SOLD APR 1, 2026

Off Market Apr 2026 for $650K

$683,626

Est. refi paymentEst. refi $4,888/mo

•

3 ba

•

3,038

sq ft

13642 Sandy Rd, Panama City, FL 32409

About this home

CURRENTLY UNDER CONTRACT-SELLER WILL CONSIDER BACKUP OFFERS WELCOME HOME to BEAUTIFUL White Western Lake! This wonderful property has 130' of lake shore on this PRIVATE lake that is spring fed & is crystal clear with a white sandy bottom. Enjoy boating, jet ski's, tubing & fishing in your backyard! View sunrises and sunsets from your patio. This home has been kept in PRISTINE condition! The open floor plan allows views of the lake from the great room, kitchen and dining area. You also get lake views from both of the 2 master suites. BONUS ROOM over the garage (great for an office or game room) The home has a 2 car garage & attached 2 car carport, dock with boat lift, storage bldg, outdoor shower. Home is 1 mile to grade A school that is PreK-12th grades. 15 min to shopping & dining, & 25 min to the World's Most Beautiful Beach & Pier Park. The grand Master Bedroom of this home features 4 large windows to take in gorgeous views of the lake. Enjoy family time on the huge 1100 sf concrete stained patio, which has a covered section that is perfect for dining. This lake home could be an income producing B n B and could easily accommodate 3 families. This home gives you the privacy you desire and feeling of country living but the convenience of being only a 15 minute drive to Lynn Haven for all your shopping needs, 20 minutes to Panama City, & 20 min to the Airport. Properties on White Western Lake rarely become available to purchase! Come and view this gorgeous property today! * NEW ROOF in 2018 with hurricane clamps. * NEW HURRICANE EXTERIOR DOORS in 2019. All measurements are approximate, please verify if important.

Single-familyProperty Type

1994Year Built

2.18 acresLot Size

$225Est. Price/Sq.Ft.

2 car garageParking

Listed by Kristin Aleywine • CENTURY 21 Commander Realty

Bought with Non Member • NON-MEMBER OFFICE

Source:CPARMLS #738942

Redfin Estimate

$683,626

$34K since sold in April 2026$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12.7% higher than the average sale price ($607K) of 6 comparable homes.

SOLD AUG 28, 2026
$322,000
A
4 beds2.5 baths2,180 sq ft
4526 Leisure Lakes Dr, Chipley, FL 32428
SOLD JUL 9, 2026
$509,000
B
4 beds3 baths2,668 sq ft
140 Lake Merial Trl, Panama City, FL 32409
SOLD APR 23, 2026
$440,000
C
4 beds3.5 baths2,628 sq ft
7920 Kingswood Rd, Panama City, FL 32409
SOLD JUL 24, 2026
$435,000
D
4 beds2.5 baths2,635 sq ft
2531 Mccormick Rd, Panama City, FL 32409
SOLD MAY 21, 2026
$1,500,000
E
4 beds3.5 baths3,226 sq ft
1324 10th St, Panama City, FL 32409
SOLD JUL 16, 2026
$435,000
F
4 beds3 baths2,540 sq ft
3321 Nautical Dr, Panama City, FL 32409

