The Village of White Cliffs in Blue Mountain Beach is a gated, non-rental community South of 30A with private deeded beach access with observation tower/shower/bathrooms, heated pool, community center, fitness room, lighted tennis courts and beautiful landscaping throughout the neighborhood. This home is perfectly positioned with Gulf views and covered porches on every level. A spacious 3,852 square foot home with 4 Bedrooms, each with their own bath and a half bath off the living area are floors all accessible by the 3-stop elevator. Large gourmet kitchen with open floor plan to living and dining area make this an entertainer's dream. Double master suites, two guest rooms, study/den, private office along with an over sized garage and carport make this home one to see.
Single-familyProperty Type
1995Year Built
8,378 sq ftLot Size
$761Est. Price/Sq.Ft.
3 garage spacesParking
Listed by The Allen Adams Team• 850 Properties - Santa Rosa Beach
Bought with Non Member Agent (NABOR)• Non Member Office (NABOR)
Source:ECAR #814075
Redfin Estimate
$2,907,383
$714K since August
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 21% lower than the average sale price ($3.68M) of 6 comparable homes.
* Price is not available or MLS listing is off market.
Year
Property tax
Land + Additions
Assessment*
2025
$17,384 (+12.2%)
2024
$15,487 (+5.2%)
$551,250 + $1,144,262
$1,695,512
2023
$14,722 (+7.0%)
$551,250 + $1,068,998
$1,620,248
2022
$13,757 (+43.5%)
$545,715 + $938,750
$1,484,465
2021
$9,588 (+7.7%)
2020
$8,902 (+7.2%)
$195,822 + $695,955
$891,777
2019
$8,304 (+42.7%)
$190,118 + $683,448
$873,566
2018
$5,820 (+2.8%)
2017
$5,660 (+1.3%)
2016
$5,590 (−0.9%)
2015
$5,638 (−0.6%)
2014
$5,671
Tax history for 45 White Cliffs Ln
Year
Property tax
Land + Additions
Assessment*
2025
$17,384 (+12.2%)
2024
$15,487 (+5.2%)
$551,250 + $1,144,262
$1,695,512
2023
$14,722 (+7.0%)
$551,250 + $1,068,998
$1,620,248
2022
$13,757 (+43.5%)
$545,715 + $938,750
$1,484,465
2021
$9,588 (+7.7%)
2020
$8,902 (+7.2%)
$195,822 + $695,955
$891,777
2019
$8,304 (+42.7%)
$190,118 + $683,448
$873,566
2018
$5,820 (+2.8%)
2017
$5,660 (+1.3%)
2016
$5,590 (−0.9%)
2015
$5,638 (−0.6%)
2014
$5,671
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Zoning and permits
Zoning
Permits
RP
Residential Preservation District
This district consists primarily of subdivisions existing as of November 7, 1996, approved development projects which are vested or built out, or recorded platted subdivisions that have infrastructure in place and are substantially built out.
Permitted uses
Include but are not limited to:
No uses permitted by right
Apr 24, 2024 • Active
Roof retro-fit standalone permit - licensed contractors only
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Interior
Bathroom Information
# of Bathroom Fixtures: 14
Heating & Cooling
Air Conditioning Type: Central
Heating Type: Hot Air
Exterior
Exterior Information
Building Construction Quality: Above Average
Exterior Wall: Wood
Roof Covering Type: Concrete Tile
Roof Shape Type: Irregular
Building Type: Single Family
Property Information
Subdivision Name: VILLAGE OF WHITE CLIFFS THE
Living Sq. Ft: 3,818
Adjusted Gross Sq. Ft: 4,689
Building Sq. Ft: 6,778
# of Stories: 3
Legal Description: LOT 1 BLK B THE VILLAGES OF WHITE CLIFFS PB 10-18 OR 1168-53 OR 2360-1566 OR 24291498 OR 3078-3603 OR 3126-1527 OR 3189-482
Parking & Garage Information
Parking Type: Finished Garage
Garage/Parking Sq. Ft: 494
Garage / Carport Type: Finished
Lot Information
# of Buildings: 1
Land Sq. Ft: 8,378
Legal Lot Number: 1
Legal Block Number: B
Acres: 0.1923
Zoning Code: RP
County Use Description: SINGLE FAMILY
Financial
Assessor Information
Assessment Year: 2025
Public facts
Beds: 4
Baths: 5.0
Sq. Ft.: 3,818
Stories: 3.0
Lot Size: 8,378 square feet
Style: Single Family Residential
Year Built: 1995
Year Renovated: 2005
County: Walton County
APN: 123S203463100B0010
Home facts updated by county records on Sep 8, 2026
Around this home
Schools
Dune Lakes Elementary School
Public K-5 • Assigned • 7.8mi
10/10
Emerald Coast Middle School
Public 6-8 • Assigned • 5.7mi
8/10
South Walton High School
Public 9-12 • Assigned • 3.0mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
6/10 Flood Factor
Estimated 70-78% chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.77% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 23 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Santa Rosa Beach, FL • 32459
Average low and high temperatures (°F)
59
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64
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86
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85
74
79
66
73
59
64
50
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Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
81/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Santa Rosa Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.7 hrs
5.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$2.76M – $3.34M
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