{"id":98287,"date":"2026-09-15T09:00:32","date_gmt":"2026-09-15T16:00:32","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=98287"},"modified":"2026-09-15T09:00:18","modified_gmt":"2026-09-15T16:00:18","slug":"should-you-sell-or-rent-your-home","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/should-you-sell-or-rent-your-home\/","title":{"rendered":"Should I Sell or Rent My House? Here\u2019s How to Decide"},"content":{"rendered":"<h2><span style=\"font-weight: 400;\">Key takeaways<\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Selling your house<\/b><span style=\"font-weight: 400;\"> may be the right option if you need the proceeds to purchase your next home or you plan to move permanently.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Renting out your house<\/b><span style=\"font-weight: 400;\"> may be the right option if you<\/span><span style=\"font-weight: 400;\"> plan to live in your home again, have a low mortgage rate, or want to generate rental income.<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your local housing and rental markets, financial situation, and long-term goals are major factors in deciding whether to sell or rent out your house.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Deciding whether to sell or rent out your house can be complicated in today&#8217;s housing market. There are now <\/span><a href=\"https:\/\/www.redfin.com\/news\/buyers-vs-sellers-august-2026\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">58% more sellers than buyers<\/span><\/a><span style=\"font-weight: 400;\"> nationwide, the largest gap in Redfin records. With more homes competing for fewer buyers, sellers may need to be more flexible on price or wait longer for the right offer, making renting worth considering for some homeowners.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The right choice depends on your local housing market conditions, your financial situation, and whether or not you want to take on the responsibilities of a landlord. In this Redfin article, we\u2019ll outline what to know when deciding between renting or selling your house. <\/span><\/p>\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"Should I Sell My House or Rent it Out? | Redfin #realestate\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/h8z8uSDA_wc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<h2><span style=\"font-weight: 400;\">5 key questions to ask when deciding to rent or sell your home<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you\u2019re considering renting or selling your home, here are some questions to help you get started.\u00a0<\/span><\/p>\n<ol>\n<li><b> What are the rental prices in the area? <\/b><span style=\"font-weight: 400;\">Depending on local rents and your monthly mortgage payment, rental income may cover some or all of your mortgage. You\u2019ll also need to factor in ongoing costs like homeowners insurance, property taxes, maintenance, and potential vacancies.<\/span><\/li>\n<li><b> Do you need equity from your current home?<\/b><span style=\"font-weight: 400;\"> If you\u2019re planning to buy a new home, you may need the money from the sale of your old one for a down payment on your new house. The <\/span><a href=\"https:\/\/www.redfin.com\/news\/down-payments-fall-2026\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">typical U.S. down payment<\/span><\/a><span style=\"font-weight: 400;\"> amount is $64,000 or 15%, but keep in mind this amount varies by location, home type, and individual finances. If you can <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-much-down-payment-for-a-house\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">afford the down payment<\/span><\/a><span style=\"font-weight: 400;\"> on your new home without selling your current one, renting out your home may make sense.\u00a0<\/span><\/li>\n<li><b> What is the market like in your area?<\/b><span style=\"font-weight: 400;\"> The <\/span><a href=\"https:\/\/www.redfin.com\/news\/data-center\/housing-market\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">housing market<\/span><\/a><span style=\"font-weight: 400;\"> isn\u2019t consistent across the country, and even different parts of larger metro areas can differ. Nearly three-quarters of the major U.S. metros are currently <\/span><a href=\"https:\/\/www.redfin.com\/news\/buyers-vs-sellers-august-2026\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">buyer\u2019s markets<\/span><\/a><span style=\"font-weight: 400;\">, meaning sellers may face more competition, need to be more flexible on price, or wait longer for the right offer. If you live in one of the few remaining seller\u2019s markets, stronger buyer demand may make it easier to sell your home and get a favorable offer. Your local market conditions can help you decide whether selling now or renting out your home makes more sense.<\/span><\/li>\n<li><b> Will you live in the house again?<\/b><span style=\"font-weight: 400;\"> If your move is temporary and you expect to return, renting may allow you to keep the home while generating rental income and continuing to build equity. If you don&#8217;t expect to live there again, consider whether owning and managing the property still fits your long-term plans.<\/span><\/li>\n<li><b> Does your house have the potential to be a good rental property?