Opportunities like this are hard to find in Cumming. Set on a PRIVATE HALF-ACRE LOT with NO HOA, this MOVE-IN-READY home offers the freedom and space of a private setting while being just FIVE MINUTES FROM GA400, Sawnee Mountain, Forsyth County Schools, and ten minutes from shopping, dining, and every convenience the area is known for including Cumming City Center and Lake Lanier. The property features a fully fenced four-board perimeter, a 12 FT GATE ideal for boat or trailer parking, and MATURE FRUIT TREES including fig, peach, and pecan that create a peaceful, usable outdoor space. Privacy trees on three sides make the lot feel tucked away, yet you're minutes from everything. Inside, the TWO-STORY FOYER opens to a DEDICATED HOME OFFICE, formal dining room, and a warm living room centered around a STONE GAS-LOG FIREPLACE. The kitchen includes GRANITE COUNTERTOPS, 42-INCH MAPLE CABINETS, STAINLESS APPLIANCES, and a BRIGHT BREAKFAST NOOK overlooking the backyard. Upstairs, the primary suite features a tray ceiling bedroom and a VAULTED SPASTYLE BATHROOM with soaking tub, separate shower, double vanity, private commode, and a walk-in closet. Three additional bedrooms, including an OVERSIZED FLEX ROOM, provide space for guests, hobbies, or a second office, with plenty of storage throughout. Major updates deliver peace of mind: a NEWER ROOF, TWO NEWER HVAC SYSTEMS, and a RECENT SEPTIC SERVICE with NEW SEPTIC ALARM installed. The two-car garage includes a CUSTOM WORKBENCH and generous storage for tools, equipment, or projects, and an IN-GROUND STORM SHELTER that seats12 adds a rare safety feature. With its NO-HOA FREEDOM, EXCEPTIONAL PRIVACY, MAJOR SYSTEM UPDATES, FLEXIBLE FLOOR PLAN, and UNBEATABLE ACCESS to all Cumming has to offer, this home stands out as a RARE OPPORTUNITY IN NORTH FORSYTH.
Median sale price in this area is $632,924. (29% higher than this home)
PRICE DROP
0 price drops
27% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Double vanity
High ceilings
Rear stairs
Separate shower
Soaking tub
Tile bathrooms
Tray ceiling(s)
Entrance foyer
Vaulted ceilings
Walk-in closets
Gas-log masonry fireplace in the living room
Bedrooms
4 bedrooms
Bathrooms
2 full bathrooms
1 half bathroom
Kitchen
Cooktop
Dishwasher
Microwave
Refrigerator
Stainless steel appliances
Breakfast area
Breakfast bar
Pantry
Solid surface counters
Laundry & utility
Laundry in hall
Laundry closet on upper level
Electric water heater
Flooring
Carpet
Laminate
Tile
Heating & cooling
Heat pump and propane heating
Heat pump cooling
Ceiling fans
Exterior features
Patio
Porch
Level, private lot
Grassed and partially wooded vegetation
Front and back yard wood fencing
Bay windows and window treatments
Home design
Single-family residence (house)
Two levels
Resale property
Parking
Attached garage with garage door opener
Off-street parking and parking pad
Open parking
2 total parking spaces
Kitchen-level parking access
Security
Security system
Smoke detectors
Carbon monoxide detectors
Construction
Built in 2005
Press board and stone exterior materials
Composition roof
Slab foundation
Utilities
Public water
Septic tank sewer
220-volt electric service
Cable available
High-speed internet available
Phone available
Propane available
HOA & community
No HOA
Community amenities include pool, playground, park, tennis courts, fitness center, marina, boat/camper/van parking, sidewalks, stable(s), swim team, and tennis team
Other
Listing accepts Cash, Conventional, FHA, and VA financing
Electricity and solar
View estimated energy costs and solar savings for this home
Well Maintained 2 story craftsman home on over 1/2 acre! Best of all, NO HOA! Granite tops. Tile bathrooms. New exterior paint. Fenced backyard. Level yard.
FMLS #3975335
Nov 30, 2009
Sold
$165,000
$78/sq ft
Oct 19, 2009
Listed
$181,000
$85/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,449 (+0.9%)
$39,200 + $136,800
$176,000
2024
$3,418 (+20.7%)
$39,200 + $136,800
$176,000
2023
$2,831 (−5.7%)
$39,200 + $119,656
$158,856
2022
$3,001 (+16.0%)
$31,360 + $99,764
$131,124
2021
$2,586 (+3.8%)
$19,600 + $85,112
$104,712
2020
$2,492 (+5.2%)
$19,600 + $80,556
$100,156
2019
$2,369 (−0.2%)
$14,000 + $79,996
$93,996
2018
$2,373 (+15.7%)
$16,000 + $77,720
$93,720
2017
$2,050
$16,000 + $57,864
$73,864
2016
$2,050 (+12.4%)
$16,000 + $57,864
$73,864
2014
$1,824 (+7.2%)
$16,000 + $52,924
$68,924
2013
$1,701 (−19.9%)
$11,200 + $52,924
$64,124
2012
$2,124 (−8.8%)
$11,200 + $68,732
$79,932
2011
$2,328 (+6.0%)
$18,000 + $69,464
$87,464
2010
$2,197 (+3.3%)
$18,000 + $70,880
$88,880
2009
$2,127
$18,000 + $70,880
$88,880
2008
$2,127
$18,000 + $70,880
$88,880
Public record
Beds
4
Baths
2.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.56 Acres
Year renovated
—
Finished Sq. Ft.
2,122
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,122
Year built
2005
Style
Single Family Residential
County
Forsyth County
APN
192 174
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 13, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
4/10 Wind Factor
11% chance of strong winds in next 30 years
4/10 Air Factor
5 unhealthy days expected this year, 7 days in 30 years
Provided by First Street
Historical weather
Cumming, GA • 30040
Average low and high temperatures (°F)
48
31
59
38
69
47
76
55
77
61
85
68
90
73
82
68
82
65
73
53
64
46
54
36
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
21/ 100
Low sunlight
Sunscore
There appears to be significant shading by surrounding buildings, terrain, and vegetation.
3.3 hrs
0.7 hr
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1950 Mountain Rd
$485,821
$3,179 under list price of $489K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $425K to $505K.