OFF MARKET

Off Market Nov 2012 for $665K

$1,403,845

Est. refi paymentEst. refi $3,479/mo

•

2,136

sq ft

435 HUBBARD GULCH Rd, Ben Lomond, CA 95005

About this home

"THE WATERFALL HOUSE" LUXURIOUS, ELEGANT CREEKSIDE ESTATE, EVERYTHING BRAND NEW, MULTIPLE PERMITS, SOLIDLY CONSTRUCTED, AESTHETICALLY AND ENVIRONMENTALLY SENSITIVE HOME WITH THE BEST OF APPLIANCES, HARDWOODS, FIXTURES, ETC. EVERY WINDOW DISPLAYS A NATURAL WONDERLAND. DETACHED 360SF OFFICE/DEN/STUDY. ORNATE, LIGHTED FOOTBRIDGE OVER CREEK TO FLAT, LIGHTED PICNIC AREA & HIKING TRAILS ACCESSING 4.2 AC.

Single-familyProperty Type

2011Year Built

4.14 acresLot Size

$657Est. Price/Sq.Ft.

Listed by Steve Noren •DRE #00519509 • Thunderbird Real Estate

Contact: (831) 332-2292

Bought with Robert Ross • David Lyng Real Estate

Redfin checked: a minute ago

•Source:MLSListings #ML81148014

Redfin Estimate

$1,403,845

$739K since sold in November 2012$17K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 33.6% higher than the average sale price ($1.05M) of 6 comparable homes.

SOLD JUL 29, 2026
$1,315,000
A
3 beds2.5 baths2,372 sq ft
9984 Love Creek Rd, Ben Lomond, CA 95005
SOLD FEB 5, 2026
$1,100,000
B
3 beds3 baths2,688 sq ft
675 Western Ave, Brookdale, CA 95007
SOLD JUL 7, 2026
$810,000
C
3 beds2 baths1,600 sq ft
297 Robles Dr, Santa Cruz, CA 95060
SOLD MAR 12, 2026
$1,300,000
D
3 beds2.5 baths2,024 sq ft
2203 Quail Hollow Rd, Ben Lomond, CA 95005
SOLD AUG 31, 2026
$1,025,000
E
3 beds2 baths1,654 sq ft
252 Nichols Dr, Bonny Doon, CA 95060
SOLD NOV 30, 2016
8311 Lorenzo Way, Ben Lomond, CA 95005
$755,000
F
3 beds2.5 baths2,346 sq ft
8311 Lorenzo Way, Ben Lomond, CA 95005

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Earn from this home

Refinance

Est. cash available

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Market trends in 95005, CA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.7%

0.1% MoM

Median sale price

$943K

$408 MoM

Avg. days on market

12d

4 days MoM

Recently sold homes

2 MoM

New listings for sale

OPEN SAT, 11AM TO 2PM
$625,000
1 bed1 bath748 sq ft
887 Scenic Way, Ben Lomond, CA 95005
OPEN SAT, 1PM TO 4PM
$650,000
4 beds2 baths1,170 sq ft
295 Park Dr, Ben Lomond, CA 95005
OPEN SUN, 12PM TO 3PM
$824,900
2 beds2 baths1,460 sq ft
8455 Highway 9, Ben Lomond, CA 95005
See all

