Off market jul 2020 for $221K

$428,344

Est. refi paymentEst. refi $1,492/mo

•

1,588

sq ft

45 Charter Oak Ave, Waterbury, CT 06708

About this home

Meticulously maintained split level offers 3 BR , 2.5 Baths with 1588 of living area . This custom built beauty features a spectacular Entry Foyer,Open Floor Plan, Arched doorways , gleaming hardwood flooring , Central A/C, Spacious Kitchen with Center Island/ Breakfast Bar and newer Appliances, tastefully decorated formal Living Room , Dining Room and a large Family Room with brick fireplace as well as 3 well proportioned Bedrooms with Bathroom upgrades make this home a must see. If that is not enough - the separate dining area opens up to a wood paneled sun room and separate deck area where you can enjoy the well manicured landscaping or soak in the hot tub. The Bonus - an additional 480 feet square of professionally finished space in the basement area that can be used in a variety of ways .Top it all off with a Two car attached garage, storage shed and fenced in yard make this a unique offering . Book you appointment now

Single-familyProperty Type

1980Year Built

0.46 acresLot Size

$270Est. Price/Sq.Ft.

2 car garageParking

Listed by Michael Zubretsky • Venture One Realty

Bought with Michael Vitale • Vitale Realty

Source:Smart MLS #170301646

Redfin Estimate

$428,344

$207K since sold in July 2020$0 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.8% lower than the average sale price ($445K) of 5 comparable homes.

SOLD JAN 30, 2026
$340,000
A
3 beds2 baths1,602 sq ft
25 Parkwood Ave, Waterbury, CT 06708
SOLD OCT 8, 2026
$535,000
B
3 beds2.5 baths1,552 sq ft
123 Northwood Dr, Middlebury, CT 06762
SOLD MAY 21, 2026
$500,000
C
3 beds2.5 baths2,208 sq ft
622 Lakeside Blvd W, Waterbury, CT 06708
SOLD OCT 9, 2026
$499,900
D
3 beds2 baths1,900 sq ft
112 Joy Rd, Middlebury, CT 06762
SOLD SEP 2, 2026
$351,000
E
3 beds2.5 baths1,716 sq ft
181 Haddad Rd, Waterbury, CT 06708

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Earn from this home

Sell

$246,672

Est. take-home

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Refinance

Est. cash available

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Rent

$2,106/mo

Redfin rental estimate

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Market trends in 06708, CT

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.1%

+0.6% MoM

Median sale price

$315K

$5K MoM

Avg. days on market

49d

5 days MoM

Recently sold homes

4 MoM

New listings for sale

$374,900
3 beds2.5 baths2,030 sq ft
24 Rockhurst Dr, Waterbury, CT 06708
COMING SOON
$265,000
1 bed1 bath1,176 sq ft
59 Wayland Ave, Waterbury, CT 06708
COMING SOON
$575,000
6 beds4.5 baths4,284 sq ft
303 New Haven Ave, Waterbury, CT 06708
$349,900
3 beds2 baths1,388 sq ft
409 Highland Dr, Waterbury, CT 06708
$385,000
3 beds3 baths1,444 sq ft
65 Heritage Dr, Waterbury, CT 06708
$169,900
2 beds1.5 baths1,054 sq ft
218 Oakville Ave Unit G, Waterbury, CT 06708
$525,000
6 beds4 baths3,650 sq ft
25 Bunker Hill Ave, Waterbury, CT 06708
$589,000
4 beds2.5 baths2,904 sq ft
50 Shiring Ln, Waterbury, CT 06708
$137,900
2 beds1 bath722 sq ft
23 Shirley St #12, Waterbury, CT 06708
$259,000
3 beds1.5 baths1,220 sq ft
53 Elk Ave, Waterbury, CT 06708
See all

Provided by Redfin

Sale history for 45 Charter Oak Ave

Year

Property tax

Land + Additions

Assessment*

2023

$13,364 (+47.6%)

$28,350 + $218,260

$246,610

2022

$9,054

$28,340 + $122,030

$150,370

2021

$9,054 (+1.7%)

$28,340 + $122,030

$150,370

2020

$8,899

$28,340 + $119,460

$147,800

2019

$8,899

$28,340 + $119,460

$147,800

2018

$8,899 (−10.0%)

$28,340 + $119,460

$147,800

2017

$9,885

$28,330 + $135,840

$164,170

2016

$9,885 (+5.7%)

$28,330 + $135,840

$164,170

2013

$9,354

$28,330 + $135,840

$164,170

2011

$9,354

$28,330 + $135,840

$164,170

Tax history for 45 Charter Oak Ave

Year

Property tax

Land + Additions

Assessment*

2023

$13,364 (+47.6%)

