{"id":98889,"date":"2025-07-29T13:04:05","date_gmt":"2025-07-29T20:04:05","guid":{"rendered":"https:\/\/www.redfin.com\/blog\/?p=98889"},"modified":"2025-10-24T15:13:29","modified_gmt":"2025-10-24T22:13:29","slug":"making-offer-without-agent","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/blog\/making-offer-without-agent\/","title":{"rendered":"How to Make a Strong Offer Without an Agent in 8 Steps"},"content":{"rendered":"<div>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">As you&#8217;re looking to buy a home, it&#8217;s possible that you may not have a <a href=\"https:\/\/www.redfin.com\/real-estate-agents\" data-wpel-link=\"exclude\">real estate agent<\/a>. Whether you weren&#8217;t planning on buying a home and suddenly found a home you want to make an offer on, or maybe you worked in real estate, there are reasons that you may be buying a home without an agent. So when the time comes to make an offer, you&#8217;ll need to know the steps.<\/p>\n<p>In this Redfin article, we&#8217;ll highlight the steps of making an offer without an agent. If you&#8217;re looking to buy a <a href=\"https:\/\/www.redfin.com\/city\/17151\/CA\/San-Francisco\" data-wpel-link=\"exclude\">home in San Francisco, CA<\/a>, or <a href=\"https:\/\/www.redfin.com\/city\/30794\/TX\/Dallas\" data-wpel-link=\"exclude\">Dallas, TX<\/a>, here&#8217;s what you need to know about making a strong offer on a house if you don&#8217;t have an agent.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-86247\" src=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Small-Towns-GA.jpg\" alt=\"charming home with large trees in small town in georgia\" width=\"1200\" height=\"800\" srcset=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Small-Towns-GA.jpg 1200w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Small-Towns-GA-300x200.jpg 300w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Small-Towns-GA-1024x683.jpg 1024w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Small-Towns-GA-768x512.jpg 768w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Small-Towns-GA-225x150.jpg 225w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Small-Towns-GA-945x630.jpg 945w, https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Small-Towns-GA-450x300.jpg 450w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<\/div>\n<div>\n<h2><b>Step 1: Create a plan and account for key considerations<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Making an offer on a house without a real estate agent is entirely possible, but it can be complex and physically and mentally taxing. That is why creating a game plan and acknowledging potential limitations is a great place to start:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Create a plan:<\/b><span style=\"font-weight: 400;\"> Establish a firm budget, evaluate comparable sales that may inform your offer and develop a strategy for professional communication with the seller or their agent.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Seller&#8217;s agent represents the seller:<\/b><span style=\"font-weight: 400;\"> Keep in mind that the seller\u2019s agent is legally obligated to act in the best interest of the seller, not you. You\u2019ll need to be your own advocate.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Negotiations can be nuanced:<\/b><span style=\"font-weight: 400;\"> Without professional representation, you\u2019ll need to approach them with confidence, clarity, and a solid understanding of market value and contingencies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Expect a significant time commitment<\/b><span style=\"font-weight: 400;\">: Without an agent guiding the process, you\u2019ll need to coordinate showings, research comps, draft offers, and stay on top of deadlines on your own.\u00a0<\/span><\/li>\n<\/ul>\n<h2 class=\"heading-medium margin-vert-medium text-left text-and-disclaimer-flyout\">Step 2: Get pre-approved<\/h2>\n<\/div>\n<div>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">If you&#8217;re buying with a loan, include a pre-approval letter with your offer. This shows the seller you can afford the home and you&#8217;re ready to buy. A <a href=\"https:\/\/www.redfin.com\/guides\/mortgage-pre-approval\" data-wpel-link=\"exclude\">mortgage pre-approval<\/a> can also reassure the lender that your financing is likely to be approved during closing.<\/p>\n<\/div>\n<div>\n<h2 class=\"heading-medium margin-vert-medium text-left text-and-disclaimer-flyout\">Step 3: Choose a price that can win<\/h2>\n<\/div>\n<div>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">Price is usually what sellers care about most, so think twice before bidding too low. Here are some general guidelines:<\/p>\n<\/div>\n<div>\n<ul class=\"TextComponentList text-left text-and-disclaimer-flyout\">\n<li>In a competitive market, homes tend to get multiple offers and sell for around list price or higher.<\/li>\n<li>In a less competitive market, or if a home has been for sale for 30 days or more, successful offers under list price are more common. However, a recent price drop could create new buyer interest and more competition.<\/li>\n<\/ul>\n<\/div>\n<div>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">Make sure to learn about the local <a href=\"https:\/\/www.redfin.com\/us-housing-market\" data-wpel-link=\"exclude\">housing market<\/a> as it can influence how much you offer on a home.<\/p>\n<\/div>\n<div>\n<h2 class=\"heading-medium margin-vert-medium text-left text-and-disclaimer-flyout\">Step 4: Cut back on contingencies<\/h2>\n<\/div>\n<div>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\"><a href=\"https:\/\/www.redfin.com\/blog\/contingencies-in-real-estate\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\">Contingencies<\/a> are designed to protect you, but sellers dislike them because they give you the opportunity to back out of the deal. Look for ways to trim them from your offer without compromising too much (for example, you should probably include a <a href=\"https:\/\/www.redfin.com\/blog\/financing-contingency\/\" data-wpel-link=\"exclude\">financing contingency<\/a> but may consider waiving an inspection contingency if the seller had a pre-listing inspection).<\/p>\n<\/div>\n<div>\n<ul class=\"TextComponentList text-left text-and-disclaimer-flyout\">\n<li><b>Combine inspections<\/b>. If you want to inspect for lead, oil, or other specific issues, consider looking into these as part of a general inspection contingency, rather than including separate contingencies for each one.<\/li>\n<li><b>Do some homework up front<\/b>. In a competitive situation, you can ask to do a pre-inspection of the home. If you&#8217;re satisfied with the report, you can waive the general inspection contingency.