Google satellite image for 40 Cardinal Ln, Key Largo, FL 33037

Off market sep 2021 for $7.8M

—

Est. refi paymentEst. refi $119,396/mo

—

•

6 ba

•

21,426

sq ft

40 Cardinal Ln, Key Largo, FL 33037

About this home

40 Cardinal Ln is a 21,426 square foot property on a 1.29 acre lot with 6 bathrooms. - it last sold on September 10, 2021 for $7,800,000.

1986Year Built

1.29 acresLot Size

$364Price/Sq.Ft.

Source:Public Records

Redfin Estimate

There isn’t enough information to generate an accurate estimate at this time. Learn More

Market trends in 33037, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

93.8%

+0.1% MoM

Median sale price

$1.1M

$89K MoM

Avg. days on market

180d

18 days MoM

Recently sold homes

1 MoM

New listings for sale

NEW 8 HRS AGO
$1,200,000
1 bed1 bath— sq ft
16 Bunting Dr, Key Largo, FL 33037
(954) 545-5583
NEW 9 HRS AGO
$659,900
2 beds1 bath768 sq ft
21 Meridian Ave, Key Largo, FL 33037
NEW 13 HRS AGO
$575,000
2 beds2 baths1,316 sq ft
709 N Emerald Dr, Key Largo, FL 33037
NEW 15 HRS AGO
$1,185,000
2 beds2 baths1,278 sq ft
96000 Overseas Hwy Unit W2, Key Largo, FL 33037
(305) 451-4078
OPEN SUN, 11AM TO 1PM
$899,000
2 beds1 bath793 sq ft
33 Jolly Roger Dr, Key Largo, FL 33037
OPEN SAT, 12PM TO 2PM
$440,000
2 beds2 baths1,048 sq ft
2 Bowen Dr, Key Largo, FL 33037
$345,000
2 beds1 bath— sq ft
325 Calusa St #86, Key Largo, FL 33037
(305) 451-0060
$649,000
1 bed1.5 baths730 sq ft
13 Pirates Dr, Key Largo, FL 33037
(305) 451-0060
$859,900
2 beds2 baths772 sq ft
1500 Ocean Bay Dr Unit C4, Key Largo, FL 33037
$780,000
— beds1 bath401 sq ft
325 Calusa St #203, Key Largo, FL 33037
See all

Provided by Redfin

Sale history for 40 Cardinal Ln

Year

Property tax

Land + Additions

Assessment*

2026

$58,535 (+13.0%)

2025

$51,811 (+11.0%)

2024

$46,684 (+15.5%)

$6,982,508

2023

$40,426 (−10.3%)

$5,964,225 + $8,998

$5,973,223

2022

$45,072 (+42.8%)

$6,765,317 + $9,332

$6,774,649

2021

$31,559 (+6.9%)

$4,426,706 + $9,665

$4,436,371

2020

$29,524 (+2.8%)

$4,108,174 + $9,998

$4,118,172

2019

$28,729 (+2.2%)

$4,108,174 + $9,998

$4,118,172

2018

$28,117 (+2.2%)

$3,765,825 + $4,324

$3,770,149

2017

$27,511 (−46.5%)

$3,690,087 + $4,324

$3,694,411

2015

$51,420 (+2.2%)

$4,673,794 + $2,370,939

$7,044,733

2014

$50,311

Tax history for 40 Cardinal Ln

Year

Property tax

Land + Additions

Assessment*

2026

$58,535 (+13.0%)

2025

$51,811 (+11.0%)

2024

$46,684 (+15.5%)

$6,982,508

2023

$40,426 (−10.3%)

$5,964,225 + $8,998

$5,973,223

2022

$45,072 (+42.8%)

$6,765,317 + $9,332

$6,774,649

2021

$31,559 (+6.9%)

$4,426,706 + $9,665

$4,436,371

2020

$29,524 (+2.8%)

$4,108,174 + $9,998

$4,118,172

2019

$28,729 (+2.2%)

$4,108,174 + $9,998

$4,118,172

2018

$28,117 (+2.2%)

$3,765,825 + $4,324

$3,770,149

2017

$27,511 (−46.5%)

$3,690,087 + $4,324

$3,694,411

2015

$51,420 (+2.2%)

$4,673,794 + $2,370,939

$7,044,733

2014

$50,311

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Improved Subdivision District

The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.

