{"id":82811,"date":"2025-11-05T05:00:28","date_gmt":"2025-11-05T13:00:28","guid":{"rendered":"https:\/\/www.redfin.com\/news\/?p=82811"},"modified":"2025-11-04T10:57:46","modified_gmt":"2025-11-04T18:57:46","slug":"va-loans-uptick-2025","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/news\/va-loans-uptick-2025\/","title":{"rendered":"Military Members, Veterans Make Up Slightly Higher Share of Mortgaged Homebuyers Than Last Year As Buyer\u2019s Market Persists"},"content":{"rendered":"<p><i><span style=\"font-weight: 400;\">VA loans have become slightly more common as buyers gain power and sellers are more apt to accept offers with low down payments. VA loans are most prevalent in Virginia Beach, Jacksonville and Washington, D.C., all military hubs.\u00a0<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Homebuying has become a bit more accessible for veterans. VA loans, mortgages available to military service members and veterans, are becoming more prevalent as the housing market tilts in buyers\u2019 favor and sellers are more apt to accept offers with low down payments.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nationwide, 7.3% of mortgaged homebuyers used a VA loan in August, up from 6.5% a year earlier and the highest share for that month since 2019.<\/span><\/p>\n<div id=\"datawrapper-vis-mn2Eh\" style=\"min-height: 444px;\"><script type=\"text\/javascript\" defer src=\"https:\/\/datawrapper.dwcdn.net\/mn2Eh\/embed.js\" charset=\"utf-8\" data-target=\"#datawrapper-vis-mn2Eh\"><\/script><noscript><img decoding=\"async\" src=\"https:\/\/datawrapper.dwcdn.net\/mn2Eh\/full.png\" alt=\"Slightly More Homebuyers Are Using VA Loans (Line chart)\" \/><\/noscript><\/div>\n<div id=\"datawrapper-vis-mn2Eh\" style=\"min-height: 444px;\">\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The data in this report is from a Redfin analysis of county records across 40 of the most populous U.S. metropolitan areas. August 2025 is the most recent month for which data is available. Data on loan types is limited to home purchases for which buyers took out a mortgage. An all-cash purchase is one in which there is no mortgage loan information on the deed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">VA and FHA loans are both insured by the U.S. government. <\/span><a href=\"https:\/\/www.redfin.com\/definition\/va-loan\"><span style=\"font-weight: 400;\">VA loans<\/span><\/a> <span style=\"font-weight: 400;\">are available to veterans, service members and their surviving spouses, and require little to no down payment. <\/span><span style=\"font-weight: 400;\">\u00a0<\/span><a href=\"https:\/\/www.redfin.com\/guides\/first-time-home-buyer-fha-loans\"><span style=\"font-weight: 400;\">FHA loans<\/span><\/a><span style=\"font-weight: 400;\">, meant for low-to-moderate-income borrowers and popular with first-time homebuyers, have lower financial requirements than conventional loans; typically, they require a 3.5% down payment. Here\u2019s <\/span><a href=\"https:\/\/www.rocketmortgage.com\/learn\/va-loans\"><span style=\"font-weight: 400;\">more info<\/span><\/a><span style=\"font-weight: 400;\"> from Rocket Mortgage on VA loans, including benefits, eligibility requirements, and <\/span><a href=\"https:\/\/www.rocketmortgage.com\/learn\/are-va-loans-assumable\"><span style=\"font-weight: 400;\">here\u2019s<\/span><\/a><span style=\"font-weight: 400;\"> a Rocket post with everything to know about assuming VA loans.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cMilitary members have made sacrifices to protect our home,\u201d said <\/span><a href=\"https:\/\/www.rocketcompanies.com\/press-room\/leadership\/#Bill-Banfield\"><span style=\"font-weight: 400;\">Bill Banfield<\/span><\/a><span style=\"font-weight: 400;\">, chief business officer at Rocket. \u201cVA loans are one of the most powerful benefits available to veterans and service members, opening doors to homeownership with zero down payment, no monthly mortgage insurance and flexible credit requirements. Now is a prime time for veterans and service members to take advantage of them. VA loans have a better chance of getting accepted in today\u2019s buyer\u2019s market than they did several years ago, when buyers were competing against each other and sellers were calling the shots.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The share<\/span> <span style=\"font-weight: 400;\">of mortgaged homebuyers using a VA loan has increased, and so has the <\/span><i><span style=\"font-weight: 400;\">number <\/span><\/i><span style=\"font-weight: 400;\">of buyers taking out VA loans. Nationwide, the number of VA loans rose 3% year over year in August, while the number of conventional loans <\/span><i><span style=\"font-weight: 400;\">declined<\/span><\/i><span style=\"font-weight: 400;\"> 9%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A higher share of homebuyers are using VA loans than any late summer since 2019 because it\u2019s a buyer\u2019s market in much of the country. In an ultra-competitive market, like we saw during the pandemic, the market favors buyers with higher down payments and more ability to prove their financial security.\u00a0 In late 2020 and early 2021, when mortgage rates were at record lows and we were in a prime seller\u2019s market, less than 6% of mortgaged homebuyers were using VA loans. But now that the market has <\/span><a href=\"https:\/\/www.redfin.com\/news\/buyers-vs-sellers-august-2025\/\"><span style=\"font-weight: 400;\">tilted in favor of buyers<\/span><\/a><span style=\"font-weight: 400;\">, people are more likely to get an offer using a VA loan accepted and the share of buyers using a VA loan has risen.