~PRICED BELOW RECENT APPRAISAL!~ 1.03 ACRES ~ POWERED WORKSHOP ~ NO HOA ~ SELLER RATE BUYDOWN AVAILABLE! ~ Renovated 3-bedroom, 2-bath chalet just minutes from Navy Federal! ~ NEW 2026 ROOF ~ NEW 2026 HVAC ~ NEW WATER HEATER ~ NEW STAINLESS STEEL APPLIANCES ~ Soaring cathedral ceilings, an open loft, warm wood accents, custom built-in shelving, and carpet-free flooring throughout. Updated kitchen with two-tone shaker cabinets and solid quartz countertops. ~ FULL-LENGTH COVERED FRONT PORCH ~ TWO-CAR CARPORT ~ DETACHED 24’x24’ POWERED WORKSHOP ~ Set on a dead-end road with room for gardening, entertaining, boats, and toys! ~ SELLER-PAID ONE-YEAR TRANSFERABLE TERMITE BOND INCLUDED!
Northwest Pensacola, located between Mobile Highway and the Perdido River, is a suburban and semi-rural Bellview neighborhood with pine-flatwoods scenery and wide-lot streets. The area’s character concentrates around the Mobile Highway and Saufley Field Road corridor, where auto shops, taquerias, feed-and-tackle counters, and no-frills diners set a working-day rhythm. Housing trends toward ranch-style homes, manufactured residences, and newer infill on larger parcels, with long driveways and deep setbacks. The landscape shifts from commercial strips to quiet roads edging creeks and wetlands. Weekends often point toward nearby boat ramps and trails rather than a single town square. Daily errands cluster along Mobile Highway, while open sky and tree lines shape the pace.
Provided by Walk Score and Local Logic
Market insights
9990 Jay Rd
SALE-TO-LIST
97.4%
Most homes are selling 3% below list price.
Property details
Interior
Exterior
Finance
Interior features
Baseboards
Built-in bookcases
Cathedral and vaulted ceilings
High ceilings
Ceiling fans
Bonus room
Office/study
Bedrooms
Primary bedroom on the first floor
Bathrooms
2 full bathrooms
Remodeled bathrooms
Kitchen
Remodeled kitchen
Laundry & utility
Inside laundry
Electric water heater
Heating & cooling
Heat pump
Central air
Ceiling fans
Exterior features
Backyard chain-link fencing
Covered patio
Covered deck
Home design
One-and-a-half-story design
Parking
Two-car carport
Construction
Frame construction
Slab foundation
Shingle roof
Utilities
Septic tank
Circuit breakers
HOA & community
No association
Electricity and solar
View estimated energy costs and solar savings for this home
**Accepting Backup offers-Multiple offers- Seller requests all offers by Monday 4/20 at 5pm cst. Opportunity knocks with this charming cabin set on a an acre of land with mature trees & foliage & No HOA! New Construction homes just down the street that have sold for $400k+ with a fraction of the land this property offers. Here is your blank slate to create your vision. Tucked away with room to breathe, this fixer-upper is ready to be transformed into a cozy retreat, income-producing rental, or your dream getaway. The existing structure provides a starting point to unleash your creativity, while the expansive lot gives you endless possibilities—expand, build out, add outdoor living spaces, or create the peaceful setting you’ve always wanted. Whether you're an investor, or buyer looking to customize every detail, this property is all about potential. Seller states it will need HVAC, Roof, Water Heater & full interior renovation to include top header plate on front wall- quoted $1400-3000 to replace top header. All windows in working order. Bring your tools, your creativity, and your plans—this is your chance to turn a hidden gem into something truly special.
Public Records
Oct 22, 2025
Sold
$50,000
$36/sq ft
Public Records
May 11, 1993
Sold
$70,000
$50/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$937 (+21.0%)
2024
$774 (+1.9%)
2023
$760 (+3.6%)
2022
$734 (+1.2%)
2021
$725 (+2.3%)
2020
$709 (+2.7%)
2019
$690 (+0.8%)
2018
$684 (+1.0%)
2017
$678 (+1.6%)
2016
$667 (+9.0%)
2014
$612
Public record
Public record
Zoning
Permits
Beds
—
Baths
2
Stories
2
Lot width
—
Lot depth
—
Lot size
1 Acre
Year renovated
1986
Finished Sq. Ft.
1,392
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,392
Year built
1986
Style
Single Family Residential
County
Escambia County
APN
341N313301003010
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 19, 2026.
LDR
Low Density Residential District
The low density residential (LDR) district establishes appropriate areas and land use regulations for residential uses at low densities within suburban areas. The primary intent of the district is to provide for large-lot suburban type residential neighborhood development that blends aspects of rural openness with the benefits of urban street connectivity, and at greater density than the rural residential district. Residential uses within the LDR district are predominantly detached single-family dwellings. Clustering dwellings on smaller residential lots may occur where needed to protect prime farmland from non-agricultural use or to conserve and protect environmentally sensitive areas. The district allows non-residential uses that are compatible with suburban residential neighborhoods and the natural resources of the area.
Permitted uses
Include but are not limited to:
Agriculture
Housing-Single unit
Housing-Multiple units
Infrastructure
Marina
Cemetery
Housing-Mobile home park
Park & open space
Jun 8, 2026 • Final
Residential
Roofing
Jun 1, 2026 • Active
Residential
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 105° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Pensacola, FL • 32526
Average low and high temperatures (°F)
60
40
69
49
74
54
79
61
82
67
88
73
92
76
88
74
89
69
80
61
73
56
65
46
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Pensacola. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.6 hrs
7.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 9990 Jay Rd
$323,846
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $309K to $420K.