{"id":84935,"date":"2026-04-23T05:30:26","date_gmt":"2026-04-23T12:30:26","guid":{"rendered":"https:\/\/www.redfin.com\/news\/?p=84935"},"modified":"2026-04-22T14:59:51","modified_gmt":"2026-04-22T21:59:51","slug":"gen-z-large-home-ownership-2026","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/news\/gen-z-large-home-ownership-2026\/","title":{"rendered":"Room to Grow: Here\u2019s Where Gen Zers Own the Largest Share of 3+ Bedroom Homes"},"content":{"rendered":"<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Salt Lake City is the U.S. metro where Gen Z adults own the highest share (3.6%) of homes with three or more bedrooms.\u00a0<\/i><\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Virginia Beach, VA (3%), Oklahoma City, OK (2.9%), Louisville, KY (2.7%) and Indianapolis (2.6%) round out the top five.\u00a0<\/i><\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Nationally, Gen Z adults own just 2.2% of three-plus-bedroom home stock. In comparison, millennials own 23.7% of this inventory, while Gen Xers (31.2%), and baby boomers (35.3%) each claim roughly one-third. <\/i><\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Thanks to rising costs and limited inventory, owning any kind of home\u2014let alone a large one\u2014is increasingly elusive for many young Americans. However, there are a handful of metros around the country where young adults have been able to snag a minor\u2014but measurable\u2014share of homes with three-plus-bedrooms in recent years.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These metros are mostly small(er) and mostly landlocked. Case in point: Salt Lake City leads our list of the 15 metros where Gen Zers own the highest share of three-plus-bedroom homes, while Virginia Beach, VA, Oklahoma City, OK, Louisville, KY, and Indianapolis round out the top five.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is according to a Redfin analysis of U.S. Census data from 2024 (the most recent year for which data is available) that breaks down the share of homes owned and occupied by each generation by bedroom size. Rankings were pulled from a list of the 50 most populous U.S. metros. See the end of this report for more details on methodology.<\/span><\/p>\n<h3><b>Gen Zers Own Nearly 4% of Large Homes in Salt Lake City, More Than Any Other Major Metro<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Adult Gen Zers own 3.6% of Salt Lake City\u2019s three-plus-bedroom homes. That figure is over half a percentage point higher than the metro<\/span> <span style=\"font-weight: 400;\">where the young generation owns the next-largest share (3%) of three-plus-bedroom stoc<\/span><span style=\"font-weight: 400;\">k\u2014<\/span><span style=\"font-weight: 400;\">Virginia Beach<\/span><span style=\"font-weight: 400;\">, VA.<\/span><\/p>\n<p><iframe title=\"Salt Lake City Is the U.S. Metro Where Gen Z Owns the Highest Share of Large Homes\" aria-label=\"Bar Chart\" id=\"datawrapper-chart-KWBDp\" src=\"https:\/\/datawrapper.dwcdn.net\/KWBDp\/2\/\" scrolling=\"no\" frameborder=\"0\" style=\"width: 0; min-width: 100% !important; border: none;\" height=\"591\" data-external=\"1\"><\/iframe><script type=\"text\/javascript\">window.addEventListener(\"message\",function(a){if(void 0!==a.data[\"datawrapper-height\"]){var e=document.querySelectorAll(\"iframe\");for(var t in a.data[\"datawrapper-height\"])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[\"datawrapper-height\"][t]+\"px\";r.style.height=d}}});<\/script><\/p>\n<p><span style=\"font-weight: 400;\">So what makes the Utah capital so accessible for young buyers looking for lots of space?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to\u00a0<a href=\"https:\/\/www.redfin.com\/real-estate-agents\/kristina-gross\">Kristina Gross<\/a>, a Redfin senior agent based in Salt Lake City, the answer has a lot to do with the area\u2019s unique demographics.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cWe see a high share of young buyers who are from dual-income households\u2014couples or young families or soon-to-be families\u2014which stretches their purchasing power,\u201d said Gross. \u201cMany Gen Zers here also have strong family support. It\u2019s common to see gifted down payments or multi-generational financial help that accelerates their ability to buy sooner or buy bigger.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(<\/span><span style=\"font-weight: 400;\">In a Nov. 2025 Redfin survey of approximately 2,200 recent homebuyers conducted by Ipsos, 26% of young homebuyers* said they made their down payment, in part, due to family money<\/span><span style=\"font-weight: 400;\">\u2014defined as a <\/span><span style=\"font-weight: 400;\">cash gift from family member(s) or an inheritance\u2014significantly higher than the share of all homebuyers (20%) who said the same.)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Environmental and economic factors are at play in Salt Lake City, too.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Utah metro has ample developable land, which, Gross said, makes new large-home construction more abundant and more affordable than in other areas around the country. Gross added that Salt Lake City boasts a \u201cuniquely strong pipeline\u201d of jobs in technology, healthcare and engineering, often translating to \u201chigher-paying early-career roles.