OFF MARKET

Off market oct 2020 for $82K

$131,572

Est. refi paymentEst. refi $659/mo

•

1.5 ba

•

1,706

sq ft

540 W Locust St, Dubuque, IA 52001

About this home

What a pleasant surprise! Adorable home with charm and style! Nothing left to do but move in. This home has been completely redone with new windows, exterior paint, electrical, flooring, brand new kitchen and baths. Old world features like hardwood floors, open staircases and colonnades beckon you to live in it's character! New world amenities such as brand new kitchen and baths make living here easy. Five bedrooms two baths, main floor laundry and a main floor bedroom. $84,000

Single-familyProperty Type

1884Year Built

4,800 sq ftLot Size

$77Est. Price/Sq.Ft.

Listed by Gwen Kosel • EXIT Unlimited

Bought with • Ruhl & Ruhl Realtors - Maquoketa

Source:ECIMLS #134496

Redfin Estimate

$131,572

$49K since sold in October 2020$4,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.7% lower than the average sale price ($146K) of 6 comparable homes.

SOLD OCT 2, 2026
$155,000
A
4 beds1.5 baths1,750 sq ft
1328 Jackson St, Dubuque, IA 52001
SOLD JUL 17, 2026
$160,000
B
4 beds1.5 baths1,610 sq ft
1440 Mount Pleasant St, Dubuque, IA 52001
SOLD SEP 25, 2026
$170,000
C
3 beds1.5 baths1,595 sq ft
1465 Jackson St, Dubuque, IA 52001
SOLD OCT 22, 2026
$150,000
D
3 beds2 baths1,536 sq ft
2290 Washington St, Dubuque, IA 52001
SOLD DEC 30, 2025
$138,900
E
3 beds1.5 baths1,408 sq ft
455 Almond St, Dubuque, IA 52001
SOLD SEP 11, 2026
$100,000
F
4 beds2 baths1,600 sq ft
2268 Washington St, Dubuque, IA 52001

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Earn from this home

Refinance

Est. cash available

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Rent

$2,534/mo

Redfin rental estimate

List your home for rent

Market trends in 52001, IA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

97.4%

+0.0% MoM

Median sale price

$215K

$5K MoM

Avg. days on market

38d

2 days MoM

Recently sold homes

162

22 MoM

New listings for sale

3D WALKTHROUGH
$114,000
3 beds1 bath1,104 sq ft
2501 Central Ave, Dubuque, IA 52001
$225,000
4 beds2.5 baths2,004 sq ft
1775 Avoca St, Dubuque, IA 52001
$274,900
3 beds2 baths1,644 sq ft
17286 Melody Cir, Dubuque, IA 52001
3D WALKTHROUGH
$674,900
4 beds3.5 baths3,988 sq ft
890 W 3rd St, Dubuque, IA 52001
$134,000
3 beds1.5 baths1,308 sq ft
2646 Jackson St, Dubuque, IA 52001
$199,000
5 beds2 baths3,136 sq ft
929 Garfield Ave Unit 931 Garfield, Dubuque, IA 52001
3D WALKTHROUGH
$259,500
3 beds2 baths1,549 sq ft
2910 Shiras Ave, Dubuque, IA 52001
$199,900
3 beds2 baths1,848 sq ft
519 Angella St, Dubuque, IA 52001
$159,500
3 beds1 bath988 sq ft
1004 Lincoln Ave, Dubuque, IA 52001
$769,000
4 beds3.5 baths4,648 sq ft
16379 Coventry Ln, Dubuque, IA 52001
See all

Provided by Redfin

Sale history for 540 W Locust St

Date

Event

Price

Public Records

Oct 6, 2020

Sold

$82,500

$48/sq ft

Public Records

Apr 11, 2018

Sold

$78,000

$46/sq ft

ECIMLS #134496

Apr 9, 2018

Sold

$78,500

$46/sq ft

Feb 8, 2018

Listed

$79,900

$47/sq ft

+20

ECIMLS #131941

Aug 18, 2017

Sold

$12,500

$7/sq ft

Jan 12, 2017

Listed

$14,900

$9/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$1,666 (+13.0%)

$11,700 + $111,300

$123,000

2025

$1,474 (+3.1%)

$11,700 + $111,300

$123,000

2024

$1,430 (+3.0%)

$11,700 + $111,300

$123,000

2023

$1,388 (+4.2%)

$11,000 + $91,500

$102,500

2022

$1,332 (+14.8%)

$11,000 + $91,500

$102,500

2021

$1,160 (+1.0%)

$11,020 + $69,480

$80,500

2020

$1,148 (+7.3%)

$11,020 + $69,480

$80,500

2019

$1,070 (−8.7%)

$11,020 + $62,380

$73,400

2018

$1,172 (+44.0%)

$11,020 + $62,380

$73,400

2017

$814 (+5.4%)