Provided by Redfin

Sale history for 435 HUBBARD GULCH Rd

Date

Event

Price

TURBOTENANT #4

May 11, 2026

Rental Removed

$1,295

$1/sq ft

Apr 29, 2026

Listed for Rent

$1,295

$1/sq ft

TURBOTENANT #3

Apr 28, 2026

Rental Removed

$1,295

$1/sq ft

Apr 18, 2026

Listed for Rent

$1,295

$1/sq ft

Apr 5, 2026

Rental Removed

$1,200

$1/sq ft

Feb 22, 2026

Price Changed

$1,200

$1/sq ft

Feb 3, 2026

Price Changed

$1,250

$1/sq ft

Jan 22, 2026

Price Changed

$1,300

$1/sq ft

Jan 10, 2026

Price Changed

$1,400

$1/sq ft

Jan 4, 2026

Listed for Rent

$1,500

$1/sq ft

TURBOTENANT #1

May 29, 2025

Rental Removed

$1,900

$1/sq ft

May 20, 2025

Listed for Rent

$1,900

$1/sq ft

Sep 2, 2024

Rental Removed

$1,900

$1/sq ft

Aug 15, 2024

Listed for Rent

$1,900

$1/sq ft

Jul 4, 2024

Rental Removed

$1,900

$1/sq ft

Jun 28, 2024

Listed for Rent

$1,900

$1/sq ft

Jun 17, 2024

Rental Removed

$1,900

$1/sq ft

May 16, 2024

Listed for Rent

$1,900

$1/sq ft

Apr 23, 2024

Rental Removed

$1,900

$1/sq ft

Apr 12, 2024

Listed for Rent

$1,900

$1/sq ft

Mar 13, 2024

Rental Removed

—

Mar 3, 2024

Listed for Rent

—

APPFOLIO #2

Apr 10, 2024

Rental Removed

$1,900

$1/sq ft

Mar 13, 2024

Listed for Rent

$1,900

$1/sq ft

MLSListings #ML81148014

Nov 30, 2012

Sold

$665,000

$311/sq ft

Oct 17, 2012

Pending

—

Oct 2, 2012

Price Changed

$679,000

$318/sq ft

Aug 29, 2012

Price Changed

$695,000

$325/sq ft

Aug 16, 2012

Price Changed

$739,000

$346/sq ft

Aug 6, 2012

Price Changed

$749,000

$351/sq ft

Jul 10, 2012

Price Changed

$769,000

$360/sq ft

Apr 16, 2012

Price Changed

$779,000

$365/sq ft

Nov 18, 2011

Listed

$799,000

$374/sq ft

Public Records

Dec 30, 2002

Sold

$420,000

$197/sq ft

MLSListings #ML80261324

Jan 2, 2003

Sold

$470,000

$220/sq ft

Dec 30, 2002

Listing Removed

—

Sep 10, 2002

Listed

$499,000

$234/sq ft

MLSListings #ML80248529

Jan 2, 2003

Sold

$470,000

$220/sq ft

Dec 30, 2002

Listing Removed

—

Sep 10, 2002

Listed

$499,000

$234/sq ft

Public Records

Sep 14, 1999

Sold

$205,000

$96/sq ft

MLSListings #ML89832299

Jan 30, 1999

Listing Removed

—

Jul 24, 1998

Sold

$199,000

$93/sq ft

Jul 20, 1998

Listed

$199,000

$93/sq ft

Public Records

May 1, 1998

Sold

$55,000

$26/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$9,942 (+4.3%)

$339,874 + $479,026

$818,900

2024

$9,533

$333,210 + $469,633

$802,843

2023

$9,541 (+2.4%)

$333,210 + $469,633

$802,843

2022

$9,317 (+2.2%)

$326,677 + $460,425

$787,102

2021

$9,114 (+4.1%)

$320,271 + $451,397

$771,668

2020

$8,759 (+5.5%)

$313,991 + $442,546

$756,537

2019

$8,300 (+2.0%)

$310,772 + $438,008

$748,780

2018

$8,141 (+1.6%)

$304,678 + $429,420

$734,098

2017

$8,012 (+1.2%)

$292,848 + $412,745

$705,593

2016

$7,915 (+1.7%)

$292,848 + $412,745

$705,593

2015

$7,782 (+1.7%)

$287,106 + $404,652

$691,758

2014

$7,652 (+1.1%)

$277,253 + $390,766

$668,019

2013

$7,569 (+1,849.3%)

$277,253 + $390,766

$668,019

2012

$388 (+1.7%)

$276,000 + $389,000

$665,000

2011

$382 (−87.3%)

$25,500

2010

$3,009 (−13.4%)

$25,000

2009

$3,473 (−33.4%)

$153,000 + $102,000

$255,000

2008

$5,211

$180,000 + $120,000

$300,000

Tax history for 435 HUBBARD GULCH Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,942 (+4.3%)

$339,874 + $479,026

$818,900

2024

$9,533

$333,210 + $469,633

$802,843

2023

$9,541 (+2.4%)

$333,210 + $469,633

$802,843

2022

$9,317 (+2.2%)

$326,677 + $460,425

$787,102

2021

$9,114 (+4.1%)

$320,271 + $451,397

$771,668

2020

$8,759 (+5.5%)

$313,991 + $442,546

$756,537

2019

$8,300 (+2.0%)

$310,772 + $438,008

$748,780

2018

$8,141 (+1.6%)

$304,678 + $429,420

$734,098

2017

$8,012 (+1.2%)

$292,848 + $412,745

$705,593

2016

$7,915 (+1.7%)

$292,848 + $412,745

$705,593

2015

$7,782 (+1.7%)

$287,106 + $404,652

$691,758

2014

$7,652 (+1.1%)

$277,253 + $390,766

$668,019

2013

$7,569 (+1,849.3%)

$277,253 + $390,766

$668,019

2012

$388 (+1.7%)

$276,000 + $389,000

$665,000

2011

$382 (−87.3%)

$25,500

2010

$3,009 (−13.4%)

$25,000

2009

$3,473 (−33.4%)

$153,000 + $102,000

$255,000

2008

$5,211

$180,000 + $120,000

$300,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

—

Lot width

—

Lot depth

—

Lot size

4.14 Acres

Year renovated

2011

Sq. Ft.

2,164

Year built

1920

Style

Vacant Land

County

Santa Cruz County

APN

07810103

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

Residential Agricultural District

To provide areas of residential use where development is limited to a range of non-urban densities of single-family dwellings in areas outside the urban services line and rural services line; on lands suitable for development with adequate water, septic system suitability, vehicular access, and fire protection; with adequate protection of natural resources; with adequate protection from natural hazards; and where small-scale commercial agriculture, such as animal-keeping, truck farming and specialty crops, can take place in conjunction with the primary use of the property as residential.

