{"id":85829,"date":"2023-08-08T14:47:46","date_gmt":"2023-08-08T21:47:46","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=85829"},"modified":"2024-01-24T13:04:21","modified_gmt":"2024-01-24T21:04:21","slug":"what-is-a-jumbo-loan-in-montana","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/","title":{"rendered":"What is a Jumbo Loan in Montana in 2024?"},"content":{"rendered":"

For many individuals and families, owning a home is a lifelong dream. However, with rising real estate prices, some may find themselves seeking financing beyond the conforming loan limit. In this instance, you’d need to apply for a jumbo loan. So whether you\u2019re planning to buy a new construction <\/span>home in Bozeman<\/span><\/a> or a <\/span>vacation home in Whitefish<\/span><\/a>, let\u2019s break down what a jumbo loan is, the 2024 conforming loan limits for Montana, and what\u2019s needed to qualify for this type of loan.<\/span><\/p>\n

\"cabin<\/p>\n

What is a jumbo loan?<\/span><\/h2>\n

What exactly is a jumbo loan in Montana? A <\/span>jumbo loan<\/span><\/a> is a specialized type of mortgage that comes into play when you’re seeking financing for a home that surpasses the conforming loan limits (CLL) established by the Federal Housing Finance Agency (FHFA). Typically, this type of loan is necessary for upscale, luxurious properties or those situated in pricey housing markets.<\/span><\/p>\n

If you need to borrow more than the conforming loan limit, you’ll need a jumbo loan. Montana jumbo loans allow you to borrow more money to buy a more expensive home, but they also come with higher interest rates and stricter requirements than conventional loans.<\/span><\/p>\n

What is the jumbo loan limit in Montana?<\/span><\/h2>\n

In Montana, the conforming loan limit is $766,550 across all counties.<\/b> For example, if you’re buying a <\/span>home in Gallatin County<\/span><\/a>, where the median sale price is $725,000, a loan limit exceeding $766,550 would be considered a jumbo mortgage.<\/span><\/p>\n

As a reminder, the loan amount is what determines whether or not you\u2019ll need a jumbo loan, not the price of the home. So, if you were to put $100,000 down on a $780,000 home in Gallatin County, the loan would be $680,000, which is under the conforming loan limit for this area. In this case, your loan wouldn\u2019t be considered a jumbo loan.<\/span><\/p>\n

For more information on the conforming loan limit in your county, use the <\/span>FHFA map<\/span><\/a>.<\/span><\/p>\n

What are the requirements for a jumbo loan in Montana?<\/span><\/h2>\n

To qualify for a jumbo loan in Montana, borrowers must meet stricter requirements than they would for a conforming loan. The specific requirements may vary from lender to lender, but below are the typical requirements for borrowers seeking a jumbo loan.<\/span><\/p>\n

Higher credit score:<\/b> In order to have your loan application approved for a jumbo mortgage, most lenders will require a credit score of 720 or higher. While some lenders may be more lenient and accept a score as low as 660, a score below this is generally not accepted. In contrast, a credit score as low as 620 could suffice for a conforming loan with some lenders.<\/span><\/p>\n

Larger down payment: <\/b>Obtaining a jumbo mortgage typically requires a larger <\/span>down payment<\/span><\/a> compared to a conventional mortgage. Lenders may require a down payment of 10% to 20% or more, depending on the specific loan program and the borrower’s financial situation. If you’re approved with a down payment less than 20%, keep in mind you’ll most likely be required to purchase private mortgage insurance (PMI).<\/span><\/p>\n

More assets: <\/b>Jumbo loan lenders generally require borrowers to demonstrate a strong financial profile, including substantial liquid assets or savings. To qualify for a jumbo loan, borrowers must have enough reserves to cover at least one year of mortgage payments. This requirement ensures that borrowers have the financial flexibility to meet their loan obligations in the event of a financial hardship.<\/span><\/p>\n

Lower debt-to-income ratio (DTI): <\/b>To qualify for a jumbo loan in Montana, a mortgage lender will typically look for a <\/span>debt-to-income (DTI) ratio<\/span><\/a> of no higher than 43%, and ideally closer to 36%. The DTI is calculated by dividing the sum of all monthly debt payments by the borrower’s gross monthly income. This requirement ensures that borrowers have a strong ability to repay their loan and manage their debt.<\/span><\/p>\n

