{"id":86322,"date":"2026-07-02T05:00:26","date_gmt":"2026-07-02T12:00:26","guid":{"rendered":"https:\/\/www.redfin.com\/news\/?p=86322"},"modified":"2026-07-02T05:00:44","modified_gmt":"2026-07-02T12:00:44","slug":"housing-market-update-payments-rise-prices-record-high","status":"publish","type":"post","link":"https:\/\/www.redfin.com\/news\/housing-market-update-payments-rise-prices-record-high\/","title":{"rendered":"Monthly Payments Tick Up For First Time in 8 Months As Home Prices Hit Record High"},"content":{"rendered":"

The median U.S. housing payment posted its first year-over-year increase since October during the four weeks ending June 28 as home prices and mortgage rates rose. Pending home sales crept up 0.4% week over week.\u00a0<\/i><\/strong><\/p>\n

We\u2019re taking a break from analysis this week, but please see the tables and charts below for this week\u2019s housing-market data. Happy 4th of July weekend!<\/span><\/p>\n

For Redfin economists\u2019 takes on the housing market, please visit Redfin\u2019s \u201c<\/span><\/i>From Our Economists<\/span><\/i><\/a>\u201d page.<\/span><\/i><\/p>\n

Leading indicators\u00a0<\/b><\/h3>\n

 <\/p>\n\n\n\n\n\n\n\n\n\n
Indicators of homebuying demand and activity<\/b><\/td>\n<\/tr>\n
<\/td>\nValue (if applicable)<\/b><\/td>\nRecent change<\/b><\/td>\nYear-over-year change<\/b><\/td>\nSource<\/b><\/td>\n<\/tr>\n
Daily average 30-year fixed mortgage rate<\/b><\/td>\n6.54% (June 30)<\/span><\/td>\nDown from 6.65% one week earlier\u00a0<\/span><\/td>\nDown from 6.86%<\/span><\/td>\nMortgage News Daily\u00a0<\/span><\/a><\/td>\n<\/tr>\n
Weekly average 30-year fixed mortgage rate<\/b><\/td>\n6.49% (week ending June 25)<\/span><\/td>\nUp slightly from 6.47% one week earlier\u00a0<\/span><\/td>\nDown from 6.77%<\/span><\/td>\nFreddie Mac<\/span><\/a><\/td>\n<\/tr>\n
Mortgage-purchase applications (seasonally adjusted)<\/b><\/td>\n<\/td>\nUp 1% from a week earlier (as of week ending June 26)<\/span><\/td>\nUp 3%<\/span><\/td>\nMortgage Bankers Association<\/span><\/a>\u00a0<\/span><\/td>\n<\/tr>\n
Google searches of \u201chomes for sale\u201d<\/b><\/td>\n<\/td>\nUp about 8% from a month earlier (as of June 29)<\/span><\/td>\nUp 8%<\/span><\/td>\nGoogle Trends<\/span><\/a><\/td>\n<\/tr>\n
Touring activity<\/b><\/td>\n<\/td>\nUp 18% from the start of the year (as of June 29)<\/span><\/td>\nAt this time last year, it was up 32% from the start of 2025<\/span><\/td>\nShowingTime<\/span><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Key housing-market data<\/b><\/h3>\n

 <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
U.S. highlights: Four weeks ending June 28, 2026<\/b><\/p>\n

Redfin\u2019s national metrics include data from 900+ U.S. metro areas and are based on homes listed and\/or sold during the period. Weekly housing-market data goes back through 2021. Subject to revision.\u00a0<\/span><\/i><\/td>\n<\/tr>\n

