{"id":75233,"date":"2025-06-25T09:20:42","date_gmt":"2025-06-25T16:20:42","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=75233"},"modified":"2025-07-02T09:25:02","modified_gmt":"2025-07-02T16:25:02","slug":"what-is-a-sellers-disclosure","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/what-is-a-sellers-disclosure\/","title":{"rendered":"How Seller\u2019s Disclosures Protect Buyers and Sellers in a Home Sale"},"content":{"rendered":"

A seller\u2019s disclosure, also called a property disclosure, is a document that sellers are legally required to provide to potential buyers. It outlines any known issues or defects with the home that could affect its value or safety. Whether you’re buying a <\/span>home in Phoenix, AZ<\/span><\/a> or preparing to list your <\/span>property in Minneapolis, MN<\/span><\/a>, understanding how seller disclosures work is essential for both parties in a real estate transaction.<\/span><\/p>\n

This Redfin article explains what\u2019s typically included in a seller\u2019s disclosure form, when it’s required, what a “no seller disclosure” sale means, and how this paperwork protects everyone involved.<\/span><\/p>\n

\"Real<\/p>\n

What is a seller\u2019s disclosure form and why does it matter?\u00a0<\/span><\/h2>\n

A seller\u2019s disclosure form is a legal document designed to protect both buyers and sellers in a home sale. For buyers, it provides transparency about the property\u2019s condition so they can make informed decisions. For sellers, it helps avoid future legal disputes if issues arise after the sale.<\/span><\/p>\n

Disclosures often include defects the seller is aware of, such as past water damage, roof problems, or foundation cracks. By signing the form, the seller affirms that they\u2019ve disclosed everything required by state or local laws.<\/span><\/p>\n

When is a seller disclosure required in real estate?\u00a0<\/span><\/h2>\n

In most states, the seller\u2019s disclosure form is provided shortly after both parties sign a purchase agreement. Some agents may provide it earlier during home tours to speed up the process. The disclosure must be accurate and thorough, and the buyer is usually given a few days to review it and back out without penalty if serious issues are discovered.<\/span><\/p>\n

Each state has different laws around seller disclosures, and some allow sellers to provide the information more casually. However, most states use a standardized form.<\/span><\/p>\n

What\u2019s included in a typical home disclosure report\u00a0<\/span><\/h2>\n

While requirements vary, here are common items typically listed on a seller\u2019s disclosure form:<\/span><\/p>\n\n\n\n\n\n\n\n\n\n\n\n
Disclosure Type<\/b><\/td>\nWhat It Means<\/b><\/td>\n<\/tr>\n
Structural Issues<\/span><\/td>\nCracks in foundation, roof leaks, or wall damage<\/span><\/td>\n<\/tr>\n
Water Damage<\/span><\/td>\nFlooding history, mold presence, or past leaks<\/span><\/td>\n<\/tr>\n
Hazardous Materials<\/span><\/td>\nAsbestos, radon, lead paint, or soil contamination<\/span><\/td>\n<\/tr>\n
Repairs<\/span><\/td>\nSignificant plumbing, HVAC, or electrical work<\/span><\/td>\n<\/tr>\n
Neighborhood Nuisances<\/span><\/td>\nNoise, unpleasant odors, or environmental issues nearby<\/span><\/td>\n<\/tr>\n
Missing Fixtures<\/span><\/td>\nAppliances or items not included in the sale<\/span><\/td>\n<\/tr>\n
Legal Problems<\/span><\/td>\nZoning disputes, liens, or unresolved permits<\/span><\/td>\n<\/tr>\n
Death or Crime<\/span><\/td>\nDeaths related to the home\u2019s condition or known violent crimes<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Federal law also mandates disclosures for lead-based paint<\/a> in homes built before 1978.<\/span><\/p>\n

What is a “no seller disclosure” sale?\u00a0<\/span><\/h2>\n

Sometimes, a home is sold without a formal disclosure form. This is known as a “no seller disclosure” sale and can happen in specific situations, such as:<\/span><\/p>\n