2 single family homes on 1 lot, this property offers many possibilities for multigenerational living, or live in one home while renting out the other, or a great investment opportunity to rent out both. Located in one of the most sought after neighborhoods in Santa Cruz, this 2 bedroom, 2 bathroom main home features an expansive open floor plan with vaulted ceilings, tons of natural sunlight with plenty of room for relaxation and entertainment. This home is privately located towards the back of the property. The second home is a Spanish style 2 bedroom, 1 bath with plenty of charm and character. With the potential for rental income from one or both of the homes, and a short distance from the best beaches, shopping, dining, and entertainment in Santa Cruz, this property truly offers a rare ownership possibility. Whether you're looking to add to your real estate portfolio or simply want to enjoy the benefits of owning a unique and charming property, this is a fantastic choice.
Multi-familyProperty Type
1934Year Built
7,492 sq ftLot Size
$2,627Est. Price/Sq.Ft.
4 spacesParking
Listed by Marvin Christie•DRE #01894395• Anderson Christie, Inc.
Listed by David Anderson•DRE #01819137• Anderson Christie, Inc.
Bought with Alistair Craft•DRE #01402715• Christie's International Real Estate Sereno
Source:MLSListings #ML81925887
Redfin Estimate
$1,828,657
$80K since sold in August 2026$50K since September
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 6.1% higher than the average sale price ($1.72M) of 6 comparable homes.
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82040920
Jun 29, 2026
Listing Removed
—
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82040932
Jun 29, 2026
Listing Removed
—
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81724669
Mar 31, 2026
Listing Removed
—
San Francisco MLS #81925887
Sep 5, 2023
Sold
$1,870,000
$2,687/sq ft
Apr 26, 2023
Listed
$1,890,000
$2,716/sq ft
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81925887
Sep 5, 2023
Sold
$1,870,000
$2,687/sq ft
Jul 14, 2023
Pending
—
Jun 29, 2023
Contingent
—
Jun 19, 2023
Price Changed
$1,890,000
$2,716/sq ft
Apr 26, 2023
Listed
$1,890,000
$2,716/sq ft
Apr 26, 2023
Listed
$1,980,000
$2,845/sq ft
MLSListings #1
Jun 19, 2023
Price Changed
$1,890,000
$2,716/sq ft
SDMLS #301744856
Feb 27, 2019
Sold
$1,153,000
$1,657/sq ft
Sep 4, 2018
Listed
$1,250,000
$1,796/sq ft
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81721642
Feb 27, 2019
Sold
$1,153,000
$1,657/sq ft
Dec 22, 2018
Pending
—
Nov 30, 2018
Contingent
—
Sep 20, 2018
Price Changed
$1,250,000
$1,796/sq ft
Sep 4, 2018
Listed
$1,289,000
$1,852/sq ft
Sep 4, 2018
Listed
$1,250,000
$1,796/sq ft
Public Records
Apr 29, 1980
Sold
$65,000
$93/sq ft
Public Records
Oct 2, 1972
Sold
$17,000
$24/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$22,335 (+57.0%)
$1,519,800 + $387,600
$1,907,400
2024
$14,226 (+0.7%)
$874,917 + $386,057
$1,260,974
2023
$14,129 (+1.1%)
$874,917 + $386,057
$1,260,974
2022
$13,970 (+2.1%)
$857,762 + $378,487
$1,236,249
2021
$13,678 (+0.4%)
$840,943 + $371,066
$1,212,009
2020
$13,620 (+332.6%)
$824,454 + $363,790
$1,188,244
2019
$3,148 (+4.2%)
$816,000 + $360,060
$1,176,060
2018
$3,022 (+1.2%)
$80,350 + $158,808
$239,158
2017
$2,987 (+5.3%)
$77,229 + $152,641
$229,870
2016
$2,837 (+5.3%)
$77,229 + $152,641
$229,870
2015
$2,693 (+1.6%)
$75,715 + $149,648
$225,363
2014
$2,651 (−0.4%)
$73,117 + $144,513
$217,630
2013
$2,661 (+2.3%)
$73,117 + $144,513
$217,630
2012
$2,601 (+2.0%)
$72,787 + $143,860
$216,647
2011
$2,550 (+1.4%)
$71,360 + $141,039
$212,399
2010
$2,516 (−1.4%)
$69,961 + $138,274
$208,235
2009
$2,551 (+4.4%)
$69,438 + $137,241
