{"id":98631,"date":"2026-02-02T08:06:55","date_gmt":"2026-02-02T16:06:55","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=98631"},"modified":"2026-02-02T08:41:31","modified_gmt":"2026-02-02T16:41:31","slug":"what-to-look-for-when-buying-a-house","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/what-to-look-for-when-buying-a-house\/","title":{"rendered":"What to Look for When Buying a House: Top Features and Red Flags to Consider"},"content":{"rendered":"\r\n<p><span style=\"font-weight: 400;\">The home search can be one of the most exciting and overwhelming stages of the homebuying process, especially for <\/span><a style=\"font-size: 16px; background-color: #ffffff;\" href=\"https:\/\/www.redfin.com\/guides\/first-time-home-buyer-guide\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">first-time homebuyers<\/span><\/a><span style=\"font-weight: 400;\">. From location and price to structural concerns and potential red flags, there\u2019s a lot to consider. Understanding what to look for when buying a house can help you avoid costly surprises and choose a home that fits your needs.<\/span><\/p>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">In this Redfin Real Estate article, we\u2019ll highlight what to look for when buying a house so that you know what questions to ask as you begin the homebuying process. Whether you\u2019re buying a <\/span><a href=\"https:\/\/www.redfin.com\/city\/9361\/CA\/Irvine\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">home in Irvine, CA<\/span><\/a><span style=\"font-weight: 400;\">, or a <\/span><a href=\"https:\/\/www.redfin.com\/city\/5155\/CO\/Denver\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">house in Denver, CO<\/span><\/a><span style=\"font-weight: 400;\">, read on to find out the top features and red flags to consider along the way.<\/span><\/p>\r\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\">\r\n<ul>\r\n<li><a href=\"#h-1-foundation-and-structure-issues-to-look-for-when-buying-a-house\" data-level=\"2\">1. Foundation and structure<\/a><\/li>\r\n<li><a href=\"#h-2-roof-condition\" data-level=\"2\">2. Roof condition<\/a><\/li>\r\n<li><a href=\"#h-3-plumbing-issues-to-look-for-when-buying-a-house\" data-level=\"2\">3. Plumbing<\/a><\/li>\r\n<li><a href=\"#h-4-electrical-systems\" data-level=\"2\">4. Electrical systems<\/a><\/li>\r\n<li><a href=\"#h-5-hvac-and-major-systems-to-look-for-when-buying-a-house\" data-level=\"2\">5. HVAC and major systems<\/a><\/li>\r\n<li><a href=\"#h-6-windows-doors-and-insulation\" data-level=\"2\">6. Windows, doors, and insulation<\/a><\/li>\r\n<li><a href=\"#h-7-signs-of-water-damage-and-mold-to-look-for-when-buying-a-house\" data-level=\"2\">7. Signs of water damage and mold<\/a><\/li>\r\n<li><a href=\"#h-8-pest-and-rodent-problems\" data-level=\"2\">8. Pest and rodent problems<\/a><\/li>\r\n<li><a href=\"#h-9-neighborhood-and-location-factors\" data-level=\"2\">9. Neighborhood and location factors<\/a><\/li>\r\n<li><a href=\"#h-10-hidden-costs-insurance-and-climate-risk\" data-level=\"2\">10. Hidden costs: Insurance and climate risk<\/a><\/li>\r\n<li><a href=\"#h-11-make-sure-you-re-not-buying-more-house-than-you-can-afford\" data-level=\"2\">11. Make sure you\u2019re not buying more house than you can afford<\/a><\/li>\r\n<li><a href=\"#h-what-to-look-for-when-buying-a-house-faqs\" data-level=\"2\">What to look for when buying a house FAQs<\/a>\r\n<ul>\r\n<li><a href=\"#h-what-are-the-biggest-red-flags-when-buying-a-house\" data-level=\"3\">What are the biggest red flags when buying a house?<\/a><\/li>\r\n<li><a href=\"#h-should-i-buy-a-home-that-needs-repairs\" data-level=\"3\">Should I buy a home that needs repairs?<\/a><\/li>\r\n<li><a href=\"#h-how-do-i-know-if-a-house-has-hidden-problems\" data-level=\"3\">How do I know if a house has hidden problems?<\/a><\/li>\r\n<li><a href=\"#h-what-s-the-number-one-thing-to-check\" data-level=\"3\">What\u2019s the number one thing to check?<\/a><\/li>\r\n<\/ul>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n\r\n<h2 id=\"h-1-foundation-and-structure-issues-to-look-for-when-buying-a-house\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">1. Foundation and structure issues to look for when buying a house<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">One of the most critical things to look for when buying a house is the condition of the foundation and structure. If it isn\u2019t solid, even the most beautiful kitchen or spacious backyard won\u2019t matter. Structural issues can affect everything from safety to resale value, and repairs can run into the tens of thousands of dollars. When <a href=\"https:\/\/www.redfin.com\/blog\/what-to-look-for-when-touring-homes\/\" data-wpel-link=\"exclude\">touring a home<\/a>, pay close attention to subtle signs of movement or water damage that could signal foundation trouble.