{"id":82594,"date":"2023-04-14T10:09:53","date_gmt":"2023-04-14T17:09:53","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=82594"},"modified":"2023-06-30T07:57:01","modified_gmt":"2023-06-30T14:57:01","slug":"what-is-fair-housing","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/what-is-fair-housing\/","title":{"rendered":"What Is Fair Housing? Rights, Responsibilities, and Resources"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you\u2019ve ever submitted an offer on a home or applied for a mortgage and felt you were treated unfairly, you aren\u2019t alone. Housing discrimination has existed for decades and continues to be a major issue, although it often appears in subtle forms. Fair housing laws helped address many blatantly discriminatory practices, but you may be wondering what rights you have under fair housing laws and who enforces them.<\/span><\/p>\n<p><a href=\"https:\/\/www.hud.gov\/program_offices\/fair_housing_equal_opp\/fair_housing_rights_and_obligations\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">The Fair Housing Act<\/span><\/a><span style=\"font-weight: 400;\"> (FHA) provides rights, responsibilities, and resources for everyone at every stage of the housing process, including buyers, renters, real estate agents, lenders, and brokerages. Fair housing is critical to creating an equitable society free from discrimination.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you\u2019re a <\/span><a href=\"https:\/\/www.redfin.com\/guides\/first-time-home-buyer-guide\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">homebuyer<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.redfin.com\/guides\/first-time-renters-guide\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">renter<\/span><\/a><span style=\"font-weight: 400;\">, or just want to learn more, this article is for you. Read on to learn what you need to know about fair housing, including what it is, the rights it provides, the responsibilities it enforces, and what to do if you\u2019ve been discriminated against.\u00a0<\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\" wp-image-82595 aligncenter\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/201-W-Alder-St.jpeg\" alt=\"\" width=\"883\" height=\"589\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/201-W-Alder-St.jpeg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/201-W-Alder-St-300x200.jpeg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/201-W-Alder-St-1024x683.jpeg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/201-W-Alder-St-768x512.jpeg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/201-W-Alder-St-225x150.jpeg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/201-W-Alder-St-945x630.jpeg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/201-W-Alder-St-450x300.jpeg 450w\" sizes=\"(max-width: 883px) 100vw, 883px\" \/><\/p>\n<h2><span style=\"font-weight: 400;\">What is fair housing?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Fair housing laws prohibit discrimination in the purchase, sale, rental, and financing of housing due to a person\u2019s race, color, religion, sex, national origin, familial status, and disability. The Fair Housing Act <\/span><a href=\"https:\/\/www.hud.gov\/sites\/documents\/FAIR_LENDING_GUIDE.PDF\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">protects everyone<\/span><\/a><span style=\"font-weight: 400;\">, including US citizens, green card holders, and undocumented residents.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The right to fair housing was established by the Fair Housing Act (Title VIII of the Civil Rights Act) in 1968 and has since been through <\/span><a href=\"https:\/\/www.hud.gov\/program_offices\/fair_housing_equal_opp\/fair_housing_and_related_law\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">dozens of amendments and executive orders<\/span><\/a><span style=\"font-weight: 400;\"> expanding its reach. States, counties, and cities also often have specific housing laws that provide additional protections beyond those offered by the Fair Housing Act, such as prohibiting discrimination based on <\/span><a href=\"https:\/\/www.law.cornell.edu\/wex\/protected_characteristic\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">characteristics<\/span><\/a><span style=\"font-weight: 400;\"> such as age, gender identity, honorably discharged veteran or military status, or source of income (including the receipt of income from <\/span><a href=\"https:\/\/www.redfin.com\/blog\/what-is-affordable-housing\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">affordable housing<\/span><\/a><span style=\"font-weight: 400;\"> programs).\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Exceptions to the Fair Housing Act<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Fair Housing Act applies to most housing, but there are a <\/span><a href=\"https:\/\/www.equalhousing.org\/fair-housing-topics\/exemptions-to-the-fair-housing-act\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">few exceptions<\/span><\/a><span style=\"font-weight: 400;\"> where the law doesn\u2019t apply:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A dwelling with four or fewer units, if the owner lives in one of the units\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Single-family housing sold or rented without a broker, if the private owner doesn\u2019t own more than three single-family homes at once\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Religious organizations and private clubs, as long as they don\u2019t discriminate in membership<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Specific HUD-approved housing for older persons\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Be cautious when applying for or purchasing housing that is exempt from the Fair Housing Act, and take your state and local laws into account as well, as they may offer additional protections beyond the federal law.