OFF MARKET
Google street view image for 40 Cottage St, Santa Rosa Beach, FL 32459
OFF MARKET
—
6
bd
•
4 ba
•
2,448
sq ft

40 Cottage St, Santa Rosa Beach, FL 32459

map-entry

About this home

40 Cottage St is a 2,448 square foot property on a 0.86 acre lot with 6 bedrooms and 4 bathrooms.
1994Year Built
0.86 acresLot Size
Source:Public Records

Redfin Estimate

Unfortunately, we don't have enough data to generate an accurate Estimate at this time. 

Market trends in 32459, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price
95.5%

+0.2% MoM

Median sale price
$960K

$10K MoM

Avg. days on market
91d

2 days MoM

Recently sold homes
396

1 MoM

New listings for sale

Provided by Redfin

Sale history for 40 Cottage St

As the MLS and public records start to fill up, we'll list the details here.

Tax history for 40 Cottage St

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning and permits

RP

Residential Preservation District

This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Permitted uses

Include but are not limited to:

  • No uses permitted by right

Property details

Around this home

Schools

Dune Lakes Elementary School

Public K-5 • Assigned • 5.4mi

10/10
Emerald Coast Middle School

Public 6-8 • Assigned • 3.6mi

8/10
South Walton High School

Public 9-12 • Assigned • 3.6mi

8/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

1% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 22 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
43
65
52
71
57
76
64
80
70
86
76
88
79
86
77
85
74
79
66
73
59
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Work with an experienced agent and save on fees. 3 minutes to get started.

Get a free, detailed breakdown of how we calculated your estimate.

Nearby similar homes

New listings for sale in 32459

NEW 3 HRS AGO
$2,049,000
5 beds4 baths2,220 sq ft
189 Eastern Lake Rd, Santa Rosa Beach, FL 32459
NEW 3 HRS AGO
$849,000
4 beds4 baths2,709 sq ft
93 Marlberry Trce, Santa Rosa Beach, FL 32459
NEW 6 HRS AGO
$1,999,999
5 beds3.5 baths3,866 sq ft
267 Hideaway Cir, Santa Rosa Beach, FL 32459
NEW 11 HRS AGO
$3,300,000
8 beds6 baths5,048 sq ft
Multiple 5 Properties-country Club Dr Unit 13,14,29,30,40, Santa Rosa Beach, FL 32459
NEW 12 HRS AGO
$365,000
Studio1 bath504 sq ft
3605 E County Highway 30a #139, Santa Rosa Beach, FL 32459
NEW 28 HRS AGO
$4,895,000
4 beds5 baths3,850 sq ft
461 Blue Mountain Rd, Santa Rosa Beach, FL 32459
NEW 34 HRS AGO
$699,000
3 beds2.5 baths2,121 sq ft
265 W Hewett Rd, Santa Rosa Beach, FL 32459
$975,000
3 beds2.5 baths1,972 sq ft
222 Bay Magnolia Ln, Santa Rosa Beach, FL 32459
$4,590,000
4 beds3.5 baths3,285 sq ft
3820 E County Highway 30a Unit 201, Santa Rosa Beach, FL 32459

Home values near 40 Cottage St

Data from public records.

More real estate resources

Okaloosa County homes for sale
Jackson County homes for sale
Bay County homes for sale
Download the Redfin App on the Apple App Store
Download the Redfin App from the Google Play Store

Join us

Become an Agent
Get referrals
Careers

Find homes faster

Download the Redfin App on the Apple App Store
Download the Redfin App from the Google Play Store

About us

Why Redfin?
Community Impact
Inclusion
Culture
Press
Investors
Blog
Real Estate News

Find us

Contact Us
Help Center
Advertise

Subsidiaries

Rent.
ApartmentGuide

Affiliated Business

Rocket Close
Rocket Mortgage

Countries

US flagUnited States

Canadian flagCanada

Copyright: © 2026 Redfin. All rights reserved.

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.