Additional home appraisals:<\/b> Your mortgage lender may require a second <\/span>home appraisal<\/span><\/a> as an extra layer of protection when it comes to jumbo loans. The second appraisal serves as an additional opinion to ensure the property’s value aligns with the loan amount. In places with limited comparable property sales, this extra appraisal may cost more than in neighborhoods with more frequent sales.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Let\u2019s break down what a jumbo loan is in Montana, the 2024 conforming loan limits, and what\u2019s needed to qualify for this type of loan.<\/p>\n","protected":false},"author":523,"featured_media":85830,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[2656],"tags":[34713],"coauthors":[31388],"class_list":["post-85829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-insights","tag-mt"],"acf":[],"yoast_head":"\nWhat is a Jumbo Loan in Montana in 2024? | Redfin<\/title>\n<meta name=\"description\" content=\"Let\u2019s break down what a jumbo loan is in Montana, the 2024 conforming loan limits, and what\u2019s needed to qualify for this type of loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a Jumbo Loan in Montana in 2024?\" \/>\n<meta property=\"og:description\" content=\"Let\u2019s break down what a jumbo loan is in Montana, the 2024 conforming loan limits, and what\u2019s needed to qualify for this type of loan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/\" \/>\n<meta property=\"og:site_name\" content=\"Redfin | Real Estate Tips for Home Buying, Selling & More\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/redfin\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-08T21:47:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-24T21:04:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Jumbo-Loans-Montana.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mekaila Oaks\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@redfin\" \/>\n<meta name=\"twitter:site\" content=\"@redfin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mekaila Oaks\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/\"},\"author\":{\"name\":\"Mekaila Oaks\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#\\\/schema\\\/person\\\/78b16587424b0f2b37a1b0f4ca5075f8\"},\"headline\":\"What is a Jumbo Loan in Montana in 2024?\",\"datePublished\":\"2023-08-08T21:47:46+00:00\",\"dateModified\":\"2024-01-24T21:04:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/\"},\"wordCount\":702,\"publisher\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.redfin.com/blog\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Jumbo-Loans-Montana.jpg\",\"keywords\":[\"mt\"],\"articleSection\":[\"Local Insights\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2023\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/\",\"url\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/\",\"name\":\"What is a Jumbo Loan in Montana in 2024? | Redfin\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.redfin.com/blog\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Jumbo-Loans-Montana.jpg\",\"datePublished\":\"2023-08-08T21:47:46+00:00\",\"dateModified\":\"2024-01-24T21:04:21+00:00\",\"description\":\"Let\u2019s break down what a jumbo loan is in Montana, the 2024 conforming loan limits, and what\u2019s needed to qualify for this type of loan.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.redfin.com/blog\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Jumbo-Loans-Montana.jpg\",\"contentUrl\":\"https:\\\/\\\/www.redfin.com/blog\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Jumbo-Loans-Montana.jpg\",\"width\":1200,\"height\":900,\"caption\":\"cabin mansion in montana\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/what-is-a-jumbo-loan-in-montana\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.redfin.com/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is a Jumbo Loan in Montana in 2024?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.redfin.com/blog\\\/\",\"name\":\"Redfin | Real Estate Tips for Home Buying, Selling & More\",\"description\":\"Real estate on Wall Street, Main Street and your street.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.redfin.com/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#organization\",\"name\":\"Redfin\",\"url\":\"https:\\\/\\\/www.redfin.com/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.redfin.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/03\\\/Redfin-logo-512x512-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.redfin.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/03\\\/Redfin-logo-512x512-1.jpg\",\"width\":512,\"height\":512,\"caption\":\"Redfin\"},\"image\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/redfin\",\"https:\\\/\\\/x.com\\\/redfin\",\"https:\\\/\\\/www.instagram.com\\\/redfinrealestate\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/redfin\",\"https:\\\/\\\/www.pinterest.com\\\/redfin\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCMIuo1QSGcmWnevT9jdC_Ow\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Redfin\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#\\\/schema\\\/person\\\/78b16587424b0f2b37a1b0f4ca5075f8\",\"name\":\"Mekaila Oaks\",\"description\":\"Mekaila is a Marketing Program Manager at Redfin with 6+ years of experience creating resources to help buyers and sellers navigate every stage of the real estate journey. She focuses on helping readers understand one of the most important steps: closing on a home purchase. Based in the Greater Seattle area, you'll find her exploring new restaurants, catching a comedy show, or getting lost in a good book.