{"id":83911,"date":"2026-02-11T05:00:16","date_gmt":"2026-02-11T13:00:16","guid":{"rendered":"https:\/\/www.redfin.com\/news\/?p=83911"},"modified":"2026-02-11T11:49:32","modified_gmt":"2026-02-11T19:49:32","slug":"homebuying-affordability-improving-2026","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/news\/homebuying-affordability-improving-2026\/","title":{"rendered":"Affordability Is Improving: Buyers Must Earn $111,000 to Afford the Typical Home, Down 4% From Last Year"},"content":{"rendered":"<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><i>Homebuying affordability is improving nationwide after nearly five years during which it generally worsened. That\u2019s because mortgage rates are lower and home-price growth is muted.\u00a0<\/i><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><i>Affordability is improving in 37 of the 50 most populous U.S. metro areas.\u00a0<\/i><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><i>It\u2019s improving fastest in Dallas, where the income needed to buy a home has dropped 7.4% year over year.\u00a0 Next come Sacramento and Jacksonville, both places where the income required declined by roughly 6%.<\/i><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><i>In just 12 metros, the typical household earns enough money to afford the median-priced home, led by Pittsburgh, St. Louis and Cleveland.\u00a0<\/i><\/strong><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Americans need to earn $111,252 per year to afford the typical U.S. home for sale, down 4% from $115,870 a year ago.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The income needed to buy a home has been declining since November, providing some much-needed relief for U.S. homebuyers. Before that, the income needed to afford a home had been <\/span><i><span style=\"font-weight: 400;\">rising<\/span><\/i><span style=\"font-weight: 400;\"> on a year-over-year basis nearly every month for five years straight, since the pandemic homebuying boom drove up home-sale prices. The income needed to buy a home peaked at over $122,000 this past June.\u00a0<\/span><\/p>\n<div id=\"datawrapper-vis-02c1T\" style=\"min-height: 466px;\"><script type=\"text\/javascript\" defer src=\"https:\/\/datawrapper.dwcdn.net\/02c1T\/embed.js\" charset=\"utf-8\" data-target=\"#datawrapper-vis-02c1T\"><\/script><noscript><img decoding=\"async\" src=\"https:\/\/datawrapper.dwcdn.net\/02c1T\/full.png\" alt=\"Americans Must Earn $111K to Buy Typical U.S. Home, Down From Peak (Line chart)\" \/><\/noscript><\/div>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">We consider a home affordable if a buyer taking out a mortgage spends no more than 30% of their income on their monthly housing payment. This is based on a Redfin analysis of median home sale prices, along with prevailing mortgage rates and property-tax payments. This report focuses on December 2025\u2014the most recent period for which data is available\u2014and comparable periods in past years.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Zooming in on local regions, homebuying affordability is improving in 37 of the 50 most populous U.S. metro areas. Affordability has improved most in Dallas, Sacramento, CA and Jacksonville, FL.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Homebuying affordability is improving nationwide because m<\/span><span style=\"font-weight: 400;\">onthly housing costs <\/span><a href=\"https:\/\/www.redfin.com\/news\/housing-market-update-new-listings-increase-january\/\"><span style=\"font-weight: 400;\">are lower<\/span><\/a><span style=\"font-weight: 400;\"> than they were a year ago. The median home-sale price is $426,747, just slightly higher than last year, but average mortgage rates are sitting around 6.1%, down from nearly 7% last year. That makes the median monthly mortgage payment around $2,675, down from <\/span><a href=\"https:\/\/www.redfin.com\/mortgage-calculator\"><span style=\"font-weight: 400;\">roughly $2,800<\/span><\/a><span style=\"font-weight: 400;\"> a year ago.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0That has pushed the annual income required to buy a home down.<\/span><\/p>\n<div id=\"datawrapper-vis-kPZtp\" style=\"min-height: 439px;\"><script type=\"text\/javascript\" defer src=\"https:\/\/datawrapper.dwcdn.net\/kPZtp\/embed.js\" charset=\"utf-8\" data-target=\"#datawrapper-vis-kPZtp\"><\/script><noscript><img decoding=\"async\" src=\"https:\/\/datawrapper.dwcdn.net\/kPZtp\/full.png\" alt=\"Income Needed to Buy a Home Is Declining (Line chart)\" \/><\/noscript><\/div>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Homebuyers are getting better deals than they have in the last several years. A recent Redfin analysis found that buyers are scoring the <\/span><a href=\"https:\/\/www.redfin.com\/news\/homebuyer-discounts-below-list-price-2025\/\"><span style=\"font-weight: 400;\">biggest discounts in 13 years<\/span><\/a><span style=\"font-weight: 400;\">, and another Redfin report shows that there are hundreds of thousands <\/span><a href=\"https:\/\/www.redfin.com\/news\/buyers-vs-sellers-december-2025\/\"><span style=\"font-weight: 400;\">more buyers than sellers<\/span><\/a><span style=\"font-weight: 400;\"> in the market, upping buyers\u2019 negotiating power and pushing sale prices down.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cThe housing affordability crisis is showing signs of easing as costs come down slightly but meaningfully, opening the door for more Americans to make the jump to homeownership,\u201d said <\/span><a href=\"https:\/\/www.redfin.com\/news\/author\/chen-zhao\/\"><span style=\"font-weight: 400;\">Chen Zhao<\/span><\/a><span style=\"font-weight: 400;\">, Redfin\u2019s head of economics research. \u201cWhile housing remains historically expensive, the trajectory is finally starting to reverse, with the door to buying a home opening a bit wider rather than closing tighter. But while affordability is improving, Americans are contending with other obstacles on the road to buying a home, like nerves about layoffs and economic uncertainty.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The typical American household earns an estimated $86,185, roughly $25,000 <\/span><i><span style=\"font-weight: 400;\">less <\/span><\/i><span style=\"font-weight: 400;\">than the income needed to afford the median-priced home. So while monthly housing costs have come down enough for some higher earners to buy a home, lower earners are still priced out by a wide margin. But the trajectory is moving in the right direction: The median household income rose by about 4% from 2024 to 2025.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Redfin economists expect affordability to <\/span><a href=\"https:\/\/www.redfin.com\/news\/housing-market-predictions-2026\/\"><span style=\"font-weight: 400;\">continue gradually improving<\/span><\/a><span style=\"font-weight: 400;\"> throughout the year as wages continue rising while housing costs stay mostly stagnant.\u00a0<\/span><\/p>\n<h3><b>Affordability Improves in Most Major Metros, Led By Dallas and Sacramento\u00a0<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In Dallas, homebuyers need to earn $112,175 to afford the median-priced home, down 7.4% year over year\u2013the biggest decline among the 50 metros in this analysis. The next-biggest declines are in Sacramento, CA (-6.8% to $148,102) and Jacksonville, FL (-5.9% to $97,898). San Jose, CA and Austin, TX round out the top five.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Affordability is improving most in these places because home prices have declined most. Zooming in on monthly payments, the typical monthly housing payment in Dallas is <\/span><a href=\"https:\/\/www.redfin.com\/mortgage-calculator\"><span style=\"font-weight: 400;\">$3,191 per month<\/span><\/a><span style=\"font-weight: 400;\">, downabout $300 from $3,426 per month a year ago. In Sacramento, the typical monthly housing payment is $3,752, down from $4,090, and in Jacksonville, it\u2019s $2,161, down from $2,337.