\u201d\u00a0<\/span><\/p>\n<h3><b>When It Comes to Gen Z Large-Homeownership, Midsized Metros Lead the Way<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Several midsized metros<\/span><span style=\"font-weight: 400;\">\u2014including Oklahoma City, OK, Louisville, KY, Cincinnati, Kansas City, MO, and Birmingham, AL\u2014also <\/span><span style=\"font-weight: 400;\">appeared on our top 15 list. All of these happen to be among a handful of metros nationwide where the <\/span><a href=\"https:\/\/www.redfin.com\/news\/homebuying-affordability-improving-2026\/\"><span style=\"font-weight: 400;\">typical household still makes enough money<\/span><\/a><span style=\"font-weight: 400;\"> to comfortably afford a home<\/span><span style=\"font-weight: 400;\">\u2014a factor that local Redfin agents routinely pointed to when asked why young buyers had above-average access to large properties in these areas.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cBirmingham showing up on those lists doesn\u2019t surprise me at all. One of the biggest drivers here is affordability relative to other metros,\u201d said senior agent <a href=\"https:\/\/www.redfin.com\/real-estate-agents\/jennifer-hoelsher\">Jennifer Hoelsher<\/a>. \u201cBuyers can still purchase homes with significantly more square footage for the same\u2014or lower\u2014price than what they\u2019d pay in larger cities. That makes three and four bedroom homes much more attainable early on.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Louisville senior agent <a href=\"https:\/\/www.redfin.com\/real-estate-agents\/suha-matthews\">Suha Matthews<\/a> echoed a similar sentiment: \u201cIt\u2019s all about affordability, affordability, affordability. The type of property you get for your money in Louisville stretches a long way.\u201d\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many of Matthews\u2019 recent clients have been young singles or couples who work remotely and are looking for lots of space; they want \u201cat least one room as a designated office while having options to turn additional rooms into guest bedrooms or flex space,\u201d she said.<\/span><\/p>\n<h3><b>Room to Grow: Gen Z\u2019 s Path to More Large-Homeownership\u00a0<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Overall Gen Z homeownership figures are <\/span><a href=\"https:\/\/www.redfin.com\/news\/homeownership-rate-by-generation-2025\/\"><span style=\"font-weight: 400;\">improving slightly<\/span><\/a><span style=\"font-weight: 400;\">; more than one-quarter (27.1%) of the cohort nationwide owned their home in 2025, up from 26.1% a year earlier.\u00a0 The share of large homes owned by Gen Zers nationally (2.2%) lags far behind that of millennials (23.7%), Gen Xers (31.2%), and baby boomers (35.3%)<\/span><span style=\"font-weight: 400;\">\u2014though much of this is due to life stage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Still, Zoomers\u2019 prospects for future share gain of large homes remain somewhat complicated<\/span><span style=\"font-weight: 400;\">, <\/span><span style=\"font-weight: 400;\">especially as many empty-nest baby boomers <\/span><a href=\"https:\/\/www.redfin.com\/news\/empty-nest-large-homes-2026\/\"><span style=\"font-weight: 400;\">aren\u2019t letting go<\/span><\/a><span style=\"font-weight: 400;\"> of their own three-plus-bedroom properties.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cYoung adults today have to choose between living somewhere they can buy a large single-family home versus living somewhere that will set them up for high lifetime earnings, because the places that have the best job opportunities, like the Bay Area and New York City, have some of the least affordable housing,\u201d said Redfin Chief Economist Daryl Fairweather.\u00a0 \u201cHowever, there is some middle ground. Gen Zers that live in <\/span><a href=\"https:\/\/www.redfin.com\/news\/best-cities-recent-grads-2026\/\"><span style=\"font-weight: 400;\">Washington, D.C.<\/span><\/a><span style=\"font-weight: 400;\">, for example, have access to high-paying careers and starter homes in multifamily buildings.\u201d<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b><i>Methodology<\/i><\/b><\/p>\n<p><span style=\"font-weight: 400;\">This analysis is based on a Redfin analysis of U.S. Census data from 2024 (the most recent year for which data is available) that breaks down the share of homes owned and occupied by each generation by bedroom size.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Adult Gen Zers were 19-27 years old in 2024, millennials were 28-43, Gen Xers were 44-59, and baby boomers were 60-78.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">ACS data was retrieved from IPUMS USA<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Steven Ruggles, Sarah Flood, Matthew Sobek, Daniel Backman, Grace Cooper, Julia A. Rivera Drew, Stephanie Richards, Renae Rogers, Jonathan Schroeder, and Kari C.W. Williams. IPUMS USA: Version 16.0 [dataset]. Minneapolis, MN: IPUMS, 2025.<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">*In the Nov. 2025 Redfin survey conducted by Ipsos, young homebuyers was defined as Gen Z or millennials who own their home.