. In this guide, we\u2019ll walk you through the 11 key steps between your offer and closing day so you know exactly what to expect\u2014and how to stay on track.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-102190\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2022\/06\/shutterstock_1937913955.jpg\" alt=\"how long it takes to close on a house\" width=\"1200\" height=\"801\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2022\/06\/shutterstock_1937913955.jpg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2022\/06\/shutterstock_1937913955-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2022\/06\/shutterstock_1937913955-1024x684.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2022\/06\/shutterstock_1937913955-768x513.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2022\/06\/shutterstock_1937913955-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2022\/06\/shutterstock_1937913955-944x630.jpg 944w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2022\/06\/shutterstock_1937913955-449x300.jpg 449w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/span><\/h2>\n<h2><span style=\"font-weight: 400;\">How long does it take to close on a house?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The average closing timeline for a home purchase is about<\/span><a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/how-long-does-it-take-to-close-on-a-house\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"> <span style=\"font-weight: 400;\">42 days<\/span><\/a><span style=\"font-weight: 400;\">, but yours might move faster or take longer. That number reflects the typical timeline for purchase loans, not refinances, and includes everything from inspections and appraisals to<\/span><a href=\"https:\/\/www.redfin.com\/blog\/mortgage-underwriting-process\/\" data-wpel-link=\"exclude\"> <span style=\"font-weight: 400;\">mortgage underwriting<\/span><\/a> <span style=\"font-weight: 400;\">and paperwork.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In a best-case scenario, c<\/span><a href=\"https:\/\/www.redfin.com\/blog\/can-you-close-on-a-house-in-less-than-30-days\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">losing can happen in as little as 30 days<\/span><\/a><span style=\"font-weight: 400;\">. But depending on your loan type, location, and how quickly<\/span><a href=\"https:\/\/www.redfin.com\/blog\/closing-documents\/\" data-wpel-link=\"exclude\"> <span style=\"font-weight: 400;\">closing documents<\/span><\/a><span style=\"font-weight: 400;\"> are processed, it\u2019s not uncommon for the process to take up to 60 days or more.<\/span><\/p>\n<p><b>Factors that influence your timeline include:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Loan type<\/b><span style=\"font-weight: 400;\">: Government-backed loans (like <\/span><a href=\"https:\/\/www.redfin.com\/blog\/are-fha-loans-assumable\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">FHA<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.redfin.com\/blog\/interested-in-using-a-va-home-loan-heres-what-you-need-to-know\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">VA<\/span><\/a><span style=\"font-weight: 400;\">, or USDA) often provide significant first-time homebuyer benefits, such as lower down payments. However, they may also have extra requirements or stricter appraisal standards that can add time to your timeline.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Market conditions<\/b><span style=\"font-weight: 400;\">: In busy areas like Seattle or Atlanta, again, delays in appraisals or title work can add days or even weeks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Your responsiveness<\/b><span style=\"font-weight: 400;\">: If your lender asks for documents, responding quickly helps keep everything on track.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Issues with the home<\/b><span style=\"font-weight: 400;\">: A low appraisal or inspection problem could lead to renegotiations or additional approvals.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you&#8217;re paying with cash, the average time to close can drop significantly, sometimes in as little as 7\u201314 days, since you&#8217;re skipping many financing-related steps.<\/span><\/p>\n<p><b><i>&gt;&gt; Read:<\/i><\/b><a href=\"https:\/\/www.redfin.com\/blog\/due-diligence-real-estate\/\" data-wpel-link=\"exclude\"> <b><i>What is Due Diligence in Real Estate?<\/i><\/b><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">How long does each stage of a house closing take?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Closing on a home is a marathon, not a sprint. To stay organized, think of the 30-to-60-day window in these four distinct chapters.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Stage 1: The paperwork sprint and financial setup<\/span><\/h3>\n<p><b>Estimated time: Days 1\u20137<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The clock starts the moment the seller signs your purchase agreement. This stage is high-energy and requires you to be at your most responsive.