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Fair lending and mortgage discrimination<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Fair housing also applies to <\/span><a href=\"https:\/\/www.hud.gov\/program_offices\/fair_housing_equal_opp\/fair_lending\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">mortgage lending<\/span><\/a><span style=\"font-weight: 400;\">. The <\/span><a href=\"https:\/\/www.fdic.gov\/resources\/supervision-and-examinations\/consumer-compliance-examination-manual\/documents\/4\/iv-1-1.pdf\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">Equal Credit Opportunity Act<\/span><\/a><span style=\"font-weight: 400;\"> (part of the FHA) <\/span><a href=\"https:\/\/www.fdic.gov\/resources\/supervision-and-examinations\/consumer-compliance-examination-manual\/documents\/4\/iv-1-1.pdf\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">prohibits lenders<\/span><\/a><span style=\"font-weight: 400;\"> from discriminating against borrowers based on a legally protected characteristic at any stage of the mortgage process, including but not limited to:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refusing to make a mortgage loan or provide other financial assistance for a dwelling<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refusing to provide information regarding loans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Imposing different terms or conditions on a loan, such as different interest rates, points, or fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Discriminating in appraising a dwelling<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Conditioning the availability of a loan on a person\u2019s response to harassment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refusing to purchase a loan<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">An example of mortgage discrimination is <\/span><a href=\"https:\/\/www.redfin.com\/news\/redlining-real-estate-racial-wealth-gap\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">redlining<\/span><\/a><span style=\"font-weight: 400;\">, which is the process of denying mortgages, insurance, and other services to residents in specific areas.\u00a0<\/span><\/p>\n<p><img decoding=\"async\" class=\" wp-image-82599\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1425136817.jpg\" alt=\"\" width=\"803\" height=\"603\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1425136817.jpg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1425136817-300x225.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1425136817-1024x768.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1425136817-768x576.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1425136817-200x150.jpg 200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1425136817-840x630.jpg 840w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1425136817-400x300.jpg 400w\" sizes=\"(max-width: 803px) 100vw, 803px\" \/><\/p>\n<h2><span style=\"font-weight: 400;\">Fair housing rights and responsibilities<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The Fair Housing Act <\/span><a href=\"https:\/\/www.hud.gov\/sites\/documents\/FHEO_BOOKLET_ENG.PDF\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">provides protections<\/span><\/a><span style=\"font-weight: 400;\"> for homebuyers and renters and responsibilities for home sellers, renters, and mortgage lenders. Let\u2019s take a closer look.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Rights of the homebuyer<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As a homebuyer, you\u2019re protected from discrimination based on any legally protected characteristic in any part of the homebuying process. This includes financing, finding a real estate agent, touring homes, submitting offers, negotiating, and more.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Rights of the renter<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Fair Housing Act protects both buyers and renters. <\/span><span style=\"font-weight: 400;\">Here are a few important <\/span><a href=\"https:\/\/www.redfin.com\/guides\/what-rights-do-renters-have\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">tenant rights<\/span><\/a><span style=\"font-weight: 400;\"> (this is not an exhaustive list):<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to a fair security deposit refund<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to a notice of eviction and a timeframe in which to fix the situation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to a habitable home<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to privacy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to quiet enjoyment<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Homebuyers and renters can file discrimination complaints with HUD or file lawsuits in state or federal court. Retaliation against someone who filed a complaint is prohibited by law.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Responsibilities of the home seller and landlord<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Home sellers and landlords have to <\/span><a href=\"https:\/\/www.rocketmortgage.com\/learn\/equal-opportunity-housing\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">fairly entertain offers<\/span><\/a><span style=\"font-weight: 400;\"> from everyone who might want to buy or rent your home. A seller and landlord <\/span><a href=\"https:\/\/www.redfin.com\/blog\/landlord-responsibilities\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">cannot take<\/span><\/a><span style=\"font-weight: 400;\"> any of the following actions because of a person\u2019s race, religion, or other legally protected characteristics (this is not an exhaustive list):<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refuse to rent or sell housing\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refuse to negotiate for housing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Make housing unavailable<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Otherwise deny someone a home<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Set different terms, conditions, or privileges for the sale or rental of a home\u00a0\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide different housing services or facilities<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Falsely