<\/span><\/p>\r\n\r\n\r\n\r\n<p><b>What to look for:<\/b><\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Cracks in walls or floors:<\/b><span style=\"font-weight: 400;\"> Hairline cracks are usually cosmetic, but wide, stair-step, or horizontal cracks may indicate serious issues.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Uneven floors:<\/b><span style=\"font-weight: 400;\"> Drop a marble or small ball and see if it rolls across the room. Sloping floors often signal settling.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Doors and windows that don\u2019t close properly:<\/b><span style=\"font-weight: 400;\"> If they stick or won\u2019t latch, the home may be shifting unevenly.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Water pooling around the foundation:<\/b><span style=\"font-weight: 400;\"> Standing water near the base of the home suggests poor drainage, which can eventually lead to structural damage.<\/span><\/li>\r\n<\/ul>\r\n<p>&#8220;For luxury homebuyers, true value extends far beyond what meets the eye.&#8221; says <a href=\"https:\/\/thejamiemcmartingroup.com\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\">Jamie McMartin<\/a>. &#8220;When touring a property, pay close attention to the structural integrity like the foundation, roof, and major systems that are the backbone of any residence. Even in beautifully designed homes, signs of water intrusion, uneven flooring, or aging mechanicals can signal expensive underlying issues. A well-built home with quality craftsmanship and meticulous maintenance will not only preserve its beauty but also hold its value over time. In the luxury market, lasting quality is the ultimate standard of sophistication.&#8221;<\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-2-roof-condition\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">2. Roof condition<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Another essential thing to look for when buying a house is the condition and age of the roof. A failing roof doesn\u2019t just mean costly replacement \u2013 it can lead to leaks, mold growth, and damage to ceilings and walls inside the home. Since roofs are expensive to replace, it\u2019s important to get a sense of their age and condition early in your search and know what to look for when buying a house.<\/span><\/p>\r\n\r\n\r\n\r\n<p>Buyer\u2019s checklist:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Age of the roof:<\/b><span style=\"font-weight: 400;\"> Asphalt shingles typically last 20\u201325 years. Tile, slate, and metal can last much longer but still need inspections.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Visible wear:<\/b><span style=\"font-weight: 400;\"> Look for curling edges, missing shingles, or bald patches.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Signs of leaks:<\/b><span style=\"font-weight: 400;\"> Check attic ceilings for water stains, damp insulation, or mold<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Gutters and flashing:<\/b><span style=\"font-weight: 400;\"> Rust, sagging gutters, or missing flashing can allow water to seep inside.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><i><span style=\"font-weight: 400;\">Tip: Ask for maintenance or warranty records \u2013 some modern roofing systems come with transferable warranties that may save you thousands if replacement is needed.<\/span><\/i><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-3-plumbing-issues-to-look-for-when-buying-a-house\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">3. Plumbing issues to look for when buying a house<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Plumbing is one of those hidden systems buyers rarely notice until there\u2019s a problem. Leaks, corrosion, and outdated pipes can lead to water damage and expensive repairs. Even during a short <a href=\"https:\/\/www.redfin.com\/blog\/house-viewing-tips\/\" data-wpel-link=\"exclude\">house viewing<\/a>, there are ways to test whether a home\u2019s plumbing is in good condition.<\/span><\/p>\r\n\r\n\r\n\r\n<p>What to test during a showing:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Water pressure:<\/b><span style=\"font-weight: 400;\"> Turn on faucets and showers to check for steady, strong flow.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Leaks and moisture:<\/b><span style=\"font-weight: 400;\"> Look under sinks, around toilets, and near the water heater for signs of dampness or mold.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Pipe materials:<\/b><span style=\"font-weight: 400;\"> Copper and PEX are the standard today; galvanized steel is outdated and prone to corrosion.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Water heater age:<\/b><span style=\"font-weight: 400;\"> Most last 8\u201312 years. Rust, loud popping noises, or inconsistent heating are red flags.