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Finalizing the Loan:<\/b><span style=\"font-weight: 400;\"> You\u2019ll move from a &#8220;pre-approval&#8221; to a formal loan application. To satisfy federal requirements, your lender needs six key pieces of info: your name, Social Security number, income, property address, estimated property value, and the loan amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Documentation:<\/b><span style=\"font-weight: 400;\"> Your lender will request a &#8220;mountain of paper&#8221;\u2014usually the last two years of tax returns, two months of bank statements, and your most recent pay stubs. If you\u2019re self-employed, expect to provide extra profit-and-loss statements.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The Loan Estimate:<\/b><span style=\"font-weight: 400;\"> Within three business days of your application, your lender must give you a <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-to-read-loan-estimate\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Loan Estimate<\/span><\/a><span style=\"font-weight: 400;\"> (LE). This is a critical document that breaks down your interest rate, monthly payment, and estimated closing costs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Exploring benefits:<\/b><span style=\"font-weight: 400;\"> If you are a new buyer, this is your window to secure<\/span><a href=\"https:\/\/www.rocketmortgage.com\/home-loans\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"> <span style=\"font-weight: 400;\">first-time homebuyer benefits<\/span><\/a><span style=\"font-weight: 400;\">. These programs are often baked into the loan type you choose during this first week.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Phase 2: The &#8220;Due Diligence&#8221; and valuation gap<\/span><\/h3>\n<p><b>Estimated time: Days 7\u201325<\/b><\/p>\n<p><span style=\"font-weight: 400;\">This is often the most stressful phase because much of it is out of your hands. You are essentially &#8220;fact-checking&#8221; the home to ensure it\u2019s a sound investment.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The inspection:<\/b><span style=\"font-weight: 400;\"> You hire a professional to crawl through the attic and basement. If they find issues (like a cracked foundation or old wiring), this is when you negotiate repairs or price credits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The appraisal:<\/b><span style=\"font-weight: 400;\"> Your lender will order an appraisal to ensure the home is actually worth what you\u2019re paying. Because<\/span><a href=\"https:\/\/www.rocketmortgage.com\/mortgage-rates\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"> <span style=\"font-weight: 400;\">current mortgage rates<\/span><\/a><span style=\"font-weight: 400;\"> and market demand can fluctuate, appraisers in cities like Seattle or Atlanta are often backed up, which can stretch this phase to 14 days or more.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Title search:<\/b><span style=\"font-weight: 400;\"> While you&#8217;re inspecting the physical house, a title company is inspecting its &#8220;legal&#8221; history. They make sure there are no hidden owners, unpaid tax <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-to-find-liens-on-a-property\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">liens<\/span><\/a><span style=\"font-weight: 400;\">, or boundary disputes that could haunt you later.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Phase 3: Underwriting and final approval<\/span><\/h3>\n<p><b>Estimated time: Days 25\u201338<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Once the appraisal and inspection are cleared, your file moves to the <\/span><a href=\"https:\/\/www.redfin.com\/blog\/what-does-a-mortgage-underwriter-do\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Underwriter<\/span><\/a><span style=\"font-weight: 400;\">. Think of the underwriter as a &#8220;financial detective.&#8221;<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The deep dive:<\/b><span style=\"font-weight: 400;\"> They verify everything. They might call your employer to confirm you still work there or ask for a letter explaining a large deposit in your bank account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Conditional approval:<\/b><span style=\"font-weight: 400;\"> It\u2019s rare to get a &#8220;Yes&#8221; immediately. Usually, you get a &#8220;Conditional Approval,&#8221; meaning the lender will fund the loan <\/span><i><span style=\"font-weight: 400;\">if<\/span><\/i><span style=\"font-weight: 400;\"> you provide one or two last items.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The golden rule:<\/b><span style=\"font-weight: 400;\"> Do not make any large purchases (like a new car or furniture on credit) during this phase. A change in your debt-to-income ratio can disqualify your loan at the very last second.