deny that housing is available for inspection, sale, or rental\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Blockbusting, i.e., for profit, persuading or trying to convince homeowners to sell their homes by suggesting that people of a particular race or other protected characteristic have moved or are about to move into the neighborhood\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deny someone access to, membership, or participation in any organization, facility, or service related to home sales and rentals (such as a multiple listing service), or discriminate against any person in the terms or conditions of access, membership, or participation\u00a0<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\" wp-image-82600 aligncenter\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1328126375.jpg\" alt=\"what-is-fair-housing-1\" width=\"840\" height=\"560\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1328126375.jpg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1328126375-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1328126375-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1328126375-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1328126375-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1328126375-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-1328126375-450x300.jpg 450w\" sizes=\"(max-width: 840px) 100vw, 840px\" \/><\/p>\n<h3><span style=\"font-weight: 400;\">Responsibilities of the lender<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Fair lending guarantees the <\/span><a href=\"https:\/\/www.fairhousingalaska.org\/know-rights-fair-lending-overview\/#:~:text=Fair%20lending%20prohibits%20lenders%20from,Yes.\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">same lending opportunities to everyone<\/span><\/a><span style=\"font-weight: 400;\">, though lenders can legally make distinctions based on non-protected characteristics, such as credit scores. Lenders cannot discriminate against anybody based on race, national origin, or other legally protected characteristics. Some <\/span><a href=\"https:\/\/www.hud.gov\/sites\/documents\/FAIR_LENDING_GUIDE.PDF\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">examples of discriminatory practices<\/span><\/a><span style=\"font-weight: 400;\"> include (this is not an exhaustive list):<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unnecessary closing costs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inflated broker or lender fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unnecessary recording fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Excessive prepayment penalties<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refusing to consider a mortgage applicant\u2019s disability-related income, such as SSI or SSDI<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refusing to provide mortgages to a person on parental leave<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Changing mortgage loan terms at closing without the borrower\u2019s consent<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you\u2019re dealing with a mortgage broker or lender, take notes during and after the process. Also, ensure you receive <\/span><a href=\"https:\/\/www.hud.gov\/sites\/documents\/FAIR_LENDING_GUIDE.PDF\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">these items<\/span><\/a><span style=\"font-weight: 400;\"> at no cost:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Good Faith Estimate\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Truth in Lending Disclosure Statement<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Copy of your loan application<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mortgage Servicing Disclosure Statement\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Receiving a home loan can be a significant <\/span><a href=\"https:\/\/www.urban.org\/sites\/default\/files\/publication\/99028\/barriers_to_accessing_homeownership_2018_4.pdf\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">barrier to entry<\/span><\/a><span style=\"font-weight: 400;\"> to homeownership and has historically been a discriminatory process. If you believe you have experienced <\/span><a href=\"https:\/\/www.hud.gov\/topics\/fair_lending\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">lending discrimination<\/span><\/a><span style=\"font-weight: 400;\">, visit HUD&#8217;s housing discrimination complaint website to file a complaint.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Responsibilities of the appraiser<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A <\/span><a href=\"https:\/\/www.redfin.com\/guides\/home-appraisal-everything-you-need-to-know\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">home appraiser<\/span><\/a><span style=\"font-weight: 400;\"> determines the value of a home so it can serve as collateral for a loan. Home appraisals are an essential part of the <\/span><a href=\"https:\/\/www.redfin.com\/guides\/buy\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">homebuying process<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Appraisers must fairly value every home they appraise and cannot charge excessive appraisal costs. Lowballing \u2013 making an excessively low appraisal based on the homeowners\u2019 race or other protected characteristics \u2013 is prohibited.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Responsibilities of the real estate agent<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Real estate agents are bound by all fair housing laws and regulations. Many agents are also members of the <\/span><a href=\"https:\/\/www.nar.realtor\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">National Association of REALTORS\u00ae<\/span><\/a><span style=\"font-weight: 400;\">, which provides an additional <\/span><a href=\"https:\/\/www.nar.realtor\/about-nar\/governing-documents\/the-code-of-ethics\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">code of ethics<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Redfin <\/span><a href=\"https:\/\/www.redfin.com\/guides\/real-estate-agent-vs-broker\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">employs real estate agents and brokers<\/span><\/a><span style=\"font-weight: 400;\">, most of whom are REALTORS\u00ae. In addition to any FHA training all agents and brokers must complete as part of their licensing requirements, and the Code of Ethics REALTORS\u00ae must abide by, Redfin requires agents and brokers to complete an additional comprehensive FHA training. This training explains the FHA and the risks of non-compliance, <\/span><a href=\"https:\/\/www.redfin.com\/about\/fair-housing-policy\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Redfin\u2019s Fair Housing Policy<\/span><\/a><span style=\"font-weight: 400;\">, and restates our commitment to honoring every customer.