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Sewer lines:<\/b><span style=\"font-weight: 400;\"> In homes built before 1980, consider a sewer scope to check for tree root intrusion or collapsed pipes.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 id=\"h-4-electrical-systems\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">4. Electrical systems<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Electrical systems are a major safety concern and should be part of your <a href=\"https:\/\/www.redfin.com\/blog\/house-hunting-checklist\/\" data-wpel-link=\"exclude\">house hunting checklist<\/a>. An outdated electrical system can be both a safety hazard and an insurance issue. Electrical fires remain one of the most common causes of home damage, so it\u2019s important to confirm the home\u2019s wiring is up to code.<\/span><\/p>\r\n\r\n\r\n\r\n<p>What to look for when buying a house:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Breaker panel condition:<\/b><span style=\"font-weight: 400;\"> A modern, labeled breaker panel is ideal. Fuse boxes may not meet current safety standards.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Grounded outlets:<\/b><span style=\"font-weight: 400;\"> Two-prong outlets indicate older wiring. Use an outlet tester to confirm grounding.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Signs of overloading:<\/b><span style=\"font-weight: 400;\"> Flickering lights, buzzing switches, or warm outlets may indicate overloaded circuits.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Wiring type:<\/b><span style=\"font-weight: 400;\"> Aluminum or knob-and-tube wiring, common in mid-20th-century homes, can be a fire risk and limit insurance coverage.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><i><span style=\"font-weight: 400;\">Tip: If the home hasn\u2019t had an electrical update in decades, budget for a professional inspection and possible rewiring \u2013 often costing $8,000\u2013$15,000.<\/span><\/i><\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"801\" class=\"wp-image-88031\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/207-Oakland-Rd-Glendora-CA-91741.jpeg\" alt=\"Neighborhood quality and construction materials are important factors in what to look for when buying a house.\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/207-Oakland-Rd-Glendora-CA-91741.jpeg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/207-Oakland-Rd-Glendora-CA-91741-300x200.jpeg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/207-Oakland-Rd-Glendora-CA-91741-1024x684.jpeg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/207-Oakland-Rd-Glendora-CA-91741-768x513.jpeg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/207-Oakland-Rd-Glendora-CA-91741-225x150.jpeg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/207-Oakland-Rd-Glendora-CA-91741-944x630.jpeg 944w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/10\/207-Oakland-Rd-Glendora-CA-91741-449x300.jpeg 449w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-5-hvac-and-major-systems-to-look-for-when-buying-a-house\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">5. HVAC and major systems to look for when buying a house<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Heating and cooling systems have a major impact on your comfort and your budget. They\u2019re also one of the most expensive systems to repair or replace. Knowing the condition of the furnace, air conditioner, and ductwork before you buy can save you from costly surprises.<\/span><\/p>\r\n\r\n\r\n\r\n<p>Key questions for sellers:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">How old is the furnace and AC? (15+ years is nearing end-of-life.)<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">When was the last professional service performed?<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Does the home heat and cool evenly?<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Are ducts sealed and insulated properly?<\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">What\u2019s the home\u2019s average energy bill?<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Don\u2019t forget to ask about <\/span>major appliance<b>s<\/b><span style=\"font-weight: 400;\"> included in the sale. Energy-efficient models not only reduce bills but may also qualify for tax credits or rebates.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-6-windows-doors-and-insulation\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">6. Windows, doors, and insulation<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Drafty windows and poor insulation can dramatically impact energy bills, making them important features to look for when buying a house. Energy efficiency is more important than ever as utility costs rise.