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All in all, homebuying affordability has improved in 37 of the 50 most populous metros.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the flip side, homebuyers need to earn <\/span><i><span style=\"font-weight: 400;\">more <\/span><\/i><span style=\"font-weight: 400;\">than last year in some places where sale prices have increased. The biggest increase is in Detroit, where buyers must earn $74,912 to afford the typical home, up 3.6% year over year. It\u2019s followed closely by Chicago ($105,440, up 3.5%) and St. Louis ($73,984, up 3%). Buffalo, NY and Cincinnati round out the top five.\u00a0<\/span><\/p>\n<h3><b>The Typical Household Can Afford a Home in These 12 Metros\u00a0<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In the U.S. overall, the typical household doesn\u2019t earn enough money to comfortably afford a home. But homes<\/span><i><span style=\"font-weight: 400;\"> are <\/span><\/i><span style=\"font-weight: 400;\">affordable to the typical household in 12 of the 50 most populous metro areas, all places where the typical home costs less than the national median.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In Pittsburgh, homebuyers need to earn $66,168 per year to afford the median-priced home, and the typical local household earns $82,188. That makes Pittsburgh the metro where buyers have the most room in their budgets for monthly mortgage payments. Next comes St. Louis, where people need $73,984 to buy a home and the typical household earns $87,471. Cleveland rounds out the top three: Buyers need to earn $66,725, compared to a median income of $76,912.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are the other metros where households typically earn enough to comfortably afford the median mortgage payment: Oklahoma City, Louisville, KY, Detroit, Indianapolis, Cincinnati, Birmingham, AL, Minneapolis, Baltimore and Kansas City, MO.\u00a0<\/span><\/p>\n<h3><b>In Coastal California, Typical Households Earn Half What\u2019s Needed to Afford a Home\u00a0<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">San Jose homebuyers must earn $374,241 annually to afford the median-priced home, the highest income of the metros in this analysis. Next come three other coastal California metros: San Francisco ($291,256), Los Angeles ($248,307) and San Diego ($231,151). New York ($196,544) rounds out the top five.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Those are also the places where the gap between what households actually earn and what they should earn to buy a home is biggest. The typical household in each of those metros\u00a0 earns roughly half the income needed to afford a home.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"4\"><b>Metro-Level Summary: Homebuying Affordability and Year-Over-Year Change<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">December 2025<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">50 most populous U.S. CSBAs (core-based statistical area)<\/span><\/i><\/td>\n<\/tr>\n<tr>\n<td><b>U.S. metro area<\/b><\/td>\n<td><b>Median home-sale price<\/b><\/td>\n<td><b>Income required to afford a home<\/b><\/td>\n<td><b>Income required to afford a home, YoY<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Atlanta, GA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$385,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$102,054<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-4.8%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Austin, TX<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$432,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$129,868<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-5.7%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Baltimore, MD<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$397,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$106,047<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.0%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Birmingham, AL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$292,400<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$73,030<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-3.4%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Boston, MA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$707,113<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$190,354<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.7%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Buffalo, NY<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$270,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$79,919<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2.7%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Charlotte, NC<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$411,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$104,642<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.4%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chicago, IL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$348,732<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$105,440<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.5%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cincinnati, OH<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$302,010<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$81,487<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.7%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cleveland, OH<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$230,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$66,725<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.8%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Columbus, OH<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$340,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$92,935<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.5%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dallas, TX<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$377,379<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$112,175<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-7.4%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Denver, CO<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$570,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$145,010<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-5.0%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Detroit, MI<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$271,412<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$74,912<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.6%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Hartford, CT<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$375,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$109,337<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.1%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Houston, TX<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$335,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$100,005<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.2%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Indianapolis, IN<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$310,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$82,052<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.1%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Jacksonville, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$370,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$97,898<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-5.9%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Kansas City, MO<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$337,487<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$90,370<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.1%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Las Vegas, NV<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$445,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$111,088<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.9%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Los