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cA buyer can make an offer with a VA loan, put virtually no money down, ask for $5,000 in closing credits, and get their offer accepted,\u201d said <\/span><a href=\"https:\/\/www.redfin.com\/real-estate-agents\/jim-fletcher\"><span style=\"font-weight: 400;\">Jim Fletcher<\/span><\/a><span style=\"font-weight: 400;\">, a Redfin Premier agent in <\/span><a href=\"https:\/\/www.redfin.com\/city\/18142\/FL\/Tampa\"><span style=\"font-weight: 400;\">Tampa, FL<\/span><\/a><span style=\"font-weight: 400;\">. \u201cThe market is slow, there\u2019s a backlog of inventory, and buyers are in the driver\u2019s seat. Florida historically has had a lot of all-cash buyers, but recently, there are more financed buyers\u2013and many of them are able to win homes with ultra-low down payments while also having the seller cover most closing costs.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Still, only a small share of homebuyers use VA loans. That\u2019s because they\u2019re only available to a small portion of the population, and even in a buyer\u2019s market, some sellers favor other offers that come with bigger down payments.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cThe overall market is slower than usual, but move-in ready houses in desirable neighborhoods are still selling fairly fast,\u201d said <\/span><a href=\"https:\/\/www.redfin.com\/real-estate-agents\/matt-ferris\"><span style=\"font-weight: 400;\">Matt Ferris<\/span><\/a><span style=\"font-weight: 400;\">, a Redfin Premier agent in <\/span><a href=\"https:\/\/www.redfin.com\/state\/Virginia\"><span style=\"font-weight: 400;\">Virginia<\/span><\/a><span style=\"font-weight: 400;\">. \u201cI\u2019ve seen a few military sellers recently who have houses that fall into that category. Sometimes they\u2019d ideally like to sell to another military family, but then they get four, five, six offers, and the best is from a buyer using a conventional loan and they\u2019re offering $10,000 more than the offer using a VA loan. The seller takes the higher offer with the conventional loan because they need to make the most money from the sale.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Just under one in seven (13.9%) mortgaged buyers used an FHA loan in August, down incrementally from 14.1% a year earlier. <\/span><span style=\"font-weight: 400;\">Conventional loans are the most common type of mortgage, by far. Nearly eight in 10 (78.9%) home loans were conventional in August.<\/span><\/p>\n<h3>VA Loans Are Most Prevalent in Virginia Beach, VA<\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In August, 43.2% of all mortgaged homebuyers in <\/span><a href=\"https:\/\/www.redfin.com\/city\/20418\/VA\/Virginia-Beach\"><span style=\"font-weight: 400;\">Virginia Beach, VA<\/span><\/a><span style=\"font-weight: 400;\"> used a VA loan, the biggest share of any major U.S. metro by a longshot. That\u2019s also the most prevalent VA loans have been in Virginia Beach of any August on record.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Next comes <\/span><a href=\"https:\/\/www.redfin.com\/city\/8907\/FL\/Jacksonville\"><span style=\"font-weight: 400;\">Jacksonville, FL<\/span><\/a><span style=\"font-weight: 400;\"> (17.2%), followed closely by <\/span><a href=\"https:\/\/www.redfin.com\/city\/12839\/DC\/Washington-DC\"><span style=\"font-weight: 400;\">Washington, D.C.<\/span><\/a><span style=\"font-weight: 400;\"> (16.7%). That\u2019s the highest August share for Washington, D.C. in 14 years.<\/span><\/p>\n<p><a href=\"https:\/\/www.redfin.com\/city\/16904\/CA\/San-Diego\"><span style=\"font-weight: 400;\">\u00a0San Diego<\/span><\/a><span style=\"font-weight: 400;\"> (15.2%) and <\/span><a href=\"https:\/\/www.redfin.com\/city\/10201\/NV\/Las-Vegas\"><span style=\"font-weight: 400;\">Las Vegas<\/span><\/a><span style=\"font-weight: 400;\"> (11.9%) round out the top five.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">VA loans are most common in those places because they each have a large military presence. Virginia Beach has the <\/span><a href=\"https:\/\/yesvirginiabeach.com\/industry-hubs\/defense\"><span style=\"font-weight: 400;\">largest concentration<\/span><\/a><span style=\"font-weight: 400;\"> of military personnel outside the Pentagon, with nearly 100,000 active-duty military members stationed there across the Air Force, Army, Coast Guard, Marine Corp, Navy and NATO. The Jacksonville area is home to <\/span><a href=\"http:\/\/military.com\/base-guide\/jacksonville-florida-military-bases\"><span style=\"font-weight: 400;\">several military facilities<\/span><\/a><span style=\"font-weight: 400;\">, including naval stations and a submarine base, and the Washington, D.C. metro, is home to the Pentagon and a handful of <\/span><a href=\"https:\/\/www.military.com\/base-guide\/washington-dc-area-military-bases\/base-directory\"><span style=\"font-weight: 400;\">military bases<\/span><\/a><span style=\"font-weight: 400;\">. The Navy, Marine Corps and Coast Guard <\/span><a href=\"https:\/\/www.sandiego.gov\/veterans\/military-installations\"><span style=\"font-weight: 400;\">have bases<\/span><\/a><span style=\"font-weight: 400;\"> in San Diego, and there\u2019s a major <\/span><a href=\"https:\/\/www.nellis.af.mil\/About\/Fact-Sheets\/Display\/Article\/284174\/nellis-air-force-base\/\"><span style=\"font-weight: 400;\">Air Force facility<\/span><\/a><span style=\"font-weight: 400;\"> in Las Vegas.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Virginia Beach is also where the use of VA loans <\/span><i><span style=\"font-weight: 400;\">increased <\/span><\/i><span style=\"font-weight: 400;\">most year over year, rising to 43.2% of all mortgage home sales from just under 40% a year ago.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The next-biggest increases were in <\/span><a href=\"https:\/\/www.redfin.com\/city\/13655\/FL\/Orlando\"><span style=\"font-weight: 400;\">Orlando, FL<\/span><\/a><span style=\"font-weight: 400;\"> (8.2%, up from 5.3%) and San Diego (15.2%, up from 12.3%). The use of VA loans increased in 32 of the 40 metros in this analysis. In the places where they became <\/span><i><span style=\"font-weight: 400;\">less <\/span><\/i><span style=\"font-weight: 400;\">common, the dips were about one percentage point or less.