$11,020 + $42,090

$53,110

2015

$772 (+3.2%)

$11,020 + $42,920

$53,940

2013

$748

$11,020 + $42,920

$53,940

Tax history for 540 W Locust St

Year

Property tax

Land + Additions

Assessment*

2026

$1,666 (+13.0%)

$11,700 + $111,300

$123,000

2025

$1,474 (+3.1%)

$11,700 + $111,300

$123,000

2024

$1,430 (+3.0%)

$11,700 + $111,300

$123,000

2023

$1,388 (+4.2%)

$11,000 + $91,500

$102,500

2022

$1,332 (+14.8%)

$11,000 + $91,500

$102,500

2021

$1,160 (+1.0%)

$11,020 + $69,480

$80,500

2020

$1,148 (+7.3%)

$11,020 + $69,480

$80,500

2019

$1,070 (−8.7%)

$11,020 + $62,380

$73,400

2018

$1,172 (+44.0%)

$11,020 + $62,380

$73,400

2017

$814 (+5.4%)

$11,020 + $42,090

$53,110

2015

$772 (+3.2%)

$11,020 + $42,920

$53,940

2013

$748

$11,020 + $42,920

$53,940

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning and permits

Zoning
Permits

R-3

Moderate Density Multi-Family Residential District

The R-3 district is intended to provide locations for a variety of dwelling types ranging from single-family to low rise multi-family dwellings. The R-3 district also serves as a transition between residential and nonresidential districts

Permitted uses

Include but are not limited to:

Assembly/ meeting place
Religious facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Infrastructure
Educational/school
Recreation
Golf related
Cemetery

Dec 15, 2017 • Active

Building

Remove existing wall coverings and insulate exterior walls. Install new sheetrock and two new windows.

Remodel

Dec 13, 2017 • Final

Electrical

Rewire the electrical systems in a kitchen and bathroom.

Bathroom

Electrical

Kitchen

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Interior

Basement Information
Basement Sq. Ft: 366
Basement Type: Partial

Bathroom Information
# of Full Baths: 1
# of 1/2 Baths: 1
# of Bathroom Fixtures: 5

Heating & Cooling
Air Conditioning Type: Central
Heating Type: Forced Air Gas

Room Information
# of Rooms: 9

Exterior

Exterior Information
Physical Condition: Average
Foundation Type: Stone
Construction Type: Frame
Roof Covering Type: Asphalt
Roof Shape Type: Asphalt
Building Type: Single Family

Property Information
Subdivision Name: QUIGLEYS SUB
Living Sq. Ft: 1,706
Ground Floor Sq. Ft: 974
Building Sq. Ft: 2,072
# of Stories: 2
Stories Type: 2
Legal Description: E 40' OF LOT 7 QUIGLEYS SUB OF 710

Lot Information
# of Buildings: 1
Land Sq. Ft: 4,800
Legal Lot Number: 7
Municipality Name: DBQ CTY/DBQ COMM SCH
Acres: 0.1102
Depth Footage: 120
Front Footage: 40
Zoning Code: CI
County Use Description: RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2026
Tax District County: DBQ CTY/DBQ COMM SCH

Public facts

Beds: 4
Baths: 1.5
Sq. Ft.: 1,706
Stories: 2.0
Lot Size: 4,800 square feet
Style: Single Family Residential
Year Built: 1884
Year Renovated: 1884
County: Dubuque County
APN: 1024159013

Home facts updated by county records on Nov 2, 2026

Around this home

Schools

K - 12
Preschool & daycare

Lincoln Elementary School

Public PreK-5 • Assigned • 0.8mi

3/10

George Washington Middle School

Public 6-8 • Assigned • 1.3mi

4/10

Dubuque Senior High School

Public 9-12 • Assigned • 0.9mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

7/10 Flood Factor

Estimated 74-82% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Dubuque, IA • 52001

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.4 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

10.4 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$125,000 – $152,000

Sell confidently with a local market expert in Dubuque. 3 minutes to get started.