\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-82596\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-165807170.jpg\" alt=\"\" width=\"803\" height=\"574\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-165807170.jpg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-165807170-300x215.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-165807170-1024x732.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-165807170-768x549.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-165807170-210x150.jpg 210w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-165807170-881x630.jpg 881w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-165807170-420x300.jpg 420w\" sizes=\"(max-width: 803px) 100vw, 803px\" \/><\/p>\n<h2><span style=\"font-weight: 400;\">Examples of housing discrimination<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">While landlords and banks don\u2019t often display ads saying \u201cWhites only\u201d or enforce <\/span><a href=\"https:\/\/www.investopedia.com\/terms\/r\/restrictive-covenant.asp\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">restrictive covenants<\/span><\/a><span style=\"font-weight: 400;\">, discrimination persists in more subtle ways. Housing discrimination still <\/span><a href=\"https:\/\/www.americanprogress.org\/article\/systemic-inequality-displacement-exclusion-segregation\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">disproportionately affects<\/span><\/a><span style=\"font-weight: 400;\"> people of color and other minoritized groups. For example, <\/span><a href=\"https:\/\/www.hud.gov\/sites\/dfiles\/PA\/documents\/HUD_Memo_EO13988.pdf\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">studies indicate<\/span><\/a><span style=\"font-weight: 400;\"> that same-sex couples and transgender persons often experience less favorable treatment than their straight and cisgender counterparts.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lending practices are another example. Outright discrimination is illegal, but <\/span><a href=\"https:\/\/www.ncbi.nlm.nih.gov\/pmc\/articles\/PMC8099638\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">racialized perceptions<\/span><\/a><span style=\"font-weight: 400;\"> of value contributed to the devaluation of property and housing stock in neighborhoods of color.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All <\/span><a href=\"https:\/\/www.hud.gov\/program_offices\/fair_housing_equal_opp\/examples_housing_discrimination\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">forms of housing discrimination<\/span><\/a><span style=\"font-weight: 400;\"> are illegal and punishable by federal law, but subtle methods can be harder to prove.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Types of housing discrimination<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Some common types of housing discrimination have names. While this list is not exhaustive, here are three common examples:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Redlining:<\/b><span style=\"font-weight: 400;\"> Redlining was a racist tactic used by banks, lenders, and other businesses to deny mortgages, insurance, and healthcare to people living in certain areas that were deemed to be \u201chazardous.\u201d This was once legal and supported by the federal Homeowners Loan Corporation (HOLC) but was outlawed by the Fair Housing Act. However, <\/span><a href=\"https:\/\/www.washingtonpost.com\/graphics\/2018\/national\/segregation-us-cities\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">historically redlined communities<\/span><\/a><span style=\"font-weight: 400;\"> are often still lower income and inhabited by minoritized groups. Redlining has also become shorthand for many types of historic race-based exclusionary tactics.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Steering<\/b><span style=\"font-weight: 400;\">: <\/span><a href=\"https:\/\/www.redfin.com\/blog\/steering-in-real-estate\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Steering in real estate<\/span><\/a><span style=\"font-weight: 400;\"> is the illegal practice of guiding prospective homebuyers towards or away from certain areas based on a legally protected characteristic, such as race or gender. This can create homogeneous neighborhoods that often negatively impact immigrants, people of color, and LGBTQ+ folks while benefiting white, <\/span><a href=\"https:\/\/en.wikipedia.org\/wiki\/Cisgender\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">cisgendered<\/span><\/a><span style=\"font-weight: 400;\"> homebuyers. Steering continues to be a form of discrimination.\u00a0\u00a0\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lowballing: <\/b><a href=\"https:\/\/www.federalreserve.gov\/boarddocs\/supmanual\/cch\/fair_lend_fhact.pdf\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">Lowballing<\/span><\/a><span style=\"font-weight: 400;\"> is when a home appraiser makes an excessively low appraisal on the basis of race, religion, or other protected characteristics.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Who enforces fair housing?