\u00a0<\/span><\/p>\n<h3>Other Metro-Level Highlights<\/h3>\n<p>&nbsp;<\/p>\n<p><i><span style=\"font-weight: 400;\">The data below is from August 2025, the most recent month for which data is available, and covers 40 of the most populous U.S. metros.\u00a0<\/span><\/i><\/p>\n<p><b>VA loans\u00a0<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">VA loans were <\/span><i><span style=\"font-weight: 400;\">least<\/span><\/i><span style=\"font-weight: 400;\"> prevalent in expensive West Coast metro areas. In San Jose, CA and San Francisco, less than 1% of all mortgaged homebuyers used a VA loan, followed by New York (1.7%).\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The use of VA loans declined year over year in 8 of the metros in this analysis. Their use declined most in Cincinnati, San Jose, and Cleveland.\u00a0<\/span><\/li>\n<\/ul>\n<p><b>FHA loans<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">FHA loans were most prevalent in Riverside, CA, where 27% of mortgaged home sales used one. Next came Las Vegas (24.3%) and Tampa, FL (23.1%).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">They were least prevalent in California: San Francisco (0.6%), San Jose (2.7%) and Anaheim (4%).\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Their use increased most in Milwaukee, Cincinnati and Pittsburgh.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Their use declined most in Jacksonville, FL, Providence, RI and Nashville, TN.<\/span><\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td colspan=\"5\"><b>Metro-level summary: Loan types, August 2025<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">40 most populous U.S. metros<\/span><\/i><\/td>\n<\/tr>\n<tr>\n<td><b>U.S. metro area<\/b><\/td>\n<td><b>Share of mortgaged home sales using VA loan<\/b><\/td>\n<td><b>Share of mortgaged home sales using VA loan, YoY (percentage points)<\/b><\/td>\n<td><b>Share of mortgaged home sales using FHA loan<\/b><\/td>\n<td><b>Share of mortgaged home sales using FHA loan, YoY (percentage points)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Anaheim, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.1%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.5<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.1<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Atlanta, GA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.9%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.9<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Baltimore, MD<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.4%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18.7%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Charlotte, NC<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.0%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">13.2%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.6<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chicago, IL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.0%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12.8%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.5<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cincinnati, OH<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5.1%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">16.2%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cleveland, OH<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4.2%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.7<\/span><\/td>\n<td><span style=\"font-weight: 400;\">14.5%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.6<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Columbus, OH<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5.8%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.4<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Denver, CO<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5.8%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">14%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.8<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Fort Lauderdale, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.9%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.5<\/span><\/td>\n<td><span style=\"font-weight: 400;\">19.5%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Jacksonville, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">17.2%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15.9%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-4.3<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Las Vegas, NV<\/span><\/td>\n<td><span style=\"font-weight: 400;\">11.9%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.8<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Los Angeles, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.1%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">13.1%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.3<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Miami, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.9%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">19.9%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.1<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Milwaukee, WI<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.9%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Minneapolis, MN<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.6%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.8<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Montgomery County, PA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.6%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.4<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Nashville, TN<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.5%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">14.4%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.5<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">New Brunswick, NJ<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.2%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.8<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.5%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.9<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">New York, NY<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.7%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.8%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.4<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Newark, NJ<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.5%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">13.