Nearby similar homes

$18,000

2 beds1 bath1,256 sq ft

1493 Washington St, Dubuque, IA 52001

Built 1890 • Listed 12 days

NEW CONSTRUCTION

$359,000

3 beds2 baths1,987 sq ft

1235 Jackson Dr, North Liberty, IA 52317

Open-concept layout • Lvp flooring • Quartz countertops

$49,900

2 beds1 bath1,172 sq ft

2036 Jackson St, Dubuque, IA 52001

Fixer-upper • Investor opportunity • Garage

$134,500

3 beds1.5 baths1,470 sq ft

2947 White St, Dubuque, IA 52001

Original woodwork • Hardwood flooring • Enclosed front porch

3D WALKTHROUGH

$188,000

3 beds1 bath1,743 sq ft

909 Mount Loretta Ave Ave, Dubuque, IA 52003

Ornate woodwork • Hardwood floors • Original details

$159,955

5 beds2 baths1,904 sq ft

2543 Washington St, Dubuque, IA 52001

Fenced yard • Off-street parking • Garage

New listings for sale in 52001

3D WALKTHROUGH

$114,000

3 beds1 bath1,104 sq ft

2501 Central Ave, Dubuque, IA 52001

Original woodwork • Sliding glass doors • Back deck

$225,000

4 beds2.5 baths2,004 sq ft

1775 Avoca St, Dubuque, IA 52001

Fenced-in yard • Screened-in sunroom • Bonus room

$274,900

3 beds2 baths1,644 sq ft

17286 Melody Cir, Dubuque, IA 52001

Screened porch • Great view • New septic

3D WALKTHROUGH

$674,900

4 beds3.5 baths3,988 sq ft

890 W 3rd St, Dubuque, IA 52001

Garage • Built 1881 • Listed 3 days

$134,000

3 beds1.5 baths1,308 sq ft

2646 Jackson St, Dubuque, IA 52001

Garage • Off-street parking • Parking

$199,000

5 beds2 baths3,136 sq ft

929 Garfield Ave Unit 931 Garfield, Dubuque, IA 52001

Garage • Built 1881 • Listed 3 days

3D WALKTHROUGH

$259,500

3 beds2 baths1,549 sq ft

2910 Shiras Ave, Dubuque, IA 52001

3.71 acres • Second-floor laundry • Spacious front deck

$199,900

3 beds2 baths1,848 sq ft

519 Angella St, Dubuque, IA 52001

Updated kitchen • New pantry • Second-floor laundry

$159,500

3 beds1 bath988 sq ft

1004 Lincoln Ave, Dubuque, IA 52001

Main floor laundry • Eat in kitchen • Level yard

Home values near 540 W Locust St

Data from public records.

Address	Redfin Estimate
517 West Locust Street, Dubuque, IA 3 Beds \| 2 Baths \| 1888 Sq. Ft.	$136,723
541 West Locust Street, Dubuque, IA 3 Beds \| 2 Baths \| 1325 Sq. Ft.	$149,494
569 West Locust Street, Dubuque, IA 3 Beds \| 1.5 Baths \| 1376 Sq. Ft.	$130,297
546 West Locust Street, Dubuque, IA 2 Beds \| 2 Baths \| 1032 Sq. Ft.	$105,756
528 West Locust Street, Dubuque, IA 3 Beds \| 1 Baths \| 1347 Sq. Ft.	$125,330
554 West Locust Street, Dubuque, IA 3 Beds \| 2 Baths \| 1311 Sq. Ft.	$147,736
561 West Locust Street, Dubuque, IA 4 Beds \| 4 Baths \| 2244 Sq. Ft.	$159,682

Address	Redfin Estimate
581 West Locust Street, Dubuque, IA 4 Beds \| 1.5 Baths \| 2160 Sq. Ft.	$168,505
547 West Locust Street, Dubuque, IA 4 Beds \| 1.5 Baths \| 1903 Sq. Ft.	$159,599
575 West Locust Street, Dubuque, IA - Beds \| 4 Baths \| 3640 Sq. Ft.	$193,370
560 West Locust Street, Dubuque, IA 3 Beds \| 2.5 Baths \| 2395 Sq. Ft.	$95,216
516 West Locust Street, Dubuque, IA 3 Beds \| 1.5 Baths \| 1111 Sq. Ft.	$114,499
506 West Locust Street, Dubuque, IA 2 Beds \| 1 Baths \| 1260 Sq. Ft.	$74,123
506 West Locust Street Apartment 508 W Locust, Dubuque, IA 4 Beds \| 2 Baths \| 2520 Sq. Ft.	—

Address	Redfin Estimate
531 West Locust Street, Dubuque, IA 3 Beds \| 2 Baths \| 1440 Sq. Ft.	$153,895
535 West Locust Street, Dubuque, IA 2 Beds \| 1.5 Baths \| 1183 Sq. Ft.	$111,137
508 West Locust Street, Dubuque, IA 2 Beds \| 1 Baths \| 1260 Sq. Ft.	$89,260
520 West Locust Street, Dubuque, IA 3 Beds \| 1 Baths \| 1290 Sq. Ft.	$72,671
534 West Locust Street, Dubuque, IA 2 Beds \| 1 Baths \| 572 Sq. Ft.	$58,624
553 West Locust Street, Dubuque, IA 8 Beds \| 4 Baths \| 2640 Sq. Ft.	$219,140
559 Quigley Lane, Dubuque, IA 2 Beds \| 3.5 Baths \| 2033 Sq. Ft.	$199,773

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 52001, IA

Sale history for 540 W Locust St

Tax history for 540 W Locust St

Zoning and permits

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 52001

Home values near 540 W Locust St

More real estate resources