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The Department of Justice (DOJ) and HUD play a role <\/span><a href=\"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2021\/07\/2021-Fair-Housing-Trends-Report_FINAL.pdf\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">in enforcing<\/span><\/a><span style=\"font-weight: 400;\"> the FHA. HUD and its <\/span><a href=\"https:\/\/www.hud.gov\/fairhousing\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">Fair Housing and Equal Opportunity (FHEO)<\/span><\/a><span style=\"font-weight: 400;\"> office handle most enforcement and administration responsibilities. In contrast, the <\/span><a href=\"https:\/\/www.justice.gov\/crt\/fair-housing-act-1\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">DOJ handles violations<\/span><\/a><span style=\"font-weight: 400;\"> of the Fair Housing Act, which are punishable by law. Depending on the severity and frequency of the violations, the DOJ can institute criminal charges or take further legal action.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are ten HUD regions in the US, each with an FHEO office. These offices manage fair housing complaints and administration in their specific region. Individual <\/span><a href=\"https:\/\/www.hud.gov\/program_offices\/field_policy_mgt\/localoffices\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">states, counties, and cities<\/span><\/a><span style=\"font-weight: 400;\"> often have their own housing laws and enforcement agencies where people can file complaints and seek help. Nonprofit organizations can help as well and connect people with resources.\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-82597\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-171330696.jpg\" alt=\"\" width=\"832\" height=\"609\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-171330696.jpg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-171330696-300x220.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-171330696-1024x749.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-171330696-768x562.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-171330696-205x150.jpg 205w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-171330696-861x630.jpg 861w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/GettyImages-171330696-410x300.jpg 410w\" sizes=\"(max-width: 832px) 100vw, 832px\" \/><\/p>\n<h3><span style=\"font-weight: 400;\">What about fair lending?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In 2021, HUD and the Federal Housing Finance Administration (FHFA) <\/span><a href=\"https:\/\/www.hud.gov\/sites\/dfiles\/PA\/documents\/FHFA-HUD-MOU_8122021.pdf\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">agreed to work together<\/span><\/a><span style=\"font-weight: 400;\"> to enforce the Fair Housing Act and to restate their commitment to fighting discrimination in the homebuying process. This is important because FHFA regulates <\/span><a href=\"https:\/\/www.fhfa.gov\/about-fannie-mae-freddie-mac\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">Fannie Mae and Freddie Mac<\/span><\/a><span style=\"font-weight: 400;\">, the two major government-sponsored mortgage lenders. By partnering with HUD, the FHFA can help ensure Fannie Mae, Freddie Mac, and other mortgage lenders practice fair lending.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Fair housing vs. equal housing opportunity<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Fair housing, equal housing opportunity, and equal opportunity housing are different terms that all refer to the Fair Housing Act. The difference is in how they\u2019re used. Fair housing generally refers to rules and regulations, while equal housing opportunity refers to real estate businesses that follow the rules.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Equal housing opportunity is a common phrase used throughout the real estate industry. It indicates that a business advertises they abide by the Fair Housing Act.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/cdn.nar.realtor\/\/sites\/default\/files\/downloadable\/equal-housing-opportunity-logo-1200w.jpg\" width=\"353\" height=\"378\" \/><\/p>\n<h2><span style=\"font-weight: 400;\">How to identify companies that support fair housing\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Fair housing is the law; all brokerages, lenders, agents, landlords, or other housing providers must follow it. However, many people want to look for brokers or lenders that affirmatively show their commitment to fair housing. To find them, look for the Equal Housing Opportunity logo, statement, or slogan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, <\/span><a href=\"https:\/\/www.hud.gov\/sites\/dfiles\/FHEO\/documents\/BBE%20Part%20109%20Fair%20Housing%20Advertising.pdf\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">all advertising<\/span><\/a><span style=\"font-weight: 400;\"> of residential real estate for sale and rent, and financing opportunities, must abide by fair housing laws. It\u2019s illegal to <\/span><span style=\"font-weight: 400;\">make, print, or publish any notice, statement, or advertisement<\/span><span style=\"font-weight: 400;\"> that indicates a preference, limitation, or discrimination because of race, color, or other legally protected characteristics.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What to do if you experience housing discrimination<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you experience housing discrimination, your first step should be to <\/span><a href=\"https:\/\/www.hud.gov\/fairhousing\/fileacomplaint\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">file a complaint with HUD<\/span><\/a><span style=\"font-weight: 400;\">, your regional FHEO office, or your local housing authority. In cases where you may be evicted or otherwise lose your housing, HUD can assist you as soon as you file and expedite the judicial process. Retaliation against a complainant is illegal, so fight for your rights.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you don\u2019t feel comfortable filing a complaint or want to assess your legal rights, consider consulting an attorney. You can also call a government hotline, such as your <\/span><a href=\"https:\/\/www.birminghamal.gov\/humanrightscommission\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">city<\/span><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/www.washingtonlawhelp.org\/resource\/my-landlord-is-discriminating-against-me\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">state\u2019s<\/span><\/a><span style=\"font-weight: 400;\"> Human Rights Commission. This can get you more immediate help.