<\/td>\nFour weeks ending June 28, 2026<\/b><\/td>\nYear-over-year change<\/b><\/td>\nWeek-over-week change (where applicable)<\/b><\/td>\nNotes<\/b><\/td>\n<\/tr>\n
Median sale price<\/b><\/td>\n$408,838<\/span><\/td>\n2.5%<\/span><\/td>\n<\/td>\nRecord high<\/span><\/td>\n<\/tr>\n
Median asking price (seasonally adjusted)<\/b><\/td>\n$404,414<\/span><\/td>\n3.7%<\/span><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Median monthly mortgage payment (seasonally adjusted)<\/b><\/td>\n$2,633 at a 6.49% mortgage rate<\/span><\/td>\n1.4%<\/span><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Pending sales (seasonally adjusted)<\/b><\/td>\n324,251<\/span><\/td>\n2%<\/span><\/td>\n0.4%<\/span><\/td>\n<\/td>\n<\/tr>\n
New listings (seasonally adjusted)<\/b><\/td>\n358,736<\/span><\/td>\n1.7%<\/span><\/td>\n1.1%<\/span><\/td>\n<\/td>\n<\/tr>\n
Active listings (seasonally adjusted)<\/b><\/td>\n1,476,146<\/span><\/td>\n-0.1%<\/span><\/td>\n-0.1%<\/span><\/td>\n<\/td>\n<\/tr>\n
Months of supply\u00a0<\/b><\/td>\n3.5<\/span><\/td>\n-0.2 pts.<\/span><\/td>\n<\/td>\n4 to 5 <\/span>months of supply<\/span><\/a> is considered balanced, with a lower number indicating seller\u2019s market conditions\u00a0<\/span><\/td>\n<\/tr>\n
Share of homes off market in two weeks\u00a0<\/b><\/td>\n35.8%<\/span><\/td>\nEssentially unchanged<\/span><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Median days on market<\/b><\/td>\n39<\/span><\/td>\n+1 day<\/span><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Share of home listings with price drops<\/b><\/td>\n20.2%<\/span><\/td>\nDown from about 21%<\/span><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Share of homes sold above list price<\/b><\/td>\n28.8%<\/span><\/td>\nEssentially unchanged<\/span><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Average sale-to-list price ratio\u00a0<\/b><\/td>\n99.1%<\/span><\/td>\nEssentially unchanged<\/span><\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n\n\n\n\n\n\n\n\n
\n

Metro-level highlights: Four weeks ending June 28, 2026<\/b><\/p>\n

Redfin\u2019s metro-level data includes the 50 most populous U.S. metros. Select metros may be excluded from time to time to ensure data accuracy.\u00a0<\/span><\/i><\/p>\n<\/th>\n<\/tr>\n

<\/th>\nMetros with biggest year-over-year increases<\/b><\/th>\nMetros with biggest year-over-year decreases<\/b><\/th>\n\n

Notes<\/b><\/p>\n<\/th>\n<\/tr>\n

Median sale price<\/b><\/th>\nSan Francisco (10.8%)<\/span><\/p>\n

West Palm Beach, FL (10.6%)<\/span><\/p>\n

Pittsburgh (9.1%)<\/span><\/p>\n

Philadelphia (8.7%)<\/span><\/p>\n

Detroit (8.2%)<\/span><\/th>\n

Seattle (-5.3%)<\/span><\/p>\n

San Jose, CA (-4%)<\/span><\/p>\n

Riverside, CA (-1.8%)<\/span><\/p>\n

Portland, OR (-1%)<\/span><\/p>\n

Dallas (-0.6%)<\/span><\/th>\n

\n

Declined in 8 metros<\/span><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n

Pending sales<\/b><\/td>\nSan Francisco (17%)<\/span><\/p>\n

Austin, TX (14.2%)<\/span><\/p>\n

West Palm Beach, FL (10.9%)<\/span><\/p>\n

Milwaukee (10.8%)<\/span><\/p>\n

Cincinnati (9.5%)<\/span><\/td>\n

Seattle (-14.7%)<\/span><\/p>\n

Houston (-14%)<\/span><\/p>\n

Detroit (-11.3%)<\/span><\/p>\n

Warren, MI (-8.6%)<\/span><\/p>\n

Atlanta (-5.3%)<\/span><\/td>\n

<\/td>\n<\/tr>\n
New listings<\/b><\/td>\nPhiladelphia (15.7%)<\/span><\/p>\n

Anaheim, CA (15.2%)<\/span><\/p>\n

St. Louis (12.4%)<\/span><\/p>\n

Pittsburgh (11.9%)<\/span><\/p>\n

Boston (11.4%)<\/span><\/td>\n

Dallas (-11.8%)<\/span><\/p>\n

Fort Worth, TX (-8.2%)<\/span><\/p>\n

Jacksonville, FL (-7.3%)<\/span><\/p>\n

Atlanta (-5%)<\/span><\/p>\n

San Jose, CA (-4.2%)<\/span><\/td>\n

<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Refer to our<\/span> metrics definition page<\/span><\/a> for explanations of all the metrics used in this report.<\/span><\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

The median U.S. housing payment posted its first year-over-year increase since October during the four weeks ending June 28 as home prices and mortgage rates rose. Pending home sales crept up 0.4% week over week.\u00a0 We\u2019re taking a break from analysis this week, but please see the tables and charts below for this week\u2019s housing-market […]<\/p>\n","protected":false},"author":13153,"featured_media":86328,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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