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Earn from this home

Sell

$126,301

Est. take-home

List your home with Redfin and save $6,836

Refinance

Est. cash available

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Rent

$3,145/mo

Redfin rental estimate

List your home for rent

Market trends in 32409, FL

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.1%

+0.5% MoM

Median sale price

$370K

$10K MoM

Avg. days on market

75d

0 days MoM

Recently sold homes

8 MoM

New listings for sale

FOR SALE BY OWNER
$520,000
3 beds2 baths1,701 sq ft
7424 Little Creek Cir, Panama City, FL 32409
3D WALKTHROUGH
$335,000
2 beds2 baths1,192 sq ft
4026 Kirkpatrick Rd, Panama City, FL 32409
VIDEO TOUR
$630,000
3 beds3 baths2,410 sq ft
3719 Long Rd, Panama City, FL 32409
$299,000
4 beds4.5 baths2,756 sq ft
8835 Jeffery Rd, Panama City, FL 32409
3D WALKTHROUGH
$995,000
4 beds3.5 baths2,761 sq ft
325 Confidence Way, Panama City, FL 32409
$649,900
3 beds2 baths2,382 sq ft
4138 Cedar Creek Dr, Panama City, FL 32409
$175,999
2 beds1 bath832 sq ft
13606 Fiddlers Green Rd, Panama City, FL 32409
$799,000
4 beds2.5 baths3,200 sq ft
7325 Highway 2302, Panama City, FL 32409
$299,000
3 beds2 baths1,719 sq ft
8843 S Mccann Rd, Panama City, FL 32409
See all

Provided by Redfin

Sale history for 13642 Sandy Rd

Date

Event

Price

Public Records

Apr 1, 2026

Sold

$650,000

$214/sq ft

CPARMLS #738942

Sep 20, 2023

Sold

$625,000

$206/sq ft

Jun 21, 2023

Price Changed

$699,000

$230/sq ft

May 22, 2023

Price Changed

$709,900

$234/sq ft

Apr 27, 2023

Price Changed

$720,000

$237/sq ft

Mar 18, 2023

Listed

$725,000

$239/sq ft

+57

CPARMLS #732202

Mar 10, 2023

Listing Removed

—

Jan 10, 2023

Price Changed

$750,000

$247/sq ft

Sep 10, 2022

Listed

$775,000

$255/sq ft

CPARMLS #730800

Sep 9, 2022

Listing Removed

—

Aug 12, 2022

Listed

$799,000

$263/sq ft

CPARMLS #696294

Apr 10, 2020

Listing Removed

—

Apr 7, 2020

Listed

$508,000

$167/sq ft

CPARMLS #318078

Aug 26, 2004

Sold

$369,500

$122/sq ft

Apr 26, 2004

Listed

$389,000

$128/sq ft

CPARMLS #103896

Mar 22, 1999

Sold

$142,000

$47/sq ft

Dec 3, 1998

Listed

$149,000

$49/sq ft

Public Records

Sep 1, 1993

Sold

$50,000

$16/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,060 (+3.7%)

2024

$5,844 (+55.7%)

$87,230 + $422,001

$509,231

2023

$3,752 (+11.6%)

2022

$3,361 (+0.3%)

2021

$3,353 (+0.5%)

2020

$3,336 (+15.9%)

$87,230 + $224,647

$311,877

2019

$2,878 (−14.2%)

$87,230 + $186,932

$274,162

2018

$3,353 (−3.0%)

$79,300 + $230,343

$309,643

2017

$3,455 (−2.3%)

$79,300 + $233,508

$312,808

2016

$3,537 (−4.5%)

$76,921 + $234,872

$311,793

2015

$3,703 (−1.0%)

$76,921 + $238,037

$314,958

2014

$3,740

Tax history for 13642 Sandy Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,060 (+3.7%)

2024

$5,844 (+55.7%)

$87,230 + $422,001

$509,231

2023

$3,752 (+11.6%)

2022

$3,361 (+0.3%)

2021

$3,353 (+0.5%)

2020

$3,336 (+15.9%)

$87,230 + $224,647

$311,877

2019

$2,878 (−14.2%)

$87,230 + $186,932

$274,162

2018

$3,353 (−3.0%)

$79,300 + $230,343

$309,643

2017

$3,455 (−2.3%)

$79,300 + $233,508

$312,808

2016

$3,537 (−4.5%)

$76,921 + $234,872

$311,793

2015

$3,703 (−1.0%)

$76,921 + $238,037

$314,958

2014

$3,740

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Permits

Aug 12, 2024 • Final

Mechanical

Replace the heating and air conditioning system.