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Phase 4: The closing countdown<\/span><\/h3>\n<p><b>Estimated time: The last 3\u20135 Days<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ve reached the the clear to close, the three most beautiful words in real estate.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The 3-day rule:<\/b><span style=\"font-weight: 400;\"> By law, you must receive your <\/span><a href=\"https:\/\/www.redfin.com\/blog\/closing-documents\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Closing Disclosure <\/span><\/a><span style=\"font-weight: 400;\">(CD) at least three business days before you sign. This allows you to compare the final numbers to your original Loan Estimate. If the fees have jumped significantly, speak up.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The final walkthrough:<\/b><span style=\"font-weight: 400;\"> Usually 24\u201348 hours before signing, you\u2019ll visit the house one last time to ensure the seller moved out and no new damage has occurred.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Signing and funding:<\/b><span style=\"font-weight: 400;\"> You\u2019ll meet to sign a stack of documents and wire your funds. After you sign, the lender performs one final review. Once they release the funds, the sale is formally recorded with the county, and the keys are officially yours.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Comparison of closing timelines<\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Factor<\/b><\/td>\n<td><b>Typical timeline<\/b><\/td>\n<td><b>Why it varies<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Financed purchase<\/b><\/td>\n<td><span style=\"font-weight: 400;\">30\u201360 Days<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Depends on appraisal speed and underwriting.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Cash purchase<\/b><\/td>\n<td><span style=\"font-weight: 400;\">7\u201314 Days<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Skips the appraisal and lender underwriting entirely.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Government loans<\/b><\/td>\n<td><span style=\"font-weight: 400;\">45\u201360 Days<\/span><\/td>\n<td><span style=\"font-weight: 400;\">FHA\/VA\/USDA loans have stricter safety inspections.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">Tips for closing on a house quickly<\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Consider the digital closing process:<\/b><span style=\"font-weight: 400;\"> The remote home closing process may be faster and more convenient for you than in-person.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prepare paperwork ahead of time:<\/b><span style=\"font-weight: 400;\"> Have your documents on hand in advance for your lender to speed things along. Ensure you have copies of your tax returns and W-2 statements from the last two years. You will also need your two most recent pay stubs and bank statements. Gathering your documents may be your most time-consuming process; however, they are required verification documents you have to show your lender.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Be honest with your lender:<\/b><span style=\"font-weight: 400;\"> If you&#8217;re worried that you&#8217;re in a situation that will harm your approval\u2014you must disclose it to your lender. You may be committing loan fraud if you withhold information from your loan application. No matter what, your lender will discover the information you elect to withhold. Credit checks, occupancy tests, and employment checks are all within the mortgage approval process.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Use pre-approvals:<\/b><span style=\"font-weight: 400;\"> Reduce your time by a week arriving on the day of your offer with a pre-approval ready in your hand. If your loan is pre-approved, your lender will quickly move you from the &#8220;writing the contract&#8221; to the &#8220;underwriting the loan.&#8221;<\/span><\/li>\n<\/ul>\n<p><b style=\"font-style: inherit;\"><i>&gt; Read:<\/i><\/b><a style=\"font-size: 16px; background-color: #ffffff;\" href=\"https:\/\/www.redfin.com\/blog\/what-happens-the-week-before-closing-on-a-house\/\" data-wpel-link=\"exclude\"> <b><i>What Happens the Week Before Closing on a House?<\/i><\/b><\/a><\/p>\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"Closing Day: Pro Tip for Home Buyers #shorts\" width=\"422\" height=\"750\" src=\"https:\/\/www.youtube.com\/embed\/uuXKXtJJyfc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<h2><span style=\"font-weight: 400;\">How to avoid delays when closing on a house<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Staying proactive, responsive, and organized can help you close faster and with fewer surprises. While some delays are out of your control, many<\/span><a href=\"https:\/\/www.redfin.com\/blog\/what-can-go-wrong-at-closing\/\" data-wpel-link=\"exclude\"> <span style=\"font-weight: 400;\">common issues<\/span><\/a><span style=\"font-weight: 400;\"> can be avoided with good communication and preparation. Here\u2019s how