Permitted uses

Include but are not limited to:

Housing-Multiple units
Infrastructure

Property details

Interior

Fireplace Information
# of Fireplaces: 1
Has Fireplace

Exterior

Exterior Information
Floor Construction Type: Concrete
Exterior Wall: Hardboard
Roof Covering Type: Clay/concrete Tile
Roof Shape Type: Irregular
Building Type: Residential

Pool Information
Pool Type: Concrete
Has Pool

Property Information
Subdivision Name: SUNRISE CAY II OCEAN REEF 15
Gross Sq. Ft: 21,426
Ground Floor Sq. Ft: 10,584
Legal Description: LT 7 AND PT LT 8 SUNRISE CAY II OCEAN REEF PLAT NO 15 PB7-23 OR884-2221 OR976-996 OR976-1014 OR979-2247 OR1085-2143 OR1139-2496 OR1203-2396 OR1220-2491 OR1222-1650 OR2605-163 OR2612-1314 OR3125-0121 OR3218-2474

Parking & Garage Information
Parking Type: Finished Block Garage
Garage/Parking Sq. Ft: 875
Garage / Carport Type: Finished Block

Lot Information
# of Buildings: 1
Land Sq. Ft: 56,100
Legal Lot Number: 7
Legal Block Number: 1
Municipality Type: ORF
Municipality Name: OCEAN REEF
Acres: 1.2879
Zoning Code: IS
County Use Description: VACANT RES
State Use Description: VACANT RESIDENTIAL

Location Information
Parcel Location Influence: Canal

Financial

Assessor Information
Assessment Year: 2026
Tax District County: OCEAN REEF
Tax Area: N KEY LARGO/OCEAN REEF MUNIC S

Public facts

Beds: —
Baths: 6.0
Sq. Ft.: 21,426
Stories: —
Lot Size: 1.29 acres
Style: Other
Year Built: 1986
Year Renovated: 1986
County: Monroe County
APN: 0559 40 00569444000800

Home facts updated by county records on Nov 12, 2026

Around this home

Schools

K - 12
Preschool & daycare

Key Largo School

Public PreK-8 • Assigned • 14.7mi

7/10

Coral Shores High School

Public 9-12 • Assigned • 29.2mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 106° expected this year, 32 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Key Largo, FL • 33037

Average low and high temperatures (°F)

73°

62°

75°

66°

78°

70°

80°

74°

85°

79°

86°

81°

87°

82°

88°

81°

86°

79°

83°

77°

79°

72°

77°

68°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

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New listings for sale in 33037