\u00a0<\/span><\/p>\r\n\r\n\r\n\r\n<p>What to check:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Window quality:<\/b><span style=\"font-weight: 400;\"> Double- or triple-pane glass provides better insulation. Condensation between panes signals failed seals.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Door fit:<\/b><span style=\"font-weight: 400;\"> Exterior doors should close tightly without gaps or drafts.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Insulation:<\/b><span style=\"font-weight: 400;\"> Attics should have at least 12 inches of insulation. Check crawlspaces and basements, too.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Weather stripping:<\/b><span style=\"font-weight: 400;\"> Worn or missing seals around windows and doors are easy fixes but worth noting.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><i><span style=\"font-weight: 400;\">Tip: Ask for 12 months of utility bills. Spikes in heating or cooling costs can indicate poor insulation or inefficient systems.<\/span><\/i><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-7-signs-of-water-damage-and-mold-to-look-for-when-buying-a-house\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">7. Signs of water damage and mold to look for when buying a house<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Water damage is one of the most expensive issues a homeowner can face, and mold poses health risks that are often hidden behind fresh paint or cosmetic updates.<\/span><\/p>\r\n\r\n\r\n\r\n<p>Red flags:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Musty odors:<\/b><span style=\"font-weight: 400;\"> Especially in basements, crawlspaces, or bathrooms.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Ceiling or wall stains:<\/b><span style=\"font-weight: 400;\"> Brown or yellow marks usually point to past or ongoing leaks.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Warped or soft floors:<\/b><span style=\"font-weight: 400;\"> Moisture trapped beneath flooring can cause wood to buckle.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Visible mold:<\/b><span style=\"font-weight: 400;\"> Often appears around windows, in corners, or near HVAC vents.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">If you notice any of these signs, a professional inspection is strongly recommended. As flooding becomes more common, it\u2019s crucial to understand if your home is in a<\/span><a href=\"https:\/\/www.fema.gov\/flood-insurance\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"> <span style=\"font-weight: 400;\">flood zone<\/span><\/a><span style=\"font-weight: 400;\">. Homes in high-risk flood zones require<\/span><a href=\"https:\/\/www.redfin.com\/guides\/what-does-flood-insurance-cover\" data-wpel-link=\"exclude\"> <span style=\"font-weight: 400;\">flood insurance<\/span><\/a><span style=\"font-weight: 400;\"> that is not typically included in homeowners insurance. They may also cost more upfront, depending on the flood risk.<\/span><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-8-pest-and-rodent-problems\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">8. Pest and rodent problems<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Pests like termites, carpenter ants, and rodents can cause serious damage before you even realize they\u2019re there. They can also make the home unsafe and unsanitary.<\/span><\/p>\r\n\r\n\r\n\r\n<p>What to look for when buying a house:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Termite signs:<\/b><span style=\"font-weight: 400;\"> Mud tubes along foundation walls, hollow-sounding wood, or sagging floors.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Rodents:<\/b><span style=\"font-weight: 400;\"> Droppings in basements, attics, or pantries.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Carpenter ants:<\/b><span style=\"font-weight: 400;\"> Small piles of sawdust-like debris near wood trim.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Entry points:<\/b><span style=\"font-weight: 400;\"> Gaps in siding, vents, or rooflines that allow pests to enter.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><i><span style=\"font-weight: 400;\">Tip: In termite-prone areas, always request a wood-destroying insect inspection as part of your purchase agreement.<\/span><\/i><\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1200\" height=\"839\" class=\"wp-image-88176\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/11\/5320-S-Tripp-Ave-Chicago-IL-60638-.jpg\" alt=\" Key exterior elements like siding and driveway\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/11\/5320-S-Tripp-Ave-Chicago-IL-60638-.jpg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/11\/5320-S-Tripp-Ave-Chicago-IL-60638--300x210.