Angeles, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$970,307<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$248,307<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-4.4%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Louisville, KY<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$275,950<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$72,089<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.9%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Memphis, TN<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$289,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$73,401<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.1%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Miami, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$502,398<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$133,999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-4.2%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Milwaukee, WI<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$330,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$91,724<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.3%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Minneapolis, MN<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$383,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$103,665<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.8%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Nashville, TN<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$463,250<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$115,215<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-3.8%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">New Orleans, LA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$290,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$74,566<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.1%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">New York, NY<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$699,496<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$196,544<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.4%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Oklahoma City, OK<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$265,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$69,078<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.5%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Orlando, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$400,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$105,887<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-4.3%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Philadelphia, PA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$385,274<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$107,012<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.2%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Phoenix, AZ<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$469,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$115,987<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-3.7%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pittsburgh, PA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$240,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$66,168<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.8%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Portland, OR<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$545,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$144,235<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.9%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Providence, RI<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$500,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$134,379<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.1%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Raleigh, NC<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$429,840<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$112,043<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-4.8%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Richmond, VA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$395,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$101,427<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-5.3%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Riverside, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$585,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$152,255<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-3.9%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Sacramento, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$565,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$148,102<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-6.8%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Salt Lake City, UT<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$544,900<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$137,568<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.9%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">San Antonio, TX<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$310,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$91,124<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-4.5%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">San Diego, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$900,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$231,151<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.0%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">San Francisco, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,115,640<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$291,256<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.5%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">San Jose, CA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,457,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$374,241<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-5.9%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Seattle, WA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$731,810<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$192,503<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-4.2%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">St. Louis, MO<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$275,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$73,984<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.0%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Tampa, FL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$385,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$102,032<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-2.2%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">United States<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$426,747<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$111,252<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-4.0%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Virginia Beach, VA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$365,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$95,773<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-1.4%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Washington, DC<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$577,138<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$153,209<\/span><\/td>\n<td><span style=\"font-weight: 400;\">-0.3%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homebuying affordability is improving nationwide after nearly five years during which it generally worsened. That\u2019s because mortgage rates are lower and home-price growth is muted.\u00a0 Affordability is improving in 37 of the 50 most populous U.S. metro areas.\u00a0 It\u2019s improving fastest in Dallas, where the income needed to buy a home has dropped 7.4% year [&hellip;]<\/p>\n","protected":false},"author":13153,"featured_media":83916,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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