$206,679
2008
$2,443
$69,603 + $137,567
$207,170
Tax history for 620 Sumner St
Year
Property tax
Land + Additions
Assessment*
2025
$22,335 (+57.0%)
$1,519,800 + $387,600
$1,907,400
2024
$14,226 (+0.7%)
$874,917 + $386,057
$1,260,974
2023
$14,129 (+1.1%)
$874,917 + $386,057
$1,260,974
2022
$13,970 (+2.1%)
$857,762 + $378,487
$1,236,249
2021
$13,678 (+0.4%)
$840,943 + $371,066
$1,212,009
2020
$13,620 (+332.6%)
$824,454 + $363,790
$1,188,244
2019
$3,148 (+4.2%)
$816,000 + $360,060
$1,176,060
2018
$3,022 (+1.2%)
$80,350 + $158,808
$239,158
2017
$2,987 (+5.3%)
$77,229 + $152,641
$229,870
2016
$2,837 (+5.3%)
$77,229 + $152,641
$229,870
2015
$2,693 (+1.6%)
$75,715 + $149,648
$225,363
2014
$2,651 (−0.4%)
$73,117 + $144,513
$217,630
2013
$2,661 (+2.3%)
$73,117 + $144,513
$217,630
2012
$2,601 (+2.0%)
$72,787 + $143,860
$216,647
2011
$2,550 (+1.4%)
$71,360 + $141,039
$212,399
2010
$2,516 (−1.4%)
$69,961 + $138,274
$208,235
2009
$2,551 (+4.4%)
$69,438 + $137,241
$206,679
2008
$2,443
$69,603 + $137,567
$207,170
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Zoning and permits
Zoning
Permits
RL
Multiple Residence – Low-Density District
To promote the development of multifamily townhouses, condominiums and apartments at a low to medium density of 10.1 to 27 units per acre, depending on unit mix; to stabilize and protect the residential characteristics of the district and to promote and encourage a suitable environment for the lives of families and single persons. This section of the Zoning Ordinance is also part of the Local Coastal Implementation Plan.
Permitted uses
Include but are not limited to:
Garden center
Day care facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Other
Nov 27, 2023 • Final
Bldg residential
Install a three-zone mini-split system. Remove the existing furnace and cap the gas line.
HVAC
Oct 13, 2023 • Final
Bldg residential
Replace existing knob and tube electrical wiring.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Interior
Bathroom Information
# of Full Baths: 1
Heating & Cooling
Heating Type: Wall
Fireplace Information
# of Fireplaces: 1
Has Fireplace
Room Information
# of Rooms: 4
Exterior
Property Information
Subdivision Name: LANDS/JOSEPH FRANCIS
Living Sq. Ft: 696
Building Sq. Ft: 696
Lot Information
# of Buildings: 2
Land Sq. Ft: 7,492
Legal Lot Number: 11
Legal Block Number: III
Municipality Name: SANTA CRUZ CITY
Acres: 0.172
County Use Description: 2 SFR SINGLE PARCEL
Utility Information
Sewer Type: Public
Water Service Type: Public
Financial
Assessor Information
Assessment Year: 2025
Tax Area: SANTA CRUZ CITY
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 696
Stories: —
Lot Size: 7,492 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1934
Year Renovated: 2000
County: Santa Cruz County
APN: 01112214
Home facts updated by county records on Aug 19, 2026
Around this home
Schools
Gault Elementary School
Public K-5 • Assigned • 0.2mi
5/10
Branciforte Middle School
Public 6-8 • Assigned • 0.7mi
9/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
3/10 Heat Factor
7 days above 84° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
13 unhealthy days expected this year, 14 days in 30 years
Provided by First Street
Historical weather
Santa Cruz, CA • 95062
Average low and high temperatures (°F)
63
43
64
45
69
48
68
49
72
52
73
55
75
57
77
57
76
59
73
53
65
47
63
46
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 12% for direct sun exposure in Santa Cruz. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.9 hrs
5.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.74M – $2.10M
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