Off market mar 2025 for $340K

$408,110

Est. refi paymentEst. refi $640/mo

•

2,215

sq ft

39 Bank St, Derby, CT 06418

About this home

Welcome to this Two-Family Home in Derby, CT - Ideal for Owner-Occupants or Investors! Don't miss this fantastic opportunity to own a well-maintained two-family home in the heart of Derby! The first-floor unit features three spacious bedrooms, a full bath, and a comfortable living space. The second-floor unit has two bedrooms, a full bath, and plenty of natural light. Looking for more space? The third level presents an excellent potential opportunity for expansion. Whether you're an owner-occupant or looking for rental income or an investor seeking a great addition to your portfolio, this property has incredible potential! Conveniently located near major highways and Route 34, commuting and access to local amenities. Schedule your tour today and explore the possibilities of this home!

Multi-familyProperty Type

1833Year Built

3,049 sq ftLot Size

$184Est. Price/Sq.Ft.

Listed by Gina Valentino • Advise Realty Services

Bought with Tina Atilho • William Raveis Real Estate

Source:Smart MLS #24074312

Redfin Estimate

$408,110

$68K since sold in March 2025$8,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.6% lower than the average sale price ($419K) of 6 comparable homes.

SOLD OCT 16, 2026
$329,000
A
4 beds2 baths1,920 sq ft
63 Minerva St, Derby, CT 06418
SOLD SEP 10, 2026
$450,000
B
7 beds2 baths2,288 sq ft
168 Derby Ave, Derby, CT 06418
SOLD AUG 19, 2026
$400,000
C
3 beds2 baths2,090 sq ft
112 Howe Ave, Shelton, CT 06484
SOLD JUL 31, 2026
$485,000
D
5 beds2 baths2,264 sq ft
27-29 McLaughlin Ter, Derby, CT 06418
SOLD JUL 2, 2026
$440,000
E
4 beds2 baths2,023 sq ft
6-8 Vose St, Ansonia, CT 06401
SOLD OCT 31, 2025
$410,000
F
6 beds2 baths2,635 sq ft
10-12 Bank St, Derby, CT 06418

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Earn from this home

Sell

$118,600

Est. take-home

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Refinance

Est. cash available

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Market trends in 06418, CT

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.7%

+0.5% MoM

Median sale price

$365K

$15K MoM

Avg. days on market

69d

12 days MoM

Recently sold homes

6 MoM

New listings for sale

NEW 23 HRS AGO
$610,000
4 beds2.5 baths3,136 sq ft
4 Buckingham Rd, Derby, CT 06418
$334,900
2 beds1.5 baths1,120 sq ft
82 Orangewood W #82, Derby, CT 06418
3D WALKTHROUGH
$309,000
2 beds1.5 baths1,022 sq ft
273 Derby Ave #208, Derby, CT 06418
$580,000
3 beds2.5 baths1,276 sq ft
66 E St, Derby, CT 06418
$495,000
5 beds2 baths2,253 sq ft
184 Derby Ave, Derby, CT 06418
$385,000
3 beds2 baths1,433 sq ft
436 New Haven Ave, Derby, CT 06418
$399,900
2 beds1.5 baths1,253 sq ft
90 Grove Ave, Derby, CT 06418
$434,900
6 beds3 baths3,231 sq ft
2-4 Cottage St, Derby, CT 06418
$549,900
6 beds3 baths1,940 sq ft
18 High St, Derby, CT 06418
See all

Provided by Redfin

Sale history for 39 Bank St

Date

Event

Price

Smart MLS #24074312

Mar 13, 2025

Sold

$340,000

$153/sq ft

Feb 27, 2025

Pending

—

Feb 14, 2025

Listed

$340,000

$153/sq ft

Public Records

Sep 26, 2013

Sold

$78,750

$36/sq ft

Smart MLS #W1071361

Sep 26, 2013

Sold

$105,000

$47/sq ft

Apr 24, 2013

Listed

$109,900

$50/sq ft

Tax history for 39 Bank St

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,049 Sq. Ft.

