Beautiful Key Largo dream home with many features including: 3 bedroom, 2 bath, high cathedral ceilings, over 2,051sf of living space with a canal fronted, ocean accessed dock & davits. Move right in and enjoy the best in waterfront living
Single-familyProperty Type
1990Year Built
6,900 sq ftLot Size
$589Est. Price/Sq.Ft.
4 spacesParking
Listed by John Lucas• Coldwell Banker Previews Intl.
Bought with John Lucas• Coldwell Banker Previews Intl.
Source:FLKMLS #510794
Redfin Estimate
$1,072,892
$638K since sold in January 2004$0 since September
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 24% higher than the average sale price ($865K) of 5 comparable homes.
Beautiful Key Largo dream home with many features including: 3 bedroom, 2 bath, high cathedral ceilings, over 2,051sf of living space with a canal fronted, ocean accessed dock & davits. Move right in and enjoy the best in waterfront living
Public Records
Aug 3, 1998
Sold
$248,000
$136/sq ft
Public Records
Dec 13, 1991
Sold
$194,000
$106/sq ft
Public Records
Jun 17, 1987
Sold
$28,000
$15/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,865 (+4.7%)
2024
$3,693 (+4.5%)
2023
$3,535 (+5.6%)
2022
$3,347 (−1.4%)
2021
$3,393 (+0.6%)
2020
$3,373 (+1.8%)
2019
$3,312 (+0.1%)
2018
$3,308 (+2.1%)
2017
$3,241 (−2.5%)
2015
$3,325 (−1.9%)
2014
$3,391
Tax history for 861 Cardinal Ln
Year
Property tax
Land + Additions
Assessment*
2025
$3,865 (+4.7%)
2024
$3,693 (+4.5%)
2023
$3,535 (+5.6%)
2022
$3,347 (−1.4%)
2021
$3,393 (+0.6%)
2020
$3,373 (+1.8%)
2019
$3,312 (+0.1%)
2018
$3,308 (+2.1%)
2017
$3,241 (−2.5%)
2015
$3,325 (−1.9%)
2014
$3,391
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Zoning
IS
III
Improved Subdivision District
The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.
Zone overlays
Tier III Overlay District
Permitted uses
Include but are not limited to:
Housing-Multiple units
Infrastructure
Property details
Interior
Bathroom Information
# of Full Baths: 2
Heating & Cooling
Heating Type: Forced Air
Exterior
Exterior Information
Physical Condition: Average
Floor Construction Type: Plywood
Foundation Type: Concrete
Exterior Wall: Wood Frame
Roof Shape Type: Irregular
Building Type: Residential
Property Information
Subdivision Name: WINSTON WATER WAYS AMD
Living Sq. Ft: 1,822
Gross Sq. Ft: 4,664
Ground Floor Sq. Ft: 1,822
Building Sq. Ft: 1,822
# of Units: 1
# of Stories: 3
Legal Description: BK 2 LT 8 AMD PLAT OF WINSTON WATERWAYS PB4-144 OR575-383 OR1016-1640/41 OR1103-168AFF OR1193-2043 OR1470-330/31 OR1529-2089 OR1804-2000 OR1968-2317
Parking & Garage Information
Parking Type: Carport
Garage/Parking Sq. Ft: 1,630
Garage / Carport Type: Carport
Lot Information
# of Buildings: 1
Land Sq. Ft: 6,900
Legal Lot Number: 8
Legal Block Number: 2
Municipality Type: KLG
Municipality Name: KEY LARGO FROM SOUTH BAY HARBO
Acres: 0.1584
Zoning Code: IS
County Use Description: SINGLE FAMILY RES
State Use Description: SINGLE FAMILY
Location Information
Parcel Location Influence: Canal
Financial
Assessor Information
Assessment Year: 2025
Tax District County: KEY LARGO FROM SOUTH BAY HARBO
Tax Area: SOUTH KEY LARGO MUNICIPAL SERV
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,822
Stories: 3.0
Lot Size: 6,900 square feet
Style: Single Family Residential
Year Built: 1990
Year Renovated: 1998
County: Monroe County
APN: 2261 39 00546450000000
Home facts updated by county records on Oct 9, 2026
Around this home
Schools
Key Largo School
Public PreK-8 • Assigned • 2.8mi
8/10
Coral Shores High School
Public 9-12 • Assigned • 11.8mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 31 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Key Largo, FL • 33037
Average low and high temperatures (°F)
73
62
75
66
78
70
80
74
85
79
86
81
87
82
88
81
86
79
83
77
79
72
77
68
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 7 hours in December, placing it above the
U.S. average for solar exposure.