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Generally, taking notes during any housing, renting, lending consultations, and other real estate-related services is a good idea. A first-hand account can be helpful if you experience discrimination and wish to file a complaint.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Final thoughts on fair housing: equal housing is a right<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Fair housing is a fundamental right that ensures <\/span><span style=\"font-weight: 400;\">equal access to housing and equal homeownership opportunities<\/span><span style=\"font-weight: 400;\">. The Fair Housing Act and its additions, including the Equal Opportunity Credit Act and the Americans with Disabilities Act, provide legal protections and procedures that are enforceable by law. There are protections for more specific cases as well that this article didn\u2019t cover.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Fair Housing Act is over 50 years old and continues to help people in need. However, while the industry has changed, it is not free from discriminatory practices. Expanding legislation and providing additional resources will help everyone receive the right to housing without discrimination. It will take work, but it is necessary.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re employed in the real estate industry, <\/span><b>you can make a difference right now by taking the <\/b><a href=\"https:\/\/fairhousingpledge.com\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><b>Fair Housing Pledge<\/b><\/a><span style=\"font-weight: 400;\">. This pledge signifies your commitment to staying informed about fair housing laws and anti-discrimination practices, and not tolerating discrimination and non-compliance.\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-82601 aligncenter\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/5001-4.jpg\" alt=\"redfin\" width=\"432\" height=\"149\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/5001-4.jpg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/5001-4-300x104.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/5001-4-1024x353.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/5001-4-768x265.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/04\/5001-4-600x207.jpg 600w\" sizes=\"(max-width: 432px) 100vw, 432px\" \/><\/p>\n<p><i><span style=\"font-weight: 400;\">Redfin is committed to providing fair and equitable service, including housing opportunities, free from any kind of unlawful discrimination. Employees, Licensees, and representatives of Redfin must abide by Redfin\u2019s fair housing policy at all times, which means, at a minimum, complying with all federal, state, and local fair housing laws. We will continue to demonstrate our commitment to fair housing by <\/span><\/i><a href=\"https:\/\/www.redfin.com\/rise\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><i><span style=\"font-weight: 400;\">continuing to work<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> to close the housing and wealth gap in our communities and collaborate with nonprofits to provide affordable housing solutions when possible.\u00a0<\/span><\/i><i><\/i><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">To learn more about Redfin\u2019s commitment to fair housing, click <\/span><\/i><a href=\"https:\/\/www.redfin.com\/about\/fair-housing-policy\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><i><span style=\"font-weight: 400;\">here<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> and <\/span><\/i><a href=\"https:\/\/www.redfin.com\/rise\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\"><i><span style=\"font-weight: 400;\">here<\/span><\/i><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i><span style=\"font-weight: 400;\">To file a fair housing complaint, click <\/span><\/i><a href=\"https:\/\/www.hud.gov\/program_offices\/fair_housing_equal_opp\/online-complaint\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><i><span style=\"font-weight: 400;\">here<\/span><\/i><\/a><i style=\"font-weight: inherit;\"><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><i style=\"font-weight: inherit;\"><span style=\"font-weight: 400;\">To learn about resources in your area, click <\/span><\/i><a style=\"font-size: 16px; background-color: #ffffff;\" href=\"https:\/\/www.hud.gov\/program_offices\/fair_housing_equal_opp\/contact_fheo\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><i><span style=\"font-weight: 400;\">here<\/span><\/i><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The housing market has been discriminatory to certain groups of people for decades. Fair housing aims to help, but what is it? Discover what fair housing means, how it promotes equal opportunity in the housing market, and how to find resources if you\u2019ve been affected. <\/p>\n","protected":false},"author":559,"featured_media":82595,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34276,10756],"tags":[34458,34529],"coauthors":[34342],"class_list":["post-82594","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","category-featured-post","tag-apartment-faqs-and-tips","tag-buying-faq"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Is Fair Housing? How to Find Resources | Redfin<\/title>\n<meta name=\"description\" content=\"Housing has been discriminatory to certain groups of people for decades. Fair housing aims to help, but what is it? Read on to learn more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redfin.com\/blog\/what-is-fair-housing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Is Fair Housing? Rights, Responsibilities, and Resources\" \/>\n<meta property=\"og:description\" content=\"Housing has been discriminatory to certain groups of people for decades. Fair housing aims to help, but what is it? 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