to<\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-to-avoid-a-delayed-closing\/\" data-wpel-link=\"exclude\"> <span style=\"font-weight: 400;\">keep your closing timeline on track<\/span><\/a><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Respond quickly to lender requests: <\/b><span style=\"font-weight: 400;\">If your lender asks for updated bank statements, pay stubs, or explanations for credit activity, don\u2019t wait. A delayed response can stall underwriting for days or weeks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Avoid new credit activity: <\/b><span style=\"font-weight: 400;\">Opening a new credit card or financing a large purchase (like a car or furniture) during closing can raise your debt-to-income ratio and trigger a second round of underwriting. Wait until after closing to take on any new debt.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Don\u2019t change jobs mid-process: <\/b><span style=\"font-weight: 400;\">Lenders verify employment multiple times before closing. A job change, especially to a different industry or pay structure, can force them to reevaluate your loan eligibility and delay approval.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Double-check documents for accuracy: <\/b><span style=\"font-weight: 400;\">Typos on forms, mismatched names, or incorrect bank account info can cause last-minute snags. Review your loan estimates, closing disclosure, and wire instructions carefully.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Schedule inspections and appraisals early: <\/b><span style=\"font-weight: 400;\">The faster you complete inspections and appraisals, the sooner your lender can move forward. Delays in scheduling, especially in busy markets, can push back your closing date.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Have your funds ready: <\/b><span style=\"font-weight: 400;\">Whether you\u2019re wiring funds or bringing a cashier\u2019s check, make sure you know your title company\u2019s instructions and have everything lined up a few days in advance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Stay in touch with your real estate agent and lender: <\/b><span style=\"font-weight: 400;\">Regular check-ins can help catch potential issues early and ensure all moving parts &#8211; insurance, utilities, paperwork &#8211; are progressing on time.<\/span><\/li>\n<\/ul>\n<p><b><i>&gt;&gt; Read:<\/i><\/b><a href=\"https:\/\/www.redfin.com\/blog\/buyer-wants-to-extend-closing-date\/\" data-wpel-link=\"exclude\"> <b><i>The Buyer Wants to Extend the Closing Date \u2013 How Sellers Can Respond<\/i><\/b><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">How long does it take to close on a house FAQ<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">1. Do first-time homebuyer benefits delay the closing process?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, they can. Programs like FHA, VA, or down payment assistance (DPA) often require stricter appraisals or specialized inspections to meet government safety standards. To prevent delays, apply for these programs in Stage 1 so the extra requirements are handled early.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. Can I use first-time homebuyer benefits to pay for my closing costs?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Absolutely. Many programs specifically offer &#8220;closing cost assistance&#8221; through grants or &#8220;soft second&#8221; mortgages to reduce your out-of-pocket expenses. Inform your lender immediately so these funds can be officially included in your Stage 4 final math.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. What happens if the appraisal comes in lower than my offer?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If the appraisal is low, the lender will only fund up to the appraised value, creating a &#8220;gap.&#8221; You must then negotiate a lower price with the seller, pay the difference in cash, or use your appraisal contingency to walk away from the deal.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. Why do I have to wait 3 days after receiving my Closing Disclosure?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This is a federal &#8220;cooling-off&#8221; period called the TRID rule, designed to give you 72 hours to review your final loan terms without pressure. If major changes are made to your interest rate or loan type during this window, the three-day clock may restart.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">5. Does closing on a certain day of the month save me money?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Closing at the end of the month lowers your immediate &#8220;cash to close&#8221; because you pay less upfront interest. Conversely, closing at the beginning of the month maximizes your cash flow by giving you nearly two months before your first mortgage payment is due.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learn how long it take to close on a house with 4 stage guide. 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