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Oakland, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.0%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.5%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.5<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Orlando, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.2%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.9<\/span><\/td>\n<td><span style=\"font-weight: 400;\">20.2%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Philadelphia, PA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.5%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.7<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Phoenix, AZ<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.5%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.9<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18.7%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.4<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pittsburgh, PA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.9%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.9<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.3<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Portland, OR<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.4%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">11.8%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Providence, RI<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.1%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">19%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.9<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Riverside, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">27%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Sacramento, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.5%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">14%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.4<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">San Diego, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15.2%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.8<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.3%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.1<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">San Francisco, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.6%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.6%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.3<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">San Jose, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.4%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.7<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.7%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.5<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Seattle, WA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.8%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.8<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Tampa, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10.4%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">23.1%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.5<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Virginia Beach, VA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">43.2%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15.4%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.4<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Warren, MI<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4.0%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Washington, DC<\/span><\/td>\n<td><span style=\"font-weight: 400;\">16.7%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">11.6%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.2<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">West Palm Beach, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.8%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">16.9%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.8<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div><\/div>\n<div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>VA loans have become slightly more common as buyers gain power and sellers are more apt to accept offers with low down payments. VA loans are most prevalent in Virginia Beach, Jacksonville and Washington, D.C., all military hubs.\u00a0 Homebuying has become a bit more accessible for veterans. VA loans, mortgages available to military service members [&hellip;]<\/p>\n","protected":false},"author":13153,"featured_media":82816,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[8],"tags":[20,623,116],"dashboard":[],"coauthors":[124],"class_list":["post-82811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-housing-market-news","tag-housing-affordability","tag-national","tag-veterans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Military Members, Veterans Make Up Slightly Higher Share of Mortgaged Homebuyers Than Last Year As Buyer\u2019s Market Persists<\/title>\n<meta name=\"description\" content=\"VA loans have become slightly more common as buyers gain power and sellers are more apt to accept offers with low down payments. 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