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/11\/5320-S-Tripp-Ave-Chicago-IL-60638--1024x716.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/11\/5320-S-Tripp-Ave-Chicago-IL-60638--768x537.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/11\/5320-S-Tripp-Ave-Chicago-IL-60638--215x150.jpg 215w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/11\/5320-S-Tripp-Ave-Chicago-IL-60638--901x630.jpg 901w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/11\/5320-S-Tripp-Ave-Chicago-IL-60638--429x300.jpg 429w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-9-neighborhood-and-location-factors\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">9. Neighborhood and location factors<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">A home is more than four walls. The surrounding neighborhood plays a huge role in your quality of life, commute, and even the property\u2019s future value.<\/span><\/p>\r\n<p>&#8220;The most important things buyers should focus on are location and interior square footage.&#8221; says Joanna Jimenez, realtor with <a href=\"http:\/\/www.theopesgroupatcompass.com\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\">The Opes Group<\/a> at Compass in Miami, FL. &#8220;Construction costs keep rising, so buying more square footage in the best location you can afford will go further than updated kitchens or bathrooms. Many buyers skip homes that look like they need work, but if the location and layout fit your needs, it\u2019s worth touring the home. Aesthetics are the easiest thing to change later.&#8221;<\/p>\r\n\r\n\r\n\r\n<p>Factors to consider when buying a house:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Noise:<\/b><span style=\"font-weight: 400;\"> Visit at different times of day to check for traffic, train, or nightlife noise.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Commute:<\/b><span style=\"font-weight: 400;\"> Test your daily route during rush hour. Check the <\/span><a href=\"https:\/\/www.redfin.com\/how-walk-score-works\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">walk score<\/span><\/a><span style=\"font-weight: 400;\"> to get a sense of how pedestrian-friendly the neighborhood is.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Schools:<\/b><span style=\"font-weight: 400;\"> Even without children, good schools boost resale value.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>HOA rules and fees:<\/b><span style=\"font-weight: 400;\"> Check for <\/span><a href=\"https:\/\/www.redfin.com\/blog\/unenforceable-hoa-rules\/\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">restrictions<\/span><\/a><span style=\"font-weight: 400;\"> on pets, landscaping, or short-term rentals.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Future development:<\/b><span style=\"font-weight: 400;\"> Research city zoning maps and planned projects \u2013 an empty lot could soon become a busy retail center.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Climate risk:<\/b><span style=\"font-weight: 400;\"> Homes in floodplains, wildfire zones, or extreme heat areas may face higher insurance premiums \u2013 or limited coverage availability.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h2 id=\"h-10-hidden-costs-insurance-and-climate-risk\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">10. Hidden costs: Insurance and climate risk<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">One of the most overlooked things to look for when buying a house is the hidden cost of ownership, especially rising insurance premiums. In 2025, insurance premiums have risen dramatically in many states due to climate-related risks.<\/span><\/p>\r\n\r\n\r\n\r\n<p>What to investigate:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><b>Flood insurance:<\/b><span style=\"font-weight: 400;\"> Required in designated flood zones and often expensive.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Wildfire coverage:<\/b><span style=\"font-weight: 400;\"> Some insurers are pulling out of high-risk regions altogether.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Extreme heat:<\/b><span style=\"font-weight: 400;\"> Increases cooling costs and puts stress on HVAC systems.<\/span><\/li>\r\n\r\n\r\n\r\n<li><b>Storm damage:<\/b><span style=\"font-weight: 400;\"> Hail and wind-prone regions may see higher premiums.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><i><span style=\"font-weight: 400;\">Tip: Request a home insurance quote on the specific property before making an offer. Rising premiums can quickly turn an \u201caffordable\u201d home into a stretch for your budget.