<\/li>\n<\/ul>\n<\/div>\n<div>\n<h2 class=\"heading-medium margin-vert-medium text-left text-and-disclaimer-flyout\">Step 5: Set a closing date for 30 days or less<\/h2>\n<\/div>\n<div>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">Closing day is when ownership of the home transfers to you, the buyer. Most sellers like to close fast so they can wrap up the sale and get paid. In a seller&#8217;s market, a shorter closing period can make your offer even more attractive &#8211; cash offers usually close within two weeks.<\/p>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">If the seller wants more or less time, and the rest of your offer looks good, they&#8217;ll let you know.<\/p>\n<\/div>\n<div>\n<h2 class=\"heading-medium margin-vert-medium text-left text-and-disclaimer-flyout\">Step 6: Pay your own closing costs<\/h2>\n<\/div>\n<div>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">You have the option of asking the seller to pay some of your\u00a0<a href=\"https:\/\/www.redfin.com\/blog\/what-are-closing-costs\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"exclude\">closing costs<\/a>, such as title and loan fees. But generally speaking, the more costs you ask the seller to pay, the less appealing your offer becomes.<\/p>\n<\/div>\n<div>\n<h2 class=\"heading-medium margin-vert-medium text-left text-and-disclaimer-flyout\">Step 7: Talk to the listing agent<\/h2>\n<\/div>\n<div>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">When a home is for sale, there&#8217;s often a lot happening behind the scenes &#8211; buyers expressing interest, offers coming in, sellers considering their options. You may need to act fast or make your offer more attractive to stay in the game. Consider contacting the listing agent and asking:<\/p>\n<\/div>\n<div>\n<ul class=\"TextComponentList text-left text-and-disclaimer-flyout\">\n<li>Have you received other offers, or do you expect to soon?<\/li>\n<li>When is the seller planning to review offers?<\/li>\n<li>Is the seller looking for a fast or flexible closing date? Do they have other preferences I should know about?<\/li>\n<\/ul>\n<\/div>\n<div>\n<h2 class=\"heading-medium margin-vert-medium text-left text-and-disclaimer-flyout\">Step 8: If you get a counter-offer, negotiate<\/h2>\n<\/div>\n<div>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">Once you submit your offer, the seller will review it and accept, decline, or send a counter-offer. If your offer is rejected, ask why so you can make your next one stronger.<\/p>\n<p class=\"margin-vert-medium text-left text-and-disclaimer-flyout\">Counter-offers are common. The seller may want to negotiate on price, dates, or contingencies. But remember &#8211; your initial offer must catch the seller&#8217;s eye and convince them you&#8217;re serious about their home. If it doesn&#8217;t, they won&#8217;t bother negotiating. Look for a balance between your needs and the seller&#8217;s, and you&#8217;ll be on your way to sealing the deal.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Learn how to make an offer without an agent in 7 steps. From deciding on a price to negotiating, here&#8217;s how to make an offer without a real estate agent.<\/p>\n","protected":false},"author":807,"featured_media":86247,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34276],"tags":[34529,34617],"coauthors":[36339],"class_list":["post-98889","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","tag-buying-faq","tag-home-buying-process"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Make a Strong Offer Without an Agent in 8 Steps | Redfin<\/title>\n<meta name=\"description\" content=\"Learn how to make an offer without an agent in 7 steps. From deciding on a price to negotiating, here&#039;s how to make an offer without a real estate agent.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redfin.com\/blog\/making-offer-without-agent\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Make a Strong Offer Without an Agent in 8 Steps\" \/>\n<meta property=\"og:description\" content=\"Learn how to make an offer without an agent in 7 steps. From deciding on a price to negotiating, here&#039;s how to make an offer without a real estate agent.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redfin.com\/blog\/making-offer-without-agent\/\" \/>\n<meta property=\"og:site_name\" content=\"Redfin | Real Estate Tips for Home Buying, Selling &amp; More\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/redfin\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-29T20:04:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-24T22:13:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.redfin.com\/blog\/wp-content\/uploads\/2023\/08\/Small-Towns-GA.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Cam Hayes\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@redfin\" \/>\n<meta name=\"twitter:site\" content=\"@redfin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cam Hayes\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/making-offer-without-agent\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/making-offer-without-agent\\\/\"},\"author\":{\"name\":\"Cam Hayes\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#\\\/schema\\\/person\\\/f68abe568285c62a5755a8ef28f84293\"},\"headline\":\"How to Make a Strong Offer Without an Agent in 8 Steps\",\"datePublished\":\"2025-07-29T20:04:05+00:00\",\"dateModified\":\"2025-10-24T22:13:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/making-offer-without-agent\\\/\"},\"wordCount\":920,\"publisher\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/making-offer-without-agent\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.redfin.com/blog\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Small-Towns-GA.jpg\",\"keywords\":[\"buying faq\",\"home buying process\"],\"articleSection\":[\"Buying a Home\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2025\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/making-offer-without-agent\\\/\",\"url\":\"https:\\\/\\\/www.redfin.com/blog\\\/making-offer-without-agent\\\/\",\"name\":\"How to Make a Strong Offer Without an Agent in 8 Steps | Redfin\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/making-offer-without-agent\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.redfin.com/blog\\\/making-offer-without-agent\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.redfin.com/blog\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Small-Towns-GA.jpg\",\"datePublished\":\"2025-07-29T20:04:05+00:00\",\"dateModified\":\"2025-10-24T22:13:29+00:00\",\"description\":\"Learn how to make an offer without an agent in 7 steps. 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