\",\"url\":\"https:\\\/\\\/www.redfin.com/blog\\\/author\\\/mekaila-oaks\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What is a Jumbo Loan in Montana in 2024? | Redfin","description":"Let\u2019s break down what a jumbo loan is in Montana, the 2024 conforming loan limits, and what\u2019s needed to qualify for this type of loan.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/","og_locale":"en_US","og_type":"article","og_title":"What is a Jumbo Loan in Montana in 2024?","og_description":"Let\u2019s break down what a jumbo loan is in Montana, the 2024 conforming loan limits, and what\u2019s needed to qualify for this type of loan.","og_url":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/","og_site_name":"Redfin | Real Estate Tips for Home Buying, Selling & More","article_publisher":"https:\/\/www.facebook.com\/redfin","article_published_time":"2023-08-08T21:47:46+00:00","article_modified_time":"2024-01-24T21:04:21+00:00","og_image":[{"width":1200,"height":900,"url":"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Jumbo-Loans-Montana.jpg","type":"image\/jpeg"}],"author":"Mekaila Oaks","twitter_card":"summary_large_image","twitter_creator":"@redfin","twitter_site":"@redfin","twitter_misc":{"Written by":"Mekaila Oaks","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/#article","isPartOf":{"@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/"},"author":{"name":"Mekaila Oaks","@id":"https:\/\/www.redfin.com\/blog\/#\/schema\/person\/78b16587424b0f2b37a1b0f4ca5075f8"},"headline":"What is a Jumbo Loan in Montana in 2024?","datePublished":"2023-08-08T21:47:46+00:00","dateModified":"2024-01-24T21:04:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/"},"wordCount":702,"publisher":{"@id":"https:\/\/www.redfin.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/#primaryimage"},"thumbnailUrl":"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Jumbo-Loans-Montana.jpg","keywords":["mt"],"articleSection":["Local Insights"],"inLanguage":"en-US","copyrightYear":"2023","copyrightHolder":{"@id":"https:\/\/www.redfin.com\/blog\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/","url":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/","name":"What is a Jumbo Loan in Montana in 2024? | Redfin","isPartOf":{"@id":"https:\/\/www.redfin.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/#primaryimage"},"image":{"@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/#primaryimage"},"thumbnailUrl":"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Jumbo-Loans-Montana.jpg","datePublished":"2023-08-08T21:47:46+00:00","dateModified":"2024-01-24T21:04:21+00:00","description":"Let\u2019s break down what a jumbo loan is in Montana, the 2024 conforming loan limits, and what\u2019s needed to qualify for this type of loan.","breadcrumb":{"@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/#primaryimage","url":"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Jumbo-Loans-Montana.jpg","contentUrl":"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Jumbo-Loans-Montana.jpg","width":1200,"height":900,"caption":"cabin mansion in montana"},{"@type":"BreadcrumbList","@id":"https:\/\/www.redfin.com\/blog\/what-is-a-jumbo-loan-in-montana\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.redfin.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What is a Jumbo Loan in Montana in 2024?"}]},{"@type":"WebSite","@id":"https:\/\/www.redfin.com\/blog\/#website","url":"https:\/\/www.redfin.com\/blog\/","name":"Redfin | Real Estate Tips for Home Buying, Selling & More","description":"Real estate on Wall Street, Main Street and your street.","publisher":{"@id":"https:\/\/www.redfin.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.redfin.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.redfin.com\/blog\/#organization","name":"Redfin","url":"https:\/\/www.redfin.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.redfin.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2020\/03\/Redfin-logo-512x512-1.jpg","contentUrl":"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2020\/03\/Redfin-logo-512x512-1.jpg","width":512,"height":512,"caption":"Redfin"},"image":{"@id":"https:\/\/www.redfin.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/redfin","https:\/\/x.com\/redfin","https:\/\/www.instagram.com\/redfinrealestate\/","https:\/\/www.linkedin.com\/company\/redfin","https:\/\/www.pinterest.com\/redfin\/","https:\/\/www.youtube.com\/channel\/UCMIuo1QSGcmWnevT9jdC_Ow","https:\/\/en.wikipedia.org\/wiki\/Redfin"]},{"@type":"Person","@id":"https:\/\/www.redfin.com\/blog\/#\/schema\/person\/78b16587424b0f2b37a1b0f4ca5075f8","name":"Mekaila Oaks","description":"Mekaila is a Marketing Program Manager at Redfin with 6+ years of experience creating resources to help buyers and sellers navigate every stage of the real estate journey. She focuses on helping readers understand one of the most important steps: closing on a home purchase. Based in the Greater Seattle area, you'll find her exploring new restaurants, catching a comedy show, or getting lost in a good book.","url":"https:\/\/www.redfin.com\/blog\/author\/mekaila-oaks\/"}]}},"_links":{"self":[{"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/posts\/85829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/users\/523"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/comments?post=85829"}],"version-history":[{"count":0,"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/posts\/85829\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/media\/85830"}],"wp:attachment":[{"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/media?parent=85829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/categories?post=85829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/tags?post=85829"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.redfin.com\/blog\/wp-json\/wp\/v2\/coauthors?post=85829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}