<\/span><\/i><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-11-make-sure-you-re-not-buying-more-house-than-you-can-afford\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">11. Make sure you\u2019re not buying more house than you can afford<\/span><\/h2>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">It\u2019s easy to get swept up in square footage, extra bedrooms, or that dream kitchen, but stretching your budget too far can create long-term financial stress. Beyond the purchase price, you\u2019ll need to cover closing costs, moving expenses, and ongoing maintenance. Rising <\/span><a href=\"https:\/\/www.redfin.com\/guides\/what-are-property-taxes\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">property taxes<\/span><\/a><span style=\"font-weight: 400;\"> and insurance premiums in 2025 make this an especially important consideration. Keep in mind that<\/span><a href=\"https:\/\/www.redfin.com\/blog\/real-estate-tax-vs-property-tax\/\" data-wpel-link=\"exclude\"> <span style=\"font-weight: 400;\">real estate taxes and property taxes<\/span><\/a><span style=\"font-weight: 400;\"> aren\u2019t always the same \u2014 understanding the difference can help you budget more accurately.<\/span><\/p>\r\n\r\n\r\n\r\n<p>How to stay within budget:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><span style=\"font-weight: 400;\">Factor in monthly costs beyond the mortgage, including utilities, HOA fees, and insurance.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Leave room in your budget for unexpected repairs and maintenance (a good rule of thumb is 1\u20133% of your home\u2019s value per year).<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n\r\n\r\n\r\n<li><span style=\"font-weight: 400;\">Use <\/span><a href=\"https:\/\/www.redfin.com\/how-much-house-can-i-afford\" data-wpel-link=\"exclude\"><span style=\"font-weight: 400;\">Redfin\u2019s affordability calculator<\/span><\/a><span style=\"font-weight: 400;\"> to get a clear sense of how much house you can comfortably afford before you start touring.<\/span><\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p><i><span style=\"font-weight: 400;\">Tip: Just because you\u2019re <\/span><\/i><a href=\"https:\/\/www.redfin.com\/blog\/mortgage-pre-approval\/\" data-wpel-link=\"exclude\"><i><span style=\"font-weight: 400;\">preapproved<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> for a certain amount doesn\u2019t mean you should spend it all. Aim for a home that fits both your needs and your financial comfort zone.<\/span><\/i><\/p>\r\n\r\n\r\n\r\n<h2 id=\"h-what-to-look-for-when-buying-a-house-faqs\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What to look for when buying a house FAQs<\/span><\/h2>\r\n\r\n\r\n\r\n<h3 id=\"h-what-are-the-biggest-red-flags-when-buying-a-house\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What are the biggest red flags when buying a house?<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Major foundation cracks, mold, outdated wiring, pest infestations, and homes located in high-risk climate zones that are difficult or impossible to insure.<\/span><\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-should-i-buy-a-home-that-needs-repairs\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">Should I buy a home that needs repairs?<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Cosmetic fixes are usually fine, but major structural issues or system overhauls can quickly outweigh any savings on the purchase price.<\/span><\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-how-do-i-know-if-a-house-has-hidden-problems\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">How do I know if a house has hidden problems?<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">Hire a licensed home inspector, and consider specialists for areas like foundations, sewers, or roofs if you see warning signs.<\/span><\/p>\r\n\r\n\r\n\r\n<h3 id=\"h-what-s-the-number-one-thing-to-check\" class=\"wp-block-heading\"><span style=\"font-weight: 400;\">What\u2019s the number one thing to check?<\/span><\/h3>\r\n\r\n\r\n\r\n<p><span style=\"font-weight: 400;\">The foundation and roof. They\u2019re the most expensive components to repair and protect everything else in the home.<\/span><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Learn what to look for when buying a home. From factors like price, location, and size to red flags like mold and noise, here\u2019s what to look out for.<\/p>\n","protected":false},"author":825,"featured_media":88031,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34276],"tags":[34529,34629,34617],"coauthors":[36441],"class_list":["post-98631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","tag-buying-faq","tag-first-time-homebuyer","tag-home-buying-process"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What to Look for When Buying a House | Redfin<\/title>\n<meta name=\"description\" content=\"Learn what to look for when buying a house. 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