Property details

Parking

Parking Information
Parking Description: Guest/Visitor Parking, Off-Street Parking

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 3
# of Bedrooms (Maximum): 3
Bedrooms: Primary Suite/Retreat, Ground Floor Bedroom, Inverted Floor Plan

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1
# of Baths (Minimum): 3
# of Baths (Maximum): 3

Room Information
Bonus/Hobby Room, Utility Room, Den/Study/Office, Artist Studio, Wine Cellar/Storage, Storage
Family Room Description: No Separate Family Room
Dining Room Description: Dining Area in Living Room, Breakfast Bar, Eat in Kitchen
Kitchen Description: Dishwasher, Garbage Disposal, Oven (Self Cleaning), Oven Range (Built-In), 220 Volt Outlet, Hookups (Gas)

Interior Features
Laundry: In Laundry Room, Hookup (Gas Dryer), 220 Volt Outlet
Flooring: Carpet (Area), Slate, Tile, Hardwood

Fireplace Information
Fireplace Description: In Living Room, Gas Log, Gas Starter, Fireplace Available

Heating & Cooling Information
Heating: Gas (Propane), Forced Air

Exterior

Exterior Features
View: Mountains, Canyon, Local/Neighborhood
Roof: Composition
Yard/Grounds: Patio(s), Barbecue Area, Deck

Building Information
Style: Contemporary
Subclass: Single Family Home
Building Type: Detached
Exterior: Stucco
Concrete Perimeter, Foundation Pillars
Building Height (Minimum): 2
Building Height (Maximum): 2

Property Features
Amenities: Double Pane Windows(s)
Communication: Cable TV Available
Living Sq. Ft.: 2,136
Security Features: Fire Alarm

Property Information
Level (Street/Main): Bedroom(s)
Property Primary ID: 212905

Lot Information
Lot Description: Grade (Sloped Down)
Lot Location: River/Stream/Lake, Waterfront
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: RA

Financial

Tax/Assessment Information
City Transfer Tax: No

Utilities

Utility Information
Energy Features: Ceiling Insulation, Walls Insulated, Insulation (Floor), Caulked/Sealed, Energy Star Appliances, Energy Star Windows/ Doors, Insulated Water Heater, Low Flow Shower, Low Flow Toilet, Weather Stripped Door(s), Double Pane Windows
Sewer Septic: Septic Tank/Pump

Water Information
Water: Water Treatment System, Heater (Gas), Storage Tank, Other (See Remarks)

Location

Multi-Unit Information
# of Stories: 2

School Information
Elementary School: San Lorenzo Valley Elementary
Elementary School District: San Lorenzo Valley Unified
Middle School: San Lorenzo Valley High School
High School District: San Lorenzo Valley Unified

Location Information
TAKE HWY 9 TO BEN LOMOND. JUST PAST TOWN AND JUST BEFORE ALBA RD(GOING NORTH)ON LEFT, MAKE A LEFT ON TO HUBBARD GULCH RD. FOLLOW HUBBARD GULCH RD. PAST THE MAIL BOXES TO 435, FIRST MAJOR HOME ON THE LEFT, CREEK SIDE.

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,164
Stories: —
Lot Size: 4.14 acres
Style: Vacant Land
Year Built: 1920
Year Renovated: 2011
County: Santa Cruz County
APN: 07810103

Home facts updated by county records on Jul 10, 2026

Other

Miscellaneous Information
Incorporated: No

Around this home

Schools

Boulder Creek Elementary School

Public K-5 • Assigned • 2.4mi

9/10

San Lorenzo Valley Middle School

Public 6-8 • Assigned • 2.4mi

6/10

San Lorenzo Valley High School

Public 9-12 • Assigned • 2.5mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

2/10 Heat Factor

8 days above 92° expected this year, 17 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

9/10 Air Factor

17 unhealthy days expected this year, 17 days in 30 years

Provided by First Street

Historical weather

Ben Lomond, CA • 95005

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 4.9 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.33M – $1.62M

Sell confidently with a local market expert in Ben Lomond. 3 minutes to get started.

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New listings for sale in 95005

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Home values near 435 HUBBARD GULCH Rd

Data from public records.

Address	Redfin Estimate
330 Hubbard Gulch Rd, Ben Lomond, CA 3 Beds \| 2 Baths \| 2056 Sq. Ft.	$1,214,486
500 Hubbard Gulch Rd, Ben Lomond, CA 3 Beds \| 2.5 Baths \| 1921 Sq. Ft.	$1,030,100

Address	Redfin Estimate
287 Hubbard Gulch Rd, Ben Lomond, CA 4 Beds \| 2.5 Baths \| 2000 Sq. Ft.	$1,320,750
1040 Fanning Grade, Ben Lomond, CA 2 Beds \| 1 Baths \| 926 Sq. Ft.	$870,491

Address	Redfin Estimate
616 Hubbard Gulch Rd, Ben Lomond, CA 1 Beds \| 1 Baths \| 636 Sq. Ft.	$643,008
1253 Fanning Grade, Ben Lomond, CA 1 Beds \| 1 Baths \| 500 Sq. Ft.	$437,130

Property information provided by undefined .

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