<\/b><span style=\"font-weight: 400;\"> Your home\u2019s location and condition can affect its appeal to renters. Consider whether it\u2019s up-to-date, near public transit or amenities, and if there are other rental properties in your area.\u00a0<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">What does it cost to rent out your house?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Renting your home can generate income, but it comes with ongoing responsibilities and expenses:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Maintenance and repairs:<\/b><span style=\"font-weight: 400;\"> Landlords are generally responsible for fixing things<\/span> <span style=\"font-weight: 400;\">like broken pipes, defunct HVAC systems, and structural damage, among other essential repairs. If you don\u2019t have a few thousand dollars on hand to take care of these repairs, you could end up in a bind.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mortgage payments and HOA fees:<\/b><span style=\"font-weight: 400;\"> If you have a mortgage or HOA fees, you\u2019ll still need to pay these each month. Depending on your HOA rules and lease agreement, some HOA-related costs may be passed on to your renters..<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Landlord insurance: <\/b><span style=\"font-weight: 400;\">A standard homeowners insurance policy may not cover rental situations. You\u2019ll likely need a landlord insurance policy, which <\/span><a href=\"https:\/\/www.obieinsurance.com\/blog\/how-much-is-landlord-insurance\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">typically costs<\/span><\/a><span style=\"font-weight: 400;\"> anywhere from $800 \u2013 $3,000. It offers protection for rental-specific risks, like property damage. Your tenants should also carry renters insurance to protect their personal belongings.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Finding tenants and potential vacancies:<\/b><span style=\"font-weight: 400;\"> Finding the right tenant can take time and money, from advertising to conducting background and credit checks. As a result, potential vacancies may lead you to pay your mortgage and other expenses without any additional rental income.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Property management (optional):<\/b><span style=\"font-weight: 400;\"> Hiring a property manager can help take some of the day-to-day responsibilities, but it comes with a cost. Most companies charge a percentage of your monthly rent in exchange for communicating with tenants, arranging maintenance, and collecting rent.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">What does it cost to sell your house?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Typically, the <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-much-does-it-cost-to-sell-a-house\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">cost to sell your home<\/span><\/a><span style=\"font-weight: 400;\"> is between 10% \u2013 15% of the sale price. This percentage varies by market, size of your home, and how much you spend to prepare your home for sale.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commission and closing costs: <\/b><span style=\"font-weight: 400;\">Often, these are the highest costs of selling a home. <\/span><a href=\"https:\/\/www.redfin.com\/blog\/how-much-is-real-estate-agent-commission-buyer-seller\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Real estate commissions<\/span><\/a><span style=\"font-weight: 400;\"> are negotiable and can vary by transaction. You can also expect to pay <\/span><a href=\"https:\/\/www.redfin.com\/blog\/closing-costs-for-sellers\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">closing costs<\/span><\/a><span style=\"font-weight: 400;\"> ranging from 1% \u2013 3% of the sale price.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Home repairs:<\/b><span style=\"font-weight: 400;\"> You may want to make upgrades or repairs to your home so it can stand out to buyers. This can be anything from refinishing floors to fixing a leaky faucet.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Staging and photography:<\/b> <a href=\"https:\/\/www.redfin.com\/blog\/how-to-stage-a-house\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Professional staging<\/span><\/a><span style=\"font-weight: 400;\"> and photography can help your home attract buyers, stand out against the competition, and may lead to a higher sale price. <\/span><a href=\"https:\/\/www.thumbtack.com\/p\/real-estate-photography-prices\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">Professional staging costs<\/span><\/a><span style=\"font-weight: 400;\"> an average of $1,849, while the average cost per hour for <\/span><a href=\"https:\/\/www.thumbtack.com\/p\/real-estate-photography-prices\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">professional photography<\/span><\/a><span style=\"font-weight: 400;\"> is $150.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Seller concessions:<\/b><span style=\"font-weight: 400;\"> Sometimes buyers negotiate for <\/span><a href=\"https:\/\/www.redfin.com\/blog\/seller-concessions-101\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">seller concessions<\/span><\/a><span style=\"font-weight: 400;\">, which can include buyers\u2019 loan fees, home repairs, or home warranties. Depending on your market and the terms of the offer, concessions can add to your overall selling costs.