NEW 13 HRS AGO

For sale

$298,000

Est. $2,142/mo —

•

2,589

sq ft

99 Congress Ave, Waterbury, CT 06708

About this home

Investor Opportunity in Waterbury! Looking for your next income-producing investment? This two-family property at 99 Congress Ave presents an opportunity for investors or owner-occupants looking to build equity and maximize rental potential. Both units are currently occupied by month-to-month tenants paying below-market rents, offering potential for increased rental income over time. Whether you're expanding your rental portfolio or looking to live in one unit while generating income from the other, this property offers flexibility and potential. Bring your vision and explore the possibilities this multi-family property has to offer. Don't wait and schedule today!

Home is being sold AS-IS hot water heaters where replaced.

Multi-familyProperty Type

1898Year Built

3,484 sq ftLot Size

$115Price/Sq.Ft.

Listed by Diana Mashni • RE/MAX RISE

Contact: Agent Attribution Contact: (203) 706-9775 | Office Attribution Contact: (860) 274-7917

Source:Smart MLS #24216272

Payment calculator

$2,142 per month

Principal and interest$1,606

Property taxes

$431

HOA dues

Home insurance

$104

Utilities

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Duggan School

Public PreK-8 • Assigned • 0.1mi

3/10

John F. Kennedy High School

Public 9-12 • Assigned • 0.5mi

1/10

Provided by GreatSchools

About

Brooklyn

Brooklyn, located between Downtown Waterbury and the Naugatuck River corridor, is a residential and industrial Waterbury neighborhood with hillside streets and brick mill backdrops. The neighborhood’s character concentrates around East Main Street near the Waterbury Green, where corner delis, small storefronts, and bus stops set a steady street rhythm. Housing stock mixes early-20th-century multifamily homes with compact single-family houses on tight lots. Long sightlines toward the river and rail infrastructure give the area a working-city geography. Nearby cultural anchors such as the Palace Theater and the Mattatuck Museum add an arts-and-history counterpoint to the utilitarian streetscape. Parks and civic spaces like Library Park and Fulton Park frame everyday routines with tree-lined paths and open lawns.

Provided by Walk Score and Local Logic

Offer insights

99 Congress Ave · $298,000

Strong offer

$313K and above

75% chance or better to win

Why $313K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 40 days.

SALE-TO-LIST

Most homes are selling 0% above list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Full basement

Bedrooms
5 bedrooms

Bathrooms
2 full bathrooms

Heating & cooling
Baseboard and hot water heating fueled by natural gas
Window unit cooling

Sale and tax history for 99 Congress Ave

Sale History
Tax History

Date

Event

Price

Smart MLS #24216272

Nov 3, 2026

Listed

$298,000

$115/sq ft

Smart MLS #170153978

Jul 30, 2019

Sold

$100,000

$39/sq ft

Jul 17, 2019

Listing Removed

—

May 17, 2019

Contingent

—

Jan 22, 2019

Price Changed

$119,900

$46/sq ft

Jan 7, 2019

Listed

$129,900

$50/sq ft

Terrific investment property or live in it with one tenant, either way, close to highways, shopping, bus routes, etc. Waterbury is up and coming and many NY investors and residents looking to relocate with rental income are calling each week about properties just like this one. 84 gets you right to Hartford or back to NY and close to Route 8 to get to southern CT or points north. Grab this 2 family before the values in Waterbury sky rocket like they are everywhere else in CT. Please give minimum 24 hr notice to schedule with tenants and please be mindful of your timely showing as it will inconvenience tenants. All inquiries must be with your licensed Realtor or through the listing Agent. All offers will be seriously considered and reviewed by owners *** Motivated Sellers*** submit all offers!

Smart MLS #170102220

Jan 7, 2019

Listing Removed

—

Jul 4, 2018

Listed

$139,900

$54/sq ft

Smart MLS #S980172

Dec 30, 2007

Listing Removed

—

Jul 9, 2007

Listed

$120,000

$46/sq ft

Public Records

Jun 7, 2006

Sold

$111,000

$43/sq ft

Smart MLS #W1030505

Feb 15, 2006

Listed

$124,900

$48/sq ft

Public Records

Apr 10, 2003

Sold

$105,000

$41/sq ft

Smart MLS #W1009477

Oct 24, 2002

Listed

$99,000

$38/sq ft

Year

Property tax

Land + Additions

Assessment*

2023

$6,468 (+77.5%)

$13,090 + $106,260

$119,350

2022

$3,643

$13,090 + $47,410

$60,500

2021

$3,643

$13,090 + $47,410

$60,500

2020

$3,643

$13,090 + $47,410

$60,500

2019

$3,643

$13,090 + $47,410

$60,500

2018

$3,643 (−0.4%)

$13,090 + $47,410

$60,500

2017

$3,657

$13,090 + $47,640

$60,730

2016

$3,657 (+5.7%)

$13,090 + $47,640

$60,730

2013

$3,460

$13,090 + $47,640

$60,730

2011

$3,460

$13,090 + $47,640

$60,730

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,485 Sq. Ft.

Year renovated

1965

Finished Sq. Ft.

1,746

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,746

Year built

1898

Style

Multi-Family (2-4 Unit)

County

New Haven County

APN

1388607

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2023.

High Density Multi-Family Residential District

The RH District is established to provide for medium and high-rise multifamily residential structures at a maximum density of 42 dwelling units per acre and limited nonresidential uses and mixed-use development. Uses and Conditional Accessory Uses are permitted by Zoning Permit, Special Permit, or Special Exception approval as provided in Article 11 of these Regulations.

Permitted uses

Include but are not limited to:

No uses permitted by right

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Waterbury, CT • 06708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.8 hours in June and 4.3 hours in December, placing it below the U.S. average for solar exposure.

8.8 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 99 Congress Ave

$298,392

$392 over list price of $298K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $265K to $510K.

SOLD JUN 18, 2026
$282,000 Last sold price
3 beds1.5 baths1,770 sq ft
398 Wilson St, Waterbury, CT 06708
$44/sq ft
larger lot
77 years newer
SOLD OCT 7, 2026
$265,000 Last sold price
3 beds2 baths1,454 sq ft
275 Congress Ave, Waterbury, CT 06708
$67/sq ft
larger lot
9 years older
SOLD JUN 19, 2026
$277,500 Last sold price
7 beds3 baths3,566 sq ft
987 Baldwin St, Waterbury, CT 06706
$37/sq ft
larger lot
10 years newer
SOLD AUG 19, 2026
$335,000 Last sold price
3 beds2.5 baths1,355 sq ft
585 Congress Ave, Waterbury, CT 06708
$132/sq ft
larger lot
104 years newer
SOLD AUG 17, 2026
$329,900 Last sold price
5 beds3 baths3,003 sq ft
48 Temple St, Waterbury, CT 06706
$5/sq ft
larger lot
29 years newer
SOLD AUG 21, 2026
$510,000 Last sold price
5 beds3 baths2,758 sq ft
841 Highland Ave, Waterbury, CT 06708
$70/sq ft
larger lot
2 years newer

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Early Access listings

EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

$379,900

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New listings for sale in 06708

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99 Congress Ave, Waterbury, CT 06708

Two-family property • 3,484 sq ft lot • Built 1898

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Details provided by Smart MLS and may not match the public record. Learn more.

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