This beautiful private rustic retreat sits on top of a mountain with stunning long range views of the Blue Ridge Mountains! This luxury home has a lot to offer; four oversized bedrooms with views, primary suite on main level with double shower, soaking tub and a huge walk-in closet/laundry room. Gorgeous floor to ceiling stone fireplace with wood burning stove. Open and spacious kitchen with high end Electrolux stainless steel appliances; built-in refrigerator, double oven/convection/microwave combination, gas cooktop, dishwasher, granite countertops and cabinets galore. Separate dining area with a beautiful antler chandelier. Hardwood floors throughout first and second levels. Finished basement great for entertaining with a bar and media/game room, bedroom and full bath. There is an additional bonus fifth bedroom with a closet in the basement as well as a second laundry room and storage closet. Two wrap around decks with a hot tub and gas grill, covered front porch with a swing and a circular driveway with an extra parking pad. All new Anderson double pane insulated windows, tankless water heater, nest thermostats, alarm system/cameras, two sets of washer and dryer's are staying (Electrolux and Maytag) as well as all appliances, hot tub and grill.
One fireplace with blower fan, glass doors, masonry/stone surround, and wood-burning stove features
Double-pane, insulated windows
No shared/common walls
Bedrooms
Master on main
One main-level bedroom
Two upper-level bedrooms
One lower-level bedroom
Bathrooms
Three full bathrooms
One half bathroom
Main level has one full and one half bath
Upper level has one full bath
Lower level has one full bath
Master bathroom with double shower, separate tub and shower, and soaking tub
Kitchen
Breakfast bar
Kitchen island
Stone counters
Gas cooktop
Double oven
Microwave
Dishwasher
Disposal
Refrigerator
Laundry & utility
Washer and dryer included
Laundry room on main level and lower level
Flooring
Hardwood floors
Tile floors
Heating & cooling
Central heating with propane
Zoned heating
Central air conditioning
Zoned cooling
Ceiling fans
Electric components
Exterior features
Covered deck and front porch
Gas grill
Other outbuilding/structure present
Daylight, finished basement with finished bath and walk-out access
Home design
Three or more levels
Raised foundation with pillar/post/pier supports
Cement siding and HardiPlank-type siding with stone accents
Composition roof
Parking
Driveway
Parking pad
Open parking available
Construction
Cement siding
HardiPlank-type siding
Stone exterior
Utilities
Public water
Septic tank for sewer
Electricity available
HOA & community
Homeowners association with an annual fee of $300
Community amenities include trails/greenway and a spa/hot tub
Other
Private paved asphalt road frontage
Directions: Take Hwy 575/515 out of Blue Ridge to left on Loving Rd, go 3 miles to left on Old Loving Rd, 3/4 of a mile to left into My Mountain community, follow up the mountain and home will be on your left
Electricity and solar
View estimated energy costs and solar savings for this home
This beautiful private rustic retreat sits on top of a mountain with stunning long range views of the Blue Ridge Mountains! This luxury home has a lot to offer; four oversized bedrooms with views, primary suite on main level with double shower, soaking tub and a huge walk-in closet/laundry room. Gorgeous floor to ceiling stone fireplace with wood burning stove. Open and spacious kitchen with high end Electrolux stainless steel appliances; built-in refrigerator, double oven/convection/microwave combination, gas cooktop, dishwasher, granite countertops and cabinets galore. Separate dining area with a beautiful antler chandelier. Hardwood floors throughout first and second levels. Finished basement great for entertaining with a bar and media/game room, bedroom and full bath. There is an additional bonus fifth bedroom with a closet in the basement as well as a second laundry room and storage closet. Two wrap around decks with a hot tub and gas grill, covered front porch with a swing and a circular driveway with an extra parking pad. All new Anderson double pane insulated windows, tankless water heater, nest thermostats, alarm system/cameras, 500 gallon propane tank, two sets of washer and dryer's staying (Electrolux and Maytag) as well as all appliances, hot tub and grill.
FMLS #7816441
Aug 18, 2026
Listed
$1,075,000
$302/sq ft
Aug 5, 2026
Coming Soon
$1,075,000
$302/sq ft
NEGBOR #224073
Nov 15, 2012
Sold
$273,500
$77/sq ft
Oct 24, 2012
Listed
$285,000
$80/sq ft
BANK OWNED, and what a steal. Beautiful 4 bedroom/ 3 1/2 baths custom built home w/ private well & 2 zoned air conditioners. Property just perfect for all of your family holidays. Would make a fabulous rental with great income potential. Master on main with beautiful large master bath, makes everyday living easy on one level. Additional half bath on main, beautiful gourmet kitchen w/ breakfast area, large open floor plan with stone fireplace to the ceiling. Lots of windows, and outside decks galore. FULL YEAR ROUND MOUNTAIN VIEW. Attention to detail everywhere. Upstairs has two additional large bedrooms with one full bathroom. Lower level is partially finished with additional bedroom, living space and full bathroom. Concrete slab for 2-car garage is in place.
Public Records
Sep 13, 2005
Sold
$70,000
$20/sq ft
Public Records
Jul 29, 1993
Sold
$35,000
$10/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,850 (−1.0%)
$27,600 + $286,573
$314,173
2024
$2,879 (+9.5%)
$27,600 + $286,573
$314,173
2023
$2,629 (−1.0%)
$27,600 + $286,573
$314,173
2022
$2,656 (+44.2%)
$27,600 + $230,211
$257,811
2020
$1,842 (−1.9%)
$19,200 + $110,036
$129,236
2019
$1,878 (−5.7%)
$19,200 + $110,036
$129,236
2018
$1,991 (+8.7%)
$19,200 + $110,036
$129,236
2017
$1,831 (+0.9%)
$19,200 + $99,661
$118,861
2016
$1,814 (−5.1%)
$19,200 + $99,661
$118,861
2015
$1,912 (−17.3%)
$19,200 + $88,573
$107,773
2014
$2,312
$20,000 + $109,959
$129,959
Public record
Beds
—
Baths
3.5
Stories
1.5
Lot width
—
Lot depth
—
Lot size
1.67 Acres
Year renovated
—
Finished Sq. Ft.
3,564
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,564
Year built
2006
Style
Single Family Residential
County
Fannin County
APN
0030 11531
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 22, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 100° expected this year, 19 days in 30 years
2/10 Wind Factor
0% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Morganton, GA • 30560
Average low and high temperatures (°F)
46
26
56
34
66
42
73
51
74
57
82
64
86
69
80
64
78
60
70
49
62
43
53
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 965 My Mountain Rd
$1,024,634
$50K under list price of $1.08M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $530K to $1.3M.