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">5 reasons to consider renting out your house<\/span><\/h2>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>You\u2019re moving temporarily<\/b><span style=\"font-weight: 400;\"> and plan to return to the area someday.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>You want additional income, <\/b><span style=\"font-weight: 400;\">and it fits into your financial plan and long-term goals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>There\u2019s strong rental demand in your area,<\/b><span style=\"font-weight: 400;\"> and your home has features or amenities that may appeal to renters.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>You plan to hold onto the home as a long-term investment<\/b><span style=\"font-weight: 400;\"> and are comfortable with the possibility that its value could rise or fall.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Your current mortgage rate is low,<\/b><span style=\"font-weight: 400;\"> and rental income could cover your mortgage and other ongoing expenses.<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">5 reasons to consider selling your house<\/span><\/h2>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>You\u2019re moving out of the area or to another state, <\/b><span style=\"font-weight: 400;\">and managing a rental from a distance may not fit your plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>You need the proceeds from your current home to help pay for your next one,<\/b><span style=\"font-weight: 400;\"> whether for the down payment or other home buying costs.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Your local market currently favors sellers,<\/b><span style=\"font-weight: 400;\"> making now a potentially attractive time to sell.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>You don\u2019t want to take on the responsibilities of being a landlord,<\/b><span style=\"font-weight: 400;\"> including managing tenants, maintenance, and applicable landlord-tenant requirements.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Rental demand is low in your area,<\/b><span style=\"font-weight: 400;\"> and expected rent may not be enough to cover your mortgage and other ongoing expenses.\u00a0<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">Should you rent or sell your house?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ultimately, deciding whether to sell your house or rent it depends on the housing market, your short- and long-term goals, and the home\u2019s potential as a rental. If your home has great features, you have the time to be a landlord, and rental income will cover your mortgage and other ongoing costs, then renting may be the right option. If the housing market is in your favor, you plan to move out of the area, or you need the sale proceeds to cover your next down payment, then selling may be the right option.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Not sure whether to sell your house or rent it out? Compare both options and the key factors to consider before deciding.<\/p>\n","protected":false},"author":537,"featured_media":87113,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[10756,34279],"tags":[34622,34683],"coauthors":[33440],"class_list":["post-98287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured-post","category-selling-a-home","tag-home-selling-tips","tag-landlord"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Should You Sell or Rent Your House in 2026? | Redfin<\/title>\n<meta name=\"description\" content=\"Should I sell or rent out my house? Learn the benefits of each option and the key factors to consider when deciding what\u2019s right for you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redfin.com\/blog\/should-you-sell-or-rent-your-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should I Sell or Rent My House? Here\u2019s How to Decide\" \/>\n<meta property=\"og:description\" content=\"Should I sell or rent out my house? Learn the benefits of each option and the key factors to consider when deciding what\u2019s right for you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redfin.com\/blog\/should-you-sell-or-rent-your-home\/\" \/>\n<meta property=\"og:site_name\" content=\"Redfin | Real Estate Tips for Home Buying, Selling &amp; More\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/redfin\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-15T16:00:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/09\/TX3.1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alison Bentley\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@redfin\" \/>\n<meta name=\"twitter:site\" content=\"@redfin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alison Bentley\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/should-you-sell-or-rent-your-home\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/should-you-sell-or-rent-your-home\\\/\"},\"author\":{\"name\":\"Alison Bentley\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#\\\/schema\\\/person\\\/de53ec0145e2448ed553d0dbfa6b3574\"},\"headline\":\"Should I Sell or Rent My House? 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