\u00a0<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Salt Lake City is the U.S. metro where Gen Z adults own the highest share (3.6%) of homes with three or more bedrooms.\u00a0 Virginia Beach, VA (3%), Oklahoma City, OK (2.9%), Louisville, KY (2.7%) and Indianapolis (2.6%) round out the top five.\u00a0 Nationally, Gen Z adults own just 2.2% of three-plus-bedroom home stock. In comparison, [&hellip;]<\/p>\n","protected":false},"author":13583,"featured_media":84936,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[27,8,763,45],"tags":[704],"coauthors":[766],"class_list":["post-84935","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-affordability","category-housing-market-news","category-lifestyle","category-regional-trends","tag-gen-z"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Here\u2019s Where Gen Zers Own the Largest Share of 3+ Bedroom Homes<\/title>\n<meta name=\"description\" content=\"Salt Lake City is the U.S. metro where Gen Z adults own the highest share (3.6%) of homes with three or more bedrooms. Virginia Beach, VA (3%), Oklahoma City, OK (2.9%), Louisville, KY (2.7%) and Indianapolis (2.6%) round out the top five. Nationally, Gen Z adults own just 2.2% of three-plus-bedroom home stock. In comparison, millennials own 23.7% of this inventory, while Gen Xers (31.2%), and baby boomers (35.3%) each claim roughly one-third.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redfin.com\/news\/gen-z-large-home-ownership-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Room to Grow: Here\u2019s Where Gen Zers Own the Largest Share of 3+ Bedroom Homes\" \/>\n<meta property=\"og:description\" content=\"Salt Lake City is the U.S. metro where Gen Z adults own the highest share (3.6%) of homes with three or more bedrooms. Virginia Beach, VA (3%), Oklahoma City, OK (2.9%), Louisville, KY (2.7%) and Indianapolis (2.6%) round out the top five. Nationally, Gen Z adults own just 2.2% of three-plus-bedroom home stock. In comparison, millennials own 23.7% of this inventory, while Gen Xers (31.2%), and baby boomers (35.3%) each claim roughly one-third.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redfin.com\/news\/gen-z-large-home-ownership-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Redfin Real Estate News\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/redfin\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-23T12:30:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.redfin.com\/news\/wp-content\/uploads\/2026\/04\/vitaly-gariev-dzyfr8P7qko-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2133\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ellyn Briggs\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@redfin\" \/>\n<meta name=\"twitter:site\" content=\"@redfin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ellyn Briggs\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/gen-z-large-home-ownership-2026\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/gen-z-large-home-ownership-2026\\\/\"},\"author\":{\"name\":\"Ellyn Briggs\",\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/#\\\/schema\\\/person\\\/572b247b95429fc8b9e0ce17bee0593c\"},\"headline\":\"Room to Grow: Here\u2019s Where Gen Zers Own the Largest Share of 3+ Bedroom Homes\",\"datePublished\":\"2026-04-23T12:30:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/gen-z-large-home-ownership-2026\\\/\"},\"wordCount\":1041,\"publisher\":{\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/gen-z-large-home-ownership-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.redfin.com/news\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/vitaly-gariev-dzyfr8P7qko-unsplash-scaled.jpg\",\"keywords\":[\"gen z\"],\"articleSection\":[\"Affordability\",\"Housing Market News\",\"Lifestyle\",\"Regional Trends\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/gen-z-large-home-ownership-2026\\\/\",\"url\":\"https:\\\/\\\/www.redfin.com/news\\\/gen-z-large-home-ownership-2026\\\/\",\"name\":\"Here\u2019s Where Gen Zers Own the Largest Share of 3+ Bedroom Homes\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/gen-z-large-home-ownership-2026\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.redfin.com/news\\\/gen-z-large-home-ownership-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.redfin.com/news\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/vitaly-gariev-dzyfr8P7qko-unsplash-scaled.jpg\",\"datePublished\":\"2026-04-23T12:30:26+00:00\",\"description\":\"Salt Lake City is the U.S. metro where Gen Z adults own the highest share (3.6%) of homes with three or more bedrooms. 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In comparison, millennials own 23.7% of this inventory, while Gen Xers (31.2%), and baby boomers (35.3%) each claim roughly one-third.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.redfin.com\/news\/gen-z-large-home-ownership-2026\/","og_locale":"en_US","og_type":"article","og_title":"Room to Grow: Here\u2019s Where Gen Zers Own the Largest Share of 3+ Bedroom Homes","og_description":"Salt Lake City is the U.S. metro where Gen Z adults own the highest share (3.6%) of homes with three or more bedrooms. Virginia Beach, VA (3%), Oklahoma City, OK (2.9%), Louisville, KY (2.7%) and Indianapolis (2.6%) round out the top five. Nationally, Gen Z adults own just 2.2% of three-plus-bedroom home stock. 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