$28,350 + $218,260

$246,610

2022

$9,054

$28,340 + $122,030

$150,370

2021

$9,054 (+1.7%)

$28,340 + $122,030

$150,370

2020

$8,899

$28,340 + $119,460

$147,800

2019

$8,899

$28,340 + $119,460

$147,800

2018

$8,899 (−10.0%)

$28,340 + $119,460

$147,800

2017

$9,885

$28,330 + $135,840

$164,170

2016

$9,885 (+5.7%)

$28,330 + $135,840

$164,170

2013

$9,354

$28,330 + $135,840

$164,170

2011

$9,354

$28,330 + $135,840

$164,170

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

0.46 Acres

Year renovated

1993

Sq. Ft.

1,588

Year built

1980

Style

Single Family Residential

County

New Haven County

APN

1385955

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2023.

RS-12

Large Lot Single-Family Residential District

The RS-12 District is established to provide for low density single-family residential neighborhoods and limited non-residential uses on lots having a minimum area of 12,000 sq ft. Uses and Conditional Accessory Uses are permitted by Zoning Permit, Special Permit, or Special Exception approval as provided in Article 11 of these Regulations.

Permitted uses

Include but are not limited to:

No uses permitted by right

Property details

Parking

Garage Information
Garage & Parking: Attached Garage
Garages Number: 2

Interior

Virtual Tour Information
Has Virtual Tour

Interior Information
Total Rooms: 7
Fireplaces Total: 1
Cooling System: Central Air
Appliances Included: Electric Range, Microwave, Refrigerator

Bathroom Information
# of Baths (Full): 2
# of Baths (Half): 1

Bedroom Information
Beds Total: 3

Room Information
Basement Description: Full
Has Attic

Exterior

Exterior Features
Roof Information: Asphalt Shingle
Exterior Siding: Aluminum
Exterior Features: Deck, Porch-Enclosed

Lot Information
Lot Description: Interior Lot

Building Information
Foundation Type: Concrete
Construction Description: Frame, Brick
Color: white

Property Information
Property Type: Single Family For Sale
Living Area SQFT Per Public Record: 1588
Driveway Type: Private

Financial

Assessments Information
Assessed Value: $147,800

Utilities

Utility Information
Water Source: Public Water Connected, Public Water In Street
Sewage System: Public Sewer Connected, Public Sewer In Street
Hot Water Description: Domestic
Heat Type: Baseboard
Heat Fuel Type: Oil
Fuel Tank Location: In Basement

Location

School Information
High School: Per Board of Ed
Elementary School: Per Board of Ed

Location Information
State: Connecticut
Directions: close proximity to route 63
County: New Haven

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,588
Stories: 1.0
Lot Size: 0.46 acres
Style: Single Family Residential
Year Built: 1980
Year Renovated: 1993
County: New Haven County
APN: 1385955

Home facts updated by county records on Jul 13, 2023

Other

Documents & Disclosures
Supplement Count Public: 3

Around this home

Schools

B. W. Tinker School

Public PreK-5 • Assigned • 1.9mi

4/10

West Side Middle School

Public 6-8 • Assigned • 1.2mi

3/10

John F. Kennedy High School

Public 9-12 • Assigned • 1.4mi

1/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 97° expected this year, 15 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Waterbury, CT • 06708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.8 hours in June and 4.3 hours in December, placing it below the U.S. average for solar exposure.

8.8 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$407,000 – $493,000

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Cul de sac • Off street parking • $275 HOA

Home values near 45 Charter Oak Ave

Data from public records.

Address	Redfin Estimate
66 Charter Oak Ave, Waterbury, CT 3 Beds \| 1.5 Baths \| 1340 Sq. Ft.	$362,782
55 Charter Oak Ave, Waterbury, CT 3 Beds \| 2.5 Baths \| 1632 Sq. Ft.	$424,100

Address	Redfin Estimate
80 Charter Oak Ave, Waterbury, CT 3 Beds \| 2 Baths \| 1388 Sq. Ft.	$380,249
19 Charter Oak Ave, Waterbury, CT 3 Beds \| 2.5 Baths \| 2152 Sq. Ft.	$417,459

Address	Redfin Estimate
40 Charter Oak Ave, Waterbury, CT 3 Beds \| 2.5 Baths \| 1300 Sq. Ft.	$388,108
61 Charter Oak Ave, Waterbury, CT 3 Beds \| 3.5 Baths \| 1848 Sq. Ft.	$495,809

Property information provided by Smart MLS when last listed in 2020. This data may not match . Learn more.

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