HVAC

Sep 15, 2000 • Final

Electrical

Addition

Electrical

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Interior

Heating & Cooling
Air Conditioning Type: Central
Heating Type: Forced Air

Exterior

Exterior Information
Exterior Wall: Stucco/Wood Frame
Building Type: Single Family

Pool Information
Has Pool

Property Information
Subdivision Name: PINEBROOK
Living Sq. Ft: 3,038
Adjusted Gross Sq. Ft: 3,669
Ground Floor Sq. Ft: 2,798
Building Sq. Ft: 5,341
# of Units: 1
# of Stories: 1.5
Legal Description: 13/14 1S 15W -9.11- 72A BEG AT SE COR OF SW1/4 OF SW1/4 OF SEC 13 W 658.52' N 653.45' W 658.05' N 435.12' FOR POB TH CONT N 108.78' E 250' NELY 371.48' NELY 1411.30 SWLY 1335.95' SWLY 481.79' W 380' TO POB AKA LOT 11 WHITE WESTERN SHORES UNREC ORB 47 32 P 2037

Parking & Garage Information
Parking Type: Finished Garage
Garage/Parking Sq. Ft: 600
Garage / Carport Type: Finished

Lot Information
# of Buildings: 1
Land Sq. Ft: 94,874
Legal Lot Number: 11
Acres: 2.178
Depth Footage: 730
Front Footage: 130
Zoning Code: R-2
State Use Description: SINGLE FAMILY

Financial

Assessor Information
Assessment Year: 2025
Tax Area: FIRE COUNTY MOSQUITO

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 3,038
Stories: 1.5
Lot Size: 2.18 acres
Style: Single Family Residential
Year Built: 1994
Year Renovated: 2014
County: Bay County
APN: 26436025011

Home facts updated by county records on Jun 18, 2026

Around this home

Schools

Deane Bozeman School

Public PreK-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

5/10 Fire Factor

6% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 105° expected this year, 19 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Panama City, FL • 32409

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.6 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$650,000 – $787,000

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Nearby similar homes

FOR SALE BY OWNER

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New listings for sale in 32409

FOR SALE BY OWNER

$520,000

3 beds2 baths1,701 sq ft

7424 Little Creek Cir, Panama City, FL 32409

3D WALKTHROUGH

$335,000

2 beds2 baths1,192 sq ft

4026 Kirkpatrick Rd, Panama City, FL 32409

VIDEO TOUR

$630,000

3 beds3 baths2,410 sq ft

3719 Long Rd, Panama City, FL 32409

$299,000

4 beds4.5 baths2,756 sq ft

8835 Jeffery Rd, Panama City, FL 32409

3D WALKTHROUGH

$995,000

4 beds3.5 baths2,761 sq ft

325 Confidence Way, Panama City, FL 32409

$649,900

3 beds2 baths2,382 sq ft

4138 Cedar Creek Dr, Panama City, FL 32409

$175,999

2 beds1 bath832 sq ft

13606 Fiddlers Green Rd, Panama City, FL 32409

$799,000

4 beds2.5 baths3,200 sq ft

7325 Highway 2302, Panama City, FL 32409

$299,000

3 beds2 baths1,719 sq ft

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Home values near 13642 Sandy Rd

Data from public records.

Address	Redfin Estimate
13532 Sandy Road, Panama City, FL 3 Beds \| 2 Baths \| 1320 Sq. Ft.	$234,838
13709 Sandy Road, Panama City, FL 3 Beds \| 2 Baths \| 1620 Sq. Ft.	$177,834

Address	Redfin Estimate
13723 Sandy Road, Panama City, FL 3 Beds \| 2 Baths \| 2016 Sq. Ft.	$193,322
13624 Sandy Road, Panama City, FL 2 Beds \| 3 Baths \| 2324 Sq. Ft.	$519,017

Address	Redfin Estimate
13625 Sandy Road, Panama City, FL 3 Beds \| 1 Baths \| 1284 Sq. Ft.	$75,889
13630 Sandy Road, Panama City, FL 3 Beds \| 2 Baths \| 1404 Sq. Ft.	$305,050

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