Year renovated

—

Sq. Ft.

2,215

Year built

1833

Style

Multi-Family (2-4 Unit)

County

New Haven County

APN

1096531

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2023.

R-5

Residential - 5 Zone

These zones are primarily residential in nature and consist of areas built up in years past with single-family, two-family and multi-family structures. They constitute part of the urban concentration. An important purpose of the standards applicable in these zones is to recognize the relatively high concentration of dwellings and population already present, while preserving existing development from overcrowding and permitting conversion to, and construction of, dwellings containing one and two families at standards consistent with preservation of the character of the zone. Institutions and similar uses will be necessary and appropriate in these zones but only as special exceptions upon a finding that development will be compatible with the character of the zone.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units
Park & open space

Property details

Interior

Interior Information
Total Rooms: 11
Laundry Room Location: In each unit
Laundry Room Info: All Units Have Hook-Ups
Cooling System: Window Unit

Bathroom Information
# of Baths (Full): 2

Bedroom Information
Beds Total: 5

Room Information
Basement Description: Full, Unfinished, Hatchway Access, Concrete Floor, Full With Hatchway
Has Attic
Attic Description: Access Via Hatch

Multi-Unit Information
Total Rooms Multi Family: 11
Total Number of Units: 2

Exterior

Exterior Features
Roof Information: Asphalt Shingle
Exterior Siding: Aluminum

Building Information
Foundation Type: Concrete
Construction Description: Frame, Concrete, Masonry

Property Information
Property Type: Multi-Family For Sale
Property Sub Type: 2 Family
Living Area SQFT Per Public Record: 2215

Financial

Assessments Information
Assessed Value: $98,210

Utilities

Utility Information
Water Source: Public Water Connected
Sewage System: Public Sewer Connected
Hot Water Description: No Hot Water
Heat Type: Baseboard, Gas on Gas
Heat Fuel Type: Electric

Location

School Information
Middle Jr High School: Derby Middle
High School: Derby
Elementary School: Bradley

Location Information
State: Connecticut
Directions: GPS friendly
County: New Haven

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 2,215
Stories: 2.0
Lot Size: 3,049 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1833
Year Renovated: —
County: New Haven County
APN: 1096531

Home facts updated by county records on Jul 13, 2023

Other

Documents & Disclosures
Supplement Count Public: 2

Around this home

Schools

Bradley School

Public K-5 • Assigned • 0.9mi

5/10

Derby Middle School

Public 6-8 • Assigned • 1.6mi

4/10

Derby High School

Public 9-12 • Assigned • 1.5mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 98° expected this year, 17 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

4/10 Air Factor

4 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Derby, CT • 06418

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.9 hours in June and 4.4 hours in December, placing it below the U.S. average for solar exposure.

8.9 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$388,000 – $470,000

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New listings for sale in 06418

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Exposed wood beams • 10 foot ceilings • R-5 zoning

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Granite countertops • Newer appliances • Hardwood floors

Home values near 39 Bank St

Data from public records.

Address	Redfin Estimate
37 Bank St, Derby, CT 5 Beds \| 2 Baths \| 2288 Sq. Ft.	—
29 Bank St, Derby, CT - Beds \| - Baths \| 2000 Sq. Ft.	$508,674

Address	Redfin Estimate
35 Bank St Apt 2ND, Derby, CT 6 Beds \| 2 Baths \| 2140 Sq. Ft.	$352,979
45 Bank St, Derby, CT 8 Beds \| 4 Baths \| 1714 Sq. Ft.	—

Address	Redfin Estimate
35 Bank St, Derby, CT 6 Beds \| 2 Baths \| 2140 Sq. Ft.	$397,028
26 Bank St, Derby, CT 3 Beds \| 1 Baths \| 1300 Sq. Ft.	$215,833

Property information provided by Smart MLS when last listed in 2025. This data may not match . Learn more.

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