NEW 8 HRS AGO

$1,200,000

1 bed1 bath— sq ft

16 Bunting Dr, Key Largo, FL 33037

Screened-in patio • Private boat ramp • Boat lift

(954) 545-5583

NEW 9 HRS AGO

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2 beds1 bath768 sq ft

21 Meridian Ave, Key Largo, FL 33037

Strong rental income • 5,000 sq ft lot • Built 1987

NEW 13 HRS AGO

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2 beds2 baths1,316 sq ft

709 N Emerald Dr, Key Largo, FL 33037

Florida room • Gourmet kitchen • Custom cabinetry

NEW 15 HRS AGO

$1,185,000

2 beds2 baths1,278 sq ft

96000 Overseas Hwy Unit W2, Key Largo, FL 33037

Canal front unit • Assigned boat slip • Screened patio

(305) 451-4078

OPEN SUN, 11AM TO 1PM

$899,000

2 beds1 bath793 sq ft

33 Jolly Roger Dr, Key Largo, FL 33037

Immediate bay access • Wide canal • Boat lift

OPEN SAT, 12PM TO 2PM

$440,000

2 beds2 baths1,048 sq ft

2 Bowen Dr, Key Largo, FL 33037

Oversized corner lot • Boating access • 0.24 acre lot

$345,000

2 beds1 bath— sq ft

325 Calusa St #86, Key Largo, FL 33037

Oversized lot • Community boat ramp • Swimming pool

(305) 451-0060

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1 bed1.5 baths730 sq ft

13 Pirates Dr, Key Largo, FL 33037

Five lots • Neighborhood beach • Impact windows

(305) 451-0060

$859,900

2 beds2 baths772 sq ft

1500 Ocean Bay Dr Unit C4, Key Largo, FL 33037

Remodeled condo • Water views • Turnkey

Home values near 40 Cardinal Ln

Data from public records.

Address	Redfin Estimate
36 Cardinal Lane, Key Largo, FL 4 Beds \| 6.5 Baths \| 6366 Sq. Ft.	$5,768,059
30 Cardinal Lane, Key Largo, FL 7 Beds \| 8.5 Baths \| 8331 Sq. Ft.	$5,300,245
29 Cardinal Lane, Key Largo, FL 5 Beds \| 6.5 Baths \| 9418 Sq. Ft.	$5,571,170
31 Cardinal Lane, Key Largo, FL 5 Beds \| 5.5 Baths \| 7055 Sq. Ft.	$14,286,149
38 Cardinal Lane, Key Largo, FL 5 Beds \| 4.5 Baths \| 5416 Sq. Ft.	$10,084,147
26 Cardinal Lane, Key Largo, FL 5 Beds \| 10.5 Baths \| 9509 Sq. Ft.	$5,765,505
22 Sunrise Cay Drive, Key Largo, FL 3 Beds \| 4 Baths \| 3729 Sq. Ft.	$6,867,833

Address	Redfin Estimate
27 Cardinal Lane, Key Largo, FL 4 Beds \| 4.5 Baths \| 5219 Sq. Ft.	$6,020,029
28 Cardinal Lane, Key Largo, FL 4 Beds \| 4.5 Baths \| 4733 Sq. Ft.	$5,636,562
35 Cardinal Lane, Key Largo, FL 4 Beds \| 4 Baths \| 8415 Sq. Ft.	$6,334,991
37 Cardinal Lane, Key Largo, FL 4 Beds \| 4 Baths \| 5109 Sq. Ft.	$4,131,803
33 Cardinal Lane, Key Largo, FL 5 Beds \| 6 Baths \| 6618 Sq. Ft.	$5,273,323
44 Cardinal Lane, Key Largo, FL 5 Beds \| 4 Baths \| 4054 Sq. Ft.	$5,587,288
48 Sunrise Cay Drive, Key Largo, FL 4 Beds \| 4 Baths \| 5031 Sq. Ft.	$6,816,263

Address	Redfin Estimate
43 Cardinal Lane, Key Largo, FL - Beds \| 6 Baths \| 5224 Sq. Ft.	—
34 Cardinal Lane, Key Largo, FL 8 Beds \| 7.5 Baths \| 8576 Sq. Ft.	$6,097,899
45 Cardinal Lane, Key Largo, FL 8 Beds \| 9.5 Baths \| 6354 Sq. Ft.	$11,786,455
32 Cardinal Lane, Key Largo, FL 4 Beds \| 4 Baths \| 2374 Sq. Ft.	$4,917,191
39 Cardinal Lane, Key Largo, FL 4 Beds \| 3.5 Baths \| 4816 Sq. Ft.	$4,475,563
47 Sunrise Cay Drive, Key Largo, FL 4 Beds \| 4 Baths \| 3885 Sq. Ft.	$5,395,990
23 Sunrise Cay Drive, Key Largo, FL 2 Beds \| 5.5 Baths \| 5911 Sq. Ft.	$11,791,656

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About this home

Redfin Estimate

Market trends in 33037, FL

Sale history for 40 Cardinal Ln

Tax history for 40 Cardinal Ln

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 33037

Home values near 40 Cardinal Ln

More real estate resources